The U.S. Department of Housing and Urban Development (HUD) periodically produce its HUD Subprime and Manufactured home Lender List for the lenders who specialize in either subprime or manufactured home lending, even though beginning with 2004 HMDA reporting, lenders are required to identify loans for manufactured housing and loans in which the APR on the loan exceeds a comparable Treasury APR. The HUD Subprime and Manufactured home Lender List contains the names of those lenders, their agency codes, and lender identification numbers. The agency code and lender identification numbers should be used to link to the individual HMDA loan application records (LARS). The file also contains a concatenated field, IDD, which is a combination of the agency code and lender identification number. The HUD Subprime and Manufactured home Lender List has annually been updated and revised in response to feedback from lenders, policy analysts, housing advocacy groups, and other users of the list. HUD deletes lenders and adds others based on that feedback.

Following the drastic increase directly after the COVID-19 pandemic, the delinquency rate started to gradually decline, falling below *** percent in the second quarter of 2023. In the second half of 2023, the delinquency rate picked up, but remained stable throughout 2024. In the first quarter of 2025, **** percent of mortgage loans were delinquent. That was significantly lower than the **** percent during the onset of the COVID-19 pandemic in 2020 or the peak of *** percent during the subprime mortgage crisis of 2007-2010. What does the mortgage delinquency rate tell us? The mortgage delinquency rate is the share of the total number of mortgaged home loans in the U.S. where payment is overdue by 30 days or more. Many borrowers eventually manage to service their loan, though, as indicated by the markedly lower foreclosure rates. Total home mortgage debt in the U.S. stood at almost ** trillion U.S. dollars in 2024. Not all mortgage loans are made equal ‘Subprime’ loans, being targeted at high-risk borrowers and generally coupled with higher interest rates to compensate for the risk. These loans have far higher delinquency rates than conventional loans. Defaulting on such loans was one of the triggers for the 2007-2010 financial crisis, with subprime delinquency rates reaching almost ** percent around this time. These higher delinquency rates translate into higher foreclosure rates, which peaked at just under ** percent of all subprime mortgages in 2011.

During the month of March 2025, the company with the largest share of the reverse mortgage market in the United States was Mutual Of Omaha Mortgage Inc. Its share of 22.4 percent was around three percent greater than the market share of Finance Of America Reverse LLC. Reverse mortgage volume increases Mutual Of Omaha Mortgage Inc. was the top lender of Home Equity Conversion Mortgages (HECMs) in 2023, with the highest number of loan originations. In 2023, the company, which specializes in home equity retirement solutions, closed a total of over 5,000 HECMs and ended the year as the leading reverse mortgage company in the United States. Despite the overall number of HECMs in the United States dropping dramatically between 2009 and 2019, this trend reversed in the following years, with 2022 recording the highest 10-year figure. Banks withdraw from reverse mortgage market In the past, some of the largest banks in the United States featured in the list of leading reverse mortgage lenders; as of 2024, financial services firm Wells Fargo remained the all-time leading reverse mortgage company in the country. However, banks have exited the reverse mortgage business, and the rankings now feature companies that focus primarily on HECMs. In 2011, Wells Fargo and Bank of America – the two largest providers of HECMs at the time – stopped offering the service because of an unpredictable housing market and the creditworthiness of borrowers.

Advance America is a prominent payday loan company offering short-term, small-dollar loans to consumers. The Advance America business model revolves around providing quick cash advances to individuals who need funds urgently, typically to cover unexpected expenses or bridge gaps between paychecks. Advance America generates revenue primarily through the interest and fees charged on these loans. Advance America operates both online and through a vast network of physical storefronts, making their services readily accessible. Advance America emphasizes responsible lending practices and compliance with state regulations, providing resources on financial literacy and budgeting. Advance America also offers other financial services like installment loans, title loans, and lines of credit, aiming to diversify their offerings and provide more flexible options for customers. You can download the complete list of key information about Advance America car dealership locations, contact details, services offered, and geographical coordinates, beneficial for various applications like store locators, business analysis, and targeted marketing. The Advance America car dealership data you can download includes:

Identification & Location: 


  store_number, store_type, store_location, address, city, state, zip_code, latitude, longitude, country, country_code, county, geo_accuracy


Contact Information: 


  phone_number, website_address


Operational Details & Services: 


   store_hours, loans_and_services,

The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate. The table shows the latest available data from the national authorities as well as the values from three months ago and one year ago. The data are updated continuously.

