The benchmark interest rate in the United States was last recorded at 4 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The U.S. federal funds rate peaked in 2023 at its highest level since the 2007-08 financial crisis, reaching 5.33 percent by December 2023. A significant shift in monetary policy occurred in the second half of 2024, with the Federal Reserve implementing regular rate cuts. By December 2024, the rate had declined to 4.48 percent. What is a central bank rate? The federal funds rate determines the cost of overnight borrowing between banks, allowing them to maintain necessary cash reserves and ensure financial system liquidity. When this rate rises, banks become more inclined to hold rather than lend money, reducing the money supply. While this decreased lending slows economic activity, it helps control inflation by limiting the circulation of money in the economy. Historic perspective The federal funds rate historically follows cyclical patterns, falling during recessions and gradually rising during economic recoveries. Some central banks, notably the European Central Bank, went beyond traditional monetary policy by implementing both aggressive asset purchases and negative interest rates.

This graph show how interest rates hikes by the U.S. Federal Reserve affect gold's price. While gold underperforms during the period leading up to rate hikes, its performance improves during the year after the interest rates increase.

United States CBO Projection: Federal Debt Held by Public: Average Interest Rate data was reported at 3.448 % in 2028. This records an increase from the previous number of 3.442 % for 2027. United States CBO Projection: Federal Debt Held by Public: Average Interest Rate data is updated yearly, averaging 3.289 % from Sep 2014 (Median) to 2028, with 15 observations. The data reached an all-time high of 3.531 % in 2023 and a record low of 1.654 % in 2015. United States CBO Projection: Federal Debt Held by Public: Average Interest Rate data remains active status in CEIC and is reported by Congressional Budget Office. The data is categorized under Global Database’s USA – Table US.F006: Federal Debt: Projection: Congressional Budget Office.

Graph and download economic data for Federal Debt: Total Public Debt (GFDEBTN) from Q1 1966 to Q2 2025 about public, debt, federal, government, and USA.

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of **** percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of October 2025, the prime rate stood at **** percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to ******** percent by year-end. This was followed by several rate cuts in 2024, with the target range standing at 4.25 to 4.5 percent in December 2024. The aggressive monetary tightening in 2023 was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of **** percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

United States - Net U.S. incurrence of liabilities excluding financial derivatives (net increase in liabilities / financial inflow (+)) was 653406.00000 Mil. of $ in April of 2025, according to the United States Federal Reserve. Historically, United States - Net U.S. incurrence of liabilities excluding financial derivatives (net increase in liabilities / financial inflow (+)) reached a record high of 983431.00000 in January of 2020 and a record low of -151158.00000 in April of 2018. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Net U.S. incurrence of liabilities excluding financial derivatives (net increase in liabilities / financial inflow (+)) - last updated from the United States Federal Reserve on November of 2025.

The yield on US 30 Year Bond Yield rose to 4.76% on December 2, 2025, marking a 0.02 percentage points increase from the previous session. Over the past month, the yield has edged up by 0.06 points and is 0.35 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. United States 30 Year Bond Yield - values, historical data, forecasts and news - updated on December of 2025.

United States - Net U.S. acquisition of financial assets excluding financial derivatives (net increase in assets / financial outflow (+)) was 11619.00000 Mil. of $ in October of 2024, according to the United States Federal Reserve. Historically, United States - Net U.S. acquisition of financial assets excluding financial derivatives (net increase in assets / financial outflow (+)) reached a record high of 812922.00000 in January of 2020 and a record low of -350840.00000 in October of 2022. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Net U.S. acquisition of financial assets excluding financial derivatives (net increase in assets / financial outflow (+)) - last updated from the United States Federal Reserve on December of 2025.

By 2035, the gross federal debt of the United States is projected to be about 59.3 trillion U.S. dollars. This would be an increase of around 24 trillion U.S. dollars from 2024, when the federal debt was around 35 trillion U.S. dollars. The federal debt of the U.S. The federal debt, also called the national debt or public debt, is the amount of debt held by the United States government. This debt may be to other countries, or to different departments within the government itself. The public debt of the United States has increased significantly over the past 30 years, as it was around 3.2 trillion U.S. dollars in 1990 and surpassed 30 trillion dollars for the first time in 2022. When broken down per capita, the national debt amounted to about 80,885 U.S. dollars of debt per person in the United States in 2021. The problem of the federal debt Over the past decade, the federal debt limit in the United States has increased significantly. The U.S. debt ceiling can only be changed by an act of Congress which is then signed by the president. The raising of the ceiling has become a recurring political issue in recent years, especially during times when the Presidency and chambers of Congress are controlled by different parties. The debt ceiling is a tool that allows the Treasury to issue bonds without congressional approval, allowing for efficiency in the way that the government pays for programs and services. It is thought to be further valuable in that it keeps federal finances in check. However, when the two parties are unable to come to an agreement on raising the debt ceiling, the government comes to a shutdown because they can no longer fund themselves. The Republican Party in particular often positions itself against raising the federal debt ceiling, characterizing themselves as the party of fiscal conservativism. However, analyses have shown that both parties have contributed to the country's debt in almost equal measures.

Graph and download economic data for Net U.S. acquisition of financial assets excluding financial derivatives (net increase in assets / financial outflow (+)) (IEAAA) from 1999 to 2024 about M&A, derivatives, financial, Net, assets, and USA.

