Mortgage Approvals in the United Kingdom decreased to 65.02 Thousand in October from 65.65 Thousand in September of 2025. This dataset provides the latest reported value for - United Kingdom Mortgage Approvals - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

UK Mortgage Rates

Mortgage products in the united kingdom

By Jeff [source]

About this dataset

This dataset contains information on thousands of mortgage products available in the UK, including the interest rate, APR, revert rate, fees, and initial rate period. This data can be used to compare different mortgage products and find the best deal for your needs

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How to use the dataset

This dataset contains information on thousands of mortgage products available in the UK, including the interest rate, APR, revert rate, fees, and initial rate period.

To use this dataset, simply download it and then import it into your favorite spreadsheet program. You can then use the data to compare mortgage rates across different products and banks.

This dataset can be used to help you: - Compare mortgage rates from different banks - Find the best mortgage product for your needs - Understand how fees and other charges affect the overall cost of a mortgage

Research Ideas

• Analysing the different mortgage products available on the market
• Benchmarking against other products in order to get a competitive rate
• Finding products that have low fees and revert rates

Acknowledgements

If you use this dataset in your research, please credit the original authors. Data Source

License

See the dataset description for more information.

Columns

File: UK_Mortgage_Rate.csv | Column name | Description | |:----------------------------|:----------------------------------------------------------------| | SKU | The product's SKU. (String) | | BANK_NAME | The name of the bank that offers the mortgage product. (String) | | MTG_PRODUCT_SUBTITLE | The subtitle of the mortgage product. (String) | | MTG_PRODUCT_TYPE_RAW | The raw product type of the mortgage product. (String) | | MTG_PRODUCT_YEARS | The number of years of the mortgage product. (Integer) | | MTG_INITIAL_RATE_PCT | The initial rate percentage of the mortgage product. (Float) | | MTG_APR_PCT | The APR percentage of the mortgage product. (Float) | | MTG_REVERT_RATE | The revert rate of the mortgage product. (Float) | | MTG_FEES_TOTAL | The total fees of the mortgage product. (Float) | | MTG_INITIAL_RATE_MONTHS | The initial rate months of the mortgage product. (Integer) | | SCAN_DATE | The date that the mortgage product was scanned. (Date) |

Acknowledgements

If you use this dataset in your research, please credit the original authors. If you use this dataset in your research, please credit Jeff.

Data for households in receipt of Support for Mortgage Interest (SMI) loans is available in Stat-Xplore on a quarterly basis.

These quarterly official statistics include:

• the https://stat-xplore.dwp.gov.uk/webapi/openinfopage?id=SMI_CASELOAD">number of households who are currently in receipt of the support
• the https://stat-xplore.dwp.gov.uk/webapi/openinfopage?id=SMI_CUM">number who have received SMI loans so far

See the background information and methodology note for an explanation of households.

The statistics are broken down by:

• Quarter
• Country, Region
• Qualifying Benefit

Background information

Read the background information and methodology note for guidance on these statistics, such as timeliness and interpretation.

Feedback

Help us improve the statistics

Please complete this https://forms.office.com/e/bZ24FF7ha1">short survey to help us make the statistics better.

We welcome all feedback on the content, relevance, accessibility and timing of these statistics to help us in producing statistics that meet user needs. For non-media enquiries on these statistics email: nathan.kelly@dwp.gov.uk

For media enquiries please contact the DWP press office.

Next releases

Support for Mortgage Interest statistics are published quarterly. The dates for future releases are listed in the statistics release calendar.

Pre-release access

In addition to staff who are responsible for the production and quality assurance of the statistics, up to 24-hour pre-release access is provided to ministers and other officials. We publish the job titles and organisations of the people who have been granted up to 24-hour pre-release access to the latest Support for Mortgage Interest statistics.

Mortgage repayments as a percentage of monthly equivalised disposable household income, throughout the house price and income distribution.

The number of first-time buyer mortgage sales, by UK local authority, collected by the Financial Conduct Authority (FCA).

The data in this data set was provided by HM Treasury and details mortgage completions on properties supported by Help to Buy: mortgage guarantee completions, by local authority, England. The data set covers the period 8 October 2013 to 30 June 2014.

The Help to Buy: mortgage guarantee scheme opened on 8 October 2013 and is available across the United Kingdom. Under the scheme the government offers lenders the option to purchase a guarantee on mortgage loans where the borrower has a deposit of between 5% and 20%. The scheme can be used for mortgages on both new build and existing homes, by first time buyers, home movers and those remortgaging. In order to qualify for a loan supported by the Help to Buy: mortgage guarantee, there are a number of eligibility criteria which are set out in the scheme rules.

The guarantee compensates participating mortgage lenders for a portion of net losses suffered in the event of repossession. The guarantee applies down to 80% of the purchase value of the guaranteed property covering 95% of these net losses. The lender therefore retains a 5% risk in the portion of losses covered by the guarantee. This ensures that the lender retains some risk in every mortgage originated. For example, the scheme is not available on buy-to-let mortgages or second homes, and the property value must be £600,000 or less.

Over the life of the scheme the government will make available up to £12 billion of guarantees, which is sufficient to support up to £130 billion of high loan-to-value (LTV) mortgages.

For further information see
Help to Buy: mortgage guarantee scheme Quarterly Statistics.