The publication of this dataset was carried out as part of the Challenge Data with the students of Sciences Po Saint-Germain-en-Laye. This dataset offers the 500 most borrowed documents in Marseille libraries per year. The documents are classified according to the number of loans and described by the medium (CD, Book, DVD), the target sector (Youth, Adult, and all audiences), the title, the author and the ISBN code.

This dataset provides values for MORTGAGE RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

As of October 2024, the ten leading mortgage real estate investment trusts (REITs) in the United States had a combined market capitalization of about 30 billion U.S. dollars. All REITs in the list experienced an increase in market capitalization in 2024, indicating an optimistic outlook. The home financing mortgage REIT Annaly Capital Management, Inc. saw its market cap increase from 7.7 billion U.S. dollars to 9.5 billion U.S. dollars. According to the source, mortgage REITs generate income from the interest on investments in mortgages and mortgage backed securities of income-producing residential and commercial properties. The REITs sector has grown substantially, with the market cap reaching a record high in 2021. After a difficult year of negative returns in 2022, the year-to-date total returns for all property segments returned to positive grounds in 2023.

Disclaimer: PLEASE READ THIS AGREEMENT CAREFULLY BEFORE USING THIS DATA SET. BY USING THIS DATA SET, YOU ARE CONSENTING TO BE OBLIGATED AND BECOME A PARTY TO THIS AGREEMENT. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW YOU SHOULD NOT ACCESS OR USE THIS DATA SET. This data set is presented as a public service that provides Internet accessibility to information provided by the City of Los Angeles and to other City, State, and Federal information. Due to the dynamic nature of the information contained within this data set and the data set’s reliance on information from outside sources, the City of Los Angeles does not guarantee the accuracy or reliability of the information transmitted from this data set. This data set and all materials contained on it are distributed and transmitted on an “as is” and “as available” basis without any warranties of any kind, whether expressed or implied, including without limitation, warranties of title or implied warranties of merchantability or fitness for a particular purpose. The City of Los Angeles is not responsible for any special, indirect, incidental, punitive, or consequential damages that may arise from the use of, or the inability to use the data set and/or materials contained on the data set, or that result from mistakes, omissions, interruptions, deletion of files, errors, defects, delays in operation, or transmission, or any failure of performance, whether the material is provided by the City of Los Angeles or a third-party. The City of Los Angeles reserves the right to modify, update, or alter these Terms and Conditions of use at any time. Your continued use of this Site constitutes your agreement to comply with such modifications. The information provided on this data set, and its links to other related web sites, are provided as a courtesy to our web site visitors only, and are in no manner an endorsement, recommendation, or approval of any person, any product, or any service contained on any other web site. Description: LAHD financed projects since 2003 to present. These projects are financed with programs including Affordable Housing Managed Pipeline, Supportive Housing Program, Affordable Housing Bond Program, and the Proposition HHH Supportive Housing Loan Program. This project list contains participants, property, units, construction and milestone information. Each line contains both site and project level information. Site level information are presented with "SITE_" in the column headers. Column headers without "SITE_" are project level information.

