Facebook
TwitterRepossessions occur when a borrower fails to repay their loan on time or a tenant is late on their rent, and the lender takes possession of the property. To avoid a spike in repossessions during the coronavirus (COVID-19) crisis, the Financial Conduct Authority (FCA) introduced measures for renters and mortgage borrowers. As a result, the number of repossessions fell to a record low in 2020. In the second quarter of 2024, there were *** repossessions of mortgaged homes and ***** repossessions of rental properties by landlords.
Facebook
TwitterThe bulletin presents the latest statistics on the numbers of mortgage and landlord possession actions in the county courts of England and Wales. These statistics are a leading indicator of the number of properties to be repossessed and the only source of sub-national possession information. In addition to monitoring court workloads, they are used to assist in the development, monitoring and evaluation of policy both nationally and locally.
A supporting document is included alongside the bulletin with background information on the mortgage court system, policy background, methodology used, a user guide to the data CSVs, and other useful sources of mortgage statistics.
Facebook
Twitterhttp://reference.data.gov.uk/id/open-government-licencehttp://reference.data.gov.uk/id/open-government-licence
Figures represent court actions for possession and not actual homes repossessed. Repossessions can occur without a court order being made, while not all court orders result in repossession taking place.
The data provided in each of the tables relate to possession claims issued and claims leading to an orders being made in the county courts in England and Wales.
Claims Issued: A possession claim is created when a claimant begins a legal action for an order for possession of property by making a claim that is then issued in a county court.
Orders: The court, following a judicial hearing may grant an order for immediate possession. This entitles the claimant to apply for a warrant to have the defendant evicted, except in the case of suspended orders where the order is suspended as long as the defendant complies with conditions specified in the order.
Warrants: Having received an order, or if the terms of a suspended order are broken, the claimant can apply for a warrant of possession.
Possessions: Once a warrant has been issued, county court bailiffs can repossess the property on behalf of the claimant.
Note:
Previously, the figures presented in this dataset were claims that lead to orders, claims that lead to warrants, and claims that lead to repossessions. This counted the number of orders, warrants or repossessions that are unique to a claim, so that if one claim had two or more orders only the first was counted. In the current version of this dataset, they have been replaced with the total number of orders, warrants, and repossessions.
Facebook
TwitterEarlier editions: Mortgage and landlord possession statistics
The quarterly releases are released by the Ministry of Justice and produced in accordance with arrangements approved by the UK Statistics Authority. The bulletin presents the latest statistics on the numbers of mortgage and landlord possession actions in the county courts of England and Wales. These statistics are a leading indicator of the number of properties to be repossessed and the only source of sub-national possession information. In addition to monitoring court workloads, they are used to assist in the development, monitoring and evaluation of policy both nationally and locally.
The number of mortgage possession claims in County Courts increased from 2003 to a peak in 2008, but has fallen 60 per cent since then to 14,375 in the first quarter of 2013. At the same time the number of claims rose, the estimated proportion of claims which have progressed to an order, warrant or repossession by county court bailiffs also increased from 2003 to around 2009 or 2010, but has fallen slightly since.
The fall in the number of mortgage possession claims since 2008 coincides with lower interest rates, a proactive approach from lenders in managing consumers in financial difficulties and other interventions from the government, such as the Mortgage Rescue Scheme.
The North West, North East, Yorkshire and Humberside, and Wales have a relatively high number of mortgage repossession claims per household, while the East, South East, London and South West have a lower number. In the first quarter of 2013, the highest region, the North West, has 80 per cent more possessions claims per household than the lowest region, the South West.
The number of landlord possession claims in County Courts fell from 2003 to 2008, but has increased since then by 26 per cent to 42,520 in the first quarter of 2013. The estimated proportion of claims which have progressed to an order, warrant or repossession by county court bailiffs have been increasing slightly since 2009. Local authorities with a relatively high number of landlord claims per household were generally urban authorities or smaller unitary authorities that included a small city. Local authorities with a lower number of landlord claims per household tend to be more rural areas, or tend to be larger geographically and include a mixture of cities and more rural areas. In the first quarter of 2013, the highest region, London, has over four times as many possessions claims per household as the lowest region, the South West.
