In 2024, Generation Z in the United States had an average of roughly ****** U.S. dollars in student loan debt. By contrast, Generation X had the highest student loan debt, amounting to approximately ****** U.S. dollars. The value of outstanding student loans has been consistently rising over the past few decades.

Statistics on student debt, including the average debt at graduation, the percentage of graduates who owed large debt at graduation and the percentage of graduates with debt who had paid it off at the time of the interview, are presented by the province of study and the level of study. Estimates are available at five-year intervals.

View quarterly updates and historical trends for US Student Loan Debt. from United States. Source: Federal Reserve Bank of New York. Track economic data w…

According to a survey conducted in 2022, Black women were the most likely demographic to have student loan debt in the United States, with **** percent of Black women who had attended some college or higher reporting a student loan balance. In comparison, **** percent of Hispanic women and **** percent of White women in the United States with at least some college or higher had student loan debt in 2022.

In 2025, students graduating from English universities will have incurred an average of 53,000 British pounds of student loan debt, compared with 39,000 pounds in Wales, 28,000 pounds in Northern Ireland, and around 18,000 pounds in Scotland.

Percentage of graduates who borrowed from government student loan programs and their average debt at graduation, Canada and provinces. This table is included in Section B: Financing education systems of the Pan Canadian Education Indicators Program (PCEIP). PCEIP is an ongoing initiative of the Canadian Education Statistics Council, a partnership between Statistics Canada and the Council of Ministers of Education, Canada that provides a set of statistical measures on education systems in Canada.

The value of outstanding student loans in the United States has ballooned since the first quarter of 2006. As of the fourth quarter of 2024, American students owed over **** trillion U.S. dollars in student loans. In the first quarter of 2006, this figure stood at ***** billion U.S. dollars.

As of Q4 2024, Americans aged 50 to 61 years had the highest average student loan debt balance among all age groups, averaging ********* U.S. dollars of student debt per borrower. In comparison, Americans who were 24 years and younger had an average student debt balance of ********* U.S. dollars.

In 2020, Black graduates took on the most student loan debt in the United States, borrowing an average of 58,400 U.S. dollars after four years of completing a bachelor's degree. In comparison, Hispanic graduates borrowed an average of 41,700 U.S. dollars after four years of completing a bachelor's degree.

Graph and download economic data for Student Loans Owned and Securitized (DISCONTINUED) (SLOAS) from Q1 2006 to Q4 2024 about student, securitized, owned, loans, and USA.

As of 2020, ** percent of the general population in the United States had no student debt. Over *** percent held up to 25,000 U.S. dollars in debt from student loans.

Statistics on postsecondary graduates who owed money for their education to government-sponsored student loans at graduation, including the average debt at graduation, the percentage of graduates who owed large debt at graduation and the percentage of debt paid off at the time of the interview, are presented by the province of study and the level of study. Estimates are available at five-year intervals.

This comprehensive dataset 📊🇺🇸 takes you on a captivating journey through the world of student loans in the USA. 🎓💸💼 Dive into the numbers and explore the evolving landscape of student borrowing over the years. 📈🔍 Gain insights into the trends, challenges, and impact of student loans on American graduates, shedding light on the pursuit of higher education and its financial implications. 🎓💰🌟 Uncover valuable information that can shape policies, inspire research, and drive discussions surrounding student loan debt in the United States. 📚💡💼 Whether you're an analyst, researcher, or simply curious about the topic, this dataset will equip you with the knowledge to understand and navigate the complexities of student loans in the USA. 🎓💼🔍

View quarterly updates and historical trends for US Student Loans Delinquent by 90 or More Days. from United States. Source: Federal Reserve Bank of New Y…

Financial overview and grant giving statistics of Wisconsin Coalition on Student Loan Debt Inc.

