National health expenditure in the UK amounted to *** billion British pounds in 2024. Of this, **** billion British pounds were private expenditure through out-of-pocket spending and voluntary health insurance schemes. Meanwhile, the majority of healthcare expenditure in the United Kingdom is publicly funded through the NHS.

The National Health Services (NHS) in the United Kingdom provides free universal coverage for all residents. Nevertheless, in 2023, ** percent of the population bought supplemental private insurance, this is mostly due to long waiting times in public care. This is the highest percentage reported since 2008, when a percentage of *****was reported.

Market Size and Growth: The UK health and medical insurance market is in a state of steady growth, with a projected CAGR of 4.56% from 2025 to 2033. The market size is estimated to be 8.17 million in 2025, with a value unit of millions. Key drivers behind this growth include rising healthcare costs, increased awareness of health and well-being, and the aging population. Trends and Segments: The market has witnessed several trends, including the growing popularity of private medical insurance, the emergence of healthcare cash plans, and the rise of dental insurance plans. The market is segmented based on product type (private medical insurance, healthcare cash plans, dental insurance plans) and procurement type (self-pay health coverage, employee-sponsored health coverage). Major players in the market include BUPA, AXA PPP, PT Astra Aviva Life, and Freedom Health Insurance. The report provides regional data for North America, South America, Europe, Middle East & Africa, and Asia Pacific. Publisher: [Market Research Company Name] Publish Date: [Month, Year] Number of Pages: [Number] Price: [Amount] The UK Health And Medical Insurance Market report presents a comprehensive analysis of the market including statistics, forecasts, competitive landscape, and trends. The report provides an in-depth look at the market's key segments, including product types, application, and end-user. The report also examines the market's major drivers and challenges and provides insights into the market's future prospects. Recent developments include: On November 2022, in partnership with online platform JAAQ in a six-month trial for boosting access to personalised expert-led health advice online. This adds to Bupa's mental health support which provides ongoing, around-the-clock support for a wealth of mental health conditions, such as anxiety, depression and addiction., On February 2022, AXA UK&I acquired renewable rights to Ageas UK's commercial business at an initial consideration of 47.5 million GBP. This acquisition will strengthen AXA's growth strategy and commitment to its commercial business customers and broker partnerships, particularly in the SME and Schemes market segments. As part of the agreement, around 100 Ageas UK employees will move to AXA Commercial to provide ongoing support and service delivery.. Notable trends are: Global Economic Slowdown and Better Government Insurance Services Affecting the United Kingdom Health and Medical Insurance.

The percentage shares of total healthcare expenditure attributed to the public and private sectors.

In 2023, over ** percent of adults surveyed in Great Britain neither used nor considered using private healthcare. On the other hand, around *** percent of adults have used private healthcare in the last year. A further ** percent had considered using private healthcare but did not because it was not affordable.

United Kingdom UK: Domestic Private Health Expenditure: % of Current Health Expenditure data was reported at 19.638 % in 2015. This records a decrease from the previous number of 19.675 % for 2014. United Kingdom UK: Domestic Private Health Expenditure: % of Current Health Expenditure data is updated yearly, averaging 16.913 % from Dec 2000 (Median) to 2015, with 16 observations. The data reached an all-time high of 19.813 % in 2013 and a record low of 14.803 % in 2009. United Kingdom UK: Domestic Private Health Expenditure: % of Current Health Expenditure data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s UK – Table UK.World Bank: Health Statistics. Share of current health expenditures funded from domestic private sources. Domestic private sources include funds from households, corporations and non-profit organizations. Such expenditures can be either prepaid to voluntary health insurance or paid directly to healthcare providers.; ; World Health Organization Global Health Expenditure database (http://apps.who.int/nha/database).; Weighted average;

This statistic displays the share of adults in the United Kingdom (UK) that had private medical insurance (PMI) in 2017, by age groups. Those aged between 45 and 54 were the most likely to have private medical insurance in 2017 with ** percent of insurance covers by that age group. Those aged between 18 and 24 years only made up for * percent of private medical insurance owners.

UK healthcare expenditure data by financing scheme, function and provider, and additional analyses produced to internationally standardised definitions.