Chase Bank, a subsidiary of JPMorgan Chase & Co., is one of the largest banks in the United States. Chase Bank operates as a retail bank, offering a wide range of financial products and services to individual consumers including checking and savings accounts, credit cards, mortgages, auto loans, and investment products. Additionally, Chase Bank provides digital banking services, allowing customers to manage their finances online and through mobile banking apps. Chase Bank's business model is centered around generating revenue through various means. Interest income from loans and investments is a significant source of revenue. Chase Bank also earns fees from services like account maintenance, overdraft fees, and credit card usage. Lastly, Chase benefits from revenue generated through investment banking, asset management, and wealth management services offered by its parent company, JPMorgan Chase & Co. You can download the complete list of key information about Chase Bank locations, contact details, services offered, and geographical coordinates, beneficial for various applications like store locators, business analysis, and targeted marketing. The Chase Bank data you can download includes:

Identification & Location:


  Store_ name, store_number, store_type, address, address_line_2, city, state, zip_code, latitude, longitude, geo_accuracy, country_code, county, 


Contact Information:


   Phone_number, website_address


Operational Details & Services:


  Store_hours, lobby_hours, drive_up_hours, atm_count store_services, 

An aggregated dataset of PPP (Paycheck Protection Program) SBA (Small Business Administration) loans involving 3 million businesses would be a comprehensive collection of financial information, aimed at analyzing the distribution and impact of these loans. This dataset would include key details such as the names of the businesses, loan amounts, loan disbursement dates, and the terms of the loans. Additionally, the dataset would contain information on board members of these businesses, providing insights into the governance structures and potential networks influencing the flow of SBA funds. This aspect of the dataset can be crucial for understanding the distribution patterns of PPP loans, identifying trends in funding allocation among different types of businesses, and examining any correlations between board composition and loan receipt. Such a dataset would be valuable for various analyses, including: Financial Analysis: Assessing the financial health and stability of businesses that received PPP loans, and understanding how these loans have impacted their operations during challenging economic times. Governance Analysis: Evaluating the role of board members in acquiring PPP loans, and whether certain types of governance structures were more successful in securing funds. Economic Impact Assessment: Measuring the broader economic impact of the PPP loans, such as job retention, business survival rates, and sector-wise distribution of funds. Network Analysis: Mapping the connections between different businesses and their board members to identify any potential networks or clusters that may have influenced the flow of funds. Policy Evaluation: Providing data-driven insights to policymakers for assessing the effectiveness of the PPP program and for planning future economic relief measures.

Huntington National Bank is a regional bank primarily serving the Midwest and Southeast United States. Huntington National Bank strives to be a one-stop shop for all things finance, offering a comprehensive range of services to individuals, businesses, and organizations. This includes everything from everyday banking needs like checking and savings accounts to more complex financial products such as loans, mortgages, credit cards, and investment services. The Huntington National Bank business model generates income through traditional banking activities like interest on loans and fees for services. Additionally, they offer wealth management and investment services, providing another avenue for revenue generation. Huntington National Bank emphasizes customer retention, recognizing the value of long-term relationships and building trust with their clients. Beyond their core financial services, Huntington National Bank actively invests in local initiatives, supports community development programs, and participates in philanthropic activities. This community focus not only strengthens their brand image but also fosters goodwill and contributes to the economic well-being of the regions they serve. You can download the complete list of key information about Huntington National Bank locations, contact details, services offered, and geographical coordinates, beneficial for various applications like store locators, business analysis, and targeted marketing. The Huntington National Bank data you can download includes:

Identification & Location:


  Store_ name, store_type, store_number, address, city, state, zip_code, latitude, longitude, geo_accuracy, country_code, county, 


Contact Information:


   Phone_number, 


Operational Details & Services:


  All_services, lobby_hours, drive_through

The publication of this dataset was carried out as part of the Challenge Data with the students of Sciences Po Saint-Germain-en-Laye. This dataset offers the 500 most borrowed documents in Marseille libraries per year. The documents are classified according to the number of loans and described by the medium (CD, Book, DVD), the target sector (Youth, Adult, and all audiences), the title, the author and the ISBN code.