As of 2025, the outstanding student loan debt in the United Kingdom reached over 292 billion British pounds, with the majority of the debt coming from England at 266.6 billion pounds, with student loan debt in Scotland amounting to 9.4 billion, Wales 10.6 billion, and Northern Ireland 5.6 billion.

Student Loan Market Outlook

According to our latest research, the global student loan market size reached USD 135.2 billion in 2024, reflecting the persistent demand for higher education financing worldwide. The market is expected to expand at a CAGR of 7.1% from 2025 to 2033, reaching an estimated USD 251.7 billion by 2033. This robust growth is driven by the increasing cost of tertiary education, rising enrollment rates, and evolving financial products tailored to diverse borrower needs. As per our latest analysis, the market is witnessing dynamic shifts in lender participation and repayment models, reflecting the changing landscape of global education finance.

One of the primary growth factors propelling the student loan market is the escalating cost of higher education across both developed and emerging economies. Tuition fees, living expenses, and ancillary costs have risen steadily, outpacing inflation and family income levels in many countries. This widening affordability gap has compelled students and their families to increasingly rely on external funding sources, particularly student loans. Simultaneously, the proliferation of private and alternative lenders has diversified borrowing options, making loans more accessible to a broader demographic. The emergence of income-driven repayment and refinancing solutions has further enhanced the market’s attractiveness, offering borrowers flexibility and financial relief over traditional rigid repayment structures.

Another significant factor impacting market growth is the ongoing digital transformation within the financial sector. Fintech innovations are streamlining loan origination, disbursement, and management, reducing operational costs for lenders and expediting the approval process for borrowers. Online lending platforms, powered by advanced analytics and AI, are enabling more personalized risk assessments and competitive interest rates, attracting tech-savvy students and parents. These platforms are also contributing to greater financial inclusion, particularly in regions where traditional banking infrastructure is limited. The integration of digital tools is not only enhancing the borrower experience but also improving portfolio performance for lenders through better risk management and customer engagement.

Demographic trends and government policies are also shaping the student loan market’s trajectory. The global surge in tertiary enrollment, especially in Asia Pacific and Africa, is expanding the borrower base. Governments in several countries are implementing supportive policies, such as interest subsidies, loan forgiveness programs, and flexible repayment schemes, to mitigate the financial burden on graduates and stimulate higher education participation. However, regulatory scrutiny around lending practices and concerns over rising student debt levels are prompting both public and private lenders to adopt more responsible lending and transparency measures. These dynamics are fostering a more balanced and sustainable growth environment for the student loan market.

Regionally, North America continues to command the largest share of the student loan market, driven by the United States’ mature lending ecosystem and high tertiary education costs. However, Asia Pacific is emerging as the fastest-growing region, fueled by rapid urbanization, expanding middle-class populations, and increasing investments in higher education infrastructure. Europe, meanwhile, exhibits steady growth, supported by government-backed loan schemes and cross-border education mobility. Latin America and the Middle East & Africa are witnessing gradual expansion, with rising demand for higher education and evolving financial services infrastructure. Each region presents unique challenges and opportunities, influencing lender strategies and market dynamics.

Type Analysis

The student loan market is segmented by type into federal loans, private loans, and refinancing loans, each with distinct characteristics and growth trajectories. Federal loans, primarily offered by government agencies, remain the dominant segment in markets such as the United States and several European countries. These loans typically feature lower interest rates, flexible repayment options, and borrower protections, making them the preferred choice for undergraduate and graduate students. The stability and accessibility of federal loans are underpinned by government backing, which reduces default ri

Presents statistics on the status of student loans borrowers and the change in debt in the financial year. The borrowers are English domiciles who studied anywhere in the UK or EU students who studied in England.

Source agency: Student Loans Company

Designation: National Statistics

Language: English

Alternative title: Student Loans for Higher Education in England

How has student debt changed over the past decade? How will interest rates affect it now?

Student Loans by Population Register County, Debt Calculation Date, Gender and Dimensions: Number of persons, Debt