We are planning to make some changes to this bulletin which are outlined below. If you would like to comment on any of these proposals or if you have any other feedback or questions about this statistical bulletin, or requests for further information, please direct them to statistics.enquires@justice.gsi.gov.uk
Seasonally adjusted figures:
We are planning to discontinue production of these tables, as feedback suggested limited customer use, as customers prefer the clarity of using actual figures rather than adjusted figures.
Tables 5 and 6:
We are planning to discontinue production of Tables 5 and 6 which provide breakdowns at the national level of landlord possession claims and claims lead to orders by type of landlord and procedure. Instead we are planning to provide that information at the local level in the supplementary CSV. This will provide users with the local picture regarding this data and allow users to aggregate it in ways that suit their own needs. Those users who would prefer to use the tables can request them from the Ministry of Justice using the contact provided at the end of this report.
Measuring the volume of orders, warrants and repossessions:
Currently, figures are provided are claims that lead to orders, claims that lead to warrants, and claims that lead to repossessions. This counts the number of orders, warrants or repossessions that are unique to a claim, so that if one clai
Facebook
TwitterOpen Government Licence 3.0http://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/
License information was derived automatically
Mortgage possessions proceedings issued in the county courts, Local Authority and private Source: Ministry of Justice (MoJ) Publisher: Ministry of Justice Geographies: County/Unitary Authority, Government Office Region (GOR), National Geographic coverage: England and Wales Time coverage: 2004 to 2009 Type of data: Administrative data
Facebook
TwitterRepossessions occur when a borrower fails to repay their loan on time and the lender takes possession of the property. To avoid a spike in repossessions during the wake of the coronavirus (COVID-19) crisis, the Financial Conduct Authority (FCA) introduced a mortgage payment holiday with the option of borrowers to access payment deferrals.
In the second and third quarter of 2020, the number of repossessions of mortgages to landlords in the United Kingdom (UK) dropped to nearly zero, followed by a slight increase in the fourth quarter of 2020 and fist quarter of 2021. In comparison, in the fourth quarter of 2019, repossessions in London alone measured over *****. Repossessions of mortgages to individuals followed a similar trend.
Facebook
TwitterThe quarterly releases present statistics on possession actions issued in county courts by mortgage lenders and social and private landlords in England and Wales. Note that the figures represent court actions for possession and not actual homes repossessed, as not all possession orders are enforced.
Source agency: Justice
Designation: National Statistics
Language: English
Alternative title: Possession Statistics
Facebook
TwitterOpen Government Licence 3.0http://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/
License information was derived automatically
Repossession is where a court order has been granted ordering a debtor to hand back a property to a creditor where the property was either used as collateral (for a mortgage, loan or an unsecured debt or loan which has been secured by an order charging land) or rented or leased in a previous contract between the creditor and the debtor. The court order can be made by the High Court (for mortgage repossessions), the County Court (for ejectment cases where a property has been rented) or the Magistrates Court (involving squatter cases). If the debtor fails to obey the terms of the court order, the creditor may apply to the Enforcement of Judgments Office (EJO) to enforce it. Physical repossession occurs when the EJO remove all persons in occupation of the property and their goods. In some occasions, repossession also occurs when there are no persons in occupation of the property and there are no goods are removed. Repossession is recorded as completed when all persons in occupation of the property have been removed, their goods removed and the property is handed over to the creditor. Repossession is also recorded as completed if there are no persons and or goods to remove and the property is handed over to the creditor. For the majority of cases, repossession will relate to a single property, but a court order can sometimes refer to more than one property. Property that may be repossessed include private dwellings or business premises that are either leased, rented or owner occupied. It can also relate to a piece of land that contains no dwellings such as agricultural land or wasteland. Property tenures that may be repossessed are those that are rented from a social housing authority or