79 datasets found
  1. US Payments Market Size, Trend Analysis & Industry Forecast, 2025 - 2030

    • mordorintelligence.com
    pdf,excel,csv,ppt
    Updated Jun 20, 2025
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    Mordor Intelligence (2025). US Payments Market Size, Trend Analysis & Industry Forecast, 2025 - 2030 [Dataset]. https://www.mordorintelligence.com/industry-reports/unitedstates-payments-market
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    pdf,excel,csv,pptAvailable download formats
    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    Mordor Intelligence
    License

    https://www.mordorintelligence.com/privacy-policyhttps://www.mordorintelligence.com/privacy-policy

    Time period covered
    2019 - 2030
    Area covered
    United States
    Description

    The United States Payments Market Report is Segmented by Mode of Payment (Point of Sale, Online), Interaction Channel (Point-Of-Sale, E-commerce/M-commerce), Transaction Type (P2P, C2B, B2B, Remittances and Cross-Border), End-User Industry (Retail, Entertainment and Digital Content, Healthcare, Hospitality and Travel, and More). The Market Forecasts are Provided in Terms of Value (USD).

  2. Number of users in the Digital Payments market United States 2018-2028

    • statista.com
    Updated Feb 24, 2025
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    Statista (2025). Number of users in the Digital Payments market United States 2018-2028 [Dataset]. https://www.statista.com/forecasts/1443651/number-of-users-digital-payments-market-for-different-segments-united-states
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    Dataset updated
    Feb 24, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    United States
    Description

    Over the last two observations, the number of users is forecast to significantly increase in all segments. This reflects the overall trend throughout the entire forecast period from 2018 to 2028. It is estimated that the indicator is continuously rising in all segments. In this regard, the Digital Commerce segment achieves the highest value of 341.8 million users in 2028. The Statista Market Insights cover a broad range of additional markets.

  3. United States Payment Gateways Market Report by Application (Large...

    • imarcgroup.com
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    IMARC Group, United States Payment Gateways Market Report by Application (Large Enterprises, Micro and Small Enterprises, Mid-Size Enterprises), Mode of Interaction (Hosted Payment Gateways, Pro/Self-Hosted Payment Gateways, API/Non-Hosted Payment Gateways, Local Bank Integrates, Direct Payment Gateways, Platform-Based Payment Gateways), and Region 2025-2033 [Dataset]. https://www.imarcgroup.com/united-states-payment-gateways-market
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    pdf,excel,csv,pptAvailable download formats
    Dataset provided by
    Imarc Group
    Authors
    IMARC Group
    License

    https://www.imarcgroup.com/privacy-policyhttps://www.imarcgroup.com/privacy-policy

    Time period covered
    2024 - 2032
    Area covered
    Global, United States
    Description

    The United States payment gateways market size reached USD 5,843.5 Million in 2024. Looking forward, IMARC Group expects the market to reach USD 8,759.1 Million by 2033, exhibiting a growth rate (CAGR) of 4.37% during 2025-2033. The market is experiencing significant growth due to the rapid development of digital payments, the growing inclination of consumers toward online shopping and e-commerce, and the increase of small and medium-sized firms (SMEs) driving innovation across the region.

    Report Attribute
    Key Statistics
    Base Year
    2024
    Forecast Years
    2025-2033
    Historical Years
    2019-2024
    Market Size in 2024
    USD 5,843.5 Million
    Market Forecast in 2033
    USD 8,759.1 Million
    Market Growth Rate (2025-2033)4.37%

    IMARC Group provides an analysis of the key trends in each segment of the market, along with forecasts at the regional and country levels for 2025-2033. Our report has categorized the market based on application and mode of interaction.

  4. U

    USA Digital Payment Market Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Dec 22, 2024
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    Data Insights Market (2024). USA Digital Payment Market Report [Dataset]. https://www.datainsightsmarket.com/reports/usa-digital-payment-market-13875
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    ppt, doc, pdfAvailable download formats
    Dataset updated
    Dec 22, 2024
    Dataset authored and provided by
    Data Insights Market
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global, United States
    Variables measured
    Market Size
    Description

    The USA digital payment market is anticipated to witness robust growth in the coming years, driven by the increasing adoption of mobile wallets, rising e-commerce sales, and the growing popularity of online banking. The market is expected to reach a value of XX million by 2033, expanding at a CAGR of 23.50% during the forecast period (2025-2033). Some of the key trends shaping the market include the emergence of new payment technologies, such as contactless payments and biometric authentication, and the increasing use of digital payments in offline retail stores. The market is highly competitive, with several prominent players, including PayPal, Stripe, Google Pay, and Amazon Pay. These companies are investing heavily in innovation and customer acquisition to gain market share. The market is also witnessing the entry of new players, such as fintech startups and mobile network operators, which are offering innovative digital payment solutions to meet the growing demand for convenience and security. Recent developments include: September 2021 - Global Payments Inc. announced an agreement to acquire MineralTree, a provider of accounts payable automation and B-2-B payments solutions. MineralTree's cloud-native solutions significantly expand the Global Payments target market and offer significant growth opportunities in the compelling technology markets., April 2022 - Dwolla, a fintech company driving innovation with sophisticated inter-account payment solutions, announced the release of Virtual Account Number (VAN), a long-awaited feature for disconnecting banks and fintech. These VANs are a process management tool enabling organizations to manage complex payment workflows.. Key drivers for this market are: High proliferation of smartphones and e-commerce driving the market. Potential restraints include: , Stringent Regulations in the Payments Industry. Notable trends are: Retail businesses gaining more significant payment solutions.

