Graph and download economic data for Homeownership Rate in the United States (RHORUSQ156N) from Q1 1965 to Q4 2025 about homeownership, housing, rate, and USA.

Home Ownership Rate in the United States increased to 65.70 percent in the fourth quarter of 2025 from 65.30 percent in the third quarter of 2025. This dataset provides the latest reported value for - United States Home Ownership Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Homeownership Rate for the United States (USHOWN) from 1984 to 2025 about homeownership, housing, rate, and USA.

In 2023, the rate of homeownership among White people living in the United States was 74.3 percent. Comparatively, 45.7 percent of Black people owned a home in the same year.

United States Homeownership Rate: Annual data was reported at 63.900 % in 2017. This records an increase from the previous number of 63.400 % for 2016. United States Homeownership Rate: Annual data is updated yearly, averaging 64.700 % from Dec 1965 (Median) to 2017, with 53 observations. The data reached an all-time high of 69.000 % in 2004 and a record low of 63.000 % in 1965. United States Homeownership Rate: Annual data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

The homeownership rate in the United States amounted to nearly **** percent in the third quarter of 2025. While there are many factors that affect people’s decision to buy a house, the recent decrease can be attributed to the higher mortgage interest rates, which make taking out a mortgage less affordable for potential buyers, especially considering the surge in house prices in recent years. Which factors affect homeownership? Age and ethnicity have a strong correlation with homeownership. Baby boomers, for example, are twice as likely to own their home than Millennials. Also, the homeownership rate among white Americans is substantially higher than among any other ethnicity. How does the U.S. homeownership rate compare with other countries? Having a home is an integral part of the “American Dream”. Compared with selected European countries, the U.S. ranks alongside the United Kingdom, Cyprus, and Ireland. Many countries in Europe, however, exceed ** percent homeownership rate.

Graph and download economic data for Consumer Unit Characteristics: Percent Homeowner by Age: from Age 25 to 34 (CXUHOMEOWNLB0403M) from 1990 to 2024 about consumer unit, age, homeownership, 25 years +, percent, and USA.

The homeownership rate was the highest among Americans in their early 70s and the lowest among people in their early 20s in 2024. In that year, approximately **** percent of individuals aged 70 to 74 resided in a residence they owned, compared to approximately ** percent among individuals under the age of 25. On average, **** percent of Americans lived in an owner-occupied home. The homeownership rate was the highest in 2004 but has since declined.

Homeownership Rate: 45 to 54 Years data was reported at 69.300 % in 2017. This stayed constant from the previous number of 69.300 % for 2016. Homeownership Rate: 45 to 54 Years data is updated yearly, averaging 75.550 % from Dec 1982 (Median) to 2017, with 36 observations. The data reached an all-time high of 77.400 % in 1982 and a record low of 69.300 % in 2017. Homeownership Rate: 45 to 54 Years data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

Graph and download economic data for Homeownership Rates by Race and Ethnicity: Black Alone in the United States (BOAAAHORUSQ156N) from Q1 1994 to Q4 2025 about African-American, homeownership, rate, and USA.

Homeownership Rate: 50 to 54 Years data was reported at 71.100 % in 2017. This records a decrease from the previous number of 71.600 % for 2016. Homeownership Rate: 50 to 54 Years data is updated yearly, averaging 77.200 % from Dec 1982 (Median) to 2017, with 36 observations. The data reached an all-time high of 78.800 % in 1983 and a record low of 71.100 % in 2017. Homeownership Rate: 50 to 54 Years data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

Following a period of stagnation over most of the 2010s, the number of owner-occupied housing units in the United States started to grow in 2017. In 2024, there were over 86.9 million owner-occupied homes. Owner-occupied housing is where the person who owns a property – either outright or through a mortgage – also resides in the property. Excluded are therefore rental properties, employer-provided housing, and social housing. Homeownership sentiment in the U.S. Though homeownership is still a cornerstone of the American dream, an increasing share of people see themselves as lifelong renters. Millennials have been notoriously late to enter the housing market, with one in four reporting that they would probably continue to always rent in the future, a 2022 survey found. In 2017, just five years before that, this share stood at about 13 percent. How many renter households are there? Renter households are roughly half as few as owner-occupied households in the U.S. In 2024, the number of renter-occupied housing units amounted to over 45 million. Climbing on the property ladder for renters is not always easy, as it requires prospective homebuyers to save up for a down payment and qualify for a mortgage. In many metros, the median household income is insufficient to qualify for the median-priced home.

Graph and download economic data for Homeownership Rate for New York (NYHOWN) from 1984 to 2025 about homeownership, NY, housing, rate, and USA.

Homeownership Rate in the United States was 65.10% in January of 2025, according to the United States Federal Reserve. Historically, Homeownership Rate in the United States reached a record high of 69.20 in April of 2004 and a record low of 62.90 in April of 1965. Trading Economics provides the current actual value, an historical data chart and related indicators for Homeownership Rate in the United States - last updated from the United States Federal Reserve on March of 2026.

