The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families' balance sheets, pensions, income, and demographic characteristics.

The booming retail trade and the above target consumer prices’ inflation in 2023-2024 in Russia amid tightening monetary policy stance raise an issue of the strength of the monetary policy interest rate channel. The focus of our paper is the interest rate elasticity (given inflation expectations) of a household’s loan request probability. We argue that a household, not an individual consumer, is the right object for the study. We use unique data on households’ loan applications obtained from the All-Russian Survey of Consumer Finances, which contains information on more than 6000 households in Russia. Actual loan applications cover period of 2020-2022, the survey also contain information on households’ borrowing intentions as of late spring-summer 2022.The interest rate channel of monetary policy with regard to unsecured loans although being statistically significant and working in the right direction, seems not to be economically important. It means that Bank of Russia in its relying on this channel might have to increase the key rate significantly to cool down the consumer demand and bring retail inflation to the target. We find that higher household’s inflation expectations positively correlate with its loan demand.We empirically identify a set of Russian households’ characteristics that are key drivers for households’ requests for credit. Demographics is an important factor of the demand.

Graph and download economic data for Households; Net Worth, Level (BOGZ1FL192090005Q) from Q4 1987 to Q2 2025 about net worth, Net, households, and USA.

The Consumer Sentiment Index in the United States stood at 64.7 in January 2025, an increase from the previous month. The index is normalized to a value of 100 in December 1964 and based on a monthly survey of consumers, conducted in the continental United States. It consists of about 50 core questions which cover consumers' assessments of their personal financial situation, their buying attitudes and overall economic conditions.

Graph and download economic data for Other Financial Information: Estimated Market Value of Owned Home: All Consumer Units (CXU800721LB0101M) from 1984 to 2023 about owned, consumer unit, market value, information, estimate, financial, housing, and USA.

US Online Trading Platform Market size was valued at USD 12.5 Billion in 2024 and is projected to reach USD 24.0 Billion by 2032, growing at a CAGR of 8.5% from 2026 to 2032.

US Online Trading Platform Market Drivers

Growing Retail Investor Participation: Growing retail investor participation is a driver of the US online trading platform market. The democratization of investment, driven by commission-free trading and mobile-first platforms, has considerably increased market accessibility. According to the Federal Reserve's Survey of Consumer Finances, the percentage of U.S. families owning stocks increased to 58% in 2022 from 53% in 2019. FINRA estimated that 10 million new brokerage accounts were opened in 2020, representing a 140% year-over-year rise, the most single-year growth ever recorded.

Increasing Mobile Trading Adoption: Increasing mobile trading adoption is significantly driving the U.S. online trading platform market. The Securities and Exchange Commission (SEC) estimated that mobile trading accounted for 63% of total retail trading activity in 2023, up from 49% in 2020. This spike is being driven by the accessibility and convenience of smartphone-based investment apps, which enable traders to conduct trades instantaneously. Furthermore, the Federal Reserve Bank of St. Louis reported a 287% rise in monthly active users on these apps from 2019 to 2023, demonstrating the growing need for mobile-first trading solutions.

Advanced Technology Integration: Advanced technological integration is a driver of the US Online Trading Platform Market, with AI-powered analytics, robo-advisors, and sophisticated trading tools improving user experience and efficiency. The US Department of Labor Statistics, financial firms raised their technology spending by 32% between 2020 and 2023, with online trading platforms accounting for a large amount of this investment. the National Bureau of Economic Research discovered that platforms using AI-driven investment advice had a 47% higher client retention rate and a 28% higher average account value than those without AI capabilities.

When asked about "Attitudes towards personal finances", most Russian respondents pick "I'm worried about my financial future" as an answer. ** percent did so in our online survey in 2023.The Global survey is part of Statista Consumer Insights, providing you with exclusive consumer survey results on more than *** industries and topics.

Traditional credit scores do not always reflect a consumer’s creditworthiness and may drive disparities in credit access.

Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Aug 2025 about savings, personal, rate, and USA.

Graph and download economic data for Other Financial Information: Estimated Monthly Rental Value of Owned Home: All Consumer Units (CXU910050LB0101M) from 1984 to 2023 about owned, consumer unit, information, rent, estimate, financial, housing, and USA.

United States Consumer Confidence Score: Current Financial Situation: Negative Response data was reported at 35.602 Score in Jan 2023. This records an increase from the previous number of 35.536 Score for Dec 2022. United States Consumer Confidence Score: Current Financial Situation: Negative Response data is updated monthly, averaging 28.000 Score from Jan 2002 (Median) to Jan 2023, with 253 observations. The data reached an all-time high of 51.000 Score in Feb 2010 and a record low of 16.894 Score in Jun 2021. United States Consumer Confidence Score: Current Financial Situation: Negative Response data remains active status in CEIC and is reported by Ipsos Group S.A.. The data is categorized under Global Database’s United States – Table US.IPSOS: Consumer Confidence Survey.

