Graph and download economic data for Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP) from Q1 1980 to Q1 2025 about disposable, payments, debt, personal income, percent, personal, households, services, income, and USA.

Key information about United States Household Debt

• United States Household Debt reached 18,036.0 USD bn in Dec 2024, compared with the reported number of 17,943.0 USD bn in the previous quarter
• US Household Debt: USD mn data is updated quarterly, available from Mar 1999 to Dec 2024
• The data reached an all-time high of 18,036.0 USD bn in Dec 2024 and a record low of 4,540.0 USD bn in Mar 1999

Federal Reserve Board of New York provides quarterly Household Debt in USD. Household Debt includes Mortgages, Home Equity Revolving, Auto Loans, Bankcards, Student Loans and Others.


Further information about United States Household Debt

• In the latest reports, United States Household Debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024
• Money Supply M2 in United States increased 21,533.8 USD bn YoY in Dec 2024
• United States Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• United States Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY

The tables and interactive maps below allow users to explore the ratio of debt to income by state, metropolitan statistical area, and county for each year since 1999. Household debt is calculated from Federal Reserve Bank of New York (FRBNY) Consumer Credit Panel/Equifax Data, and household income is reported by the Bureau of Labor Statistics.

Graph and download economic data for Financial Soundness Indicator, Households; Debt as a Percent of Gross Domestic Product, Level (BOGZ1FL010000336Q) from Q4 1946 to Q1 2025 about debt, percent, households, GDP, indexes, and USA.

Graph and download economic data for Financial Soundness Indicator, Households; Debt Service and Principal Payments as a Percent of Income, Level (BOGZ1FL010000346Q) from Q1 1980 to Q4 2024 about payments, debt, percent, households, services, income, indexes, and USA.

Graph and download economic data for Households; Debt Securities; Asset, Level (BOGZ1FL194022005A) from 1987 to 2024 about debt, securities, assets, households, and USA.

Key information about United States Household Debt: % of GDP

• United States household debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024, compared with the ratio of 62.3 % in the previous quarter.
• US household debt to GDP ratio is updated quarterly, available from Mar 1999 to Dec 2024.
• The data reached an all-time high of 85.8 % in Dec 2008 and a record low of 49.4 % in Mar 1999.

CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. Federal Reserve Board of New York provides Household Debt in USD. The Bureau of Economic Analysis provides Nominal GDP in USD. Household Debt includes Mortgages, Home Equity Revolving, Auto Loans, Bankcards, Student Loans and Others.


Related information about United States Household Debt: % of GDP

• In the latest reports, US Household Debt reached 18,036.0 USD bn in Dec 2024.
• Money Supply M2 in US increased 3.9 % YoY in Jan 2025.
• US Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024.
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024.
• US Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY.
• The country's Non Performing Loans Ratio stood at 1.7 % in Dec 2024, compared with the ratio of 1.5 % in the previous quarter.

United States Household Debt Service Ratio: sa: Equifax/FRB data was reported at 11.285 % in Dec 2024. This records a decrease from the previous number of 11.313 % for Sep 2024. United States Household Debt Service Ratio: sa: Equifax/FRB data is updated quarterly, averaging 11.768 % from Mar 2005 (Median) to Dec 2024, with 80 observations. The data reached an all-time high of 15.846 % in Dec 2007 and a record low of 9.085 % in Mar 2021. United States Household Debt Service Ratio: sa: Equifax/FRB data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB: Household Debt Service Ratio: Seasonally Adjusted.

United States Household Debt Service Ratio: sa: Equifax/FRB: Consumer data was reported at 5.512 % in Dec 2024. This records an increase from the previous number of 5.479 % for Sep 2024. United States Household Debt Service Ratio: sa: Equifax/FRB: Consumer data is updated quarterly, averaging 5.698 % from Mar 2005 (Median) to Dec 2024, with 80 observations. The data reached an all-time high of 7.307 % in Dec 2005 and a record low of 4.306 % in Mar 2021. United States Household Debt Service Ratio: sa: Equifax/FRB: Consumer data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB: Household Debt Service Ratio: Seasonally Adjusted.

United States Household Debt Service Ratio: sa data was reported at 9.843 NA in Jun 2018. This records a decrease from the previous number of 9.864 NA for Mar 2018. United States Household Debt Service Ratio: sa data is updated quarterly, averaging 11.285 NA from Mar 1980 (Median) to Jun 2018, with 154 observations. The data reached an all-time high of 13.228 NA in Dec 2007 and a record low of 9.839 NA in Dec 2012. United States Household Debt Service Ratio: sa data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB005: Household Debt Service and Financial Obligations Ratios: Seasonally Adjusted. Household Debt Service Ratio: sa (id: 51016902) is the ratio of total required household debt payments to total disposable income.