landlord (such as the Northern Ireland Housing Executive, or a Housing Association), those that are rented or leased from a private landlord, owner occupied properties that have a mortgage or secured loan registered against their property or properties that have a debt secured by way of an order charging land. Rented properties are repossessed by way of an ejectment order obtained at the County Court, with mortgaged properties repossessed by way of a mortgage possession order obtained at the High Court. On occasions, an order may be sought from the Magistrates' Court to repossess a property inhabited by a squatter. The postcode recorded for each repossession refers to the correspondence address of the person to whom enforcement has been sought. This is not always the address of the property to be repossessed as the property may not have a postal address (if it is a piece of land) or it may relate to the correspondence address of a landlord or a second home. A slight change to the methodology used to generate these data occurred during the period of this series. From 2007 to March 2014, the EJO have used the same methodology for recording repossessions (based on the recorded ‘return date’ repossession case held by enforcement officers (who manage a repossession case). Since April 2014, a different methodology has been used (based upon the date the repossession was completed which is marked against a case file). The change was made to make the methodology a more accurate reflection of the date the repossession was completed. Users of this data may have been able to self-identify themselves due to the low values in some cells. Primary and secondary disclosure control methods have been applied to this data, denoted by cells with missing data in the tables. Values of less than four, but not zero, were initially suppressed, but some of these values could have been calculated using some row and column totals and thus secondary suppression was applied to the next lowest value in the row and column. The dataset was created using the Central Postcode Directory (CPD). Unknown/missing postcodes are not shown but are included in the Northern Ireland totals. The data contain the number of cases disposed by each Local Government District and have the following proportions of postcode coverage: 2010, 97.0%; 2011, 97.8% 2012, 97.8%; 2013, 97.2%; 2014, 97.3%; 2015, 97.7%; 2016, 97.6%; 2017, 98.5%; 2018, 97.4%; 2019, 97.2%; 2020, 96.4%; 2021, 100%; 2022, 95.9%; 2023, 97.5%; 2024, 97.9%.
Facebook
TwitterThe number of housing repossessions in England and Wales has overall decreased since 2019. The North West had the highest number of repossessions during the period under observations, amounting to ***. Despite the overall decrease, the total number of repossessions in England and Wales increased for the second year in a row.
Facebook
TwitterOpen Government Licence 3.0http://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/
License information was derived automatically
The number of final orders made against mortgage cases disposed in the High Court. Datasets are produced on an annual year basis. The dataset is entered onto ICOS, the Integrated Courts Operations System. The data are then extracted and merged with the Central Postcode Directory, and aggregated information uploaded to this portal. Northern Ireland Courts and Tribunals Service collects information on writs and originating summonses issued in respect of mortgages in Chancery Division of the Northern Ireland High Court. This covers both Northern Ireland Housing Executive and private mortgages, and relates to both domestic and commercial properties. A mortgage case may involve more than one address or a land property. In such cases, the first postcode address entered onto ICOS is used. Not all writs and originating summonses lead to eviction. A plaintiff begins an action for an order for possession of property. The court, following a judicial hearing, may grant an order for possession. This entitles the plaintiff to apply for an order to have the defendant evicted. However, even where an order for eviction is issued the parties can still negotiate a compromise to prevent eviction. When a case is disposed of, it may have more than one final order made. This database contains the last final order made. A description of the orders is below: Possession: The court orders the defendant to deliver possession of the property to the plaintiff within a specified time. If the defendant fails to comply with the court order the plaintiff may proceed to apply to the Enforcement of Judgements Office to repossess the property and give possession of it to the plaintiff. Sale and Possession: If the plaintiff seeks possession of property which is subject to an ‘equitable mortgage’ (i.e. normally one created informally by the deposit of deeds rather than the execution of a mortgage deed) the court may order a sale of the property to enable enforcement