The foreclosure rate in the United States has experienced significant fluctuations over the past two decades, reaching its peak in 2010 at **** percent following the financial crisis. Since then, the rate has steadily declined, with a notable drop to **** percent in 2021 due to government interventions during the COVID-19 pandemic. In 2024, the rate stood slightly higher at **** percent but remained well below historical averages, indicating a relatively stable housing market. Impact of economic conditions on foreclosures The foreclosure rate is closely tied to broader economic trends and housing market conditions. During the aftermath of the 2008 financial crisis, the share of non-performing mortgage loans climbed significantly, with loans 90 to 180 days past due reaching *** percent. Since then, the share of seriously delinquent loans has dropped notably, demonstrating a substantial improvement in mortgage performance. Among other things, the improved mortgage performance has to do with changes in the mortgage approval process. Homebuyers are subject to much stricter lending standards, such as higher credit score requirements. These changes ensure that borrowers can meet their payment obligations and are at a lower risk of defaulting and losing their home. Challenges for potential homebuyers Despite the low foreclosure rates, potential homebuyers face significant challenges in the current market. Homebuyer sentiment worsened substantially in 2021 and remained low across all age groups through 2024, with the 45 to 64 age group expressing the most negative outlook. Factors contributing to this sentiment include high housing costs and various financial obligations. For instance, in 2023, ** percent of non-homeowners reported that student loan expenses hindered their ability to save for a down payment.

In the second quarter of 2025, the share of mortgage loans in the foreclosure process in the U.S. decreased slightly to **** percent. Following the outbreak of the coronavirus crisis, the mortgage delinquency rate spiked to the highest levels since the subprime mortgage crisis (2007-2010). To prevent further impact on homeowners, Congress passed the CARES Act, which provides foreclosure protections for borrowers with federally backed mortgage loans. As a result, the foreclosure rate fell to historically low levels.

Active foreclosure properties that are currently on the market (includes Pre-foreclosure Auction and REO properties). This matches the active listings shown on RealtyTrac. Does not include historical foreclosure data.

Graph and download economic data for Large Bank Consumer Mortgage Balances: 30 or More Days Past Due: Including Foreclosures Rates: Balances Based (RCMFLBBALDPDPCT30P) from Q3 2012 to Q1 2025 about 30 days +, FR Y-14M, large, balance, mortgage, consumer, banks, depository institutions, rate, and USA.

The number of properties with foreclosure filings in the United States declined in 2024, but remained below the pre-pandemic level. Foreclosure filings were reported on approximately ******* properties, which was about ****** fewer than in 2023. Despite the decrease, 2024 saw one of the lowest foreclosure rates on record.

This statistic shows the foreclosure filings in the United States as of June 2017, by state. South Dakota had the lowest rate with only *** in every 24,583 housing units being subject to foreclosure.

This statistic presents the share of federal housing administration loans entering the foreclosure process in the United States from 2000 to 2018. The share of federal housing administration loans entering the foreclosure process decreased from *** percent in 2000 to * percent in 2018.

Under the effects of the coronavirus pandemic, delinquency rates surged for all loan types in 2020. Nevertheless, due the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), foreclosure rates remained low.

Our foreclosure data offering provides an extensive suite of real-time real estate data, available through both API integration and bulk data delivery. This rich dataset is designed to meet the needs of a variety of users, from real estate investors to foreclosure prevention services and market analysts. With over 31 data points available, this dataset covers multiple aspects of foreclosure processes, including auction details, loan information, foreclosure status, and trustee data. Below is a detailed description of the data points and their potential use cases.

Data Points Overview for Foreclosure Data:

1. Auction Data (9+ Data Points) Auction Location, Auction Time, Case Number, Bid Parameters

2. Loans/Lender Data (9+ Data Points) Lender Name, Original Loan Details, Unpaid Balances, Pre-Foreclosure Flags, Related Documents

3. Foreclosure Status Data (7+ Data Points) Recording Date, Release Date, Status Indicators and Codes

4. Trustee Data (6+ Data Points) Trustee Name, Trustee Address, Trustee Phone Number, Sale Number

Top Use Cases

1. Surface Investment Opportunities Websites and Applications: Integrate our foreclosure data into real estate platforms to provide users with up-to-date information on potential investment properties. This can enhance search functionality and deliver greater value by identifying promising foreclosure opportunities.