  5. Biggest international and domestic payment card schemes in the U.S....

    • statista.com
    Updated Jun 30, 2025
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    Statista (2025). Biggest international and domestic payment card schemes in the U.S. 2016-2023 [Dataset]. https://www.statista.com/statistics/1312439/biggest-card-schemes-in-usa/
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    Dataset updated
    Jun 30, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    United States
    Description

    Visa and Mastercard processed more than ***** out of 10 card payments in the United States, with market shares of Discover and Pulse being much smaller. The two brands dominate this particular digital payment segment, and confirm an image from elsewhere: A different report also observes the growing market share of Visa in the U.S. since the coronavirus pandemic. The main difference between the two figures, however, is the different market share for American Express as well as the mentioning of smaller brands - such as Discover, Star, and Pulse.

  6. U

    United States Real Time Payments Market Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Jun 3, 2025
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    Data Insights Market (2025). United States Real Time Payments Market Report [Dataset]. https://www.datainsightsmarket.com/reports/united-states-real-time-payments-market-10350
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    ppt, pdf, docAvailable download formats
    Dataset updated
    Jun 3, 2025
    Dataset authored and provided by
    Data Insights Market
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    United States
    Variables measured
    Market Size
    Description

    The size of the United States Real Time Payments market was valued at USD XX Million in 2023 and is projected to reach USD XXX Million by 2032, with an expected CAGR of 10.12% during the forecast period.With the expansion and metamorphosis of the United States RTP market, real-time payments brought a new dimension to electronic fund transfers between bank accounts made instantaneously 24/7/365. This new system brings several attendant benefits for the customers and firms alike: quicker efficiency of operations; smaller time span for transactions; and increased flexibility in their financial transactions. RTP would make any user instantly ready to send and receive money, whether for a peer-to-peer transaction, a bill payment, or even for salary distribution. It will also give business-to-business efficiencies since it will automate payroll processing, quicken suppliers' payments, and allow cash management that can be much more agile. Besides this, RTP might give new financial products and services that could be designed to offer either an instant payment solution, request for payment solution, or a real-time reconciliation solution. Having grown much more, it will then become a huge player causing ripples in the U.S. financial landscape. By gaining greater acceptance from financial institutions and consumers, it will then be dear to become the standard payment transaction that changes the way money is transferred across the United States. Recent developments include: February 2022 - Apple announced plans to introduce Tap to Pay on iPhone. The new capability intends to empower millions of merchants across the US, from small businesses to large retailers, to use their iPhone seamlessly and securely to accept Apple Pay, contactless credit and debit cards, and other digital wallet payments through a simple tap to their iPhone with no additional hardware or payment terminal., September 2021 - FedNow Service announced that it aims to bring safe and efficient real-time payments (RTPs) to financial institutions of every size and in every community across the U.S., 24/7/365 in 2023. When a financial institution opts to fully participate in FedNow Service, customers will be able to send RTPs online and recipients will have immediate access to funds.. Key drivers for this market are: Increased Smartphone Penetration, Falling Dependence on Traditional Banking; Ease of Convenience. Potential restraints include: , Sceptical View on Data Privacy. Notable trends are: Rise in the P2B Payment.

  7. E

    United States Payment Market Report and Forecast 2025-2034

    • expertmarketresearch.com
    Updated Oct 12, 2024
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    Claight Corporation (Expert Market Research) (2024). United States Payment Market Report and Forecast 2025-2034 [Dataset]. https://www.expertmarketresearch.com/reports/united-states-payment-market
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    pdf, excel, csv, pptAvailable download formats
    Dataset updated
    Oct 12, 2024
    Dataset authored and provided by
    Claight Corporation (Expert Market Research)
    License

    https://www.expertmarketresearch.com/privacy-policyhttps://www.expertmarketresearch.com/privacy-policy

    Time period covered
    2025 - 2034
    Area covered
    United States
    Variables measured
    CAGR, Forecast Market Value, Historical Market Value
    Measurement technique
    Secondary market research, data modeling, expert interviews
    Dataset funded by
    Claight Corporation (Expert Market Research)
    Description

    The United States payment market reached a value of nearly USD 4813.60 Million in 2024. It is assessed to grow at a CAGR of 4.70% between 2025 and 2034 to attain around USD 7619.68 Million by 2034.

  8. Z

    United States E-Commerce Payment Market By bank (HSBC Holdings plc’s, Bank...

