In the first half of 2023, the non-banking financial companies witnessed a growth of over ** percent in their education loan book. Banks, on the other hand, registered growth of almost six percent. The education loan segment, although primarily dominated by public sector banks, witnessed a spike in specialized NBFCs focused on the overseas education loan segment in the last five years. The higher loan book growth of NBFCs is mainly driven by this demand for overseas education loans.

From April to September 2024, the outstanding education loans in India shot up to almost *** billion Indian rupees. The rising cost of education has led to a stark increase in outstanding education loans since 2020. The demand for private institutions has been increasing in the country, but they are relatively more expensive than government-funded institutions.

Loan Advances: Education: Number of Accounts: Kerala data was reported at 233,454.000 Unit in 2024. This records a decrease from the previous number of 233,758.000 Unit for 2023. Loan Advances: Education: Number of Accounts: Kerala data is updated yearly, averaging 233,758.000 Unit from Mar 1998 (Median) to 2024, with 27 observations. The data reached an all-time high of 341,427.000 Unit in 2014 and a record low of 5,979.000 Unit in 1998. Loan Advances: Education: Number of Accounts: Kerala data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Monetary – Table IN.KAH047: Scheduled Commercial Banks: Advances to Priority Sector: Education.

In the first half of 2023, the education loans disbursing non-banking financial companies (NBFCs) had an asset under management of over ** billion, more than the entire financial year 2022. Due to a healthy increase in disbursements, the AUM for these NBFCs witnessed an over ** percent CAGR from financial year 2018 to first half of financial year 2023.

Get data regarding Education Loan according to AISHE survey. Government of India in consultation with Reserve Bank of India (RBI) and Indian Bankers Association (IBA) has framed a Comprehensive Educational Loan Scheme to provide Interest Subsidy to ensure that no deserving student in the Country is deprived of higher education for want of finances. The new scheme covers all type of courses including professional courses in schools and colleges in India.

Loan Advances: Education: Balance Outstanding: Orissa data was reported at 14,152.169 INR mn in 2024. This records an increase from the previous number of 13,205.715 INR mn for 2023. Loan Advances: Education: Balance Outstanding: Orissa data is updated yearly, averaging 12,797.592 INR mn from Mar 1998 (Median) to 2024, with 27 observations. The data reached an all-time high of 17,371.571 INR mn in 2015 and a record low of 58.300 INR mn in 1998. Loan Advances: Education: Balance Outstanding: Orissa data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Monetary – Table IN.KAH047: Scheduled Commercial Banks: Advances to Priority Sector: Education.

India Outward Remittances: Liberalised Remittance Scheme: Others: Subscription to Journal, Maintenance of Investment Abroad, Student Loan Repayments, Credit Card Payments data was reported at 20.121 USD mn in Sep 2018. This records a decrease from the previous number of 26.655 USD mn for Aug 2018. India Outward Remittances: Liberalised Remittance Scheme: Others: Subscription to Journal, Maintenance of Investment Abroad, Student Loan Repayments, Credit Card Payments data is updated monthly, averaging 13.853 USD mn from Apr 2008 (Median) to Sep 2018, with 126 observations. The data reached an all-time high of 123.600 USD mn in Aug 2008 and a record low of 5.228 USD mn in Nov 2013. India Outward Remittances: Liberalised Remittance Scheme: Others: Subscription to Journal, Maintenance of Investment Abroad, Student Loan Repayments, Credit Card Payments data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Monetary – Table IN.KAI021: Outward Remittance: Liberalised Remittance Scheme.

Loan Advances: Education: Number of Accounts: Chandigarh data was reported at 4,213.000 Unit in 2024. This records an increase from the previous number of 3,737.000 Unit for 2023. Loan Advances: Education: Number of Accounts: Chandigarh data is updated yearly, averaging 4,077.000 Unit from Mar 1998 (Median) to 2024, with 27 observations. The data reached an all-time high of 6,086.000 Unit in 2012 and a record low of 129.000 Unit in 1999. Loan Advances: Education: Number of Accounts: Chandigarh data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Monetary – Table IN.KAH047: Scheduled Commercial Banks: Advances to Priority Sector: Education.

In the financial year 2022, public sector banks in India disbursed approximately ** billion Indian rupees in loans for studying abroad. This was a significant increase compared to the previous year, when the loans disbursed amounted to ** billion rupees.

Loan Advances: Education: Balance Outstanding: Bihar data was reported at 18,480.523 INR mn in 2024. This records a decrease from the previous number of 19,909.661 INR mn for 2023. Loan Advances: Education: Balance Outstanding: Bihar data is updated yearly, averaging 13,821.519 INR mn from Mar 1998 (Median) to 2024, with 27 observations. The data reached an all-time high of 31,540.447 INR mn in 2017 and a record low of 30.800 INR mn in 1998. Loan Advances: Education: Balance Outstanding: Bihar data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Monetary – Table IN.KAH047: Scheduled Commercial Banks: Advances to Priority Sector: Education.

dataset contains detailed financial and demographic data for 20,000 individuals, focusing on income, expenses, and potential savings across various categories. The data aims to provide insights into personal financial management and spending patterns.