2. Foreclosure Prevention Services Sales and Marketing: Leverage foreclosure data to target homeowners in distress with tailored marketing efforts. By identifying properties in pre-foreclosure status, you can focus your outreach to offer services designed to prevent foreclosure, such as financial counseling or loan modification programs.

3. Market Analysis and Predictive Analytics Data-Driven Insights: Utilize the comprehensive dataset to perform in-depth market analysis and develop predictive models. This can help forecast foreclosure trends, assess market conditions, and make informed decisions based on historical and current foreclosure activity.

Access and Delivery

Our foreclosure data is accessible through two primary methods: - API Integration: Seamlessly integrate the data into your applications or platforms with our robust API, offering real-time access and automated updates. - Bulk Data Delivery: Obtain large datasets for offline analysis or integration into internal systems through bulk delivery options, providing flexibility in how you utilize the information.

This comprehensive data listing is designed to empower users with detailed and actionable foreclosure data, facilitating a range of applications from investment analysis to foreclosure prevention and market forecasting.

These data are part of NACJD's Fast Track Release and are distributed as they were received from the data depositor. The files have been zipped by NACJD for release, but not checked or processed except for the removal of direct identifiers. Users should refer to the accompanying readme file for a brief description of the files available with this collection and consult the investigator(s) if further information is needed. The study integrated neighborhood-level data on robbery and burglary gathered from local police agencies across the United States, foreclosure data from RealtyTrac (a real estate information company), and a wide variety of social, economic, and demographic control variables from multiple sources. Using census tracts to approximate neighborhoods, the study regressed 2009 neighborhood robbery and burglary rates on foreclosure rates measured for 2007-2008 (a period during which foreclosure spiked dramatically in the nation), while accounting for 2007 robbery and burglary rates and other control variables that captured differences in social, economic, and demographic context across American neighborhoods and cities for this period. The analysis was based on more than 7,200 census tracts in over 60 large cities spread across 29 states. Core research questions were addressed with a series of multivariate multilevel and single-level regression models that accounted for the skewed nature of neighborhood crime patterns and the well-documented spatial dependence of crime. The study contains one data file with 8,198 cases and 99 variables.

This statistic shows the foreclosure rates of subprime conventional loans in the United States from 2000 to 2016. In 2016, 7.2 percent of subprime conventional loans were in foreclosure.

United States - Delinquency Rate on Loans Secured by Real Estate, Banks Ranked 1st to 100th Largest in Size by Assets was 1.94% in January of 2025, according to the United States Federal Reserve. Historically, United States - Delinquency Rate on Loans Secured by Real Estate, Banks Ranked 1st to 100th Largest in Size by Assets reached a record high of 11.49 in January of 2010 and a record low of 1.31 in October of 2004. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Delinquency Rate on Loans Secured by Real Estate, Banks Ranked 1st to 100th Largest in Size by Assets - last updated from the United States Federal Reserve on August of 2025.

In the second quarter of 2024, the share one-to-four family residential mortgage loans entering the foreclosure process in the U.S. was **** percent. Following the coronavirus pandemic outbreak in 2020, mortgage delinquency rates surged, followed by a gradual decline. Between the second quarter of 2020 and the first quarter of 2022, foreclosures remained at record low levels due to The Coronavirus Aid, Relief, and Economic Security Act (CARES Act).

Graph and download economic data for Nonfarm Real Estate Foreclosures for United States (M09075USM476NNBR) from Jan 1934 to Mar 1963 about real estate, nonfarm, and USA.

About ***** percent of U.S. homeowners with a mortgage who were behind on mortgage payments in ************ were very likely to face eviction in the next two months due to a foreclosure. Additionally, ** percent of the respondents were somewhat likely to be evicted. In 2022, the foreclosure rate in the U.S. picked up, after a long period of steady decline after the subprime mortgage crisis.

Product Overview

You’re a few short steps away from accessing the largest and most comprehensive Pre-Foreclosure and Foreclosure database in the country. Whether you want to conduct property research, data analysis, purchase distressed properties, or market your services, licensing Pre-Foreclosure and Foreclosure Data provides in-depth intelligence on distressed properties across the country that will inform your next move.