of the equitable mortgage and that the defendant give up possession for that purpose. The sale price is subject to approval by the court. Suspended Possession: The court may postpone the date for delivery of possession if it is satisfied that the defendant is likely to be able, within a reasonable period, to pay any sums due under the mortgage, or to remedy any other breach of the obligations under the mortgage. A suspended possession order cannot be enforced by the plaintiff without the permission of the court, which will only be granted after a further hearing. Other: other orders include strike out, dismiss action, and other less common orders. Strike out: This occurs when the moving party does not wish to proceed any further, or when the court rules that there is no reasonable ground for bringing or defending the mortgage action. Dismiss action: The mortgage action is dismissed by the courts. Other orders: These include: (a) Declaration of possession coupled with an order for sale in lieu of partition and (b) Stay of Eviction - after a Possession Order is granted but prior to actual repossession, the Defendant may apply to Court to seek a stay of eviction which, if granted, prevents repossession for a certain defined period. Users of this data may have been able to self-identify themselves due to the low values in some cells. Primary and secondary disclosure control methods have been applied to this data, denoted by cells with missing data in the tables. Values of less than four, but not zero, were initially suppressed, but some of these values could have been calculated using some row and column totals and thus secondary suppression was applied to the next lowest value in the row and column. The data contain the number of final orders made against cases disposed by each Local Government District and have the following proportions of postcode coverage: 2012, 97.7%; 2013, 96.5%; 2014, 96.0%; 2015, 94.8%; 2016, 95.5%; 2017, 95.1%; 2018, 94.8%; 2019, 93.8%; 2020, 95.6%; 2021, 93.6%; 2022, 95.3%; 2023, 97.5%; 2024, 95.7%.
Facebook
Twitterhttp://reference.data.gov.uk/id/open-government-licencehttp://reference.data.gov.uk/id/open-government-licence
Case management systems for county court cases
Facebook
TwitterWe are currently conducting a user consultation on these statistics. If you are interested in offering your views on this publication and future developments, the survey can be found https://www.smartsurvey.co.uk/s/BT6VHH/">here. This consultation will run until 14th November 2020.
The bulletin presents the latest statistics on the numbers of mortgage and landlord possession actions in the county courts of England and Wales. These statistics are a leading indicator of the number of properties to be repossessed and the only source of sub-national possession information. In addition to monitoring court workloads, they are used to assist in the development, monitoring and evaluation of policy both nationally and locally.
This release contains an additional annex related to coronavirus (COVID-19). This annex provides further detail of the early impact of COVID-19 related actions on possession actions in March 2020. Further analysis of the impact on possession claims will be provided in future publications.
A supporting document is included alongside the bulletin with background information on the mortgage court system, policy background, methodology used, a user guide to the data CSVs, and other useful sources of mortgage statistics.
Please note, the effect of the COVID-19 pandemic on our capacity means we have not updated our Tableau data visualisation tool this quarter. The tool updated to Q4 2019 is still available.
Facebook
TwitterThese statistics are a leading indicator of the number of properties to be repossessed and the only source of sub-national possession information. In addition to monitoring court workloads, they are used to assist in the development, monitoring and evaluation of policy both nationally and locally.
A supporting document is included alongside the bulletin with background information on the mortgage court system, policy background, methodology used, a user guide to the data CSVs, and other useful sources of mortgage statistics.
Facebook
TwitterThe UK House Price Index is a National Statistic.
Download the full UK House Price Index data below, or use our tool to http://landregistry.data.gov.uk/app/ukhpi?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=tool&utm_term=9.30_20_05_20" class="govuk-link">create your own bespoke reports.
Datasets are available as CSV files. Find out about republishing and making use of the data.
This file includes a derived back series for the new UK HPI. Under the UK HPI, data is available from 1995 for England and Wales, 2004 for Scotland and 2005 for Northern Ireland. A longer back series has been derived by using the historic path of the Office for National Statistics HPI to construct a series back to 1968.