• Income & Demographics:
  • Income: Monthly income in currency units.
  • Age: Age of the individual.
  • Dependents: Number of dependents supported by the individual.
  • Occupation: Type of employment or job role.
  • City_Tier: A categorical variable representing the living area tier (e.g., Tier 1, Tier 2).
• Monthly Expenses:
  • Categories like Rent, Loan_Repayment, Insurance, Groceries, Transport, Eating_Out, Entertainment, Utilities, Healthcare, Education, and Miscellaneous record various monthly expenses.
• Financial Goals & Savings:
  • Desired_Savings_Percentage and Desired_Savings: Targets for monthly savings.
  • Disposable_Income: Income remaining after all expenses are accounted for.
• Potential Savings:
  • Includes estimates of potential savings across different spending areas such as Groceries, Transport, Eating_Out, Entertainment, Utilities, Healthcare, Education, and Miscellaneous.

In the financial year 2022, public sector banks in India disbursed loans to almost ****** students. This was a significant increase when compared to the previous year. The appetite for education loans has significantly increased since 2013.

Loan Advances: Education: Number of Accounts: Haryana data was reported at 26,104.000 Unit in 2024. This records an increase from the previous number of 25,457.000 Unit for 2023. Loan Advances: Education: Number of Accounts: Haryana data is updated yearly, averaging 26,104.000 Unit from Mar 1998 (Median) to 2024, with 27 observations. The data reached an all-time high of 37,531.000 Unit in 2014 and a record low of 506.000 Unit in 1999. Loan Advances: Education: Number of Accounts: Haryana data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Monetary – Table IN.KAH047: Scheduled Commercial Banks: Advances to Priority Sector: Education.

Loan Advances: Education: Number of Accounts: Orissa data was reported at 40,530.000 Unit in 2024. This records an increase from the previous number of 38,008.000 Unit for 2023. Loan Advances: Education: Number of Accounts: Orissa data is updated yearly, averaging 38,267.000 Unit from Mar 1998 (Median) to 2024, with 27 observations. The data reached an all-time high of 69,886.000 Unit in 2013 and a record low of 1,138.000 Unit in 2000. Loan Advances: Education: Number of Accounts: Orissa data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Monetary – Table IN.KAH047: Scheduled Commercial Banks: Advances to Priority Sector: Education.

As of June 2023, personal loans dominated the retail loans market in India by the count of active loans, with a share of **** percent. The segment was followed by credit card with around **** percent. Auto loans ranked the lowest in terms of volume. Retail loans are loans given to individual consumers for various reasons such as purchase of property, vehicles, consumer durables, funding education etc.

India Loan Advances: Education: Number of Accounts data was reported at 2,427,512.000 Unit in 2018. This records a decrease from the previous number of 2,547,246.000 Unit for 2017. India Loan Advances: Education: Number of Accounts data is updated yearly, averaging 1,247,083.000 Unit from Mar 1998 (Median) to 2018, with 21 observations. The data reached an all-time high of 2,681,360.000 Unit in 2014 and a record low of 83,177.000 Unit in 2000. India Loan Advances: Education: Number of Accounts data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Monetary – Table IN.KAH031: Scheduled Commercial Banks: Loan Advances to Priority Sector: Education.

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Context

Ministry of Human Resource Development (MHRD), Govt of India has initiated an All India Survey on Higher Education (AISHE) in the year 2010-11 to build a robust database and to assess the correct picture of higher Education in the country.

The main objectives of the survey was to

• identify & capture all the institutions of higher learning in the country
• Collect the data from all the higher education institutions on various aspects of higher education.

Data was collected on following broad items

• Institution’s Basic Details
• Teacher’s Details
• Details of Non-Teaching Staff
• Programme conducted under various Faculties/Schools & Departments/Centres
• Students enrolled in these Programme
• Examination result of terminal year of each Programme
• Financial Information such as Receipt and Expenditure under various heads
• Availability of Infrastructure
• Scholarships, Loans & Accreditation

source: AISHE(pdf)

Content

This dataset contains unit level data from AISHE from 2011-12 to 2015-16.

csv file list:

