The benchmark interest rate in Thailand was last recorded at 1.50 percent. This dataset provides - Thailand Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Thailand Policy Rate

• Thailand cash rate (Policy Rate: Month End) was set at 2.00 % pa in Feb 2025, compared with 2.25 % pa in the previous Jan 2025.
• Thailand Policy Rate averaged 1.75 % pa and is updated monthly, available from May 2000 to Feb 2025.
• The data reached an all-time high of 5.00 % pa in Dec 2006 and a record low of 0.50 % pa in Jul 2022.

The 14-Day RP Rate was used as a policy interest rate up until 16 January 2007 and after that the policy interest rate was switched to the 1-Day RP Rate. Since 12 February 2008, with the closure of the BOT-run RP market, policy rate was switched to the 1-Day Bilateral RP Rate.


Related information about Thailand Policy Rate

• In the latest reports, Thailand Short Term Interest Rate: Month End: BIBOR 3 Months was reported at 2.15 % pa in Feb 2025.
• Its Long Term Interest Rate (Long Term Interest Rate: Month End: Thailand: Government Bond Yield: 10 Years) was reported at 2.30 % pa in Jan 2025.
• Thailand Exchange Rate against USD averaged 34.91 (USD/THB) in Jun 2023.
• Its Real Effective Exchange Rate was 124.26 in Dec 2024.

In 2023, the real interest rate in Thailand stood at **** percent. Between 1976 and 2023, the figure dropped by **** percentage points, though the decline followed an uneven course rather than a steady trajectory.

Key information about Thailand Long Term Interest Rate

• Thailand Long Term Interest Rate: Month End: Thailand: Government Bond Yield: 10 Years was reported at 2.18 % pa in Feb 2025, compared with 2.30 % pa in the previous month.
• Thailand Long Term Interest Rate data is updated monthly, available from Sep 1999 to Feb 2025.
• The data reached an all-time high of 7.99 % pa in Nov 1999 and a record low of 1.09 % pa in Feb 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

CEIC calculates monthly Long Term Interest Rate from daily 10 year Government Bond Yield. The Bank of Thailand provides 10 year Government Bond Yield.


Related information about Thailand Long Term Interest Rate

• In the latest reports, Thailand Short Term Interest Rate: Month End: BIBOR 3 Months was reported at 2.15 % pa in Feb 2025.
• The cash rate (Policy Rate: Month End) was set at 2.00 % pa in Feb 2025.
• Thailand Exchange Rate against USD averaged 34.91 (USD/THB) in Jun 2023.

Real interest rate (%) in Thailand was reported at 3.212 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Thailand - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on October of 2025.

Deposit Interest Rate in Thailand increased to 1.67 percent in 2024 from 1.37 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Thailand.

View yearly updates and historical trends for Thailand Real Interest Rate. Source: World Bank. Track economic data with YCharts analytics.

Policy rate, percent in Thailand, July, 2025 The most recent value is 1.75 percent as of July 2025, no change compared to the previous value of 1.75 percent. Historically, the average for Thailand from May 2000 to July 2025 is 2.03 percent. The minimum of 0.5 percent was recorded in May 2020, while the maximum of 5 percent was reached in June 2006. | TheGlobalEconomy.com

Lending interest rate (%) in Thailand was reported at 4.1692 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Thailand - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on October of 2025.

Thailand TH: Central Bank Policy Rate: End of Period data was reported at 1.500 % pa in 2017. This stayed constant from the previous number of 1.500 % pa for 2016. Thailand TH: Central Bank Policy Rate: End of Period data is updated yearly, averaging 2.000 % pa from Dec 2000 (Median) to 2017, with 18 observations. The data reached an all-time high of 5.000 % pa in 2006 and a record low of 1.250 % pa in 2009. Thailand TH: Central Bank Policy Rate: End of Period data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Thailand – Table TH.IMF.IFS: Money Market and Policy Rates: Annual.

In 2023, the deposit interest rate in Thailand amounted to **** percent. Between 1977 and 2023, the figure dropped by **** percentage points, though the decline followed an uneven course rather than a steady trajectory.

Thailand: Real interest rate: Bank lending rate minus inflation: The latest value from 2023 is 3.03 percent, an increase from -1.55 percent in 2022. In comparison, the world average is 4.42 percent, based on data from 87 countries. Historically, the average for Thailand from 1976 to 2023 is 5.22 percent. The minimum value, -1.55 percent, was reached in 2022 while the maximum of 15.12 percent was recorded in 1984.

Key information about Thailand Short Term Interest Rate

• Thailand Short Term Interest Rate: Month End: BIBOR 3 Months was reported at 2.15 % pa in Feb 2025, compared with 2.40 % pa in the previous month.
• Thailand Short Term Interest Rate data is updated monthly, available from Jan 2005 to Feb 2025.
• The data reached an all-time high of 5.41 % pa in Jul 2006 and a record low of 0.62 % pa in Nov 2021.
• Short Term Interest Rate is reported by reported by Bank of Thailand.

Related information about Thailand Short Term Interest Rate

• In the latest reports, Thailand Long Term Interest Rate: Month End: Thailand: Government Bond Yield: 10 Years was reported at 2.30 % pa in Jan 2025.
• The cash rate (Policy Rate: Month End) was set at 2.00 % pa in Feb 2025.
• Thailand Exchange Rate against USD averaged 34.91 (USD/THB) in Jun 2023.

Thailand: Interest rates on bank credit to the private sector: The latest value from 2024 is 4.17 percent, a decline from 4.29 percent in 2023. In comparison, the world average is 11.26 percent, based on data from 75 countries. Historically, the average for Thailand from 1976 to 2024 is 9.2 percent. The minimum value, 3.06 percent, was reached in 2021 while the maximum of 17.21 percent was recorded in 1981.

View yearly updates and historical trends for Thailand Deposit Interest Rate. Source: World Bank. Track economic data with YCharts analytics.

Thailand TH: Real Interest Rate data was reported at 2.055 % pa in 2017. This records a decrease from the previous number of 2.059 % pa for 2016. Thailand TH: Real Interest Rate data is updated yearly, averaging 5.348 % pa from Dec 1976 (Median) to 2017, with 39 observations. The data reached an all-time high of 15.125 % pa in 1984 and a record low of -0.354 % pa in 2005. Thailand TH: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Thailand – Table TH.World Bank: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Interest rate spread (lending rate minus deposit rate, %) in Thailand was reported at 2.5358 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Thailand - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

Forecast: Bank Lending Interest Rate in Thailand 2024 - 2028 Discover more data with ReportLinker!

In 2022, Krungthai Jaidee loans had the lowest interest rate for online personal loans under the supervision of the Bank of Thailand (BOT) among other digital lenders both bank and non-bank operators. According to the BOT, personal loans under supervision shall not require collateral and exclude loans for education, medical treatment, staff welfare, and more.

Lending interest rate of Thailand decreased by 2.72% from 4.29 % in 2023 to 4.17 % in 2024. Since the 2.56% rise in 2022, lending interest rate shot up by 32.85% in 2024. Lending interest rate is the rate charged by banks on loans to prime customers.