Home Loans in the United Kingdom decreased to 4273 GBP Million in October from 5223 GBP Million in September of 2025. This dataset provides - United Kingdom Mortgage Lending- actual values, historical data, forecast, chart, statistics, economic calendar and news.

The FCA publishes the latest data from firms who have signed up to the Government’s Mortgage Charter. The Government’s Mortgage Charter, introduced in June 2023, contains commitments, over and above FCA requirements, made by mortgage lenders. There are 49 signatories, representing around 90% of the mortgage market. These commitments include: not to force a borrower to leave their home without their consent, unless in exceptional circumstances, in less than a year from their first missed payment to allow customers to lock in a new deal up to 6 months ahead of the end of a fixed rate deal, and to request a better like-for-like deal up until the new one starts, if one is available without assessing affordability, to permit customers who are up to date with their payments to switch to interest-only payments for 6 months, or to extend their mortgage term with the option to revert to their original term within 6 months

The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. They jointly publish the mortgage lending statistics every quarter. Since the beginning of 2007, around 340 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities. Latest findings The outstanding value of all residential mortgage loans decreased by 0.1% from the previous quarter to £1,654.3 billion, and was 0.8% lower than a year earlier. The value of gross mortgage advances increased by 18.6% from the previous quarter to £62.2 billion, the first increase since 2022 Q3, but remained 27.6% lower than a year earlier. The value of new mortgage commitments (lending agreed to be advanced in the coming months) decreased by 16.5% from the previous quarter to £51.5 billion, and was 41.4% lower than a year earlier.

Comprehensive dataset of UK mortgage broker reviews of intermediary technology providers and products, including CRMs, criteria sourcing tools, product sourcing platforms, and affordability systems. Covers satisfaction, NPS, usability, support, value, innovation, and improvement suggestions.

The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. They jointly publish the mortgage lending statistics every quarter. Since the beginning of 2007, around 340 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities. Latest findings The outstanding value of all residential mortgage loans increased by 0.3% from the previous quarter to £1,703.6 billion, and was 2.6% higher than a year earlier.

The Enhanced dataset provides the most complete view of broker experiences. It includes all fields from the Basic and Standard datasets (review and CX data) plus advanced enrichments: sentiment scores and thematic tags for review content, and broker demographics.

This dataset captures rich, first-hand broker experiences across UK financial services mortgage providers in the UK. Each record contains the review text and structured review metrics, including satisfaction score, NPS rating, brand and product identifiers, and metadata such as review datetime. This is designed for enterprises, consultancies, and investors looking to power advanced machine learning models, train AI systems, or uncover deep consumer trends at scale. With 50k+ reviews across multiple sectors and case types, it delivers unparalleled breadth and analytical depth to provide insight into broker financial services experiences, benchmark brands, or build broker behaviour models.

Data is collected directly from Smart Money People’s independent review platform and updated monthly. It is anonymised, GDPR-compliant, and available as review-level raw data or aggregated monthly summaries. More in-depth and enhanced datasets are available.

Variants: Date, demographic, financial sector, case type

Interest Rate on Outstanding Mortgages in the United Kingdom remained unchanged at 3.89 percent in September. This dataset includes a chart with historical data for the United Kingdom Interest Rate on Outstanding Mortgages.

Mortgage brokers act on behalf of lenders, primarily helping borrowers arrange mortgage finance for both residential and investment real estate purposes and refinance existing mortgages. Brokers receive commissions on loans arranged for lenders and may charge fees for their services.

This website provides interactive mapping of outstanding residential mortgage lending by postcode sector across Great Britain, as published by individual banks, via the Council of Mortgage Lenders. This first iteration of the website - published in January 2014 - uses the most recent bank lending data, which covers the period up to the end of June 2013. I hope to update the website with future data releases, if I have the time. The map is coloured so that there are roughly the same number of areas in each category displayed in the key to the right. It's important to remember that this data release covers only seven major lenders and about three quarters of the mortgage market - it is not the full story but it does give us interesting insights that were previously not possible. The release did not include mortgage lending data for Northern Ireland, so that's why it's not included here. I've included a large interactive map on the home page and if you click below that you can see a full screen map. I've also added in some tabs which show postcode sectors in and around London, Glasgow, Manchester and Cardiff but if you want to find somewhere else you can easily pan and zoom to it via the big map.

Dataset of UK mortgage products with 2-year fixed terms, including initial rates, APRC, fees, and LTV percentages.

UK Mortgage Approvals Data from the Bank of England

Monthly Data

Contains both the seasonally adjusted and non-seasonally adjusted series.

1. Monthly number of total sterling approvals for house purchase to individuals not seasonally adjusted - LPMVTVU

2. Monthly number of total sterling approvals for house purchase to seasonally adjusted LPMVTVX

The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. They jointly publish the mortgage lending statistics every quarter. Since the beginning of 2007, around 340 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities. Latest findings The outstanding value of all residential mortgage loans decreased by 0.1% from the previous quarter to £1,654.9 billion, and was 1.4% lower than a year earlier.

Average weekly household expenditure on goods and services in the UK. Data are shown by region, age, income (including equivalised) group (deciles and quintiles), economic status, socio-economic class, housing tenure, output area classification, urban and rural areas (Great Britain only), place of purchase and household composition.