Graph and download economic data for Households; Debt Securities; Asset, Level (BOGZ1FL194022005Q) from Q4 1987 to Q1 2025 about debt, securities, assets, households, and USA.

United States Household Debt Service Ratio: sa: Equifax/FRB: Mortgage data was reported at 5.773 % in Dec 2024. This records a decrease from the previous number of 5.834 % for Sep 2024. United States Household Debt Service Ratio: sa: Equifax/FRB: Mortgage data is updated quarterly, averaging 6.131 % from Mar 2005 (Median) to Dec 2024, with 80 observations. The data reached an all-time high of 8.952 % in Dec 2007 and a record low of 4.779 % in Mar 2021. United States Household Debt Service Ratio: sa: Equifax/FRB: Mortgage data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB: Household Debt Service Ratio: Seasonally Adjusted.

United States HH Debt: Balance: New Delinquent Loan: Credit Card data was reported at 6.840 % in Mar 2020. This records a decrease from the previous number of 6.950 % for Dec 2019. United States HH Debt: Balance: New Delinquent Loan: Credit Card data is updated quarterly, averaging 8.081 % from Mar 2003 (Median) to Mar 2020, with 69 observations. The data reached an all-time high of 13.780 % in Dec 2009 and a record low of 5.073 % in Jun 2016. United States HH Debt: Balance: New Delinquent Loan: Credit Card data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

This report tracks aggregate household debt in Canada. The quarterly, not-seasonally-adjusted ratio of household debt to GDP for Canada is sourced from the US Federal Reserve Bank of St. Louis. These quarterly figures are then averaged into annual figures, which are subsequently multiplied by GDP to form aggregate household debt values. GDP, and therefore aggregate household debt, is measured in chained 2012 dollars, and is sourced from Statistics Canada.

Graph and download economic data for Households and Nonprofit Organizations; Long-Term Debt Securities; Asset, Transactions (BOGZ1FA154022605A) from 1946 to 2024 about nonprofit organizations, long-term, transactions, debt, securities, assets, households, and USA.

United States Household Debt: Home Equity Revolving data was reported at 436.000 USD bn in Mar 2018. This records a decrease from the previous number of 444.000 USD bn for Dec 2017. United States Household Debt: Home Equity Revolving data is updated quarterly, averaging 510.000 USD bn from Mar 1999 (Median) to Mar 2018, with 77 observations. The data reached an all-time high of 714.000 USD bn in Mar 2009 and a record low of 80.000 USD bn in Jun 1999. United States Household Debt: Home Equity Revolving data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s USA – Table US.KA012: Household Debt.

United States Household Debt: Mortgage data was reported at 8,939.000 USD bn in Mar 2018. This records an increase from the previous number of 8,882.000 USD bn for Dec 2017. United States Household Debt: Mortgage data is updated quarterly, averaging 8,116.000 USD bn from Mar 1999 (Median) to Mar 2018, with 77 observations. The data reached an all-time high of 9,294.000 USD bn in Sep 2008 and a record low of 3,200.000 USD bn in Mar 1999. United States Household Debt: Mortgage data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s USA – Table US.KA012: Household Debt.

Graph and download economic data for Households and Nonprofit Organizations; Directly and Indirectly Held Debt Securities; Asset, Transactions (BOGZ1FU154022375Q) from Q4 1946 to Q1 2025 about nonprofit organizations, transactions, debt, securities, assets, households, and USA.

Graph and download economic data for Households and Nonprofit Organizations; Debt Securities and Loans; Liability, Level (CMDEBT) from Q4 1945 to Q1 2025 about credit market, liabilities, sector, debt, households, and USA.

United States Household Debt Service Ratio: sa: Consumer data was reported at 5.603 NA in Jun 2018. This records a decrease from the previous number of 5.611 NA for Mar 2018. United States Household Debt Service Ratio: sa: Consumer data is updated quarterly, averaging 5.681 NA from Mar 1980 (Median) to Jun 2018, with 154 observations. The data reached an all-time high of 6.712 NA in Dec 2001 and a record low of 4.649 NA in Jun 1993. United States Household Debt Service Ratio: sa: Consumer data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB005: Household Debt Service and Financial Obligations Ratios: Seasonally Adjusted. Household Debt Service Ratio: sa: Consumer (id: 301315204) is the total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income.