Download the full UK HPI background file:
If you are interested in a specific attribute, we have separated them into these CSV files:
http://publicdata.landregistry.gov.uk/market-trend-data/house-price-index-data/Average-prices-2020-03.csv?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=average_price&utm_term=9.30_20_05_20" class="govuk-link">Average price (CSV, 8.9MB)
http://publicdata.landregistry.gov.uk/market-trend-data/house-price-index-data/Average-prices-Property-Type-2020-03.csv?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=average_price_property_price&utm_term=9.30_20_05_20" class="govuk-link">Average price by property type (CSV, 26.9MB)
http://publicdata.landregistry.gov.uk/market-trend-data/house-price-index-data/Sales-2020-03.csv?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=sales&utm_term=9.30_20_05_20" class="govuk-link">Sales (CSV, 4.5MB)
http://publicdata.landregistry.gov.uk/market-trend-data/house-price-index-data/Cash-mortgage-sales-2020-03.csv?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=cash_mortgage-sales&utm_term=9.30_20_05_20" class="govuk-link">Cash mortgage sales (CSV, 5.4MB)
http://publicdata.landregistry.gov.uk/market-trend-data/house-price-index-data/First-Time-Buyer-Former-Owner-Occupied-2020-03.csv?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=FTNFOO&utm_term=9.30_20_05_20" class="govuk-link">First time buyer and former owner occupier (CSV, 5.1MB)
http://publicdata.landregistry.gov.uk/market-trend-data/house-price-index-data/New-and-Old-2020-03.csv?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=new_build&utm_term=9.30_20_05_20" class="govuk-link">New build and existing resold property (CSV, 16.3MB)
http://publicdata.landregistry.gov.uk/market-trend-data/house-price-index-data/Indices-2020-03.csv?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=index&utm_term=9.30_20_05_20" class="govuk-link">Index (CSV, 5.7MB)
http://publicdata.landregistry.gov.uk/market-trend-data/house-price-index-data/Indices-seasonally-adjusted-2020-03.csv?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=index_season_adjusted&utm_term=9.30_20_05_20" class="govuk-link">Index seasonally adjusted (CSV, 182KB)
http://publicdata.landregistry.gov.uk/market-trend-data/house-price-index-data/Average-price-seasonally-adjusted-2020-03.csv?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=average-price_season_adjusted&utm_term=9.30_20_05_20" class="govuk-link">Average price seasonally adjusted (CSV, 190KB)
<a rel="external" href="http://publicdata.landregistry.gov.uk/market-trend-data/house-price-index-data/Repossession-2020-03.csv?utm_medium=GOV.UK&utm_source=datadownload&utm_campaign=repossession&utm_term=9.30_20_05_20" class="govu
Facebook
TwitterMortgage cases are dealt with in the Chancery division of the High Court, which sits at the Royal Courts of Justice in Belfast. They relate specifically to properties or land owned at least in part with a mortgage. This bulletin provides statistics for cases received (i.e. writs and originating summonses issued), cases disposed and final orders made in respect of mortgages in the Chancery Division of the Northern Ireland High Court for the period July to September 2020 and commentary on trends observed for this quarter in each year from 2007.
This publication can be found in the https://www.justice-ni.gov.uk/publications/nicts-mortgages-action-possession">NICTS mortgages: action for possession section of the Department of Justice website.
Facebook
TwitterThis bulletin provides statistics for cases received (i.e. writs and originating summonses issued), cases disposed and final orders made in respect of mortgages in the Chancery Division of the Northern Ireland High Court for the period January to March 2022 and commentary on trends observed for this quarter in each year from 2007.
Facebook
TwitterThe proposed changes to case progression affect 3 publications:
The documents sets out 2 alternatives to case progression and feedback is being sought on these.
Civil justice statistics quarterly
Facebook
TwitterThe Mortgage Rescue Scheme monitoring statistics ‘housing live table’ gives information on the number of households approaching local authorities with mortgage difficulties, fast-track referrals and applications and acceptances for the scheme.
The scheme has 2 elements:
The figures, presented by Government Office Region, are based on Mortgage Rescue Scheme returns submitted to Communities and Local Government by local authorities and data from the fast-track case management system. Local authority figures do not contain estimates for missing returns. Information on the local authority response rate is provided alongside the reported figures for each period. Figures for different periods are shown on separate tabs in the workbook.
Following a consultation with users of the data (local authority representatives, housing associations, mortgage lenders and central government users), from August 2009, the release of summary Mortgage Rescue Scheme monitoring statistics moved to a quarterly publication schedule. The quarterly schedule allows the co-ordination of Mortgage Rescue Scheme monitoring statistics releases with the quarterly statistical publications on repossessions produced by the Ministry of Justice and the Council of Mortgage Lenders.