1. accreditation.csv
2. college.csv
3. college_institution.csv
4. college_institution_accreditation.csv
5. college_institution_department.csv
6. college_institution_faculty.csv
7. college_institution_non_teaching_staff_count.csv
8. college_institution_student_hostel.csv
9. college_institution_teaching_staff.csv
10. college_institution_teaching_staff_sanctioned_strength.csv
11. course.csv
12. course_enrolled_foreign_student_count.csv
13. course_enrolled_student_count.csv
14. course_examination_result.csv
15. department.csv
16. educational_institution_course.csv
17. enrolled_distance_student_university.csv
18. enrolled_distance_student_university_count.csv
19. enrolled_foreign_student_count.csv
20. enrolled_student_count.csv
21. examination_result.csv
22. faculty.csv
23. faculty_department.csv
24. infrastructure.csv
25. loan.csv
26. MetaData.csv
27. non_teaching_staff_count.csv
28. other_minority_college_regular .csv
29. other_minority_standalone_distance.csv
30. other_minority_standalone_regular .csv
31. other_minority_university_distance.csv
32. other_minority_university_regular .csv
33. persons_count_by_category.csv
34. private_students_result.csv
35. ref_broad_discipline_group.csv
36. ref_broad_discipline_group_category.csv
37. ref_college_institution_statutory_body.csv
38. ref_count_by_category_remarks.csv
39. ref_country.csv
40. ref_course_level.csv
41. ref_course_mode.csv
42. ref_course_type.csv
43. ref_diploma_course.csv
44. ref_district.csv
45. ref_examination_system.csv
46. ref_institute_type.csv
47. ref_institution_management.csv
48. ref_non_teaching_staff_group.csv
49. ref_non_teaching_staff_type.csv
50. ref_programme.csv
51. ref_programme_broad_discipline_group_and_category.csv
52. ref_programme_statutory_body.csv
53. ref_speciality.csv
54. ref_standalone_institution.csv
55. ref_state.csv
56. ref_state_body.csv
57. ref_student_hostel_type.csv
58. ref_teaching_staff_designation.csv
59. ref_teaching_staff_selection_mode.csv
60. ref_university.csv
61. ref_university_college_type.csv
62. ref_university_type.csv
63. regional_center.csv
64. scholarship.csv
65. staff_quarter.csv
66. standalone_institution.csv
67. standalone_institution_accreditation.csv
68. standalone_institution_department.csv
69. standalone_institution_faculty.csv
70. standalone_institution_non_teaching_staff_count.csv
71. standalone_institution_student_hostel.csv
72. standalone_institution_teaching_staff.csv
73. standalone_institution_teaching_staff_sanctioned_strength.csv
74. student_hostel.csv
75. teaching_staff.csv
76. teaching_staff_count.csv
77. teaching_staff_sanctioned_strength.csv
78. university.csv
79. university_accreditation.csv
80. university_department.csv
81. university_enrolled_distance_student.csv
82. university_faculty.csv
83. university_non_teaching_staff_count.csv
84. university_private_students_result.csv
85. university_student_hostel.csv
86. university_teaching_staff.csv
87. university_teaching_staff_sanctioned_strength.csv

Acknowledgements

Ministry of Human Resource Development (MHRD), Govt of India has published this dataset on Open Govt Data India Platform under Govt. open data license - India.

MHRD has also published some reports from this survey.

Inspiration

This is an interesting dataset to get the holistic picture of higher education system in India. One of the main objective of dept. of higher education is to increase the gross enrolment ratio (GRT) to 15% by 2011-12 and to 21% by [12...

In 2022, non-banking financial companies in India dominated the retail loans market in terms of the number of loans, with ** percent market share. Private sector banks followed with around ** percent. Retail loans are loans given to individual consumers for various reasons such as purchase of property, vehicles, consumer durables, funding education etc.

Loan Advances: Education: Number of Accounts: Madhya Pradesh data was reported at 58,879.000 Unit in 2024. This records a decrease from the previous number of 60,225.000 Unit for 2023. Loan Advances: Education: Number of Accounts: Madhya Pradesh data is updated yearly, averaging 60,267.000 Unit from Mar 1998 (Median) to 2024, with 27 observations. The data reached an all-time high of 83,230.000 Unit in 2014 and a record low of 616.000 Unit in 1998. Loan Advances: Education: Number of Accounts: Madhya Pradesh data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Monetary – Table IN.KAH047: Scheduled Commercial Banks: Advances to Priority Sector: Education.

Loan Advances: Education: Number of Accounts: Uttar Pradesh data was reported at 96,478.000 Unit in 2024. This records an increase from the previous number of 92,889.000 Unit for 2023. Loan Advances: Education: Number of Accounts: Uttar Pradesh data is updated yearly, averaging 91,972.000 Unit from Mar 1998 (Median) to 2024, with 27 observations. The data reached an all-time high of 141,095.000 Unit in 2014 and a record low of 1,222.000 Unit in 1998. Loan Advances: Education: Number of Accounts: Uttar Pradesh data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Monetary – Table IN.KAH047: Scheduled Commercial Banks: Advances to Priority Sector: Education.