US Luxury Hotel Market size was valued at USD 27.1 Billion in 2024 and is projected to reach USD 40 Billion by 2032, growing at a CAGR of 5.5 % from 2025 to 2032.Key Market Drivers:High-Net-Worth Individuals (HNWI) Population Growth: The growing rich population in the United States strongly influences luxury hotel demand. According to the Federal Reserve's Survey of Consumer Finances, the number of US families with net worths greater than $1 million climbed by 32% between 2019 and 2022, reaching around 23.7 million. This increasingly rich population has more disposable cash to spend on premium vacation experiences.Business Travel Recovery: According to the U.S. Bureau of Labor Statistics, corporate travel expenditure in the hospitality industry will have recovered to 85% of pre-pandemic levels by Q4 2023, with luxury hotels benefiting the most. The U.S. Travel Association reported that business travel budgets climbed by 17% in 2023 compared to 2022, with a noticeable trend toward luxury lodgings.Experiential Luxury Spending Trends: According to the US Bureau of Economic Analysis (BEA) personal consumption data, spending on luxury lodgings and experiences increased by 24% between 2021 and 2023, exceeding the 16% growth in general hotel expenditure over the same time. This mirrors a larger consumer trend toward experiencing luxury over tangible things.

United States Consumer Confidence Score: Future Financial Situation: Negative Response data was reported at 17.208 Score in Jan 2023. This records a decrease from the previous number of 19.291 Score for Dec 2022. United States Consumer Confidence Score: Future Financial Situation: Negative Response data is updated monthly, averaging 10.000 Score from Jan 2002 (Median) to Jan 2023, with 253 observations. The data reached an all-time high of 41.000 Score in Feb 2010 and a record low of 5.000 Score in Feb 2002. United States Consumer Confidence Score: Future Financial Situation: Negative Response data remains active status in CEIC and is reported by Ipsos Group S.A.. The data is categorized under Global Database’s United States – Table US.IPSOS: Consumer Confidence Survey.

United States Consumer Confidence Score: Current Financial Situation: Positive Response data was reported at 16.393 Score in Jan 2023. This records a decrease from the previous number of 16.728 Score for Dec 2022. United States Consumer Confidence Score: Current Financial Situation: Positive Response data is updated monthly, averaging 21.296 Score from Jan 2002 (Median) to Jan 2023, with 253 observations. The data reached an all-time high of 33.000 Score in Sep 2006 and a record low of 9.000 Score in Feb 2010. United States Consumer Confidence Score: Current Financial Situation: Positive Response data remains active status in CEIC and is reported by Ipsos Group S.A.. The data is categorized under Global Database’s United States – Table US.IPSOS: Consumer Confidence Survey.

As of January 2023, over half of the survey respondents were classified as everyday consumer. When asked to rate their perceived level of financial freedom on a scale from *** to ***, ** percent of respondents rated their financial freedom between **** and *****.

In a survey conducted among financial advisors in Australia in 2023, around ** percent of respondents agreed that buy now, pay later (BNPL) should be regulated under the National Credit Code. Just *** percent of respondents disagreed with this statement.

"Credit cards" and "Checking accounts" are the top two answers among Morrocan consumers in our survey on the subject of "Most used financial products".The survey was conducted online among ***** respondents in Morocco, in 2023. Statista Consumer Insights offer you all results of our exclusive Statista surveys, based on more than ********* interviews.

Graph and download economic data for Net Worth Held by the Top 0.1% (99.9th to 100th Wealth Percentiles) (WFRBLTP1246) from Q3 1989 to Q2 2025 about net worth, wealth, percentile, Net, and USA.

United States Consumer Confidence Score: Future Financial Situation data was reported at 17.000 Score in Jan 2023. This records an increase from the previous number of 15.000 Score for Dec 2022. United States Consumer Confidence Score: Future Financial Situation data is updated monthly, averaging 26.200 Score from Jan 2002 (Median) to Jan 2023, with 253 observations. The data reached an all-time high of 40.000 Score in Mar 2017 and a record low of 7.800 Score in Jul 2008. United States Consumer Confidence Score: Future Financial Situation data remains active status in CEIC and is reported by Ipsos Group S.A.. The data is categorized under Global Database’s United States – Table US.IPSOS: Consumer Confidence Survey.

When asked about "Attitudes towards personal finances", most Nigerian respondents pick "I'm well informed about my personal financial situation" as an answer. ** percent did so in our online survey in 2023.The Global survey is part of Statista Consumer Insights, providing you with exclusive consumer survey results on more than *** industries and topics.