Graph and download economic data for Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP) from Q1 1980 to Q1 2025 about disposable, payments, debt, personal income, percent, personal, households, services, income, and USA.

The tables and interactive maps below allow users to explore the ratio of debt to income by state, metropolitan statistical area, and county for each year since 1999. Household debt is calculated from Federal Reserve Bank of New York (FRBNY) Consumer Credit Panel/Equifax Data, and household income is reported by the Bureau of Labor Statistics.

Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) from 2000-06-28 to 2025-07-16 about revolving, credit cards, loans, consumer, banks, depository institutions, and USA.

Key information about United States Household Debt

• United States Household Debt reached 18,036.0 USD bn in Dec 2024, compared with the reported number of 17,943.0 USD bn in the previous quarter
• US Household Debt: USD mn data is updated quarterly, available from Mar 1999 to Dec 2024
• The data reached an all-time high of 18,036.0 USD bn in Dec 2024 and a record low of 4,540.0 USD bn in Mar 1999

• In the latest reports, United States Household Debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024
• Money Supply M2 in United States increased 21,533.8 USD bn YoY in Dec 2024
• United States Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• United States Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY

United States HH Debt: Balance: New Delinquent Loan: Credit Card data was reported at 6.840 % in Mar 2020. This records a decrease from the previous number of 6.950 % for Dec 2019. United States HH Debt: Balance: New Delinquent Loan: Credit Card data is updated quarterly, averaging 8.081 % from Mar 2003 (Median) to Mar 2020, with 69 observations. The data reached an all-time high of 13.780 % in Dec 2009 and a record low of 5.073 % in Jun 2016. United States HH Debt: Balance: New Delinquent Loan: Credit Card data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

Graph and download economic data for Financial Soundness Indicator, Households; Debt Service and Principal Payments as a Percent of Income, Level (BOGZ1FL010000346Q) from Q1 1980 to Q4 2024 about payments, debt, percent, households, services, income, indexes, and USA.

United States Household Debt: Other data was reported at 385.000 USD bn in Mar 2018. This records a decrease from the previous number of 389.000 USD bn for Dec 2017. United States Household Debt: Other data is updated quarterly, averaging 400.000 USD bn from Mar 1999 (Median) to Mar 2018, with 77 observations. The data reached an all-time high of 486.000 USD bn in Jun 2003 and a record low of 296.000 USD bn in Jun 2013. United States Household Debt: Other data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s USA – Table US.KA012: Household Debt.

Household Debt: Student Loan data was reported at 1,407.000 USD bn in Mar 2018. This records an increase from the previous number of 1,378.000 USD bn for Dec 2017. Household Debt: Student Loan data is updated quarterly, averaging 778.200 USD bn from Mar 2003 (Median) to Mar 2018, with 61 observations. The data reached an all-time high of 1,407.000 USD bn in Mar 2018 and a record low of 240.700 USD bn in Mar 2003. Household Debt: Student Loan data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s USA – Table US.KA012: Household Debt.

This report tracks aggregate household debt in Canada. The quarterly, not-seasonally-adjusted ratio of household debt to GDP for Canada is sourced from the US Federal Reserve Bank of St. Louis. These quarterly figures are then averaged into annual figures, which are subsequently multiplied by GDP to form aggregate household debt values. GDP, and therefore aggregate household debt, is measured in chained 2012 dollars, and is sourced from Statistics Canada.

HH Debt: Credit Card: Limit data was reported at 3,931.000 USD bn in Mar 2020. This records an increase from the previous number of 3,897.000 USD bn for Dec 2019. HH Debt: Credit Card: Limit data is updated quarterly, averaging 2,913.000 USD bn from Mar 1999 (Median) to Mar 2020, with 85 observations. The data reached an all-time high of 3,931.000 USD bn in Mar 2020 and a record low of 1,380.000 USD bn in Jun 1999. HH Debt: Credit Card: Limit data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

Graph and download economic data for Financial Soundness Indicator, Households; Debt as a Percent of Gross Domestic Product, Level (BOGZ1FL010000336Q) from Q4 1946 to Q1 2025 about debt, percent, households, GDP, indexes, and USA.

