Household Saving Rate in the United Kingdom increased to 10.70 percent in the second quarter of 2025 from 10.50 percent in the first quarter of 2025. This dataset provides - United Kingdom Households Saving Ratio - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The savings rate of households in the United Kingdom (UK) fell in the first quarter of 2025. That came after a period of rising household savings that peaked in the second quarter of 2020, when they amounted to 27.5 percent of their disposable income.

The value of gross savings in the United Kingdom (UK) fluctuated significantly in the past decade, reaching over ***** billion U.S. dollars in 2024. These figures refer to the total savings in the UK, and therefore it does not just refer to households. In 2020, due to the coronavirus outbreak and the measures put in place by government to fight the pandemic, households savings rate in the UK soared.

This dataset provides values for PERSONAL SAVINGS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Over a ******* of households in the United Kingdom (UK) had less than 1,500 British pounds in savings and investments in the financial year of 2023/24. Meanwhile, ** percent of all households had at least 30,000 British pounds saved up. In 2023/24, Northern Ireland was one of the regions in the United Kingdom with the lowest ownership rate of ISAs and other savings accounts.

Key information about UK Gross Savings Rate

• UK Gross Savings Rate was measured at 17.5% in Jun 2025, compared with 17.5% in the previous quarter.
• UK Gross Savings Rate is updated quarterly, with data available from Mar 1955 to Jun 2025, and an average rate of 17.5%.
• CEIC calculates Gross Domestic Savings Rate from quarterly Gross Domestic Savings and quarterly Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Final Consumption Expenditure. Final Consumption Expenditure is calculated as the sum of Household, NPISHs and Government Expenditure. Office for National Statistics provides Final Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, UK GDP expanded 1.3% YoY in Sep 2025.
• UK Nominal GDP reached 1,029,876.0 USD mn in Sep 2025. Its GDP deflator (implicit price deflator) increased 3.7% in Sep 2025.
• UK GDP Per Capita reached 53,191.3 USD in Dec 2024.

United Kingdom HN: Households Saving Ratio: sa data was reported at 4.400 % in Jun 2018. This records an increase from the previous number of 3.900 % for Mar 2018. United Kingdom HN: Households Saving Ratio: sa data is updated quarterly, averaging 9.100 % from Mar 1963 (Median) to Jun 2018, with 222 observations. The data reached an all-time high of 15.200 % in Jun 1993 and a record low of 3.400 % in Mar 2017. United Kingdom HN: Households Saving Ratio: sa data remains active status in CEIC and is reported by Office for National Statistics. The data is categorized under Global Database’s United Kingdom – Table UK.AB051: ESA10: Resources and Uses: Household and Non Profit Institutions Serving Households: Disposable Income.

Comparison of first estimates of saving ratio with estimates published a quarter later.

The savings of households in the United Kingdom as a share of their income has been increasing between 2022 and 2024. In the third quarter of 2024, UK households saved, on average, **** percent of their income. That was, nevertheless, much lower than the savings ratio reached as of the second quarter of 2020, when it peaked at **** percent. The highest value recorded throughout the period.

Annual and quarterly data on the impact of removing "imputed" transactions from real household disposable income and the saving ratio to better represent the economic experience of UK households.

Impact of Blue Book 2024 changes on the household saving ratio, including real households’ disposable income and households’ gross disposable income.

The values of any financial assets held including both formal investments, such as bank or building society current or saving accounts, investment vehicles such as Individual Savings Accounts, endowments, stocks and shares, and informal savings.

United Kingdom HN: Households Saving Ratio data was reported at 7.800 % in Jun 2018. This records an increase from the previous number of 3.500 % for Mar 2018. United Kingdom HN: Households Saving Ratio data is updated quarterly, averaging 9.200 % from Mar 1963 (Median) to Jun 2018, with 222 observations. The data reached an all-time high of 17.300 % in Jun 1993 and a record low of 2.400 % in Dec 1968. United Kingdom HN: Households Saving Ratio data remains active status in CEIC and is reported by Office for National Statistics. The data is categorized under Global Database’s United Kingdom – Table UK.AB051: ESA10: Resources and Uses: Household and Non Profit Institutions Serving Households: Disposable Income.

United Kingdom UK: GDP: USD: Gross Domestic Savings data was reported at 415.625 USD bn in 2017. This records an increase from the previous number of 406.776 USD bn for 2016. United Kingdom UK: GDP: USD: Gross Domestic Savings data is updated yearly, averaging 160.347 USD bn from Dec 1970 (Median) to 2017, with 48 observations. The data reached an all-time high of 480.646 USD bn in 2007 and a record low of 21.524 USD bn in 1970. United Kingdom UK: GDP: USD: Gross Domestic Savings data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s UK – Table UK.World Bank: Gross Domestic Product: Nominal. Gross domestic savings are calculated as GDP less final consumption expenditure (total consumption). Data are in current U.S. dollars.; ; World Bank national accounts data, and OECD National Accounts data files.; Gap-filled total;

Gross domestic savings (% of GDP) in United Kingdom was reported at 16.89 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. United Kingdom - Gross domestic savings (% of GDP) - actual values, historical data, forecasts and projections were sourced from the World Bank on October of 2025.

Interest-bearing sight deposits were the type of savings deposit with the highest outstanding amount in the United Kingdom in the first half of 2025. The outstanding value of those types of deposits in the UK amounted to 903 billion British pounds that year, while the value of NS&I deposits was 241 billion British pounds.

Household gross saving rate in the United Kingdom spiked during the second quarter of 2020, reaching 25.9 percent, nearly three times as high as in the first quarter of the year. This unprecedented increase is due to the coronavirus (COVID-19) outbreak and the resulting widespread lockdown and temporary business closures. a similar increase can be seen during the second generalized lockdown implemented during the first quarter of 2021.

Analysis of household disposable income and the saving ratio. Source agency: Office for National Statistics Designation: Supporting material Language: English Alternative title: Household income and saving ratio