What is Foreclosure?

Foreclosure is the legal process of taking possession of a mortgaged property when the borrower fails to keep up with mortgage payments. The foreclosure process varies from state to state, depending on whether the state has a judicial or nonjudicial process. Judicial process requires court action on a foreclosed property, where a nonjudicial process does not.

Foreclosure and Pre-Foreclosure Data Includes:

• 9 Different types of Judicial vs Non-Judicial
• Auctions
• Public Notices
• Lis Pendens
• Releases
• Defendant and Plaintiff Names
• Recording Dates, Published Dates, and Auction Dates
• Original Mortgage Information

Residential mortgage arrears and foreclosure rates in Canada and the U.S. from 2002 to today. This table lets housing professionals compare data by type of mortgage in the U.S. and by region in Canada.

Annual residential mortgage arrears and foreclosure rates in Canada and the U.S. from 1990 to 2013. This table is archived for reference, research and record-keeping purposes only. It is not subject to Government of Canada Web Standards and has not been altered or updated since it was archived.

This statistic presents the number of housing units with foreclosure filings in the United States from 2006 to 2014. The number of properties with foreclosure filings decreased from approximately **** million in 2009 to approximately **** million in 2014.

Snapshot img { margin: 10px !important; } About Housing Mortgage Mortgage is a debt instrument that the borrower is obliged to pay back with a fixed set of payments and is secured by the collateral of a specified real estate property. Mortgages enable individuals and businesses to make large real estate purchases without paying the entire value of the purchase in one go. Borrowers repay the loan along with interest over a period of many years until they eventually own the property free and clear. However, if borrowers stop paying the mortgage, the lender can foreclose and may evict the property’s owner and sell it, using the income from the sale to clear the mortgage debt. In a fixed-rate mortgage system, borrowers pay the same interest rate for the life of the loan. Most fixed-rate mortgages have a 15 or 30-year term. There is no influence on borrowers’ payment if market interest rates rise. However, if market interest rates decline significantly, borrowers may be able to secure that lower rate by means of refinancing the mortgage. TechNavio's analysts forecast the Housing Mortgage market in the US to grow at a CAGR of 1.75 percent over the period 2013-2018.Covered in this Report This report covers the present scenario and the growth prospects of the Housing Mortgage market in the US for the period 2014-2018. To calculate the market size, the report considers the loan volume of primary housing mortgage banks, credit unions, and financial institutions. It takes into consideration the various product segments such as Home Purchase, Home Improvement, and Refinancing. The report mentions the role played by Federal Government by the way of government-sponsored enterprises operating in the system. TechNavio's report, the Housing Mortgage Market in the US 2014-2018, has been prepared based on an in-depth market analysis with inputs from industry experts. The report covers the US; it also covers the landscape of the Housing Mortgage market in the US and its growth prospects in the coming years. The report also includes a discussion of the key vendors operating in this market.Key Regions • USKey Vendors • Bank of America • Citigroup • JPMorgan Chase • U.S. Bancorp • Wells FargoOther Prominent Vendors • Ally Financial • Capital One Financial • Fifth Third Bancorp • Flagstar Bank, FSB • SunTrust Banks • Quicken Loans • Regions FinancialMarket Driver • Improved Demand for Home Loans • For a full, detailed list, view our reportMarket Challenge • Shrinking Lending Capacity • For a full, detailed list, view our reportMarket Trend • Less Incidence of Foreclosures • For a full, detailed list, view our reportKey Questions Answered in this Report • What will the market size be in 2018 and what will the growth rate be? • What are the key market trends? • What is driving this market? • What are the challenges to market growth? • Who are the key vendors in this market space? • What are the market opportunities and threats faced by the key vendors? • What are the strengths and weaknesses of the key vendors?

Monthly foreclosures in Connecticut by county, 2008 through the present. Data updated monthly by the Connecticut Housing Finance Authority and tracked in the following dashboard: https://www.chfa.org/about-us/ct-monthly-housing-market-dashboard/.

CHFA has stopped maintaining the dashboard and associated datasets, and this dataset will no longer be updated as of 2022.