Graph and download economic data for Deposits, All Commercial Banks (DPSACBW027SBOG) from 1973-01-03 to 2025-07-02 about deposits, banks, depository institutions, and USA.

Key information about United States Total Deposits

• United States Total Deposits was reported at 17,922.903 USD bn in Feb 2025
• This records a decrease from the previous number of 17,948.966 USD bn for Jan 2025
• US Total Deposits data is updated monthly, averaging 3,322.933 USD bn from Jan 1973 to Feb 2025, with 626 observations
• The data reached an all-time high of 18,173.582 USD bn in Mar 2022 and a record low of 596.889 USD bn in Jan 1973
• US Total Deposits data remains active status in CEIC and is reported by CEIC Data
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Total Deposits: USD: Monthly

Key information about United States Total Deposit Growth

• United States Total Deposit Growth was reported at 2.7 % in Feb 2025
• This records a decrease from the previous number of 2.7 % for Jan 2025
• US Total Deposit Growth data is updated monthly, averaging 7.0 % from Jan 1974 to Feb 2025, with 614 observations
• The data reached an all-time high of 22.6 % in Feb 2021 and a record low of -5.0 % in Apr 2023
• US Total Deposit Growth data remains active status in CEIC and is reported by CEIC Data
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Total Deposits: Y-o-Y Growth: Monthly

As of December 2022, JPMorgan Chase had the highest value of deposits across all FDIC-insured institutions in the United States. JPMorgan Chase's value of deposits amounted to roughly 2.44 billion U.S. dollars, which was followed by Bank of America, with deposits just above two billion U.S. dollars. Silicon Valley Bank, which collapsed in March 2022, had 175.38 billion U.S. dollars worth of deposits.

United States - Deposits, All Commercial Banks was 18121.04570 Bil. of U.S. $ in April of 2025, according to the United States Federal Reserve. Historically, United States - Deposits, All Commercial Banks reached a record high of 18225.70390 in March of 2022 and a record low of 596.88870 in January of 1973. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Deposits, All Commercial Banks - last updated from the United States Federal Reserve on July of 2025.

Graph and download economic data for Total Deposits, Federal Reserve Banks for United States (M14070USM027NNBR) from Nov 1914 to Apr 1949 about deposits, banks, depository institutions, and USA.

As of June 2024, JPMorgan Chase led the U.S. banking sector with approximately **** percent of total domestic deposits, closely followed by Bank of America at nearly ** percent. This distribution reflects the concentrated nature of the U.S. banking industry, where, despite thousands of commercial banks operating nationwide, the market is dominated by the top four institutions. The total value of deposits held at FDIC-insured commercial banks has decreased in recent years, amounting to ***** trillion U.S. dollars in 2023. The U.S. banking industry The banking industry in the United States accounts for tens of trillions of U.S. dollars in assets under management. While there are thousands of commercial banks in the country, the market is dominated by the largest four of these. This is particularly true when considering functions such as private and investment banking. Other measures This ranking presents the market share of domestic assets, but other measures give a slightly different picture. For example, looking at the value of total assets shows a higher market share in the hands of the top four firms. Apart from that, the revenue of leading commercial banks can also give a better idea of banks’ financial standing.

Over the course of the 1920s, the value of money deposited in commercial banks grew at a fairly steady rate, rising from around 19 billion U.S. dollars in 1921 (the initial dip was due to the post-WWI recession), to 25 billion at the end of the decade. However, the onset of the Great Depression saw these figures drop drastically, and the value of deposits fell from around 26 to 16 billion dollars between 1930 and 1933. This was not only due to high unemployment and lower wages, but many Americans also lost faith in the banks during the Depression - many blamed the banks for the Depression as frivolous lending practices had contributed to the Wall Street Crash; banks demanded early repayment of debts and often repossessed the property of those who could not afford to do so (also leading to evictions), and many banks failed after the Crash and were not perceived as safe. It was not until 1936 where deposits in commercial banks returned to their pre-Depression levels, after the Roosevelt administration put a number of safeguards in place and helped restore public faith in the American banking system.

