Graph and download economic data for Households; Owners' Equity in Real Estate, Level (OEHRENWBSHNO) from Q4 1945 to Q2 2025 about balance sheet, net worth, nonprofit organizations, equity, real estate, Net, households, and USA.

Graph and download economic data for Households and Nonprofit Organizations; One-to-Four-Family Residential Mortgages; Liability, Level (HMLBSHNO) from Q4 1945 to Q2 2025 about balance sheet, nonprofit organizations, mortgage, liabilities, households, housing, and USA.

As of October 2024, Wells Fargo was the leading reverse mortgage company of all times in the United States, with nearly ******* loan originations. The Home Equity Conversion Mortgage (HECM) is the name given to the reverse mortgages insured by the U.S. Federal Government. Meanwhile, Mutual of Omaha Mortgage Inc was the largest lender by number of HECM originated in 2023. What is a reverse mortgage? A reverse mortgage allows homeowners aged 62 or older to receive a loan based on the home equity they have established – typically up to ** percent of the property’s value. Unlike a traditional mortgage where monthly repayments are made, a reverse mortgage loan is only repaid when the borrower moves from the property or passes away. By this time, the borrower will owe more than what they originally borrowed because fees and interest charges are added to the balance of the loan each month. The number of HECMs in the United States has declined since 2022, when it rose notably. Big banks quit reverse mortgage business Wells Fargo and Bank of America are just two of the big firms that used to offer reverse mortgages but pulled back from the business. Financial services firm Wells Fargo cited an unpredictable housing market and the creditworthiness of borrowers as reasons for no longer accepting reverse mortgage applications. Earlier in 2011, Bank of America – which also used to be among the leaders in the business – also exited the reverse mortgage business.

United States HH Debt: Balance: Delinquent Loan: More Than 90 Days: Home Equity data was reported at 1.190 % in Mar 2020. This records an increase from the previous number of 0.840 % for Dec 2019. United States HH Debt: Balance: Delinquent Loan: More Than 90 Days: Home Equity data is updated quarterly, averaging 1.320 % from Mar 1999 (Median) to Mar 2020, with 85 observations. The data reached an all-time high of 4.930 % in Sep 2012 and a record low of 0.150 % in Jun 2004. United States HH Debt: Balance: Delinquent Loan: More Than 90 Days: Home Equity data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

In 2023, Mutual Of Omaha Mortgage Inc. was the largest reverse mortgage lender with over ***** home equity conversion mortgage (HECM) originations. A HEMC, or a reverse mortgage, allows homeowners aged 62 or older to receive a loan based on the home equity they have established – typically up to ** percent of the property’s value. Unlike a traditional mortgage where monthly repayments are made, a reverse mortgage loan is only repaid when the borrower moves from the property or passes away. By this time, the borrower will owe more than what they originally borrowed because fees and interest charges are added to the balance of the loan each month. As of 2024, Wells Fargo was still the all-time largest lender.

HH Debt：结余：Delinquent Loan：90天以上：房屋净值在03-01-2020达1.190%，相较于12-01-2019的0.840%有所增长。HH Debt：结余：Delinquent Loan：90天以上：房屋净值数据按季更新，03-01-1999至03-01-2020期间平均值为1.320%，共85份观测结果。该数据的历史最高值出现于09-01-2012，达4.930%，而历史最低值则出现于06-01-2004，为0.150%。CEIC提供的HH Debt：结余：Delinquent Loan：90天以上：房屋净值数据处于定期更新的状态，数据来源于Federal Reserve Bank of New York，数据归类于全球数据库的美国 – 表 US.KA012：家庭债务。

Key information about United States Household Debt

• United States Household Debt reached 18,585.0 USD bn in Sep 2025, compared with the reported number of 18,388.0 USD bn in the previous quarter
• US Household Debt: USD mn data is updated quarterly, available from Mar 1999 to Sep 2025
• The data reached an all-time high of 18,585.0 USD bn in Sep 2025 and a record low of 4,540.0 USD bn in Mar 1999

• In the latest reports, United States Household Debt accounted for 61.4 % of the country's Nominal GDP in Jun 2025
• Money Supply M2 in United States increased 22,298.1 USD bn YoY in Oct 2025
• United States Foreign Exchange Reserves was measured at 38.3 USD bn in Oct 2025
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Aug 2025
• United States Domestic Credit reached 31,813.3 USD bn in Mar 2025, representing an increased of 4.0 % YoY