HH Debt: Balance: New Delinquent Loan: Other data was reported at 7.110 % in Mar 2020. This records a decrease from the previous number of 7.280 % for Dec 2019. HH Debt: Balance: New Delinquent Loan: Other data is updated quarterly, averaging 7.483 % from Mar 2003 (Median) to Mar 2020, with 69 observations. The data reached an all-time high of 12.425 % in Jun 2009 and a record low of 6.341 % in Mar 2015. HH Debt: Balance: New Delinquent Loan: Other data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

Graph and download economic data for Households; Debt Securities; Asset, Level (BOGZ1FL194022005Q) from Q4 1987 to Q1 2025 about debt, securities, assets, households, and USA.

HH Debt: Balance: New Delinquent Loan data was reported at 4.610 % in Mar 2020. This records a decrease from the previous number of 4.670 % for Dec 2019. HH Debt: Balance: New Delinquent Loan data is updated quarterly, averaging 5.827 % from Mar 2003 (Median) to Mar 2020, with 69 observations. The data reached an all-time high of 11.955 % in Jun 2009 and a record low of 4.520 % in Jun 2018. HH Debt: Balance: New Delinquent Loan data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

HH Debt: Balance: New Delinquent Loan: Student Loan data was reported at 9.050 % in Mar 2020. This records a decrease from the previous number of 9.440 % for Dec 2019. HH Debt: Balance: New Delinquent Loan: Student Loan data is updated quarterly, averaging 9.878 % from Mar 2004 (Median) to Mar 2020, with 65 observations. The data reached an all-time high of 11.624 % in Mar 2013 and a record low of 7.200 % in Jun 2004. HH Debt: Balance: New Delinquent Loan: Student Loan data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

United States Household Debt: Mortgage data was reported at 8,939.000 USD bn in Mar 2018. This records an increase from the previous number of 8,882.000 USD bn for Dec 2017. United States Household Debt: Mortgage data is updated quarterly, averaging 8,116.000 USD bn from Mar 1999 (Median) to Mar 2018, with 77 observations. The data reached an all-time high of 9,294.000 USD bn in Sep 2008 and a record low of 3,200.000 USD bn in Mar 1999. United States Household Debt: Mortgage data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s USA – Table US.KA012: Household Debt.

Graph and download economic data for Households; Debt Securities; Asset, Level (BOGZ1FL194022005A) from 1987 to 2024 about debt, securities, assets, households, and USA.

HH Debt: Transition Rates: Mort Accts: Curr: More Than 90Days Late data was reported at 0.144 % in Mar 2020. This records a decrease from the previous number of 0.154 % for Dec 2019. HH Debt: Transition Rates: Mort Accts: Curr: More Than 90Days Late data is updated quarterly, averaging 0.197 % from Sep 1999 (Median) to Mar 2020, with 83 observations. The data reached an all-time high of 0.750 % in Jun 2009 and a record low of 0.090 % in Jun 2006. HH Debt: Transition Rates: Mort Accts: Curr: More Than 90Days Late data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

United States HH Debt: Balance: Deliquency: More than 120 Days Late data was reported at 0.780 % in Mar 2020. This records a decrease from the previous number of 0.830 % for Dec 2019. United States HH Debt: Balance: Deliquency: More than 120 Days Late data is updated quarterly, averaging 0.900 % from Mar 1999 (Median) to Mar 2020, with 85 observations. The data reached an all-time high of 4.302 % in Mar 2010 and a record low of 0.530 % in Mar 2000. United States HH Debt: Balance: Deliquency: More than 120 Days Late data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

Graph and download economic data for Mortgage Debt Outstanding by Type of Holder: Federal and Related Agencies: Federal Home Loan Mortgage Corporation (DISCONTINUED) (MDOTHFRAFHLMC) from Q1 1949 to Q3 2019 about agency, mortgage, debt, federal, and USA.