Graph and download economic data for Treasury Yield: Money Market <100M (MMTY) from Apr 2021 to Jun 2025 about marketable, Treasury, yield, interest rate, interest, rate, and USA.

United States US: Money Market Rate data was reported at 0.800 % pa in 2017. This records an increase from the previous number of 0.395 % pa for 2016. United States US: Money Market Rate data is updated yearly, averaging 4.546 % pa from Dec 1954 (Median) to 2017, with 64 observations. The data reached an all-time high of 16.378 % pa in 1981 and a record low of 0.089 % pa in 2014. United States US: Money Market Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s United States – Table US.IMF.IFS: Money Market and Policy Rates: Annual.

Graph and download economic data for National Rate: Money Market <100M (MMNDR) from Apr 2021 to Jun 2025 about marketable, deposits, rate, and USA.

Graph and download economic data for Money Market Funds; Total Financial Assets, Level (MMMFFAQ027S) from Q4 1945 to Q1 2025 about MMMF, IMA, financial, assets, and USA.

United States - Money Market Funds; Total Financial Assets, Level was 7397905.00000 Mil. of $ in January of 2025, according to the United States Federal Reserve. Historically, United States - Money Market Funds; Total Financial Assets, Level reached a record high of 7397905.00000 in January of 2025 and a record low of 0.00000 in October of 1946. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Money Market Funds; Total Financial Assets, Level - last updated from the United States Federal Reserve on July of 2025.

United States MF: 7-Day Gross Yield: Government data was reported at 4.400 % in Mar 2025. This records a decrease from the previous number of 4.410 % for Feb 2025. United States MF: 7-Day Gross Yield: Government data is updated monthly, averaging 0.490 % from Oct 2012 (Median) to Mar 2025, with 150 observations. The data reached an all-time high of 5.420 % in Dec 2023 and a record low of 0.050 % in May 2021. United States MF: 7-Day Gross Yield: Government data remains active status in CEIC and is reported by U.S. Securities and Exchange Commission. The data is categorized under Global Database’s United States – Table US.Z: Money Market Funds.

These tables provide additional detail on the investment holdings of U.S. money market funds, based on a monthly dataset of security-level holdings for all U.S. money market funds. Table 1 reports the aggregate dollar amount of investments of U.S. money market funds since 2010, by the world region and country of the security issuer. Table 2 provides a finer level of detail by month, showing, for each country of issuer, the aggregate dollar amount of investments of U.S. money market funds by type of money fund (i.e., prime, government, and municipal bond funds), type of security (i.e., direct debt and deposits, repurchase agreement, asset-backed commercial paper, and other), and by maturity of the security. Table 3 depicts the asset allocation of U.S. money market fund portfolios over time. Tables 4, 5, and 6 show the asset allocation of prime, government, and tax-exempt money market funds, respectively, over time. The sum of the values in these three tables equals the total value of Table 3. Tables 7 and 8 report additional detail on the repurchase agreement holdings and the commercial paper holdings, respectively, for U.S. money market funds.

United States - Money Market Funds; Debt Securities; Asset, Level was 4252458.00000 Mil. of $ in January of 2025, according to the United States Federal Reserve. Historically, United States - Money Market Funds; Debt Securities; Asset, Level reached a record high of 4326646.00000 in October of 2024 and a record low of 0.00000 in October of 1946. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Money Market Funds; Debt Securities; Asset, Level - last updated from the United States Federal Reserve on July of 2025.

The FR 2420 is a transaction-based report that collects daily liability data on federal funds, borrowings from non-exempt entities, Eurodollars, and certificates of deposits (CDs) and time deposits (TDs) from (1) domestically chartered commercial banks and thrifts that have $18 billion or more in total assets, or $5 billion or more in assets and meet certain unsecured borrowing activity thresholds, and (2) U.S. branches and agencies of foreign banks with total third-party assets of $2.5 billion or more.

United States - Money Market Funds; Total Financial Assets, Transactions was 926572.00000 Mil. of $ in January of 2025, according to the United States Federal Reserve. Historically, United States - Money Market Funds; Total Financial Assets, Transactions reached a record high of 3196035.00000 in January of 2020 and a record low of -1167881.00000 in July of 2020. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Money Market Funds; Total Financial Assets, Transactions - last updated from the United States Federal Reserve on July of 2025.

Beginning in 2011, the total value of money market funds (MMFs) amounted to over ************** U.S. dollars in the United States. The majority of this amount was accounted for by prime funds up until 2016. From 2011 through to 2016, the MMFs primarily allocated assets to prime and government funds. The overall value of MMFs more than doubled from 2011 to 2024 as the net inflow increased by approximately *** trillion U.S. dollars.

Fund flow to U.S. government fees & gates money market funds (MMFs) remained relatively low from 2021 to 2024. A peak level of fund inflow was reached in September 2016 when assets allocation exceeded *** billion U.S. dollars. Most of that amount was allocated to funds domiciled in North America, with roughly ** billion U.S. dollars worth of assets resting in European domicile funds. The following month, there was a large net outflow as the level of assets allocated to government fees & gates MMFs fell to approximately **** billion U.S. dollars. What is a government money market fund? Government U.S.-based money market funds primarily allocate assets to securities backing cash, government securities, and repurchase agreements. Often liquidity fees are imposed to discourage outflows resulting from investors withdrawing their funds. Similarly, redemption gates are established to reduce the potential of forced sales. Government funds labeled no fees and gates provide an exemption from this. How are fees and gates useful? MMFs are highly liquid mutual funds and often offer higher interest rates than saving accounts. This is mainly due to asset allocation in high-quality, short-term debt securities offering a favorable yield. While MMFs do tend to require a minimum account balance they usually do not carry an entrance or exit charge. During times of market instability, MMF managers may use fees and gates as a tool to aid in creating solidity.

