The benchmark interest rate in Thailand was last recorded at 1.50 percent. This dataset provides - Thailand Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Thailand Long Term Interest Rate

• Thailand Long Term Interest Rate: Month End: Thailand: Government Bond Yield: 10 Years was reported at 1.71 % pa in Nov 2025, compared with 1.74 % pa in the previous month.
• Thailand Long Term Interest Rate data is updated monthly, available from Sep 1999 to Nov 2025.
• The data reached an all-time high of 7.99 % pa in Nov 1999 and a record low of 1.09 % pa in Feb 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

CEIC calculates monthly Long Term Interest Rate from daily 10 year Government Bond Yield. The Bank of Thailand provides 10 year Government Bond Yield.


Related information about Thailand Long Term Interest Rate

• In the latest reports, Thailand Short Term Interest Rate: Month End: BIBOR 3 Months was reported at 1.63 % pa in Nov 2025.
• The cash rate (Policy Rate: Month End) was set at 1.50 % pa in Nov 2025.
• Thailand Exchange Rate against USD averaged 32.54 (USD/THB) in Oct 2025.

In 2023, the real interest rate in Thailand stood at **** percent. Between 1976 and 2023, the figure dropped by **** percentage points, though the decline followed an uneven course rather than a steady trajectory.

Key information about Thailand Policy Rate

• Thailand cash rate (Policy Rate: Month End) was set at 1.50 % pa in Nov 2025, compared with 1.50 % pa in the previous Oct 2025.
• Thailand Policy Rate averaged 2.75 % pa and is updated monthly, available from May 2000 to Nov 2025.
• The data reached an all-time high of 5.00 % pa in Dec 2006 and a record low of 0.50 % pa in Jul 2022.

The 14-Day RP Rate was used as a policy interest rate up until 16 January 2007 and after that the policy interest rate was switched to the 1-Day RP Rate. Since 12 February 2008, with the closure of the BOT-run RP market, policy rate was switched to the 1-Day Bilateral RP Rate.


Related information about Thailand Policy Rate

• In the latest reports, Thailand Short Term Interest Rate: Month End: BIBOR 3 Months was reported at 1.63 % pa in Nov 2025.
• Its Long Term Interest Rate (Long Term Interest Rate: Month End: Thailand: Government Bond Yield: 10 Years) was reported at 1.71 % pa in Nov 2025.
• Thailand Exchange Rate against USD averaged 32.54 (USD/THB) in Oct 2025.
• Its Real Effective Exchange Rate was 123.31 in Oct 2025.

Deposit Interest Rate in Thailand increased to 1.67 percent in 2024 from 1.37 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Thailand.

Thailand TH: Real Interest Rate data was reported at 2.055 % pa in 2017. This records a decrease from the previous number of 2.059 % pa for 2016. Thailand TH: Real Interest Rate data is updated yearly, averaging 5.348 % pa from Dec 1976 (Median) to 2017, with 39 observations. The data reached an all-time high of 15.125 % pa in 1984 and a record low of -0.354 % pa in 2005. Thailand TH: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Thailand – Table TH.World Bank: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Thailand: Real interest rate: Bank lending rate minus inflation: The latest value from 2024 is 3.21 percent, an increase from 2.97 percent in 2023. In comparison, the world average is 4.99 percent, based on data from 73 countries. Historically, the average for Thailand from 1976 to 2024 is 5.18 percent. The minimum value, -1.45 percent, was reached in 2022 while the maximum of 15.12 percent was recorded in 1984.

Interest rate spread (lending rate minus deposit rate, %) in Thailand was reported at 2.5358 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Thailand - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

Actual value and historical data chart for Thailand Real Interest Rate Percent

Thailand TH: Lending Interest Rate data was reported at 4.417 % pa in 2017. This records a decrease from the previous number of 4.468 % pa for 2016. Thailand TH: Lending Interest Rate data is updated yearly, averaging 11.042 % pa from Dec 1976 (Median) to 2017, with 39 observations. The data reached an all-time high of 17.208 % pa in 1981 and a record low of 4.334 % pa in 2010. Thailand TH: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Thailand – Table TH.World Bank: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

In 2023, the deposit interest rate in Thailand amounted to **** percent. Between 1977 and 2023, the figure dropped by **** percentage points, though the decline followed an uneven course rather than a steady trajectory.

Actual value and historical data chart for Thailand Lending Interest Rate Percent

Forecast: Bank Lending Interest Rate in Thailand 2024 - 2028 Discover more data with ReportLinker!

Thailand TH: Deposit Interest Rate data was reported at 1.289 % pa in 2017. This records a decrease from the previous number of 1.300 % pa for 2016. Thailand TH: Deposit Interest Rate data is updated yearly, averaging 8.354 % pa from Dec 1977 (Median) to 2017, with 38 observations. The data reached an all-time high of 13.667 % pa in 1991 and a record low of 1.022 % pa in 2009. Thailand TH: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Thailand – Table TH.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Interbank Rate in Thailand remained unchanged at 1.63 percent on Friday November 28. This dataset provides - Thailand Interbank Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Thailand Short Term Interest Rate

• Thailand Short Term Interest Rate: Month End: BIBOR 3 Months was reported at 1.63 % pa in Nov 2025, compared with 1.64 % pa in the previous month.
• Thailand Short Term Interest Rate data is updated monthly, available from Jan 2005 to Nov 2025.
• The data reached an all-time high of 5.41 % pa in Jul 2006 and a record low of 0.62 % pa in Nov 2021.
• Short Term Interest Rate is reported by reported by Bank of Thailand.

Related information about Thailand Short Term Interest Rate

• In the latest reports, Thailand Long Term Interest Rate: Month End: Thailand: Government Bond Yield: 10 Years was reported at 1.71 % pa in Nov 2025.
• The cash rate (Policy Rate: Month End) was set at 1.50 % pa in Nov 2025.
• Thailand Exchange Rate against USD averaged 32.54 (USD/THB) in Oct 2025.

Actual value and historical data chart for Thailand Deposit Interest Rate Percent

View yearly updates and historical trends for Thailand Lending Interest Rate. Source: World Bank. Track economic data with YCharts analytics.

Thailand Saving Deposits Rate: Average data was reported at 0.465 % pa in Nov 2018. This stayed constant from the previous number of 0.465 % pa for Oct 2018. Thailand Saving Deposits Rate: Average data is updated monthly, averaging 4.500 % pa from Jan 1978 (Median) to Nov 2018, with 491 observations. The data reached an all-time high of 11.000 % pa in Jan 1991 and a record low of 0.450 % pa in Aug 2014. Thailand Saving Deposits Rate: Average data remains active status in CEIC and is reported by Bank of Thailand. The data is categorized under Global Database’s Thailand – Table TH.M001: Interest Rates: Commerical Banks.

In 2022, Krungthai Jaidee loans had the lowest interest rate for online personal loans under the supervision of the Bank of Thailand (BOT) among other digital lenders both bank and non-bank operators. According to the BOT, personal loans under supervision shall not require collateral and exclude loans for education, medical treatment, staff welfare, and more.