This statistic illustrates the breakdown of total new equity release plans agreed in the United Kingdom (UK)in the second quarter 2019. Equity release plans are designed to allow homeowners to access some of the value of their property without the need to sell their house and move out. A lump sum equity release plan facilities a one-off payment, whilst a drawdown equity release plan enables a homeowner to receive an initial advance, alongside an agreed amount cash facility that can be used when required. It can be seen that the share of single plan-female homeowners opting for a equity release plan was twice higher than single plans-male.
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This website provides interactive mapping of outstanding residential mortgage lending by postcode sector across Great Britain, as published by individual banks, via the Council of Mortgage Lenders. This first iteration of the website - published in January 2014 - uses the most recent bank lending data, which covers the period up to the end of June 2013. I hope to update the website with future data releases, if I have the time. The map is coloured so that there are roughly the same number of areas in each category displayed in the key to the right. It's important to remember that this data release covers only seven major lenders and about three quarters of the mortgage market - it is not the full story but it does give us interesting insights that were previously not possible. The release did not include mortgage lending data for Northern Ireland, so that's why it's not included here. I've included a large interactive map on the home page and if you click below that you can see a full screen map. I've also added in some tabs which show postcode sectors in and around London, Glasgow, Manchester and Cardiff but if you want to find somewhere else you can easily pan and zoom to it via the big map.
This statistic illustrates the average house price for equity release plan customers in the United Kingdom (UK) from the second half of 2015 to the second half of 2019, by type of lifetime mortgage. Equity release plans are designed to allow homeowners to access some of the value of their property without the need to sell their house and move out. A lump sum equity release plan facilities a one-off payment, whilst a drawdown equity release plan enables a homeowner to receive an initial advance, alongside an agreed amount cash facility that can be used when required. It can be seen that the average house price for both lump sum and drawdown customers increased steadily during this period, reaching over *** thousand British pounds in lump sum plans, and *** thousand British pounds in the drawdown plans, as of the second half of 2019.
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Statistics submitted to CLG by local authorities on the Mortgage Rescue Scheme Source agency: Communities and Local Government Designation: Official Statistics not designated as National Statistics Language: English Alternative title: MRS
From April 2011, monitoring information for the new Mortgage Rescue Scheme will be collected by the Homes and Communities Agency
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The data in this data set was provided by HM Treasury and details mortgage completions on properties supported by Help to Buy: mortgage guarantee completions, by local authority, England. The data set covers the period 8 October 2013 to 30 June 2014.
The Help to Buy: mortgage guarantee scheme opened on 8 October 2013 and is available across the United Kingdom. Under the scheme the government offers lenders the option to purchase a guarantee on mortgage loans where the borrower has a deposit of between 5% and 20%. The scheme can be used for mortgages on both new build and existing homes, by first time buyers, home movers and those remortgaging. In order to qualify for a loan supported by the Help to Buy: mortgage guarantee, there are a number of eligibility criteria which are set out in the scheme rules.
The guarantee compensates participating mortgage lenders for a portion of net losses suffered in the event of repossession. The guarantee applies down to 80% of the purchase value of the guaranteed property covering 95% of these net losses. The lender therefore retains a 5% risk in the portion of losses covered by the guarantee. This ensures that the lender retains some risk in every mortgage originated. For example, the scheme is not available on buy-to-let mortgages or second homes, and the property value must be £600,000 or less.
Over the life of the scheme the government will make available up to £12 billion of guarantees, which is sufficient to support up to £130 billion of high loan-to-value (LTV) mortgages.
For further information see
Help to Buy: mortgage guarantee scheme Quarterly Statistics.
This statistic illustrates a breakdown of customer age for equity release plans in the United Kingdom (UK) as of the second half of 2017, by type of lifetime mortgage. Equity release plans are designed to allow homeowners to access some of the value of their property without the need to sell their house and move out. A lump sum equity release plan facilities a one-off payment, whilst a drawdown equity release plan enables a homeowner to receive an initial advance, alongside an agreed amount cash facility that can be used when required. It can be seen that the majority of customers for both lump sum and drawdown lifetime mortgages were in the age range of 65 to 74 years old at that time.
The quarterly releases are released by the Ministry of Justice and produced in accordance with arrangements approved by the UK Statistics Authority. The bulletin presents the latest statistics on the numbers of mortgage and landlord possession actions in the county courts of England and Wales. These statistics are a leading indicator of the number of properties to be repossessed and the only source of sub-national possession information. In addition to monitoring court workloads, they are used to assist in the development, monitoring and evaluation of policy both nationally and locally.
