In December 2024, the yield on a 10-year U.S. Treasury note was **** percent, forecasted to decrease to reach **** percent by August 2025. Treasury securities are debt instruments used by the government to finance the national debt. Who owns treasury notes? Because the U.S. treasury notes are generally assumed to be a risk-free investment, they are often used by large financial institutions as collateral. Because of this, billions of dollars in treasury securities are traded daily. Other countries also hold U.S. treasury securities, as do U.S. households. Investors and institutions accept the relatively low interest rate because the U.S. Treasury guarantees the investment. Looking into the future Because these notes are so commonly traded, their interest rate also serves as a signal about the market’s expectations of future growth. When markets expect the economy to grow, forecasts for treasury notes will reflect that in a higher interest rate. In fact, one harbinger of recession is an inverted yield curve, when the return on 3-month treasury bills is higher than the ten-year rate. While this does not always lead to a recession, it certainly signals pessimism from financial markets.

United States FRBOP Forecast: Treasury Bills Rate: 3 Months: Mean: Plus 1 Qtr data was reported at 1.981 % in Jun 2018. This records an increase from the previous number of 1.667 % for Mar 2018. United States FRBOP Forecast: Treasury Bills Rate: 3 Months: Mean: Plus 1 Qtr data is updated quarterly, averaging 4.450 % from Sep 1981 (Median) to Jun 2018, with 148 observations. The data reached an all-time high of 14.439 % in Sep 1981 and a record low of 0.057 % in Mar 2012. United States FRBOP Forecast: Treasury Bills Rate: 3 Months: Mean: Plus 1 Qtr data remains active status in CEIC and is reported by Federal Reserve Bank of Philadelphia. The data is categorized under Global Database’s USA – Table US.M006: Treasury Bills Rates: Forecast: Federal Reserve Bank of Philadelphia.

The yield on US 10 Year Note Bond Yield rose to 4.41% on July 11, 2025, marking a 0.06 percentage point increase from the previous session. Over the past month, the yield has edged up by 0.04 points and is 0.23 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. US 10 Year Treasury Bond Note Yield - values, historical data, forecasts and news - updated on July of 2025.

The yield on US 4 Week Bill Yield eased to 4.31% on July 14, 2025, marking a 0.01 percentage point decrease from the previous session. Over the past month, the yield has edged up by 0.12 points, though it remains 1.05 points lower than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. United States 4 Week Bill Yield - values, historical data, forecasts and news - updated on July of 2025.

The 10-year treasury constant maturity rate in the U.S. is forecast to increase by *** percentage points by 2027, while the 30-year fixed mortgage rate is expected to fall by *** percentage points. From *** percent in 2024, the average 30-year mortgage rate is projected to reach *** percent in 2027.

The yield on US 3 Month Bill Bond Yield eased to 4.35% on July 11, 2025, marking a 0.01 percentage point decrease from the previous session. Over the past month, the yield has fallen by 0.03 points and is 0.99 points lower than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. United States 3 Month Bill Yield - values, historical data, forecasts and news - updated on July of 2025.

NIER Forecast: Treasury Bill Rate: 3 Months data was reported at 3.050 % in 2028. This stayed constant from the previous number of 3.050 % for 2027. NIER Forecast: Treasury Bill Rate: 3 Months data is updated yearly, averaging 2.310 % from Dec 1993 (Median) to 2028, with 36 observations. The data reached an all-time high of 8.750 % in 1995 and a record low of -0.720 % in 2018. NIER Forecast: Treasury Bill Rate: 3 Months data remains active status in CEIC and is reported by National Institute of Economic Research. The data is categorized under Global Database’s Sweden – Table SE.M015: Treasury Bill Rate: Forecast: National Institute of Economic Research.

The yield on US 52 Week Bill Bond Yield rose to 4.08% on July 11, 2025, marking a 0.02 percentage point increase from the previous session. Over the past month, the yield has edged up by 0.02 points, though it remains 0.79 points lower than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. United States 52 Week Bill Yield - values, historical data, forecasts and news - updated on July of 2025.

The yield on US 8 Week Bill Bond Yield rose to 4.45% on July 1, 2025, marking a 0.04 percentage point increase from the previous session. Over the past month, the yield has edged up by 0.13 points, though it remains 0.93 points lower than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. This dataset includes a chart with historical data for the United States 8 Week Bill Yield.

United States FRBOP Forecast: Corp Bonds Yield: Moody's Aaa: Median: Plus 1 Qtr data was reported at 4.192 % in Jun 2018. This records an increase from the previous number of 4.041 % for Mar 2018. United States FRBOP Forecast: Corp Bonds Yield: Moody's Aaa: Median: Plus 1 Qtr data is updated quarterly, averaging 6.813 % from Sep 1981 (Median) to Jun 2018, with 148 observations. The data reached an all-time high of 15.200 % in Mar 1982 and a record low of 3.580 % in Sep 2012. United States FRBOP Forecast: Corp Bonds Yield: Moody's Aaa: Median: Plus 1 Qtr data remains active status in CEIC and is reported by Federal Reserve Bank of Philadelphia. The data is categorized under Global Database’s USA – Table US.M006: Treasury Bills Rates: Forecast: Federal Reserve Bank of Philadelphia.

