In 2024, **** percent of the U.S. population had employment-based health insurance coverage. This statistic depicts the percentage of the U.S. population with employment-based health insurance from 1987 to 2024.

The percentage of people in the United States with health insurance has increased over the past decade with a noticeably sharp increase in 2014 when the Affordable Care Act (ACA) was enacted. As of 2024, around ** percent of people in the United States had some form of health insurance, compared to around ** percent in 2010. Despite the increases in the percentage of insured people in the U.S., there were still over ** million people in the United States without health insurance as of 2024. Insurance coverage Health insurance in the United States consists of different private and public insurance programs such as those provided by private employers or those provided publicly through Medicare and Medicaid. Almost half of the insured population in the United States were insured privately through an employer as of 2021, while **** percent of people were insured through Medicaid, and **** percent through Medicare . The Affordable Care Act The Affordable Care Act (ACA), enacted in 2014, has significantly reduced the number of uninsured people in the United States. In 2014, the percentage of U.S. individuals with health insurance increased to almost ** percent. Furthermore, the percentage of people without health insurance reached an all time low in 2022. Public opinion on healthcare reform in the United States remains an ongoing political issue with public opinion consistently divided.

Among employers in the United States, 61 percent reported that they offered their workers Preferred Provider Organization (PPO) health insurance plans and 48 percent stated that they offered Point of Service (POS) plans in 2020. This statistic depicts typical health insurance plans offered to employees by employers in the U.S. in 2020.

A 2018 survey found that 44 percent of workers with employer-sponsored health insurance reported difficulty understanding how much they would have to pay out of their own pocket when they use health care. This statistic depicts the percentage of workers with employer-sponsored health insurance in the U.S. who reported select problems in understanding their current health insurance plan as of 2018.

The survey represents the percentage of U.S. women with employer-sponsored health insurance coverage in 2008, by level of education. The results show that ** percent of women with a high-school-level education received health insurance through their employer.

According to a survey conducted in the U.S. in 2022, ** percent of respondents with a household income higher than 100 thousand U.S. dollars said they were very satisfied with their employer-sponsored health insurance plan (ESI). This statistic illustrates the satisfaction level of American employees with their employer sponsored health insurance coverage in 2022, by household income.

In 2025, 46 percent of employees were enrolled in preferred provider organization (PPO) plans through their employers. PPO plans had the highest market share among the four common types of health plans offered by employers in the United States. Another third was occupied by High Deductible Health Plans (HDHP).

In 2025, employers in the U.S. on average spent 7.8 percent of total employee cost compensation on health insurance benefits. After salary and wages, health insurance forms the second-largest component of employer costs for employee compensation.

The survey represents the percentage of U.S. women with employer-sponsored health insurance coverage in 2008, categorized by health status. The results show that ** percent of women with employer-based health coverage were in excellent to good health.

In 2022, ** percent of employees surveyed in the U.S. reported they were extremely or very satisfied with their employer-sponsored health insurance plan, a further ** percent mentioned they were somewhat satisfied. This statistic illustrates the satisfaction level of American employees with their employer sponsored health insurance plans from 2013 to 2022.

Among all firms, the percentage of employees covered by self-funded plans had increased from 44 percent in 1999 to a record high of 69 percent in 2020 before decreasing slightly to 64 percent in 2021 and then increasing to 67 percent in 2022. As of 2025, the percentage remains at 67 percent. Self-funded plans are those in which companies choose to pay for some or all of the health services of their workers directly rather than purchasing health insurance for them.