Rates have been trending downward in Canada for the last five years. The ebbs and flows are caused by changes in Canada’s bond yields (driven by Canadians economic developments and international rate movements, particularly U.S. rate fluctuations) and the overnight rate (which is set by the Bank of Canada). As of August 2022, there has been a 225 bps increase in the prime rate, since beginning of year 2022, from 2.45% to 4.70% as of Aug 24th 2022. The following are the historical conventional mortgage rates offered by the 6 major chartered banks in Canada in the past 20 years.

description: Listing of SONYMA target areas by US Census Bureau Census Tract or Block Numbering Area (BNA). The State of New York Mortgage Agency (SONYMA) targets specific areas designated as areas of chronic economic distress for its homeownership lending programs. Each state designates areas of chronic economic distress with the approval of the US Secretary of Housing and Urban Development (HUD). SONYMA identifies its target areas using US Census Bureau census tracts and block numbering areas. Both census tracts and block numbering areas subdivide individual counties. SONYMA also relates each of its single-family mortgages to a specific census tract or block numbering area. New York State identifies areas of chronic economic distress using census tract numbers. 26 US Code 143 (current through Pub. L. 114-38) defines the criteria that the Secretary of Housing and Urban Development uses in approving designations of areas of chronic economic distress as: i) the condition of the housing stock, including the age of the housing and the number of abandoned and substandard residential units, (ii) the need of area residents for owner-financing under this section, as indicated by low per capita income, a high percentage of families in poverty, a high number of welfare recipients, and high unemployment rates, (iii) the potential for use of owner-financing under this section to improve housing conditions in the area, and (iv) the existence of a housing assistance plan which provides a displacement program and a public improvements and services program. The US Census Bureau s decennial census last took place in 2010 and will take place again in 2020. While the state designates areas of chronic economic distress, the US Department of Housing and Urban Development must approve the designation. The designation takes place after the decennial census.; abstract: Listing of SONYMA target areas by US Census Bureau Census Tract or Block Numbering Area (BNA). The State of New York Mortgage Agency (SONYMA) targets specific areas designated as areas of chronic economic distress for its homeownership lending programs. Each state designates areas of chronic economic distress with the approval of the US Secretary of Housing and Urban Development (HUD). SONYMA identifies its target areas using US Census Bureau census tracts and block numbering areas. Both census tracts and block numbering areas subdivide individual counties. SONYMA also relates each of its single-family mortgages to a specific census tract or block numbering area. New York State identifies areas of chronic economic distress using census tract numbers. 26 US Code 143 (current through Pub. L. 114-38) defines the criteria that the Secretary of Housing and Urban Development uses in approving designations of areas of chronic economic distress as: i) the condition of the housing stock, including the age of the housing and the number of abandoned and substandard residential units, (ii) the need of area residents for owner-financing under this section, as indicated by low per capita income, a high percentage of families in poverty, a high number of welfare recipients, and high unemployment rates, (iii) the potential for use of owner-financing under this section to improve housing conditions in the area, and (iv) the existence of a housing assistance plan which provides a displacement program and a public improvements and services program. The US Census Bureau s decennial census last took place in 2010 and will take place again in 2020. While the state designates areas of chronic economic distress, the US Department of Housing and Urban Development must approve the designation. The designation takes place after the decennial census.

The International Bank for Reconstruction and Development (IBRD) loans are public and publicly guaranteed debt extended by the World Bank Group. IBRD loans are made to, or guaranteed by, countries that are members of IBRD. IBRD may also make loans to IFC. IBRD lends at market rates. Data are in U.S. dollars calculated using historical rates. This dataset contains the latest available snapshot of the Statement of Loans.

See "SSHA Social Housing Summary Readme" File Number of people in Toronto on the wait list for social housing, number of rent bank loans granted and shelter use (average beds used by singles and families per night) by quarter for the years beginning in 2009. The Shelter, Support and Housing Administration shares these data with the City Manager's Office, which reports them quarterly in its Management Information Dashboard report (available at www.toronto.ca/progress)..

The list of delegated institutions and bank branch and hotline numbers for outsourced marketing of housing and vehicle loans will be continued to be entrusted through evaluation.

The set contains a list of pledges in the form of property and property rights for loans to legal entities (excluding the portfolio of PJSC "Nadra" and PJSC "Delta Bank") (archive information, not updated from March 01, 2016)

Interactive historical chart showing the 30 year fixed rate mortgage average in the United States since 1971.