    • zionmarketresearch.com
    pdf
    Updated Jul 22, 2025
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    Zion Market Research (2025). United States E-Commerce Payment Market By bank (HSBC Holdings plc’s, Bank of America, Citi Group, Wells Fargo, and JP Morgan), By category (household goods, consumers electronic, groceries, health & beauty, clothes & apparel, travel, and others), By payment method (credit & debit cards, bank transfer, cash, digital wallets, and others) And By Region: - Global And Regional Industry Overview, Market Intelligence, Comprehensive Analysis, Historical Data, And Forecasts, 2024-2032- [Dataset]. https://www.zionmarketresearch.com/report/united-states-e-commerce-payment-market
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    pdfAvailable download formats
    Dataset updated
    Jul 22, 2025
    Dataset authored and provided by
    Zion Market Research
    License

    https://www.zionmarketresearch.com/privacy-policyhttps://www.zionmarketresearch.com/privacy-policy

    Time period covered
    2022 - 2030
    Area covered
    Global, United States
    Description

    United States E-Commerce Payment Market valued at $1192.56 Million in 2023, and is reach $USD 2770.85 Million by 2032, at a CAGR of 9.82%.

  9. A

    Real-Time Payment Market Study by Solutions and Services for Retail &...

    • factmr.com
    csv, pdf
    Updated Apr 12, 2024
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    Fact.MR (2024). Real-Time Payment Market Study by Solutions and Services for Retail & e-Commerce, BFSI, IT & Telecom, Travel & Tourism, Government, Healthcare, and Energy & Utilities from 2024 to 2034 [Dataset]. https://www.factmr.com/report/real-time-payments-market
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    csv, pdfAvailable download formats
    Dataset updated
    Apr 12, 2024
    Dataset provided by
    Fact.MR
    License

    https://www.factmr.com/privacy-policyhttps://www.factmr.com/privacy-policy

    Time period covered
    2024 - 2034
    Area covered
    Worldwide
    Description

    Increasing customer demand for quick payment methods is set to push the global real-time payment market to a value of US$ 27.9 billion in 2024. Worldwide demand for real-time payment solutions is projected to accelerate at a significantly high CAGR of 32% and reach a market valuation of US$ 447.7 billion by 2034-end.

    Report AttributesDetails
    Real-time Payment Market Size (2024E)US$ 27.9 Billion
    Forecasted Market Value (2034F)US$ 447.7 Billion
    Global Market Growth Rate (2024 to 2034)32% CAGR
    North America Market Share (2034E)24.3% CAGR
    Market Share of On-premise Real-time Payment Solutions (2034F)58%
    Japan Market Growth Rate (2024 to 2034)32.6%
    Key Companies Profiled
    • Fidelity National Information Services, Inc. (FIS Inc.)
    • ACI Worldwide, Inc.
    • Volante Technologies Inc.
    • Mastercard Inc.
    • Montran Corporation
    • Finastra; Visa Inc.
    • Temenos AG
    • PayPal Holdings, Inc.
    • Fiserv, Inc.
    • Worldpay, Inc.
    • Wirecard AG

    Country-wise Insights

    AttributeUnited States
    Market Value (2024E)US$ 3 Billion
    Growth Rate (2024 to 2034)32.5% CAGR
    Projected Value (2034F)US$ 49.6 Billion
    AttributeChina
    Market Value (2024E)US$ 3.1 Billion
    Growth Rate (2024 to 2034)32% CAGR
    Projected Value (2034F)US$ 49.1 Billion

    Category-wise Insights

    AttributeSolutions
    Segment Value (2024E)US$ 20.1 Billion
    Growth Rate (2024 to 2034)31.2% CAGR
    Projected Value (2034F)US$ 304.5 Billion
    AttributeOn-premise
    Segment Value (2024E)US$ 18.1 Billion
    Growth Rate (2024 to 2034)30.5% CAGR
    Projected Value (2034F)US$ 259.7 Billion
  10. Credit Card Processing & Money Transferring in the US - Market Research...

    • ibisworld.com
    Updated Oct 15, 2024
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    IBISWorld (2024). Credit Card Processing & Money Transferring in the US - Market Research Report (2015-2030) [Dataset]. https://www.ibisworld.com/united-states/market-research-reports/credit-card-processing-money-transferring-industry/
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    Dataset updated
    Oct 15, 2024
    Dataset authored and provided by
    IBISWorld
    License

    https://www.ibisworld.com/about/termsofuse/https://www.ibisworld.com/about/termsofuse/

    Time period covered
    2014 - 2029
    Area covered
    United States
    Description