In contrast to commercial banks, the total amount of money deposited in savings accounts continued to rise throughout the Great Depression, albeit at a much slower rate than in the 1920s. The reason for continued increase was due to the disproportionate impact the Depression had across socioeconomic groups - most working and middle-class Americans did not have the means to have a savings account

The number of FDIC-insured commercial banks in the United States decreased steadily from 2000 to 2024. At the end of 2024, there were 3,928 FDIC-insured commercial banks in the country, down from 4,036 a year earlier. The FDIC, Federal Deposit Insurance Corporation, is an agency that insures the banking system in the U.S. Despite the dropping number of banks, the number of employees in the banking industry increased in the last two decades. Why do banks need insurance? The number of banks is shrinking, but the value of deposits in these banks is growing, amounting to trillions of U.S. dollars. The primary function of the FDIC is to insure these deposits up to 250,000 U.S. dollars. Under stable economic conditions, this task can be performed without particular difficulties. However, during economic uncertainties and recessions, it can be challenging. During the Global Financial Crisis, hundreds of FDIC-insured banks declared insolvency. Account holders were then eligible for compensation for the portion of their accounts that the FDIC insured. Financial figures of the FDIC-insured banks Except in times of deep recession, U.S. banks have a positive net operating income. It amounted to over 324 billion U.S. dollars in 2024. The value of funds borrowed by the U.S. FDIC-insured banks reached 1.4 trillion U.S. dollars that year.

Graph and download economic data for U.S.-Chartered Depository Institutions, Including IBFs; Total Uninsured Checkable and Time and Savings Deposits; Liability, Level (BOGZ1FL763139105Q) from Q4 2001 to Q1 2025 about U.S.-chartered, ibf, checkable, savings, liabilities, deposits, and USA.

In April 2025, the value of savings deposits, and other checkable deposits amounted to approximately 10.8 trillion U.S. dollars. Among the different types of deposits included in this data, savings deposits are the most popular. Until April 2020, the value of savings deposits in the United States amounted to nearly 11 trillion U.S. dollars by itself. After that, the source combined that data with that for other types of deposits.

Between 2017 and 2024, the value of customer deposits at digital banks in the U.S. grew sharply, reaching **** trillion U.S. dollars in 2024. According to Statista's Financial Market Insights, the value of deposits is forecast to grow even further in the following years. By 2029, the total value of customer deposits is estimated to exceed *** trillion U.S. dollars.

Graph and download economic data for Deposits, Small Domestically Chartered Commercial Banks (DPSSCBM027SBOG) from Jan 1973 to Jun 2025 about small, deposits, domestic, banks, depository institutions, and USA.

The value of deposits of FDIC-insured commercial banks in the United States increased sharply between 2000 and 2023, despite a downward trend in recent years. In 2023, the value of deposits of FDIC-insured commercial banks in the U.S. amounted to approximately ***** trillion US dollars.

The number of FDIC-insured commercial bank branches increased in 2023 for the first time since 2012. At the end of the year, there were 69,997 branches in the country, up from 69,905 a year earlier. In 2024, the downward trend observed prior to 2023 continued, with bank branches dropping to 68,632. After a period of growth from 2000 to 2008, the number of bank branches has been slowly diminishing. In 2024, JPMorgan Chase led the ranking of banks with the highest number of branches. What does the FDIC do? The FDIC (Federal Deposit Insurance Corporation) is an agency created by the United States Congress that guarantees the deposits in commercial banks up to 250,000 U.S. dollars. This protects depositors if the bank becomes insolvent. It also enables banks to issue more loans, since depositors may prefer banks that are insured by the FDIC. Trends in the banking industry While the number of branches has stayed relatively stable, the number of FDIC-insured commercial banks has declined in recent years. At the same time, online banking adoption has surged and is expected to grow even further. Some of the country's leading digital banks now serve over 10,000 users.

