The benchmark interest rate in the United States was last recorded at 4.50 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Effective Federal Funds Rate in the United States remained unchanged at 4.33 percent on Wednesday July 2. This dataset includes a chart with historical data for the United States Effective Federal Funds Rate.

Policy interest rates in the U.S. and Europe are forecasted to decrease gradually between 2024 and 2027, following exceptional increases triggered by soaring inflation between 2021 and 2023. The U.S. federal funds rate stood at **** percent at the end of 2023, the European Central Bank deposit rate at **** percent, and the Swiss National Bank policy rate at **** percent. With inflationary pressures stabilizing, policy interest rates are forecast to decrease in each observed region. The U.S. federal funds rate is expected to decrease to *** percent, the ECB refi rate to **** percent, the Bank of England bank rate to **** percent, and the Swiss National Bank policy rate to **** percent by 2025. An interesting aspect to note is the impact of these interest rate changes on various economic factors such as growth, employment, and inflation. The impact of central bank policy rates The U.S. federal funds effective rate, crucial in determining the interest rate paid by depository institutions, experienced drastic changes in response to the COVID-19 pandemic. The subsequent slight changes in the effective rate reflected the efforts to stimulate the economy and manage economic factors such as inflation. Such fluctuations in the federal funds rate have had a significant impact on the overall economy. The European Central Bank's decision to cut its fixed interest rate in June 2024 for the first time since 2016 marked a significant shift in attitude towards economic conditions. The reasons behind the fluctuations in the ECB's interest rate reflect its mandate to ensure price stability and manage inflation, shedding light on the complex interplay between interest rates and economic factors. Inflation and real interest rates The relationship between inflation and interest rates is critical in understanding the actions of central banks. Central banks' efforts to manage inflation through interest rate adjustments reveal the intricate balance between economic growth and inflation. Additionally, the concept of real interest rates, adjusted for inflation, provides valuable insights into the impact of inflation on the economy.

This graph show how interest rates hikes by the U.S. Federal Reserve affect gold's price. While gold underperforms during the period leading up to rate hikes, its performance improves during the year after the interest rates increase.

All key policy rates in the United States increased drastically in 2023. The Federal Funds target range was set to 4.5 to 4.75 percent in February, and it increased gradually to 5.25 to 5.5 percent by the end of the year. The interest rate on reserve balances (IORB Rate) increased from 4.65 percent to 5.4 percent, and the same trend could be seen with the Overnight Reverse Repo Facility Rate (ON RRP Rate), and the Standing Repo Facility Rate (SRF Rate). The sharp increase in all key policy rates was triggered by the growing inflation rate throughout 2023.

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of **** percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of May 2025, the prime rate stood at *** percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to 5.25-5.5 percent by year-end. This aggressive monetary tightening was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of **** percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

Graph and download economic data for Net U.S. acquisition of financial assets excluding financial derivatives (net increase in assets / financial outflow (+)) (IEAAN) from Q1 1999 to Q1 2025 about M&A, derivatives, financial, Net, assets, and USA.

The performance of the S&P 500 following Federal Funds rate hikes generally shows that ********************** after a hike is when the impact is most pronounced, often resulting in lower or even negative returns. This initial reaction likely reflects investor uncertainty and market adjustment to the new borrowing costs. However, as time progresses, returns tend to stabilize, with the 12-month period typically showing recovery and improvement. Notably, the rate hike on March 17, 2022, stands out as an exception, as it resulted in negative returns across all observed periods (three months, six months, and 12 months), underscoring the unique market conditions and investor sentiment at that time.

U.S. Debt Consolidation Market size was valued at USD 175,328.90 Million in 2023 and is projected to reach USD 295,534.83 Million by 2031, growing at a CAGR of 6.78% from 2024 to 2031.

U.S. Debt Consolidation Market Overview

High interest rates, exacerbated by Federal Reserve rate hikes, often reduce the appeal of consolidation loans for borrowers. Limited financial literacy can lead to misunderstandings about the benefits and risks of consolidation, deterring potential users. The strict regulatory compliance requirements increase operational costs for lenders, impacting profitability. Consumer skepticism, driven by concerns about predatory practices and hidden fees, is expected to hinder market growth in the upcoming years.

By 2034, the gross federal debt of the United States is projected to be about 54.39 trillion U.S. dollars. This would be an increase of around 21 trillion U.S. dollars from 2023, when the federal debt was around 33 trillion U.S. dollars.

The federal debt of the U.S.

The federal debt, also called the national debt or public debt, is the amount of debt held by the United States government. This debt may be to other countries, or to different departments within the government itself. The public debt of the United States has increased significantly over the past 30 years, as it was around 3.2 trillion U.S. dollars in 1990 and surpassed 30 trillion dollars for the first time in 2022. When broken down per capita, the national debt amounted to about 80,885 U.S. dollars of debt per person in the United States in 2021.