    Credit card processors and money transferring companies have witnessed substantial growth fueled by an expanding adoption of electronic payments. Recent trends show a remarkable increase in electronic transactions, with more businesses embracing a credit card-friendly approach. This has directly contributed to burgeoning revenue streams for providers. The heightened use of debit and credit cards, along with solid economic growth that has bolstered consumer spending and per capita disposable income, underpin this upward trajectory. Additionally, digitization trends, accelerated by the push towards e-commerce, have further cemented the integration of cards in everyday transactions, demonstrating the industry's resilience and adaptability to evolving market demands. Shifting economic conditions have significantly impacted revenue volatility for credit card processors and money transfer services. Initially, the pandemic reduced consumer spending, leading to a decreased demand for these services in 2020. Despite this, e-commerce sales surged, permitting some stability in revenue. As the US economy reopened, consumer spending increased, leading to substantial revenue growth in 2021. However, rampant inflation in 2022 dampened e-commerce performance, yet high wage growth kept revenue positive. This inflation also caused consumers to bolster their use of credit cards to cover rising expenses, raising profit. More recently, recessionary fears, spurred by higher interest rates, further constrained consumer spending and corporate expenditures, slowing growth. Despite these challenges, strong e-commerce activities have kept the industry resilient. Overall, revenue for credit card processing and money transferring companies has swelled at a CAGR of 6.9% over the past five years, reaching $147.7 billion in 2025. This includes a 2.7% rise in revenue in that year. Looking forward, economic growth is expected to alleviate recessionary fears and reinvigorate consumer spending. This, coupled with falling interest rates, should enhance market conditions and foster stronger revenue growth trajectories for providers. Increasing emphasis on security through biometric authentication and AI-driven solutions promises to elevate user confidence, making digital payment methods even more attractive. As cash use dwindles, the reliance on digital payment forms will surge, creating opportunities for both established players and emerging entrants. Larger providers will likely wield their financial clout to innovate and expand market reach, while smaller entities may need to differentiate and innovate to sustain competitive advantages. Overall, revenue for credit card processors and money transferrers is forecast to expand at a CAGR of 3.1% over the next five years, reaching $171.9 billion in 2030.

  11. US Mobile Payments Market By Payment Method (Proximity Payments, Remote...

    • verifiedmarketresearch.com
    Updated Feb 7, 2025
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    VERIFIED MARKET RESEARCH (2025). US Mobile Payments Market By Payment Method (Proximity Payments, Remote Payments), By Transaction Type (P2P (Peer-to-Peer) Payments, Merchant Payments) And Region for 2025-2032 [Dataset]. https://www.verifiedmarketresearch.com/product/us-mobile-payments-market/
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    Dataset updated
    Feb 7, 2025
    Dataset provided by
    Verified Market Researchhttps://www.verifiedmarketresearch.com/
    Authors
    VERIFIED MARKET RESEARCH
    License

    https://www.verifiedmarketresearch.com/privacy-policy/https://www.verifiedmarketresearch.com/privacy-policy/

    Time period covered
    2025 - 2032
    Area covered
    United States
    Description

    US Mobile Payments Market size was valued at USD 290 Billion in 2024 and is projected to reach USD 650 Billion by 2032, growing at a CAGR of 10.6% from 2025 to 2032.

    US Mobile Payments Market: Definition/ Overview

    Mobile payments are digital transactions made via smartphones or tablets, utilizing technologies like digital wallets, mobile banking apps, NFC, QR codes, or SMS-based systems. These methods eliminate the need for physical cash or cards, providing convenience, speed, and security in financial transactions.

  12. U

    United States Real Time Payments Market Report

    • archivemarketresearch.com
    doc, pdf, ppt
    Updated Jul 20, 2025
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    Archive Market Research (2025). United States Real Time Payments Market Report [Dataset]. https://www.archivemarketresearch.com/reports/united-states-real-time-payments-market-869615
    Explore at:
    doc, ppt, pdfAvailable download formats
    Dataset updated
    Jul 20, 2025
    Dataset authored and provided by
    Archive Market Research
    License

    https://www.archivemarketresearch.com/privacy-policyhttps://www.archivemarketresearch.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    United States
    Variables measured
    Market Size
    Description

    The United States real-time payments market is experiencing robust growth, driven by increasing consumer demand for instant transactions, the expansion of digital banking services, and the rising adoption of mobile payment technologies. The market's size in 2025 is estimated at $150 billion, exhibiting a Compound Annual Growth Rate (CAGR) of 10.12% from 2019 to 2033. This growth is fueled by several key factors. Firstly, businesses are increasingly seeking efficient and cost-effective payment solutions, leading to widespread adoption of real-time payment systems across various sectors. Secondly, regulatory initiatives promoting innovation in the payments space and strengthening data security are further accelerating market expansion. Finally, the continuous advancements in technology, such as the development of more sophisticated APIs and enhanced security protocols, are contributing to the market's rapid evolution. The market's segmentation reveals significant opportunities across different user demographics and transaction types. While major players like Visa, Mastercard, PayPal, and Fiserv are consolidating their positions, the emergence of innovative fintech companies is fostering healthy competition and driving further innovation. The market's geographical distribution shows concentrated growth within major metropolitan areas and regions with high digital adoption rates. Looking forward, the market is projected to maintain a high growth trajectory, propelled by continued technological advancements, increasing consumer expectations for speed and convenience in financial transactions, and the ongoing expansion of digital commerce. This consistent expansion will likely lead to the integration of real-time payments into even more sectors and daily activities. Key drivers for this market are: Increased Smartphone Penetration, Falling Dependence on Traditional Banking; Ease of Convenience. Potential restraints include: , Sceptical View on Data Privacy. Notable trends are: Rise in the P2B Payment.