The number of mortgage possession claims in County Courts increased from 2003 to a peak in 2008, but has fallen 60% since then to 14,000 in the third quarter of 2013. The fall in mortgage claims has been spread evenly across all regions of the country.
The fall in the number of mortgage possession claims since 2008 coincides with lower interest rates, a proactive approach from lenders in managing consumers in financial difficulties and other interventions from the government, such as the Mortgage Rescue Scheme.
At the same time the number of claims rose, the estimated proportion of claims which have progressed to an order, warrant or repossession by county court bailiffs also increased from 2003 to around 2009 or 2010, but has fallen slightly since.
The number of landlord possession claims in County Courts fell from 2003 to 2008, but has increased since 2010 by 29% to 45,000 in the third quarter of 2013.
The estimated proportion of claims which have progressed to an order, warrant or repossession by county court bailiffs have been increasing slightly since 2009.
Revisions: The statistics for the third quarter of 2013 are provisional, and are therefore liable to revision to take account of any late amendments to the administrative databases from which these statistics are sourced. The standard process for revising the published statistics to account for these late amendments is as follows. An initial revision to the statistics for the latest quarter may be made when the next edition of this bulletin is published. Final figures for this quarter, and for other quarters in the same calendar year, will be published in the bulletin presenting the statistics for the first of the following year.
The bulletin is produced and handled by the ministry’s analytical professionals and production staff. Pre-release access of up to 24 hours is granted to the following persons:
Secretary of State, Minister of State, Permanent Secretary, Director of Access to Justice policy and the relevant special adviser, one policy officer and three press officers.
Minister of State (Housing), Housing Markets and Planning Analysis Economist and Statistician and the relevant policy official and press officer.
Two relevant policy officers.
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Monthly statistics on Help to Buy (Equity Loan Scheme).
Source agency: Communities and Local Government
Designation: Official Statistics not designated as National Statistics
Language: English
Alternative title: Help to Buy (Equity Loan Scheme)
This release presents figures on the number of home purchases and the value of equity loans under the government Help to Buy equity loan scheme, as well as the number of purchases under the government’s Help to Buy: NewBuy scheme (formerly known as ‘NewBuy’).
It does not cover statistics regarding the Help to Buy mortgage guarantee scheme, which have been published by HM Treasury.
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This data set contains Help to Buy: Equity Loan statistics at local authority level.
The figures cover the launch of the scheme on 1 April 2013 until 31 October 2014.
Information on the allocation of completed sales to postcode sectors is derived using the latest available information on the full postcode for each scheme, which may be subject to revision. For sales before 31 March 2014, properties are included under the local authority district to which they were initially allocated. In some cases, this differs from latest information, which forms the basis of the first column of local authority district figures. Figures for some local authorities may be subject to revisions later in the year. Although local authority information is validated against other geographic data at the time of data entry, detailed reconciliation of the data, conducted twice a year, may result in a small number of changes to these monthly releases, for example where a new development crosses a local authority boundary.
An equity loan is Government financial assistance given to eligible applicants to purchase an eligible home through a Government equity mortgage secured on the home. The Government equity mortgage is ranked second in priority behind an owner’s main mortgage lender.
This scheme offers up to 20 per cent of the value as Government assistance to purchasers buying a new build home. The buyer must provide a cash deposit of at least 5 per cent and a main mortgage lender must provide a loan of at least 75 per cent.
The Government assistance to buy is made through an equity loan made by the Homes and Communities Agency (HCA) to the purchaser.
Help to Buy equity loans are only available on new build homes and the maximum purchase price is £600,000. Equity loan assistance for purchasers is paid via house builders registered with the HCA to participate in the Help to Buy equity loan initiative. The payment is made to builders (via solicitors) at purchaser legal completion.
The equity loan is provided without fees for the first five years of ownership.
The property title is held by the home owner who can therefore sell their home at any time and upon sale should provide the government the value of the same equity share of the property when it is sold.
For further information see
Help to Buy (equity loan) scheme monthly statistics.
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Statistics about the number of households that approached local authorities with mortgage difficulties and applications and acceptances for the Mortgage Rescue Scheme. This is the final publication of Mortgage Rescue Scheme monitoring statistics as reported by local authorities.
This release presents figures on the number of home purchases and the value of equity loans under the government Help to Buy equity loan scheme.
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The benchmark interest rate in the United Kingdom was last recorded at 4.25 percent. This dataset provides - United Kingdom Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.