This statistic shows the Generation Z homeownership rate in the United States in 2016 and 2025, by ethnicity. In 2016, almost ** percent of Hispanic Americans between 15 and 24 years were homeowners, but this is set to rise to **** percent by 2025 when they will be 25 to 34 years.

This map shows homeownership rates in US Incorporated Places, Census Designated Places and Consolidated Cities. Source: U.S. Census Bureau’s 2020 Census Demographic and Housing Characteristics information about housing units by tenure (owner or renter), and vacancy status for Nation, Consolidated City, Census Designated Place, Incorporated Place in the United States and Puerto Rico.About the dataEach geography layer in this map contains a common set of Census counts based on available attributes from the U.S. Census Bureau. There are also additional calculated attributes related to this topic, which can be mapped or used within analysis.   To see the full list of attributes available in the layers in this map, click on a layer below and choose the "Data" tab on that page, and then choose "Fields" at the top right of that page. Each attribute contains definitions, additional details, and the formula for calculated fields in the field description.Vintage of boundaries and attributes: 2020 Demographic and Housing Characteristics Table(s): P1, H1, H2, H3, H4, H4B, H4C, H4D, H4E, H4F, H4G, H4H, H4I, H5, H9, H12, H12B, H12C, H12D, H12E, H12F, H12G, H12H, H12I, H13, H13B, H13C, H13D, H13E, H13F, H13G, H13H, H13I, H15, HCT2 (Not all lines of these DHC tables are available in this feature layer.)Data downloaded from: U.S. Census Bureau’s data.census.gov siteDate the Data was Downloaded: May 25, 2023Geography Levels included: Nation, Consolidated City, Census Designated Place, Incorporated PlaceNational Figures: included in Nation layer The United States Census Bureau Demographic and Housing Characteristics: 2020 Census Results 2020 Census Data Quality Geography & 2020 Census Technical Documentation Data Table Guide: includes the final list of tables, lowest level of geography by table and table shells for the Demographic Profile and Demographic and Housing Characteristics.News & Updates This layer is ready to be used in ArcGIS Pro, ArcGIS Online and its configurable apps, Story Maps, dashboards, Notebooks, Python, custom apps, and mobile apps. Data can also be exported for offline workflows. Please cite the U.S. Census Bureau when using this data. Data Processing Notes: These 2020 Census boundaries come from the US Census TIGER geodatabases. These are Census boundaries with water and/or coastlines erased for cartographic and mapping purposes. For Census tracts and block groups, the water cutouts are derived from a subset of the 2020 Areal Hydrography boundaries offered by TIGER. Water bodies and rivers which are 50 million square meters or larger (mid to large sized water bodies) are erased from the tract and block group boundaries, as well as additional important features. For state and county boundaries, the water and coastlines are derived from the coastlines of the 2020 500k TIGER Cartographic Boundary Shapefiles. These are erased to more accurately portray the coastlines and Great Lakes. The original AWATER and ALAND fields are unchanged and available as attributes within the data table (units are square meters).  The layer contains all US states, Washington D.C., and Puerto Rico. Census tracts with no population that occur in areas of water, such as oceans, are removed from this data service (Census Tracts beginning with 99). Block groups that fall within the same criteria (Block Group denoted as 0 with no area land) have also been removed.Percentages and derived counts, are calculated values (that can be identified by the "_calc_" stub in the field name). Field alias names were created based on the Table Shells file available from the Data Table Guide for the Demographic Profile and Demographic and Housing Characteristics. Not all lines of all tables listed above are included in this layer. Duplicative counts were dropped. For example, P0030001 was dropped, as it is duplicative of P0010001.To protect the privacy and confidentiality of respondents, their data has been protected using differential privacy techniques by the U.S. Census Bureau.

Graph and download economic data for Homeownership Rate for the District of Columbia (DCHOWN) from 1984 to 2025 about DC, homeownership, housing, rate, and USA.

Graph and download economic data for Homeownership Rate for Illinois (ILHOWN) from 1984 to 2025 about homeownership, IL, housing, rate, and USA.

This statistic shows the homeownership rate in the United States between 2001 to 2009 and 2010 to 2017, by income. Between the second period, the homeownership rate of respondents who earn more than ******* U.S. dollars was ** percent, which was a ***** percent decrease from the first period.

Homeownership Rate: 40 to 44 Years data was reported at 61.800 % in 2017. This records a decrease from the previous number of 62.000 % for 2016. Homeownership Rate: 40 to 44 Years data is updated yearly, averaging 69.850 % from Dec 1982 (Median) to 2017, with 36 observations. The data reached an all-time high of 73.000 % in 1982 and a record low of 61.600 % in 2015. Homeownership Rate: 40 to 44 Years data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s United States – Table US.EB008: Housing Vacancy and Home Ownership Rate.