  13. U

    United States Mobile Payments Market Report

    • marketreportanalytics.com
    doc, pdf, ppt
    Updated Apr 20, 2025
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    Market Report Analytics (2025). United States Mobile Payments Market Report [Dataset]. https://www.marketreportanalytics.com/reports/united-states-mobile-payments-market-90691
    Explore at:
    doc, pdf, pptAvailable download formats
    Dataset updated
    Apr 20, 2025
    Dataset authored and provided by
    Market Report Analytics
    License

    https://www.marketreportanalytics.com/privacy-policyhttps://www.marketreportanalytics.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    United States
    Variables measured
    Market Size
    Description

    The United States mobile payments market is experiencing robust growth, driven by the increasing adoption of smartphones, the rising preference for contactless transactions, and the expanding e-commerce sector. The market, valued at an estimated $2 trillion in 2025, is projected to maintain a Compound Annual Growth Rate (CAGR) of 13.40% from 2025 to 2033, indicating substantial future potential. Key drivers include the enhanced security features offered by mobile payment platforms, the convenience of peer-to-peer (P2P) transfers facilitated by apps like Cash App and Venmo, and the integration of mobile payments into various loyalty programs and reward systems. The market is segmented by payment type, with proximity payments (like NFC tap-to-pay) currently dominating, but remote payments (online and in-app transactions) are experiencing faster growth, fueled by the expansion of e-commerce. Major players such as PayPal, Apple Pay, and Google Pay are aggressively competing for market share through strategic partnerships, technological innovation, and expansion into new market segments. The increasing adoption of mobile wallets and the growing integration of mobile payments into point-of-sale (POS) systems further contribute to the market’s expansion. While the market enjoys significant growth, potential restraints include concerns about data security and privacy, the need for widespread merchant adoption of mobile payment technologies, and the digital literacy gap among certain demographics. However, ongoing advancements in security protocols, increased consumer awareness, and government initiatives promoting digital payments are mitigating these challenges. The competitive landscape is characterized by fierce competition among established players and the emergence of innovative fintech startups, leading to continuous improvements in user experience and functionality. The US market is expected to remain a dominant force in global mobile payments, attracting significant investment and innovation in the coming years. Growth will be further fueled by the increasing adoption of mobile banking and the integration of mobile payments into other financial services. Recent developments include: April 2022: PayByCar Inc. a mobile payments Fintech responsible to offer pay-by-text payments at gas stations across Massachusetts has announced the completion of a USD 4 million seed round of funding., December 2021: Papaya, a mobile bill payment application that simplifies bill payments for consumers has announced the completion of Series B round of funding with USD 50 million. The round was led by Bessemer Venture Partners with participation from Sequoia Capital, Acrew Capital, 01 Advisors, Mucker Capital, Fika Ventures, F-Prime, and Sound Ventures. The company aims to utilize the funds to expand its mobile payments app using a first-of-its-kind bill understanding technology.. Key drivers for this market are: Increase in smartphone penetration, Advancement in technology enabling convenient and secure payments; Increase in Real-Time Payments. Potential restraints include: Increase in smartphone penetration, Advancement in technology enabling convenient and secure payments; Increase in Real-Time Payments. Notable trends are: Increase in adoption of Mobile Wallets.

  14. U

    United States Real Time Payments Market Report

    • marketreportanalytics.com
    doc, pdf, ppt
    Updated May 2, 2025
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    Market Report Analytics (2025). United States Real Time Payments Market Report [Dataset]. https://www.marketreportanalytics.com/reports/united-states-real-time-payments-market-87345
    Explore at:
    ppt, doc, pdfAvailable download formats
    Dataset updated
    May 2, 2025
    Dataset authored and provided by
    Market Report Analytics
    License

    https://www.marketreportanalytics.com/privacy-policyhttps://www.marketreportanalytics.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    United States
    Variables measured
    Market Size
    Description

    The United States real-time payments market is experiencing robust growth, driven by increasing consumer demand for instant transactions, the rise of e-commerce and mobile banking, and government initiatives promoting faster payment systems. The market's compound annual growth rate (CAGR) of 10.12% from 2019 to 2024 indicates significant expansion, and this momentum is projected to continue through 2033. Key market segments include Person-to-Person (P2P) and Person-to-Business (P2B) payments, with P2P experiencing particularly strong growth due to the widespread adoption of mobile payment apps. Major players like PayPal, Visa, Mastercard, and others are heavily invested in this sector, constantly innovating to improve transaction speeds, security, and user experience. The market's expansion is also facilitated by technological advancements in areas such as blockchain and artificial intelligence, enabling more efficient and secure real-time payment processing. Competitive pressures are driving innovation, leading to enhanced functionalities, reduced transaction fees, and wider accessibility of real-time payment services. The significant market size in 2025 suggests a mature and established market within the US. Considering the 10.12% CAGR from 2019-2024 and the projected continuation of this growth, a reasonable estimation of the 2025 market size can be made. Assuming a market size of approximately $500 million in 2024, extrapolating based on the CAGR results in an estimated 2025 market size of approximately $550 million. Growth is anticipated across all segments, with P2B payments expected to see increasing adoption by businesses seeking to streamline their operations and improve cash flow. Continued regulatory support and the integration of real-time payments into existing financial infrastructures will further propel market growth in the coming years. Recent developments include: February 2022 - Apple announced plans to introduce Tap to Pay on iPhone. The new capability intends to empower millions of merchants across the US, from small businesses to large retailers, to use their iPhone seamlessly and securely to accept Apple Pay, contactless credit and debit cards, and other digital wallet payments through a simple tap to their iPhone with no additional hardware or payment terminal., September 2021 - FedNow Service announced that it aims to bring safe and efficient real-time payments (RTPs) to financial institutions of every size and in every community across the U.S., 24/7/365 in 2023. When a financial institution opts to fully participate in FedNow Service, customers will be able to send RTPs online and recipients will have immediate access to funds.. Key drivers for this market are: Increased Smartphone Penetration, Falling Dependence on Traditional Banking; Ease of Convenience. Potential restraints include: Increased Smartphone Penetration, Falling Dependence on Traditional Banking; Ease of Convenience. Notable trends are: Rise in the P2B Payment.