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This data set contains Help to Buy: Equity Loan statistics at parliamentary constituency level.
The figures cover the launch of the scheme on 1 April 2013 until 31 October 2014.
Figures have been attributed to an individual constituency by reconciling data against the ONS Postcode Directory (May 2014) where possible. Figures for some constituencies may be subject to revision later in the year.
. For sales before 31 March 2014, properties are included under the local authority district to which they were initially allocated. In some cases, this differs from latest information, which forms the basis of the first column of local authority district figures. Figures for some local authorities may be subject to revisions later in the year. Although local authority information is validated against other geographic data at the time of data entry, detailed reconciliation of the data, conducted twice a year, may result in a small number of changes to these monthly releases, for example where a new development crosses a local authority boundary.
An equity loan is Government financial assistance given to eligible applicants to purchase an eligible home through a Government equity mortgage secured on the home. The Government equity mortgage is ranked second in priority behind an owner’s main mortgage lender.
This scheme offers up to 20 per cent of the value as Government assistance to purchasers buying a new build home. The buyer must provide a cash deposit of at least 5 per cent and a main mortgage lender must provide a loan of at least 75 per cent.
The Government assistance to buy is made through an equity loan made by the Homes and Communities Agency (HCA) to the purchaser.
Help to Buy equity loans are only available on new build homes and the maximum purchase price is £600,000. Equity loan assistance for purchasers is paid via house builders registered with the HCA to participate in the Help to Buy equity loan initiative. The payment is made to builders (via solicitors) at purchaser legal completion.
The equity loan is provided without fees for the first five years of ownership.
The property title is held by the home owner who can therefore sell their home at any time and upon sale should provide the government the value of the same equity share of the property when it is sold.
For further information see
Help to Buy (equity loan) scheme monthly statistics.
http://reference.data.gov.uk/id/open-government-licencehttp://reference.data.gov.uk/id/open-government-licence
This data set contains Help to Buy: Equity Loan statistics at local authority level and includes total equity loans and equity loans to first time buyers . For data released from 5 March 2015 onwards, the Homes and Community Agency (HCA) have revised the completion date for the entire Help to Buy Equity Loan time series. The HCA have stopped counting payment date (when the money out is paid out by the HCA) and now report on the expected actual completion date. It is more accurate and is closer to the live situation, especially when HCA now recognise an asset based on a completion, rather than exchange and approved claim. As a result (and due to reinstating accounts) HCA have seen movement of actual completions dates. There should not be this level of difference moving forward, it was a one off activity.
Information on the allocation of completed sales to postcode sectors is derived using the latest available information on the full postcode for each scheme, which may be subject to revision.
For sales before 31 March 2014, properties are included under the local authority district to which they were initially allocated. In some cases, this differs from latest information, which forms the basis of the first column of local authority district figures. Figures for some local authorities may be subject to revisions later in the year.
Although local authority information is validated against other geographic data at the time of data entry, detailed reconciliation of the data, conducted twice a year, may result in a small number of changes to these monthly releases, for example where a new development crosses a local authority boundary.
An equity loan is Government financial assistance given to eligible applicants to purchase an eligible home through a Government equity mortgage secured on the home. The Government equity mortgage is ranked second in priority behind an owner’s main mortgage lender.
This scheme offers up to 20 per cent of the value as Government assistance to purchasers buying a new build home. The buyer must provide a cash deposit of at least 5 per cent and a main mortgage lender must provide a loan of at least 75 per cent.
The Government assistance to buy is made through an equity loan made by the Homes and Communities Agency (HCA) to the purchaser.
Help to Buy equity loans are only available on new build homes and the maximum purchase price is £600,000. Equity loan assistance for purchasers is paid via house builders registered with the HCA to participate in the Help to Buy equity loan initiative. The payment is made to builders (via solicitors) at purchaser legal completion.
The equity loan is provided without fees for the first five years of ownership.
The property title is held by the home owner who can therefore sell their home at any time and upon sale should provide the government the value of the same equity share of the property when it is sold.
For further information see
Help to Buy (equity loan) scheme monthly statistics.
