Graph and download economic data for Deposits, All Commercial Banks (DPSACBW027SBOG) from 1973-01-03 to 2026-04-01 about deposits, banks, depository institutions, and USA.

View quarterly updates and historical trends for US Banks Total Deposits. from United States. Source: Federal Deposit Insurance Corporation. Track economi…

The cost of interest-bearing deposits in the U.S. is forecast to remain elevated between 2024 and 2026, though showing a gradual downward trend during this period. Deposit costs historically hovered below *** percent throughout most of 2015-2021, before surging to approximately *** percent in 2023 amid aggressive Federal Reserve rate hikes. While projected central bank interest rate cuts should help ease deposit costs, the decline is expected to be measured, reaching about *** percent by 2026 - still notably higher than pre-2022 levels.

View weekly updates and historical trends for US Commercial Banks Deposits. from United States. Source: Federal Reserve. Track economic data with YCharts …

Key information about United States Total Deposits

• United States Total Deposits was reported at 18,757.697 USD bn in Feb 2026
• This records an increase from the previous number of 18,664.782 USD bn for Jan 2026
• US Total Deposits data is updated monthly, averaging 3,335.659 USD bn from Jan 1973 to Feb 2026, with 638 observations
• The data reached an all-time high of 18,757.697 USD bn in Feb 2026 and a record low of 596.889 USD bn in Jan 1973
• US Total Deposits data remains active status in CEIC and is reported by CEIC Data
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Total Deposits: USD: Monthly

Graph and download economic data for Bank Deposits to GDP for United States (DDOI02USA156NWDB) from 1960 to 2020 about deposits, banks, depository institutions, GDP, and USA.

Over the course of the 1920s, the value of money deposited in commercial banks grew at a fairly steady rate, rising from around 19 billion U.S. dollars in 1921 (the initial dip was due to the post-WWI recession), to 25 billion at the end of the decade. However, the onset of the Great Depression saw these figures drop drastically, and the value of deposits fell from around 26 to 16 billion dollars between 1930 and 1933. This was not only due to high unemployment and lower wages, but many Americans also lost faith in the banks during the Depression - many blamed the banks for the Depression as frivolous lending practices had contributed to the Wall Street Crash; banks demanded early repayment of debts and often repossessed the property of those who could not afford to do so (also leading to evictions), and many banks failed after the Crash and were not perceived as safe. It was not until 1936 where deposits in commercial banks returned to their pre-Depression levels, after the Roosevelt administration put a number of safeguards in place and helped restore public faith in the American banking system.

In contrast to commercial banks, the total amount of money deposited in savings accounts continued to rise throughout the Great Depression, albeit at a much slower rate than in the 1920s. The reason for continued increase was due to the disproportionate impact the Depression had across socioeconomic groups - most working and middle-class Americans did not have the means to have a savings account

Graph and download economic data for Households; Checkable Deposits and Currency; Asset, Level (BOGZ1FL193020005Q) from Q4 1987 to Q4 2025 about checkable, deposits, currency, assets, households, and USA.

United States - Deposits, All Commercial Banks was 18121.04570 Bil. of U.S. $ in April of 2025, according to the United States Federal Reserve. Historically, United States - Deposits, All Commercial Banks reached a record high of 18225.70390 in March of 2022 and a record low of 596.88870 in January of 1973. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Deposits, All Commercial Banks - last updated from the United States Federal Reserve on April of 2026.

In February 2026, the value of savings deposits, and other checkable deposits amounted to approximately 10.22 trillion U.S. dollars. Among the different types of deposits included in this data, savings deposits are the most popular. Until April 2020, the value of savings deposits in the United States amounted to nearly 11 trillion U.S. dollars by itself. After that, the source combined that data with that for other types of deposits.

View yearly updates and historical trends for US Commercial Banks Deposits Annual Growth Rate. from United States. Source: Federal Reserve. Track economic…

As of June 2024, JPMorgan Chase led the U.S. banking sector with approximately **** percent of total domestic deposits, closely followed by Bank of America at nearly ** percent. This distribution reflects the concentrated nature of the U.S. banking industry, where, despite thousands of commercial banks operating nationwide, the market is dominated by the top four institutions. The total value of deposits held at FDIC-insured commercial banks has decreased in recent years, amounting to ***** trillion U.S. dollars in 2023. The U.S. banking industry The banking industry in the United States accounts for tens of trillions of U.S. dollars in assets under management. While there are thousands of commercial banks in the country, the market is dominated by the largest four of these. This is particularly true when considering functions such as private and investment banking. Other measures This ranking presents the market share of domestic assets, but other measures give a slightly different picture. For example, looking at the value of total assets shows a higher market share in the hands of the top four firms. Apart from that, the revenue of leading commercial banks can also give a better idea of banks’ financial standing.

USB: LC: TL: Total Deposits (DE) data was reported at 374,303,872.000 USD th in Dec 2019. This records an increase from the previous number of 372,420,581.000 USD th for Sep 2019. USB: LC: TL: Total Deposits (DE) data is updated quarterly, averaging 194,253,182.000 USD th from Dec 2000 (Median) to Dec 2019, with 77 observations. The data reached an all-time high of 374,303,872.000 USD th in Dec 2019 and a record low of 50,263,335.000 USD th in Mar 2001. USB: LC: TL: Total Deposits (DE) data remains active status in CEIC and is reported by Federal Deposit Insurance Corporation. The data is categorized under Global Database’s United States – Table US.KB058: Financial Data: Federal Deposit Insurance Corporation: US Bank National.