  15. Visa, Mastercard, Amex, Discover market share against each other in U.S....

    • statista.com
    • ai-chatbox.pro
    Updated Jun 30, 2025
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    Statista (2025). Visa, Mastercard, Amex, Discover market share against each other in U.S. 2007-2024 [Dataset]. https://www.statista.com/statistics/279469/market-share-of-credit-card-companies-in-the-united-states-by-purchase-volume/
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    Dataset updated
    Jun 30, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    Feb 2025
    Area covered
    United States
    Description

    Visa's U.S. market share increased during the coronavirus pandemic, mostly as Americans used more debit cards. This is according to estimates based on the transaction volume of general purpose credit and debit cards issued in the United States. Visa's market share strengthened as time went by, moving from a roughly ** percent market share in 2007 to more than ** percent by 2022. This is likely because of the growing use of debit cards in the U.S. — causing the market share of American Express to decline. Debit cards grow faster than credit cards in the U.S. The number of cards issued by Visa reveals a growth disparity between their debit cards and their credit cards. The number of Visa issued debit cards in circulation in the U.S. in Q2 2023 had increased by *** percent when compared to the same period in the previous year. This growth figure was *** percent for U.S. Visa issued credit cards during the same period. By the second quarter, the United States had over *** million debit cards from Visa against roughly *** million Visa credit cards. Who uses debit cards in the United States? A three-year survey stated more than ***** out of 10 respondents from the United States owned a debit card in 2021, with only ** percent actually having used one. Women were much more likely than men to own such a payment card. Gen Z — or the age group 15 to 24 years in this survey — was less likely to own a debit card than their older counterparts, although their ownership of debit cards was much higher when compared to Gen Z credit card ownership.

  16. E

    United States Mobile Payment Market Size Analysis Report - Market Share,...

    • expertmarketresearch.com
    Updated Jan 20, 2025
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    Claight Corporation (Expert Market Research) (2025). United States Mobile Payment Market Size Analysis Report - Market Share, Forecast Trends and Outlook (2025-2034) [Dataset]. https://www.expertmarketresearch.com/reports/united-states-mobile-payment-market
    Explore at:
    pdf, excel, csv, pptAvailable download formats
    Dataset updated
    Jan 20, 2025
    Dataset authored and provided by
    Claight Corporation (Expert Market Research)
    License

    https://www.expertmarketresearch.com/privacy-policyhttps://www.expertmarketresearch.com/privacy-policy

    Time period covered
    2025 - 2034
    Area covered
    United States
    Variables measured
    CAGR, Forecast Market Value, Historical Market Value
    Measurement technique
    Secondary market research, data modeling, expert interviews
    Dataset funded by
    Claight Corporation (Expert Market Research)
    Description

    The United States mobile payment market value reached approximately USD 453.80 Billion in 2024. The market is further projected to grow at a CAGR of 15.60% between 2025 and 2034, reaching a value of USD 1933.94 Billion by 2034.

  17. N

    North America Payments Industry Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Mar 3, 2025
    + more versions
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    Data Insights Market (2025). North America Payments Industry Report [Dataset]. https://www.datainsightsmarket.com/reports/north-america-payments-industry-13870
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    pdf, doc, pptAvailable download formats
    Dataset updated
    Mar 3, 2025
    Dataset authored and provided by
    Data Insights Market
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    North America
    Variables measured
    Market Size
    Description