United Kingdom UK: Domestic Private Health Expenditure Per Capita: Current Price data was reported at 0.001 USD mn in 2015. This records a decrease from the previous number of 0.001 USD mn for 2014. United Kingdom UK: Domestic Private Health Expenditure Per Capita: Current Price data is updated yearly, averaging 0.001 USD mn from Dec 2000 (Median) to 2015, with 16 observations. The data reached an all-time high of 0.001 USD mn in 2014 and a record low of 0.000 USD mn in 2000. United Kingdom UK: Domestic Private Health Expenditure Per Capita: Current Price data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s UK – Table UK.World Bank: Health Statistics. Current private expenditures on health per capita expressed in current US dollars. Domestic private sources include funds from households, corporations and non-profit organizations. Such expenditures can be either prepaid to voluntary health insurance or paid directly to healthcare providers.; ; World Health Organization Global Health Expenditure database (http://apps.who.int/nha/database).; Weighted average;

In 2022, spending on private/voluntary healthcare accounted for **** percent of GDP. The share has generally increased since 2000 when private/voluntary healthcare spending was just **** percent of GDP. This statistic displays the annual spending on private (voluntary) healthcare as a share of GDP in the United Kingdom from 2000 to 2022.

Independent Sector Healthcare Providers Contains: Ephp.csv contains parent Independent Sector Healthcare Providers (ISHPs). Note that ISHPs are considered slightly different from those organisations represented in the Non-NHS Organisations file (enonnhs.csv), in that they are confined to the large private sector healthcare companies which are contracted by the NHS, e.g. BUPA or Nuffield for. The other Non-NHS file is used for smaller private concerns which may take the odd GP referral, such as hypnotherapists.

28 November 2019. Following user and stakeholder consultation, we made several revisions to our data processing and methodology and revised all figures from September 2015 to December 2018 in the General Practice Workforce December 2018 publication. Following later changes to the September 2015 to December 2016 full-time equivalent (FTE) GP locum figures, we revised all affected locum figures in the General Practice Workforce September 2019 publication. The figures in this publication are no longer valid as they were calculated using the previous methodology and therefore have now been superseded. More information and the revised figures can be found on the General Practice Workforce September 2019 publication page at https://digital.nhs.uk/data-and-information/publications/statistical/general-and-personal-medical-services/final-30-september-2019. This publication includes a high-level overview of the numbers and details of all General Practice staff groups in England, including by type, gender, and age, for provisional March 2018 data. Please note: The March 2018 data in this publication is provisional as Electronic Staff Record (ESR) information for March 2018 is not available at the time of publication, therefore ESR data from December 2017 has been used. It is for this reason that the General and Personal Medical Services in England March 2018 workforce data has been labelled 'Provisional'. Final March 2018 data will be available in August 2018. The move from provisional to final figures generally involves small changes to the figures, taking into account the latest ESR data and it is the opportunity for other amendments. Final GP Workforce data, incorporating up to date Electronic Staff Record (ESR) information, was previously released twice yearly. We are now refreshing this data quarterly, and the December 2017 data has been updated in the time series within this publication to reflect this change from provisional to final. Time series data is available within the Excel tables together with more detailed information for March 2018 data for England, by NHS England Regions, Health Education England Regions, Clinical Commissioning Groups, Sustainability and Transformation Partnership and practice. This publication includes an experimental interactive dashboard which allows users to explore the underlying final data in a variety of ways. We especially welcome your suggestions and feedback on this product. This report is one of several publications presenting details of staff numbers within the healthcare workforce. Links to these publications are at the bottom of the page. NHS Digital invites comments and feedback on the methodology applied. Feedback is welcomed via email. Please email us with your comments and suggestions, clearly stating NHS Workforce as the subject heading, via enquiries@nhsdigital.nhs.uk or contact 0300 303 5678.

In 2023, almost ** percent of adults surveyed in Great Britain used or considered using private healthcare instead of the NHS to be seen more quickly. While just under a fifth said they believed private healthcare provided a better service.

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Health Insurance Market Size 2025-2029

The health insurance market size is forecast to increase by USD 1,341 billion at a CAGR of 7.3% between 2024 and 2029.