United States US Bank National (USB): Total Assets (TA) data was reported at 486,004,220.000 USD th in Dec 2019. This records an increase from the previous number of 477,393,605.000 USD th for Sep 2019. United States US Bank National (USB): Total Assets (TA) data is updated quarterly, averaging 278,464,643.000 USD th from Dec 2000 (Median) to Dec 2019, with 77 observations. The data reached an all-time high of 486,004,220.000 USD th in Dec 2019 and a record low of 71,345,806.000 USD th in Mar 2001. United States US Bank National (USB): Total Assets (TA) data remains active status in CEIC and is reported by Federal Deposit Insurance Corporation. The data is categorized under Global Database’s United States – Table US.KB058: Financial Data: Federal Deposit Insurance Corporation: US Bank National.

United States USB: LC: TL: Total Deposits (DE) data was reported at 374,303,872.000 USD th in Dec 2019. This records an increase from the previous number of 372,420,581.000 USD th for Sep 2019. United States USB: LC: TL: Total Deposits (DE) data is updated quarterly, averaging 194,253,182.000 USD th from Dec 2000 (Median) to Dec 2019, with 77 observations. The data reached an all-time high of 374,303,872.000 USD th in Dec 2019 and a record low of 50,263,335.000 USD th in Mar 2001. United States USB: LC: TL: Total Deposits (DE) data remains active status in CEIC and is reported by Federal Deposit Insurance Corporation. The data is categorized under Global Database’s United States – Table US.KB058: Financial Data: Federal Deposit Insurance Corporation: US Bank National.

Bank of America Merrill Lynch: Liabilities: Funding: Total Deposits: Interbank Deposits data was reported at 473,640.000 BRL th in Mar 2019. This records a decrease from the previous number of 577,183.000 BRL th for Dec 2018. Bank of America Merrill Lynch: Liabilities: Funding: Total Deposits: Interbank Deposits data is updated quarterly, averaging 970.000 BRL th from Mar 2000 (Median) to Mar 2019, with 77 observations. The data reached an all-time high of 577,183.000 BRL th in Dec 2018 and a record low of 0.000 BRL th in Jun 2012. Bank of America Merrill Lynch: Liabilities: Funding: Total Deposits: Interbank Deposits data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Banking Sector – Table BR.KBB053: Commercial Banks: Assets and Liabilities: Bank of America Merril Lynch.

Brazil Bank of America Merrill Lynch: Liabilities: Funding: Total Deposits: Time Deposits data was reported at 5,774,379.000 BRL th in Mar 2019. This records a decrease from the previous number of 6,478,712.000 BRL th for Dec 2018. Brazil Bank of America Merrill Lynch: Liabilities: Funding: Total Deposits: Time Deposits data is updated quarterly, averaging 84,946.000 BRL th from Mar 2000 (Median) to Mar 2019, with 77 observations. The data reached an all-time high of 10,125,071.000 BRL th in Sep 2017 and a record low of 0.000 BRL th in Dec 2001. Brazil Bank of America Merrill Lynch: Liabilities: Funding: Total Deposits: Time Deposits data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Banking Sector – Table BR.KBB053: Commercial Banks: Assets and Liabilities: Bank of America Merril Lynch.

Key information about Saudi Arabia Total Deposits

• Saudi Arabia Total Deposits was reported at 728.647 USD bn in Jan 2025
• This records an increase from the previous number of 717.969 USD bn for Dec 2024
• Saudi Arabia Total Deposits data is updated monthly, averaging 225.632 USD bn from Jan 1993 to Jan 2025, with 385 observations
• The data reached an all-time high of 728.647 USD bn in Jan 2025 and a record low of 49.140 USD bn in Jan 1993
• Saudi Arabia Total Deposits data remains active status in CEIC and is reported by CEIC Data
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Total Deposits: USD: Monthly