    The North American payments industry, valued at $389 billion in 2025, is projected to experience robust growth, driven by the increasing adoption of digital payment methods and the expansion of e-commerce. A Compound Annual Growth Rate (CAGR) of 10.45% from 2025 to 2033 indicates a significant market expansion, exceeding $800 billion by 2033. Key drivers include the rising preference for contactless payments, fueled by concerns about hygiene and convenience, the proliferation of mobile wallets integrated into smartphones, and the increasing penetration of internet and mobile access, particularly among younger demographics. The retail, entertainment, and healthcare sectors are major contributors, with significant growth potential in the hospitality and other emerging end-user industries. While the shift towards digital payments presents opportunities, challenges remain, including ensuring cybersecurity and data privacy, managing regulatory complexities, and addressing potential infrastructure limitations in certain regions. The competitive landscape is dynamic, with established players like Mastercard and Visa alongside emerging fintech companies vying for market share. The ongoing evolution of payment technologies, such as real-time payments and blockchain-based solutions, will further shape the industry's trajectory in the coming years. The dominance of card payments (credit and debit) is anticipated to gradually decline as digital wallets and mobile payment solutions gain broader acceptance. Cash transactions, although still prevalent, are predicted to decrease steadily as digital alternatives become more integrated into daily life. The geographical concentration of growth is likely to be concentrated in major metropolitan areas and regions with high digital literacy rates. Expansion into underserved markets and rural areas will present both challenges and opportunities for businesses, requiring targeted strategies and investments in infrastructure. Continued innovation in areas such as biometrics, artificial intelligence, and improved fraud prevention measures will be crucial for maintaining consumer trust and driving further industry growth. The increasing integration of payment systems with other financial services, like lending and investing, will also shape the future of the North American payments landscape. This report provides a detailed analysis of the North America payments industry, covering the period from 2019 to 2033. It delves into market size, growth drivers, challenges, and emerging trends, offering invaluable insights for businesses and investors seeking to navigate this dynamic landscape. The study includes detailed segmentations by payment mode (Point of Sale, Online Sales), end-user industry (Retail, Healthcare, Hospitality, etc.), and key players like Visa, Mastercard, and PayPal. The base year for this analysis is 2025, with estimations for 2025 and a forecast period extending to 2033, utilizing historical data from 2019-2024. Recent developments include: August 2023 - PayPal announced the launch of stablecoin digital currency, which will be backed by US dollars and used for transactions on its global online payments platform. The stablecoin, known as PayPal USD, will be issued by Paxos Trust Co. and will be backed by US dollar deposits and short-term US Treasuries., September 2023 - PayPal introduces Web3 Payment On and Off Ramps. With this launch, the company will connect their customers' ability to buy and sell supported cryptocurrency in the United States to the PayPal On and Off Ramps. It will assist web3 merchants in expanding their user base by connecting them to PayPal's quick and seamless payment experience.. Key drivers for this market are: High Proliferation of E-commerce, Including the Rise of M-commerce, Smartphone Growth and Electronic Initiatives in the payment market; Increase in Real-Time Payments. Potential restraints include: Lack of a Standard Legislative Policy Across the Globe, Privacy and Security Concerns. Notable trends are: Increasing use of digital wallets payments.

  18. The Global Contactless Payment market size was USD 29815.2 Million in 2023!

    • cognitivemarketresearch.com
    pdf,excel,csv,ppt
    Updated Feb 29, 2024
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    Cognitive Market Research (2024). The Global Contactless Payment market size was USD 29815.2 Million in 2023! [Dataset]. https://www.cognitivemarketresearch.com/contactless-payment-market-report
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset updated
    Feb 29, 2024
    Dataset authored and provided by
    Cognitive Market Research
    License

    https://www.cognitivemarketresearch.com/privacy-policyhttps://www.cognitivemarketresearch.com/privacy-policy

    Time period covered
    2021 - 2033
    Area covered
    Global
    Description

    According to Cognitive Market Research, The Global contactless payment market size is USD 29815.2 million in 2024 and will expand at a compound annual growth rate (CAGR) of 5.00% from 2024 to 2031.

    North America Contactless Payment held the major market of more than 40% of the global revenue with a market size of USD 11926.08 million in 2024 and will grow at a compound annual growth rate (CAGR) of 3.2% from 2024 to 2031.
    Europe Contactless Payment held the major market of more than 30% of the global revenue with a market size of USD 8944.56 million in 2024 and will grow at a compound annual growth rate (CAGR) of 3.5% from 2024 to 2031.
    Asia Pacific Contactless Payment held the market of around 23% of the global revenue with a market size of USD 6857.50 million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.0% from 2024 to 2031.
    South America Contactless Payment market has more than 5% of the global revenue with a market size of USD 1490.76 million in 2024 and will grow at a compound annual growth rate (CAGR) of 4.4% from 2024 to 2031
    Middle East and Africa Contactless Payment held the major market of around 2% of the global revenue with a market size of USD 596.30 million in 2024 and will grow at a compound annual growth rate (CAGR) of 4.7% from 2024 to 2031.
    The hospitality segment is set to rise due to growing demand for seamless and hygienic transactions. The COVID-19 pandemic accelerated this trend, with consumers prioritizing safety. Contactless payments offer a convenient and secure solution, enhancing the overall guest experience while aligning with health and safety concerns.
    The growth is attributed to the rising global adoption of digital payment platforms designed to facilitate customer payments at a faster rate. Contactless payments, such as intelligent hardware, innovative software, and smart services, expand traditional payment systems and present intelligent transactions.
    

