The value of outstanding student loans in the United States has ballooned since the first quarter of 2006. As of the fourth quarter of 2024, American students owed over **** trillion U.S. dollars in student loans. In the first quarter of 2006, this figure stood at ***** billion U.S. dollars.

Graph and download economic data for Student Loans Owned and Securitized (DISCONTINUED) (SLOAS) from Q1 2006 to Q4 2024 about student, securitized, owned, loans, and USA.

In 2024, Generation Z in the United States had an average of roughly ****** U.S. dollars in student loan debt. By contrast, Generation X had the highest student loan debt, amounting to approximately ****** U.S. dollars. The value of outstanding student loans has been consistently rising over the past few decades.

The National Student Loan Data System (NSLDS) is the national database of information about loans and grants awarded to students under Title IV of the Higher Education Act (HEA) of 1965. NSLDS provides a centralized, integrated view of Title IV loans and grants during their complete life cycle, from aid approval through disbursement, repayment, deferment, delinquency, and closure.

Provides recipient and disbursement information each quarter for the Direct Loan and Federal Family Education Loan Programs by postsecondary school.

In the academic year 2020/21, 37 percent of students at public 4-year institutions in the United States had student loans. This is compared to 67 percent of students who had student loans at private for-profit 4-year institutions in the United States.

Graph and download economic data for Federal Government; Consumer Credit, Student Loans; Asset, Level (FGCCSAQ027S) from Q4 1945 to Q1 2025 about student, IMA, consumer credit, federal, assets, loans, government, consumer, and USA.

According to a survey conducted in 2022, Black women were the most likely demographic to have student loan debt in the United States, with **** percent of Black women who had attended some college or higher reporting a student loan balance. In comparison, **** percent of Hispanic women and **** percent of White women in the United States with at least some college or higher had student loan debt in 2022.

Due to the impact of the COVID-19 pandemic, the U.S government paused payments on federal student loans starting on March 13, 2020, moving billions of dollars of student debt into forbearance. Forbearance means that no payments need to be made, with the interest rate set to zero percent. In the second quarter of 2022 and 2023, the majority of federal student loans remained in forbearance, totaling over 1000 billion U.S. dollars. However, loan repayments and interest rates restarted in October 2023, lowering the amount of student loans in forbearance to **** billion U.S. dollars as of Q2 2024.

In the academic year *******, around ** percent of students in the United States borrowed money for college in the form of federal student loans. This is a slight increase from the previous year, when ** percent of students borrowed money in the form of federal student loans.

Direct combined loans, also called Stafford loans, accounted for *** billion U.S. dollars of outstanding student loan debt in the United States in 2024. Stafford loans are a type of federal student loans offered to eligible university students at a lower interest rate than private loans. In the first quarter of 2024, outstanding student loan debt in the United States totaled over **** trillion U.S. dollars.

Provides snapshots of the outstanding federal student loan portfolio by loan program, loan type, loan status, repayment plan, delinquency, servicer, and various borrower demographics.

Debt Balance Student Loans in the United States increased to 1.63 Trillion USD in the first quarter of 2025 from 1.62 Trillion USD in the fourth quarter of 2024. This dataset includes a chart with historical data for the United States Debt Balance Student Loans.

This page provides links to the Federal Student Loan Program Data Books and to other data reports and compilations related to the Federal Student Loan Programs.

As of the fourth quarter of 2024, federal student loan borrowers aged between 35 and 49 years had the most student debt out of all age groups in the United States, with a total outstanding debt of ***** billion U.S. dollars. Studies have shown that Black women are the most likely demographic to have student loan debt in the United States.

Household Debt: Student Loan data was reported at 1,407.000 USD bn in Mar 2018. This records an increase from the previous number of 1,378.000 USD bn for Dec 2017. Household Debt: Student Loan data is updated quarterly, averaging 778.200 USD bn from Mar 2003 (Median) to Mar 2018, with 61 observations. The data reached an all-time high of 1,407.000 USD bn in Mar 2018 and a record low of 240.700 USD bn in Mar 2003. Household Debt: Student Loan data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s USA – Table US.KA012: Household Debt.

Graph and download economic data for Student Loans Owned and Securitized, Flow (DISCONTINUED) (FLSLOASA) from Q2 2006 to Q3 2024 about student, securitized, owned, flow, loans, and USA.

How has student debt changed over the past decade? How will interest rates affect it now?

Information about federal student loans that have been discharged or forgiven under certain programs.

United States Memo: Outs: CC: Student Loans data was reported at 1,521.019 USD bn in Mar 2018. This records an increase from the previous number of 1,490.560 USD bn for Dec 2017. United States Memo: Outs: CC: Student Loans data is updated quarterly, averaging 0.000 USD bn from Dec 1951 (Median) to Mar 2018, with 266 observations. The data reached an all-time high of 1,521.019 USD bn in Mar 2018 and a record low of 0.000 USD bn in Dec 2005. United States Memo: Outs: CC: Student Loans data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.AB057: Funds by Instruments: Flows and Outstanding: Consumer Credit.