Facebook
TwitterWe seek views on major changes to our statistical publications, in line with the National Statistics Code of Practice and on other statistics issues.
On the 17th March 2011 the Ministry of Justice published its response to the consultation on Improvements to Ministry of Justice statistics. A total of 112 responses were received from a wide range of interested parties including magistrates, criminal justice partners and others. We will be introducing the changes we put forward and the MoJ Statistical Work plan for 2011/12 can be found in Annex B of the response paper.
http://www.justice.gov.uk/consultations/565">http://www.justice.gov.uk/consultations/565.htm
We have received your views on the following topics:
Ministry of Justice statistics in 2009/10 and consultation on 2010/11 statistics work plan
In line with the code of practice for official statistics, we are consulting on our statistical work plan for 2010/11. Comments are invited from all users of Ministry of Justice Statistics.
Improvements to Ministry of Justice statistics
A consultation from the Ministry of Justice’s Chief Statistician seeking feedback on proposals to make criminal justice statistics more transparent and user friendly.
http://www.justice.gov.uk/consultations/565">Consultation on improvements to Ministry of Justice statistics
Ministry of Justice statistics in 2009/10 and consultation on 2010/11 statistics work plan
In line with the code of practice for official statistics, we are consulting on our statistical work plan for 2010/11. Comments are invited from all users of Ministry of Justice Statistics.
Prison population projections
Proposed changes on the methods used for the http://www.justice.gov.uk/statistics/prisons-and-probation/prison-population-projections-ns">Prison population projections.
Court statistics (quarterly)
http://www.justice.gov.uk/statistics/courts-and-sentencing/judicial-quarterly/judicial-quarterly-editions">The addition of a new table showing the average waiting time between a committal or the lodging of an appeal and the start of the substantive Crown Court hearing, broken down by type of case.
Consultation on new compendia publication on reoffending statistics
A consultation on our plans for a new compendia publication on reoffending to meet user requests, which were not covered by the existing National Statistics.
Judicial and court statistics and court statistics quarterly
Proposed changes to the http://www.justice.gov.uk/statistics/courts-and-sentencing/judicial-annual-2011">annual judicial and court statistics and quarterly court statistics.
Mortgage and landlord possession statistics
Changes to the http://www.justice.gov.uk/statistics/civil-justice/mortgage-possession/mortgage-possession-editions">National Statistics on possession actions following responses from users.
Licence recall and return to custody statistics
A consultation on proposals to publish a full range of http://www.justice.gov.uk/statistics/previous-stats/licence-recalls-and-returns-to-custody">statistics on licence recalls and returns to custody on a regular basis.
Consultation on offender management statistics
A consultation on proposals to improve the presentation and publication of offender management statistics, including licence recalls and returns to custody.
The consultation on proposed changes to offender management statistics has now closed.
We received a limited but welcoming response. We will, therefore, be introducing the changes we put forward and these are reflected in the publication schedule for 2010.
We received some other proposals which we will consider when developing our statistical work plan for 2010/11. We will consult with users on this work plan in the period December 2009 to February 2010.
Facebook
TwitterThe publication presents estimates on:
SMI helps protect claimants on qualifying benefits with mortgages from repossession during periods of unemployment, sickness or retirement by contributing towards the interest payments on the claimant’s mortgage.
Claimants are eligible if they have a mortgage and are in receipt of Income Support (IS), income-based Jobseeker’s Allowance (JSA), income-related Employment and Support Allowance (ESA), Pension Credit (PC) or have no earnings on Universal Credit (UC).
Facebook
TwitterRepossessions occur when a borrower fails to repay their loan on time or a tenant is late on their rent, and the lender takes possession of the property. To avoid a spike in repossessions during the coronavirus (COVID-19) crisis, the Financial Conduct Authority (FCA) introduced measures for renters and mortgage borrowers. As a result, the number of repossessions fell to a record low in 2020. In the second quarter of 2024, there were *** repossessions of mortgaged homes and ***** repossessions of rental properties by landlords.