View quarterly updates and historical trends for US Banks Total Assets. from United States. Source: Federal Deposit Insurance Corporation. Track economic …

Commercial and Savings Banks Across US

FDIC: Commercial and Savings Banks Across US

By Finance [source]

About this dataset

This dataset from the Federal Deposit Insurance Corporation (FDIC) and Office of Thrift Supervision (OTS) contains deposit data for branches and offices of all FDIC-insured institutions in the United States as of June 30th, 2012. Featuring a wide range of detailed fields such as branch names, zip codes, total deposits, metropolitan statistical area and more—this dataset offers insight into the financial health and performance of US banks. With this data in hand, anyone with an interest in banking can gain knowledge about bank industry trends through time-tested figures associated with each institution. No matter what you're looking to learn about our nation's banks—from consolidated or non-consolidated status to office numbers or FDIC certificate numbers — this comprehensive summary is sure to give you valuable insight into the state of banking across America!

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How to use the dataset

This dataset provides information on the deposits of all FDIC-insured institutions as of June 30th, 2012. The data includes: branch name, institution name, street address, city/state/country, zip code, FDIC certificate number, total deposits in millions and total offices. It also includes the geographical coordinates of branches and offices.

Research Ideas

• Create a risk management system for FDIC-insured institutions by analyzing data regarding deposit trends and identifying areas of potential risk.
• Utilize geographic information of the branches and offices to create a visualization tool showing the spacial distribution of deposits per city, state, or metropolitan statistical area.
• Analyze branch name variables as they relate to total deposits across different banks and evaluate naming patterns that have been successful in driving increased amounts of deposits at certain locations or branches

Acknowledgements

If you use this dataset in your research, please credit the original authors. Data Source

License

Unknown License - Please check the dataset description for more information.

Columns

File: ALL_2012.csv | Column name | Description | |:----------------------------------------|:---------------------------------------| | 2012 | Year of the deposit data (Integer) | | 19048 | FDIC Institution Number (Integer) | | 152 | Office Number (Integer) | | 286690 | Zip Code (Integer) | | Compass Bank | Name of the Bank (String) | | 3805 A1a South | Street Address (String) | | Saint Augustine | City (String) | | St. Johns | County (String) | | FL | State (String) | | 32080 | Zip Code (Integer) | | BRCENM | Branch Name (String) | | CONSOLD | Consolidated/Non-Consolidated (String) | | 11 | Number of Offices/Branches (Integer) | | 33,317 | Deposit Balances in Millions (Integer) | | Los Angeles-Long Beach-Glendale, CA | Metropolitan Statistical Area (String) | | Saint Augustine.1 | City (String) | | United States | Country (String) | | 109 | FDIC Region Number (Integer) | | 300 | Latitude (Integer) |

Acknowledgements

If you use this dataset in your research, please credit the original authors. If you use this dataset in your research, please credit Finance.

Graph and download economic data for Deposits, All Commercial Banks (DPSACBQ158SBOG) from Q2 1973 to Q1 2026 about deposits, banks, depository institutions, rate, and USA.

Bank deposits to GDP (%) in United States was reported at 101 % in 2020, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Bank deposits to GDP - actual values, historical data, forecasts and projections were sourced from the World Bank on April of 2026.

USB: TA: Cash & Due from Depository Institutions data was reported at 22,256,667.000 USD th in Dec 2019. This records an increase from the previous number of 15,112,079.000 USD th for Sep 2019. USB: TA: Cash & Due from Depository Institutions data is updated quarterly, averaging 8,644,951.000 USD th from Dec 2000 (Median) to Dec 2019, with 77 observations. The data reached an all-time high of 28,930,463.000 USD th in Jun 2017 and a record low of 3,505,757.000 USD th in Jun 2001. USB: TA: Cash & Due from Depository Institutions data remains active status in CEIC and is reported by Federal Deposit Insurance Corporation. The data is categorized under Global Database’s United States – Table US.KB058: Financial Data: Federal Deposit Insurance Corporation: US Bank National.

The number of FDIC-insured commercial banks in the United States decreased steadily from 2000 to 2024. At the end of 2024, there were 3,928 FDIC-insured commercial banks in the country, down from 4,036 a year earlier. The FDIC, Federal Deposit Insurance Corporation, is an agency that insures the banking system in the U.S. Despite the dropping number of banks, the number of employees in the banking industry increased in the last two decades. Why do banks need insurance? The number of banks is shrinking, but the value of deposits in these banks is growing, amounting to trillions of U.S. dollars. The primary function of the FDIC is to insure these deposits up to 250,000 U.S. dollars. Under stable economic conditions, this task can be performed without particular difficulties. However, during economic uncertainties and recessions, it can be challenging. During the Global Financial Crisis, hundreds of FDIC-insured banks declared insolvency. Account holders were then eligible for compensation for the portion of their accounts that the FDIC insured. Financial figures of the FDIC-insured banks Except in times of deep recession, U.S. banks have a positive net operating income. It amounted to over 324 billion U.S. dollars in 2024. The value of funds borrowed by the U.S. FDIC-insured banks reached 1.4 trillion U.S. dollars that year.

View weekly updates and historical trends for US Liabilities - Deposits in Federal Reserve Bank of Boston. from United States. Source: Federal Reserve. Tr…