Consumer Credit in the United States increased to 13.09 USD Billion in September from 3.13 USD Billion in August of 2025. This dataset provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Total Consumer Credit Owned and Securitized (TOTALSL) from Jan 1943 to Sep 2025 about securitized, owned, consumer credit, loans, consumer, and USA.

The outstanding consumer credit in the United States was approximately 103 billion U.S. dollars higher in the first quarter of 2024 than a year earlier. That quarter, the outstanding consumer credit amounted to nearly 5.05 trillion U.S. dollars. Consumer credit refers to unsecured lending provided to individuals, usually with the purpose of covering small expenses, such as buying goods and services.

As of the first quarter of 2025, the levels of debt from consumer lending in the United States amounted to nearly five trillion U.S. dollars. The consumer credit debt of households and nonprofit organizations increased steadily in the last decade. Throughout that period, the outstanding consumer credit in the U.S. has also been growing.

United States Consumer Credit Outstanding: Federal Government data was reported at 1,227.957 USD bn in Sep 2018. This records an increase from the previous number of 1,215.897 USD bn for Aug 2018. United States Consumer Credit Outstanding: Federal Government data is updated monthly, averaging 56.806 USD bn from Jan 1977 (Median) to Sep 2018, with 501 observations. The data reached an all-time high of 1,227.957 USD bn in Sep 2018 and a record low of 0.141 USD bn in Jan 1977. United States Consumer Credit Outstanding: Federal Government data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KB003: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository intitutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006. Consumer loans held by the federal government include loans originated by the Department of Education under the Federal Direct Loan Program, as well as Federal Family Education Loan Program loans that the government purchased from depository institutions and finance companies.

In July 2024, the volume of consumer lending in the United States was **** percent higher than in the same period of the previous year. During economic recessions, the overall volume of credit tends to decrease. The lowest annual drops in the value of consumer loans were in June 2009, coinciding with the economic crisis of 2007, and in April 2020, during the start of the COVID-19 pandemic.

View monthly updates and historical trends for US Total Consumer Credit Outstanding. from United States. Source: Federal Reserve. Track economic data with…

View monthly updates and historical trends for US Consumer Credit Outstanding MoM. from United States. Source: Federal Reserve. Track economic data with Y…

Graph and download economic data for Revolving Consumer Credit Owned and Securitized (REVOLSL) from Jan 1968 to Sep 2025 about revolving, securitized, owned, consumer credit, loans, consumer, and USA.

The total consumer credit outstanding in the United States increased year-on-year from 2000 to 2024, except in 2009 and 2010 when slight declines were observed. In 2024, the consumer credit outstanding in the U.S. amounted to approximately 5.06 trillion U.S. dollars - a significant increase from the previous year. At the beginning of the time period under observation, the total consumer credit outstanding in the U.S. amounted to a value of 1.62 trillion U.S. dollars.

United States Consumer Credit Outstanding: sa: Revolving data was reported at 1,039.314 USD bn in May 2018. This records an increase from the previous number of 1,029.562 USD bn for Apr 2018. United States Consumer Credit Outstanding: sa: Revolving data is updated monthly, averaging 137.247 USD bn from Jan 1955 (Median) to May 2018, with 761 observations. The data reached an all-time high of 1,039.314 USD bn in May 2018 and a record low of 0.000 USD bn in Dec 1967. United States Consumer Credit Outstanding: sa: Revolving data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA011: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository institutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006.

View quarterly updates and historical trends for US Credit Card Debt. from United States. Source: Federal Reserve Bank of New York. Track economic data wi…

Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) from 2000-06-28 to 2025-11-19 about revolving, credit cards, loans, consumer, banks, depository institutions, and USA.

Graph and download economic data for Percent Change of Total Consumer Credit (TOTALSLAR) from Feb 1943 to Sep 2025 about consumer credit, loans, consumer, rate, and USA.

United States - Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks was 1054.00380 Bil. of U.S. $ in October of 2025, according to the United States Federal Reserve. Historically, United States - Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks reached a record high of 1100.86780 in August of 2025 and a record low of 211.93890 in July of 2000. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks - last updated from the United States Federal Reserve on December of 2025.

United States Consumer Credit Outstanding: Flow data was reported at 22.439 USD bn in Oct 2018. This records an increase from the previous number of 15.035 USD bn for Sep 2018. United States Consumer Credit Outstanding: Flow data is updated monthly, averaging 1.105 USD bn from Feb 1943 (Median) to Oct 2018, with 909 observations. The data reached an all-time high of 47.286 USD bn in Aug 2016 and a record low of -39.282 USD bn in Feb 2010. United States Consumer Credit Outstanding: Flow data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB003: Consumer Credit Outstanding and Terms of Credit.

United States Delinquency Rate: Consumer: Credit Cards data was reported at 2.540 % in Mar 2018. This records a decrease from the previous number of 2.560 % for Dec 2017. United States Delinquency Rate: Consumer: Credit Cards data is updated quarterly, averaging 4.200 % from Mar 1991 (Median) to Mar 2018, with 109 observations. The data reached an all-time high of 6.610 % in Mar 2009 and a record low of 2.010 % in Jun 2015. United States Delinquency Rate: Consumer: Credit Cards data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA010: Commercial Banks: Charge Off and Delinquency Rates.

United States Consumer Credit Outstanding: Flow: Revolving data was reported at 16.255 USD bn in May 2018. This records an increase from the previous number of 4.883 USD bn for Apr 2018. United States Consumer Credit Outstanding: Flow: Revolving data is updated monthly, averaging 0.806 USD bn from Feb 1968 (Median) to May 2018, with 604 observations. The data reached an all-time high of 30.468 USD bn in Dec 2015 and a record low of -26.829 USD bn in Jan 2010. United States Consumer Credit Outstanding: Flow: Revolving data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA011: Consumer Credit Outstanding and Terms of Credit.

United States Consumer Credit Outstanding: Depository Institutions data was reported at 1,618.713 USD bn in Sep 2018. This records an increase from the previous number of 1,617.295 USD bn for Aug 2018. United States Consumer Credit Outstanding: Depository Institutions data is updated monthly, averaging 202.439 USD bn from Jan 1943 (Median) to Sep 2018, with 909 observations. The data reached an all-time high of 1,618.713 USD bn in Sep 2018 and a record low of 1.917 USD bn in Feb 1944. United States Consumer Credit Outstanding: Depository Institutions data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB003: Consumer Credit Outstanding and Terms of Credit.

United States Consumer Credit Outstanding: Memo: Student Loans data was reported at 1,524.040 USD bn in Mar 2018. This records an increase from the previous number of 1,490.560 USD bn for Dec 2017. United States Consumer Credit Outstanding: Memo: Student Loans data is updated quarterly, averaging 994.280 USD bn from Mar 2006 (Median) to Mar 2018, with 49 observations. The data reached an all-time high of 1,524.040 USD bn in Mar 2018 and a record low of 480.967 USD bn in Mar 2006. United States Consumer Credit Outstanding: Memo: Student Loans data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA011: Consumer Credit Outstanding and Terms of Credit.