The problem of the federal debt

Over the past decade, the federal debt limit in the United States has increased significantly. The U.S. debt ceiling can only be changed by an act of Congress which is then signed by the president. The raising of the ceiling has become a recurring political issue in recent years, especially during times when the Presidency and chambers of Congress are controlled by different parties.

The debt ceiling is a tool that allows the Treasury to issue bonds without congressional approval, allowing for efficiency in the way that the government pays for programs and services. It is thought to be further valuable in that it keeps federal finances in check. However, when the two parties are unable to come to an agreement on raising the debt ceiling, the government comes to a shutdown because they can no longer fund themselves. The Republican Party in particular often positions itself against raising the federal debt ceiling, characterizing themselves as the party of fiscal conservativism. However, analyses have shown that both parties have contributed to the country's debt in almost equal measures.

United States TMOS: Growth Rate of Orders: Increase data was reported at 9.600 % in Apr 2020. This records a decrease from the previous number of 15.700 % for Mar 2020. United States TMOS: Growth Rate of Orders: Increase data is updated monthly, averaging 21.500 % from Jun 2004 (Median) to Apr 2020, with 191 observations. The data reached an all-time high of 39.800 % in Apr 2010 and a record low of 7.000 % in Nov 2008. United States TMOS: Growth Rate of Orders: Increase data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S016: Texas Manufacturing Outlook Survey.

This feature service contains lines representing public trails on U.S. Fish and Wildlife Service lands, collected for the National Trails Inventory Program by the American Conservation Experience (ACE) and uses a set of core attributes designed by the Federal Trail GIS Schema (FTGS) Working Group. The Cycle 3 inventory began in 2019 and will be completed in 2022. This dataset may contain older, Cycle 2 trail information for stations until the inventory is complete. Data Set Contact: U.S. Fish and Wildlife Service, Natural Resource Program Center, GIS Team Lead, richard_easterbrook@fws.gov

Graph and download economic data for Federal Debt: Total Public Debt (GFDEBTN) from Q1 1966 to Q1 2025 about public, debt, federal, government, and USA.

United States - Net U.S. incurrence of liabilities excluding financial derivatives (net increase in liabilities / financial inflow (+)) was 2053816.00000 Mil. of $ in January of 2024, according to the United States Federal Reserve. Historically, United States - Net U.S. incurrence of liabilities excluding financial derivatives (net increase in liabilities / financial inflow (+)) reached a record high of 2190087.00000 in January of 2007 and a record low of 325644.00000 in January of 2009. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Net U.S. incurrence of liabilities excluding financial derivatives (net increase in liabilities / financial inflow (+)) - last updated from the United States Federal Reserve on July of 2025.

United States - Net U.S. acquisition of financial assets excluding financial derivatives (net increase in assets / financial outflow (+)) was 11619.00000 Mil. of $ in October of 2024, according to the United States Federal Reserve. Historically, United States - Net U.S. acquisition of financial assets excluding financial derivatives (net increase in assets / financial outflow (+)) reached a record high of 812922.00000 in January of 2020 and a record low of -350840.00000 in October of 2022. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Net U.S. acquisition of financial assets excluding financial derivatives (net increase in assets / financial outflow (+)) - last updated from the United States Federal Reserve on June of 2025.

This dataset contains the current trail network within Glacier National Park, Montana. These data represent the latest revision to official and mapped hiking trails in Glacier. The dataset is based on the initial USGS 7.5 minute topographic mapping that was published in 1968. However, beginning in 1997 Glacier National Park staff have re-mapped (and continue to improve the mapping of) much of Glacier's 700+ mile trail network using Global Positioning Systems (GPS) and high-resolution imagery. Specific data sources employed in mapping trail segments is documented in the source information contained in this metadata.

© Glacier National Park GIS Program

This layer is a component of Glacier National Park.

This map service provides layers covering a variety of different datasets and themes for Glacier National Park. It is meant to be consumed by internet mapping applications and for general reference. It is for internal NPS use only. Produced November 2014.

© Denver Service Center Planning Division, IMR Geographic Resources Division, Glacier National Park

The yield on US 30 Year Bond Yield rose to 4.96% on July 11, 2025, marking a 0.09 percentage point increase from the previous session. Over the past month, the yield has edged up by 0.11 points and is 0.56 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. United States 30 Year Bond Yield - values, historical data, forecasts and news - updated on July of 2025.

The benchmark interest rate in Mexico was last recorded at 8 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Brazil was last recorded at 15 percent. This dataset provides - Brazil Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This dataset provides information on 2 in Hakui District, Ishikawa, Japan as of May, 2025. It includes details such as email addresses (where publicly available), phone numbers (where publicly available), and geocoded addresses. Explore market trends, identify potential business partners, and gain valuable insights into the industry. Download a complimentary sample of 10 records to see what's included.