    Increasing Penetration of Smartphones to Provide Viable Market Output

    The contactless payment market is thriving, propelled by the widespread adoption of smartphones. The increasing penetration of smartphones provides a convenient platform for contactless payments, offering users quick and secure transactions through technologies like NFC. The seamless integration of smartphone payment apps and digital wallets encourages consumers to embrace contactless payments, fostering market growth. The convenience, speed, and hygiene benefits of contactless transactions further contribute to the expansion of this market globally.

    For instance, in September 2023, IDEMIA partnered with Soft Space, the leading Fintech player in SoftPOS, to enable contactless payment acceptance. Through this collaboration, merchants and acquirers worldwide can accept card and mobile wallet payments by transforming a smartphone or tablet into a point-of-sale terminal.

    (Source: https://www.idemia.com/press-release/idemia-partners-soft-space-enable-tap-phone-payments-2022-03-02 )

    Rising Adoption of Technology by Merchants for Small Value Transactions to Propel Market Growth
    

    The contactless payment market thrives as merchants increasingly adopt technology for small-value transactions. The comfort and velocity of contactless payments and the growing trend towards cashless transactions drive this market. With the rise of NFC-enabled devices and mobile wallets, consumers prefer the seamless experience of tapping or waving for swift payments. This trend enhances customer satisfaction and fosters a secure and hygienic payment method, propelling the contactless payment market forward.

    For instance, in January 2022, Rêv USA, Inc. announced the nationwide availability of The X World Wallet, an app-based multi-currency debit account combining a loyalty program, a travel bookings portal & discounts with an integrated global sustainability initiative.

    (Source: https://www.businesswire.com/news/home/20220104005138/en/R%C3%AAv-Enters-U.S.-Payments-Market-With-The-Launch-of-The-X-World-Wallet%E2%84%A2-Super-App )

    Market Restraints of the Contactless Payment

    Lack of Consumer Awareness to Restrict Market Growth
    

    The contactless payment market faces a challenge due to a lack of consumer awareness. Despite the convenience and efficiency offered by contactless payments, some consumers remain unaware or skeptical about this technology. This limited awareness is a sign...

  19. t

    United States Electronic Bill Presentment Payment Market Demand, Size and...

    • techsciresearch.com
    Updated Jan 8, 2024
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    TechSci Research (2024). United States Electronic Bill Presentment Payment Market Demand, Size and Competitive Analysis | TechSci Research [Dataset]. https://www.techsciresearch.com/report/united-states-electronic-bill-presentment-payment-market/22971.html
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    Dataset updated
    Jan 8, 2024
    Dataset authored and provided by
    TechSci Research
    License

    https://www.techsciresearch.com/privacy-policy.aspxhttps://www.techsciresearch.com/privacy-policy.aspx

    Area covered
    United States
    Description

    United States Electronic Bill Presentment Payment Market has valued at USD 6.5 billion in 2022 and is anticipated to project robust growth in the forecast period with a CAGR of 10.7% through 2028.

    Pages85
    Market Size
    Forecast Market Size
    CAGR
    Fastest Growing Segment
    Largest Market
    Key Players

  20. Digital Payments Market Size, Growth Forecast 2025 – 2030

    • mordorintelligence.com
    pdf,excel,csv,ppt
    Updated Jun 20, 2025
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    Mordor Intelligence (2025). Digital Payments Market Size, Growth Forecast 2025 – 2030 [Dataset]. https://www.mordorintelligence.com/industry-reports/digital-payments-market
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    Mordor Intelligence
    License

    https://www.mordorintelligence.com/privacy-policyhttps://www.mordorintelligence.com/privacy-policy

    Time period covered
    2019 - 2030
    Area covered
    Global
    Description

    Digital Payments Market is Segmented by Mode of Payment (Point of Sale (POS), Online / Remote Payment), Component (Solutions, Services), Enterprise Size (Large Enterprises, Smes), End-User Industry (Retail and E-Commerce, Healthcare, and More), by Geography. The Market Forecasts are Provided in Terms of Value (USD).

Share
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Email
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Close
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Mordor Intelligence (2025). US Payments Market Size, Trend Analysis & Industry Forecast, 2025 - 2030 [Dataset]. https://www.mordorintelligence.com/industry-reports/unitedstates-payments-market
Organization logo

US Payments Market Size, Trend Analysis & Industry Forecast, 2025 - 2030

Explore at:
pdf,excel,csv,pptAvailable download formats
Dataset updated
Jun 20, 2025
Dataset authored and provided by
Mordor Intelligence
License

https://www.mordorintelligence.com/privacy-policyhttps://www.mordorintelligence.com/privacy-policy

Time period covered
2019 - 2030
Area covered
United States
Description

The United States Payments Market Report is Segmented by Mode of Payment (Point of Sale, Online), Interaction Channel (Point-Of-Sale, E-commerce/M-commerce), Transaction Type (P2P, C2B, B2B, Remittances and Cross-Border), End-User Industry (Retail, Entertainment and Digital Content, Healthcare, Hospitality and Travel, and More). The Market Forecasts are Provided in Terms of Value (USD).

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