The market experiences robust growth, fueled by the increasing demand for comprehensive coverage due to heightened healthcare awareness and a growing emphasis on preventive health. This trend is further driven by the escalating costs of healthcare services and medical treatments, which underscores the importance of insurance as a financial safeguard. However, market expansion encounters significant challenges. Regulatory hurdles impact adoption, as governments and regulatory bodies implement stringent regulations to ensure affordability and accessibility for consumers. Supply chain inconsistencies, such as disparities in provider networks and reimbursement rates, temper growth potential. This is particularly evident in the rising prevalence of chronic conditions such as cancer, stroke, and kidney failure, which necessitate ongoing medication and hospitalization. Additionally, another trend is the shift towards online sales and digital platforms for purchasing insurance policies and accessing healthcare services.
To capitalize on opportunities and navigate challenges effectively, companies must stay informed of regulatory changes and collaborate with healthcare providers to streamline operations and maintain competitive pricing. By focusing on innovation, transparency, and customer-centric solutions, insurers can differentiate themselves in a competitive landscape and meet the evolving needs of health-conscious consumers.

What will be the Size of the Health Insurance Market during the forecast period?

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In the dynamic market, chronic disease management and mental health coverage have emerged as significant areas of focus. Health insurance networks strive to offer comprehensive solutions, integrating geriatric care, preventive care, and end-of-life care into their offerings. Innovation drives the industry, with wellness programs, home health care, and telemedicine becoming increasingly popular. Compliance with regulations, including those related to maternity care, newborn care, and substance abuse treatment, is crucial.
Specialty care and provider networks continue to shape the landscape, while ethics and claims processing remain critical components of health insurance services. Incorporating mental health coverage into plans and addressing the needs of the aging population are key trends shaping the market.

How is this Health Insurance Industry segmented?

The health insurance industry research report provides comprehensive data (region-wise segment analysis), with forecasts and estimates in 'USD billion' for the period 2025-2029, as well as historical data from 2019-2023 for the following segments.

Service

  Public
  Private


Type

  Life insurance
  Term insurance


Age Group

  Adults
  Senior citizens
  Minors


Geography

  North America

    US
    Canada


  Europe

    France
    Germany
    Italy
    UK


  APAC

    China
    India
    Japan
    South Korea


  Rest of World (ROW)

By Service Insights

The public segment is estimated to witness significant growth during the forecast period.

In the dynamic market, various entities play crucial roles in shaping its landscape. Public organizations, such as the National Health Service (NHS) in the UK and Medicare in Australia, are leading providers due to increased government involvement in ensuring universal healthcare access. These programs offer comprehensive coverage, affordable premiums, and a focus on preventive care. Collaborations with commercial insurers, legislative frameworks, and investments in healthcare infrastructure further expand their reach. Quality is a top priority, with health insurance advisors and brokers facilitating the selection of plans that best fit businesses and individuals. Prescription drug coverage is a significant consideration, and self-funded health insurance and health reimbursement arrangements offer flexibility for employers.

Group health insurance and individual health insurance provide different solutions for various needs, with portability ensuring continuity. Health insurance cybersecurity and technology are essential, with health insurance portals, virtual care, and telemedicine transforming the industry. Health savings accounts, flexible spending accounts, and out-of-pocket maximums help manage costs. Managed care and employer-sponsored health insurance are common, with health insurance plans catering to diverse needs. Regulations and compliance are critical, with long-term care insurance addressing specific healthcare requirements. Disability insurance and life insurance provide additional coverage, while the marketing and transparency ensure consumer understanding. Point-of-service (POS) plans and dental/vision insurance offer cu

HES is the national statistical data warehouse for England of the care provided by NHS hospitals and for NHS hospital patients treated elsewhere. HES is the data source for a wide range of healthcare analysis for the NHS, government and many other organisations and individuals. It does not include private activity.

A detailed view of the General Practice workforce including GPs by type and practice staff. The general practice census is collected each year and records numbers and details of GPs in England along with information on their practices, staff, patients, and the services they provide. The detailed results contain further data tables for September 2014 for England, by Commissioning Region, Health Education England Local Education and Training Board, NHS England Area Team and Clinical Commissioning Groups.

According to a survey conducted in the United Kingdom (UK) in 2021, ** percent respondents stated that they were likely to pay for private health insurance or private healthcare because they are able to access care or treatment more quickly. Furthermore, ** percent of people said they were likely to pay for private health insurance because they think the quality of care or treatment is better.