United States FRBOP Forecast: Treasury Bonds Rate: 10 Years: Mean: Plus 3 Qtrs data was reported at 3.363 % in Jun 2018. This records an increase from the previous number of 3.113 % for Mar 2018. United States FRBOP Forecast: Treasury Bonds Rate: 10 Years: Mean: Plus 3 Qtrs data is updated quarterly, averaging 4.927 % from Mar 1992 (Median) to Jun 2018, with 106 observations. The data reached an all-time high of 7.891 % in Dec 1994 and a record low of 2.060 % in Sep 2012. United States FRBOP Forecast: Treasury Bonds Rate: 10 Years: Mean: Plus 3 Qtrs data remains active status in CEIC and is reported by Federal Reserve Bank of Philadelphia. The data is categorized under Global Database’s USA – Table US.M006: Treasury Bills Rates: Forecast: Federal Reserve Bank of Philadelphia.

The yield on US 6 Month Bill Bond Yield rose to 4.27% on July 14, 2025, marking a 0.01 percentage point increase from the previous session. Over the past month, the yield has fallen by 0.03 points and is 0.91 points lower than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. United States 6 Month Bill Yield - values, historical data, forecasts and news - updated on July of 2025.

United States FRBOP Forecast: YS: 10Yr TBonds over 3Mo Tbills: Mean: Plus 2 Qtrs data was reported at 1.084 % in Jun 2018. This records a decrease from the previous number of 1.161 % for Mar 2018. United States FRBOP Forecast: YS: 10Yr TBonds over 3Mo Tbills: Mean: Plus 2 Qtrs data is updated quarterly, averaging 2.015 % from Mar 1992 (Median) to Jun 2018, with 106 observations. The data reached an all-time high of 3.532 % in Dec 1992 and a record low of -0.124 % in Dec 2000. United States FRBOP Forecast: YS: 10Yr TBonds over 3Mo Tbills: Mean: Plus 2 Qtrs data remains active status in CEIC and is reported by Federal Reserve Bank of Philadelphia. The data is categorized under Global Database’s USA – Table US.M006: Treasury Bills Rates: Forecast: Federal Reserve Bank of Philadelphia.

United States FRBOP Forecast: Treasury Bills 3 Months: Median: Plus 1 Qtr data was reported at 1.991 % in Jun 2018. This records an increase from the previous number of 1.695 % for Mar 2018. United States FRBOP Forecast: Treasury Bills 3 Months: Median: Plus 1 Qtr data is updated quarterly, averaging 4.450 % from Sep 1981 (Median) to Jun 2018, with 148 observations. The data reached an all-time high of 14.500 % in Sep 1981 and a record low of 0.050 % in Dec 2014. United States FRBOP Forecast: Treasury Bills 3 Months: Median: Plus 1 Qtr data remains active status in CEIC and is reported by Federal Reserve Bank of Philadelphia. The data is categorized under Global Database’s USA – Table US.M006: Treasury Bills Rates: Forecast: Federal Reserve Bank of Philadelphia.

Risk premium on lending (lending rate minus treasury bill rate, %) in Madagascar was reported at 43.86 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Madagascar - Risk premium on lending (prime rate minus treasury bill rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

United States FRBOP Forecast: Treasury Bills 3 Months: Median: Plus 3 Qtrs data was reported at 2.439 % in Jun 2018. This records an increase from the previous number of 2.040 % for Mar 2018. United States FRBOP Forecast: Treasury Bills 3 Months: Median: Plus 3 Qtrs data is updated quarterly, averaging 4.555 % from Sep 1981 (Median) to Jun 2018, with 148 observations. The data reached an all-time high of 13.350 % in Sep 1981 and a record low of 0.080 % in Mar 2012. United States FRBOP Forecast: Treasury Bills 3 Months: Median: Plus 3 Qtrs data remains active status in CEIC and is reported by Federal Reserve Bank of Philadelphia. The data is categorized under Global Database’s USA – Table US.M006: Treasury Bills Rates: Forecast: Federal Reserve Bank of Philadelphia.

Risk premium on lending (lending rate minus treasury bill rate, %) in Grenada was reported at 4.1757 % in 2018, according to the World Bank collection of development indicators, compiled from officially recognized sources. Grenada - Risk premium on lending (prime rate minus treasury bill rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Risk premium on lending (lending rate minus treasury bill rate, %) in Pakistan was reported at 1.0799 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Pakistan - Risk premium on lending (prime rate minus treasury bill rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

The yield on France 3 Month Bond Yield rose to 1.96% on July 11, 2025, marking a 0.01 percentage point increase from the previous session. Over the past month, the yield has edged up by 0.01 points, though it remains 1.71 points lower than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. France 3 Month Bill Yield - values, historical data, forecasts and news - updated on July of 2025.

United States FRBOP Forecast: Treasury Bonds Rate: 10 Years: Mean: Plus 4 Qtrs data was reported at 3.471 % in Jun 2018. This records an increase from the previous number of 3.235 % for Mar 2018. United States FRBOP Forecast: Treasury Bonds Rate: 10 Years: Mean: Plus 4 Qtrs data is updated quarterly, averaging 4.986 % from Mar 1992 (Median) to Jun 2018, with 106 observations. The data reached an all-time high of 7.796 % in Dec 1994 and a record low of 2.227 % in Sep 2012. United States FRBOP Forecast: Treasury Bonds Rate: 10 Years: Mean: Plus 4 Qtrs data remains active status in CEIC and is reported by Federal Reserve Bank of Philadelphia. The data is categorized under Global Database’s USA – Table US.M006: Treasury Bills Rates: Forecast: Federal Reserve Bank of Philadelphia.