On December 15, 2020, the FDIC Board of Directors approved a Final Rule (https://www.fdic.gov/news/board/2020/2020-12-15-notice-dis-a-fr.pdf) making certain revisions to the interest rate restrictions applicable to less than well capitalized institutions (as defined in Section 38 of the Federal Deposit Insurance Act), which are effective on April 1, 2021. The interest rate restrictions generally limit a less than well capitalized institution from soliciting deposits by offering rates that significantly exceed rates in its prevailing market.

The Final Rule redefined the "national rate" as the average of rates paid by all insured depository institutions and credit unions for which data is available, with rates weighted by each institution's share of domestic deposits. The "national rate cap" is calculated as the higher of: (1) the national rate plus 75 basis points; or (2) 120 percent of the current yield on similar maturity U.S. Treasury obligations plus 75 basis points. The national rate cap for non-maturity deposits is the higher of the national rate plus 75 basis points or the federal funds rate plus 75 basis points.

A less than well capitalized institution may use the "local rate cap" in place of the national rate cap for deposits gathered from within the institution's local market area. The Final Rule redefined the "local rate cap" for a particular deposit product as 90 percent of the highest rate offered on the deposit product by an institution or credit union accepting deposits at a physical location within the institution's local market area.

In accordance with Section 337.7(d), an insured depository institution that seeks to pay a rate of interest up to its local market rate cap shall provide notice and evidence of the highest rate paid on a particular deposit product in the institution's local market areas to the appropriate FDIC regional director. The institution shall update its evidence and calculations for existing and new accounts monthly unless otherwise instructed by the appropriate FDIC regional director, and retain such information available for at least the two most recent examination cycles and, upon the FDIC's request, provide the documentation to the appropriate FDIC regional office and to examination staff during any subsequent examinations.

Graph and download economic data for Treasury Yield: Rate Cap Adjusted: Money Market <100M (MMTYRCA) from Apr 2021 to Jun 2025 about marketable, adjusted, Treasury, yield, interest rate, interest, rate, and USA.

United States - Retail Money Market Funds was 2130.90000 Bil. of $ in April of 2025, according to the United States Federal Reserve. Historically, United States - Retail Money Market Funds reached a record high of 2130.90000 in April of 2025 and a record low of 0.00000 in February of 1973. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Retail Money Market Funds - last updated from the United States Federal Reserve on July of 2025.

United States Retail Sales Nowcast: sa: YoY: Contribution: Money Market: Effective Federal Funds Rate data was reported at 0.000 % in 12 May 2025. This stayed constant from the previous number of 0.000 % for 05 May 2025. United States Retail Sales Nowcast: sa: YoY: Contribution: Money Market: Effective Federal Funds Rate data is updated weekly, averaging 0.000 % from Feb 2020 (Median) to 12 May 2025, with 274 observations. The data reached an all-time high of 6.071 % in 12 Oct 2020 and a record low of 0.000 % in 12 May 2025. United States Retail Sales Nowcast: sa: YoY: Contribution: Money Market: Effective Federal Funds Rate data remains active status in CEIC and is reported by CEIC Data. The data is categorized under Global Database’s United States – Table US.CEIC.NC: CEIC Nowcast: Retail Sales.

United States MF: 7-Day Net Yield: Treasury data was reported at 4.150 % in Mar 2025. This records a decrease from the previous number of 4.170 % for Feb 2025. United States MF: 7-Day Net Yield: Treasury data is updated monthly, averaging 0.275 % from Oct 2012 (Median) to Mar 2025, with 150 observations. The data reached an all-time high of 5.220 % in Nov 2023 and a record low of 0.000 % in Oct 2015. United States MF: 7-Day Net Yield: Treasury data remains active status in CEIC and is reported by U.S. Securities and Exchange Commission. The data is categorized under Global Database’s United States – Table US.Z: Money Market Funds.

United States US: Central Bank Policy Rate: End of Period data was reported at 0.875 % pa in 2017. This records an increase from the previous number of 0.625 % pa for 2016. United States US: Central Bank Policy Rate: End of Period data is updated yearly, averaging 4.250 % pa from Dec 1982 (Median) to 2017, with 36 observations. The data reached an all-time high of 9.380 % pa in 1983 and a record low of 0.125 % pa in 2014. United States US: Central Bank Policy Rate: End of Period data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s United States – Table US.IMF.IFS: Money Market and Policy Rates: Annual.

United States Unemployment Rate Nowcast: sa: Contribution: Money Market: S&P Global: Index: S&P 500 data was reported at 0.000 % in 12 May 2025. This stayed constant from the previous number of 0.000 % for 05 May 2025. United States Unemployment Rate Nowcast: sa: Contribution: Money Market: S&P Global: Index: S&P 500 data is updated weekly, averaging 3.419 % from Jan 2020 (Median) to 12 May 2025, with 279 observations. The data reached an all-time high of 13.503 % in 04 Oct 2021 and a record low of 0.000 % in 12 May 2025. United States Unemployment Rate Nowcast: sa: Contribution: Money Market: S&P Global: Index: S&P 500 data remains active status in CEIC and is reported by CEIC Data. The data is categorized under Global Database’s United States – Table US.CEIC.NC: CEIC Nowcast: Unemployment Rate.

Graph and download economic data for Money Market Funds; Total Financial Assets, Excluding Nonpublic Private Placements (ICI), Transactions (BOGZ1FA634090073Q) from Q4 1946 to Q1 2025 about MMMF, transactions, financial, assets, private, and USA.