The benchmark interest rate in Canada was last recorded at 2.25 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Brazil was last recorded at 15 percent. This dataset provides - Brazil Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Revenue growth for the Finance and Insurance sector has varied in recent years, as a result of differing economic trends. The sector plays a vital role in facilitating necessary financial transactions between consumers, businesses and government agencies. The core services provided by operators in this sector include providing insurance products needed by businesses and consumers to legally operate corporations and assets. These services include offering, borrowing and depository services needed to finance new projects and investing to create and preserve investors' assets. A wide range of operators in the sector benefited from improving macroeconomic conditions over the past five years. For example, the Fed increased interest rates to curb historically high inflation throughout the period. Although higher interest rates increased investment income from fixed-income securities, higher rates have limited loan and mortgage demand due to elevated borrowing rates. In the latter part of the period, the Fed cut interest rates, enabling consumer to borrow money at lower interest rates which will increase loan demand. Although reduced rates will hinder investment income from debt securities. In addition, the growing prevalence of emerging technologies such as AI and data analytics tools have streamlined operations and helped reduce operational costs. These tools help industry companies identify trends and potential risks more efficiently. Also, the emergence and growth in popularity of alternative asset classes such as cryptocurrencies and event contracts in prediction markets has driven demand and transaction volumes, supporting revenue growth. Over the past five years, industry revenue grew at a CAGR of 3.5% to $7,303.1 billion, including a 1.5% jump in 2025 alone. Industry profit has also climbed and will account for an estimated 28.5% of revenue in the current year. During the outlook period, sector revenue will increase at a CAGR of 2.1% to $8,088.7 billion over the five years to 2030. As the economy continues to improve, per capita disposable income is expected to increase. This will likely lead to increased financial activity by consumers, which will likely be processed and facilitated by operators in the sector. The Federal Reserve is also anticipated to cut interest rates at the onset of the period. Reduced interest rates will decrease interest income for operators but will increase the volume of loans. In addition, the acquisition of financial technology start-ups to compete in a changing technological and financial environment will increase.

This feature service contains lines representing public trails on U.S. Fish and Wildlife Service lands, collected for the National Trails Inventory Program by the American Conservation Experience (ACE). The inventory uses a core set of questions and data attributes identified in the Federal Trail Data Standards (FTDS) and further developed by the Federal Trail GIS Schema (FTGS) Working Group. The Cycle 3 inventory began in 2019 and will be completed in 2022. This dataset may contain older, Cycle 2 trail information for stations until the inventory is complete. Data Set Contact: U.S. Fish and Wildlife Service, Natural Resource Program Center, GIS Team Lead, richard_easterbrook@fws.govU.S. Fish and Wildlife Service Catalog (ServCat) Record - https://ecos.fws.gov/ServCat/Reference/Profile/143048

This feature service contains lines representing public trails on U.S. Fish and Wildlife Service lands, collected for the National Trails Inventory Program by the American Conservation Experience (ACE) and uses a set of core attributes designed by the Federal Trail GIS Schema (FTGS) Working Group. The Cycle 3 inventory began in 2019 and will be completed in 2022. This dataset may contain older, Cycle 2 trail information for stations until the inventory is complete. Data Set Contact: U.S. Fish and Wildlife Service, Natural Resource Program Center, GIS Team Lead, richard_easterbrook@fws.gov

This dataset tracks annual distribution of students across grade levels in Santa Fe Trail School District and average distribution per school district in Kansas

This dataset tracks annual distribution of students across grade levels in National Trail High School

In the United States, interest rates for all mortgage types started to increase in 2021. This was due to the Federal Reserve introducing a series of hikes in the federal funds rate to contain the rising inflation. In the fourth quarter of 2024, the 30-year fixed rate rose slightly, to 6.63 percent. Despite the increase, the rate remained below the peak of 7.33 percent in the same quarter a year ago. Why have U.S. home sales decreased? Cheaper mortgages normally encourage consumers to buy homes, while higher borrowing costs have the opposite effect. As interest rates increased in 2022, the number of existing homes sold plummeted. Soaring house prices over the past 10 years have further affected housing affordability. Between 2013 and 2023, the median price of an existing single-family home risen by about 88 percent. On the other hand, the median weekly earnings have risen much slower. Comparing mortgage terms and rates Between 2008 and 2023, the average rate on a 15-year fixed-rate mortgage in the United States stood between 2.28 and 6.11 percent. Over the same period, a 30-year mortgage term averaged a fixed-rate of between 3.08 and 6.81 percent. Rates on 15-year loan terms are lower to encourage a quicker repayment, which helps to improve a homeowner’s equity.

A rockfall occurred between the night of January 5 and the morning of January 6, 2025 on the Point Bonita Trail in the National Park Service Golden Gate National Recreation Area, California. The rockfall originated from a granodiorite rock face in the Franciscan Formation and deposited approximately 25 cubic meters of rock on the pedestrian trail below. The U.S. Geological Survey collected three three-dimensional point cloud models of the rockfall and surrounding terrain using GPS and terrestrial LIDAR instruments. The three surveys were performed at various distances and angles from the rockfall to best capture its dimensions given limited access on the surrounding trail.