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License information was derived automatically
United Kingdom Bounce Back Loan Scheme (BBLS): Applications data was reported at 1,430,017.000 Unit in 16 Aug 2020. This records an increase from the previous number of 1,404,726.000 Unit for 09 Aug 2020. United Kingdom Bounce Back Loan Scheme (BBLS): Applications data is updated weekly, averaging 1,186,006.000 Unit from May 2020 (Median) to 16 Aug 2020, with 15 observations. The data reached an all-time high of 1,430,017.000 Unit in 16 Aug 2020 and a record low of 363,646.000 Unit in 10 May 2020. United Kingdom Bounce Back Loan Scheme (BBLS): Applications data remains active status in CEIC and is reported by HM Treasury. The data is categorized under Global Database’s United Kingdom – Table UK.KB043: Coronavirus Business Interruption Loan Scheme.
First-time buyers accounted for about ** percent of mortgage advances in the United Kingdom (UK) in the second quarter of 2024. In comparison, buy-to-let mortgages were **** percent of lending. In total, house purchase lending was **** percent of mortgage advances.
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This data set contains Help to Buy: Equity Loan statistics at post code sector level. For data released from 5 March 2015 onwards, the Homes and Community Agency (HCA) have revised the completion date for the entire Help to Buy Equity Loan time series. The HCA have stopped counting payment date (when the money out is paid out by the HCA) and now report on the expected actual completion date. It is more accurate and is closer to the live situation, especially when HCA now recognise an asset based on a completion, rather than exchange and approved claim. As a result (and due to reinstating accounts) HCA have seen movement of actual completions dates. There should not be this level of difference moving forward, it was a one off activity. The figures cover the launch of the scheme on 1 April 2013 until 30 September 2016.
Figures have been attributed to an individual constituency by reconciling data against the ONS Postcode Directory (May 2014) where possible. Figures for some constituencies may be subject to revision later in the year.
For sales before 31 March 2014, properties are included under the local authority district to which they were initially allocated. In some cases, this differs from latest information, which forms the basis of the first column of local authority district figures. Figures for some local authorities may be subject to revisions later in the year. Although local authority information is validated against other geographic data at the time of data entry, detailed reconciliation of the data, conducted twice a year, may result in a small number of changes to these monthly releases, for example where a new development crosses a local authority boundary.
An equity loan is Government financial assistance given to eligible applicants to purchase an eligible home through a Government equity mortgage secured on the home. The Government equity mortgage is ranked second in priority behind an owner’s main mortgage lender.
This scheme offers up to 20 per cent of the value as Government assistance to purchasers buying a new build home. The buyer must provide a cash deposit of at least 5 per cent and a main mortgage lender must provide a loan of at least 75 per cent.
The Government assistance to buy is made through an equity loan made by the Homes and Communities Agency (HCA) to the purchaser.
Help to Buy equity loans are only available on new build homes and the maximum purchase price is £600,000. Equity loan assistance for purchasers is paid via house builders registered with the HCA to participate in the Help to Buy equity loan initiative. The payment is made to builders (via solicitors) at purchaser legal completion.
The equity loan is provided without fees for the first five years of ownership.
The property title is held by the home owner who can therefore sell their home at any time and upon sale should provide the government the value of the same equity share of the property when it is sold.
For further information see
Help to Buy (equity loan) scheme monthly statistics.
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License information was derived automatically
United Kingdom CBILS: Approved Facilities: Value data was reported at 13.680 GBP bn in 16 Aug 2020. This records an increase from the previous number of 13.410 GBP bn for 09 Aug 2020. United Kingdom CBILS: Approved Facilities: Value data is updated weekly, averaging 11.070 GBP bn from May 2020 (Median) to 16 Aug 2020, with 15 observations. The data reached an all-time high of 13.680 GBP bn in 16 Aug 2020 and a record low of 6.090 GBP bn in 10 May 2020. United Kingdom CBILS: Approved Facilities: Value data remains active status in CEIC and is reported by HM Treasury. The data is categorized under Global Database’s United Kingdom – Table UK.KB043: Coronavirus Business Interruption Loan Scheme.
This update on the performance of the COVID-19 Loan Guarantee Schemes includes:
The data in this publication is as of 31 December 2023 unless otherwise stated. It comes from information submitted to the British Business Bank’s scheme portal by accredited scheme lenders.
This statistic illustrates the breakdown of total new equity release plans agreed in the United Kingdom (UK)in the second quarter 2019. Equity release plans are designed to allow homeowners to access some of the value of their property without the need to sell their house and move out. A lump sum equity release plan facilities a one-off payment, whilst a drawdown equity release plan enables a homeowner to receive an initial advance, alongside an agreed amount cash facility that can be used when required. It can be seen that the share of single plan-female homeowners opting for a equity release plan was twice higher than single plans-male.