In 2020, around **** percent of the U.S. population had private health insurance coverage. This share slightly decreased to **** percent in 2024. Medicare and Medicaid together provided healthcare coverage to approximately ** percent of the population in the United States. U.S. population with and without health insurance In 2022, over half of the U.S. population had health insurance coverage through their place of employment, around 54.5 percent. Approximately 35 percent had coverage through some form of government plan in the same year. While still low, the U.S. population without health insurance has decreased slightly from the previous year. A large portion of those without health insurance are between 19 and 25 years of age. Approximately ** percent of adults in this age group did not have health insurance in 2021. Health expenditure The United States spent approximately ****** U.S. dollars per capita on health in 2022 while in comparison, the Canadian government expended some ***** U.S. dollars per capita in the same year. However, higher health spending did not equate to a better health system or outcomes and when ranked with other comparable high-income countries, the U.S. came in last on nearly all health performance categories from access of care to health outcomes.

In the United States, average employee premium contributions and deductibles as a percentage of median household income have risen in the past decade. In 2020, an employee’s total potential out-of-pocket medical costs (premium and deductible) amounted to 11.6 percent of median income. This included 6.9 percent in employee premium contributions and 4.7 percent in deductibles. However, states varied greatly in median income spent on premiums and deductibles, with workers in Mississippi having to spend on average 19 percent of their income on potential out-of-pocket medical costs.

Employer sponsored health insurance In 2020, over half of the U.S. population has some type of employment-based health insurance coverage. The Affordable Care Act penalizes large employers (with 50 or more full-time employees), if they do not provide health insurance to their employees. Nevertheless, of the uninsured aged under 65 years, the large majority worked either full or part-time (or someone in their household did).

Out-of-pocket medical costs Despite having insurance coverage, most plans have a deductible, the amount an insured must pay themselves that year before their insurance starts covering for them. The average annual deductible for single coverage amounted to roughly 1,700 U.S. dollars in 2021. Even after reaching their deductible, most insured have other forms of out-of-pocket health costs in the form of co-payments and co-insurance for health services or prescription drugs.

This statistic shows the prevalence of employer-provided health insurance among part-time workers in the United States between 1998 and 2018, by employee education level. In 2018, about **** percent of part-time workers with an advanced degree received health insurance from their employer in the United States.

As of 2024, nearly *** million people in the United States had some kind of health insurance, a significant increase from around *** million insured people in 2010. However, as of 2024, there were still approximately ** million people in the United States without any kind of health insurance. Insurance coverage The United States does not have universal health insurance, and so health care cost is mostly covered through different private and public insurance programs. In 2021, almost ** percent of the insured population of the United States were insured through employers, while **** percent of people were insured through Medicaid, and **** percent of people through Medicare. As of 2022, about *** percent of people were uninsured in the U.S., compared to ** percent in 2010. The Affordable Care Act The Affordable Care Act (ACA) significantly reduced the number of uninsured people in the United States, from **** million uninsured people in 2013 to **** million people in 2015. However, since the repeal of the individual mandate the number of people without health insurance has risen. Healthcare reform in the United States remains an ongoing political issue with public opinion on a Medicare-for-all plan consistently divided.

According to the latest data, among all firms, 71 percent of employees were covered by preferred provider organization (PPO) self-funded insurance. Self-funded plans are those in which the employer assumes direct financial responsibility for the costs of enrollees’ medical claims rather than purchasing health insurance for them.

According to a survey conducted in the United States in 2022, ** percent of employers reported that the cost of monthly premiums was their biggest challenge to offering employer sponsored group health insurance. This statistic illustrates the biggest challenges faced by employers for offering employer sponsored group health insurance in 2022.

As of 2023, ** percent of women had employer-sponsored insurance and the percentage of uninsured women stood at *** percent. This statistic depicts the percentage of health insurance coverage among women in the United States from 2018 to 2023.

This statistic displays the percentage of survey respondents that indicated that their employer offered coverage for select health services and products in 2018. According to the survey, ** percent of employers offered coverage for mental health services through their insurance policies in 2019.

In 2022, ** percent of employers reported their health plans provided abortion coverage without restrictions, a further ** percent mentioned their health plans cover medically necessary abortions only. This statistic represents the level of coverage employer health plans for abortion and related benefits in the U.S. in 2022.