MBA Mortgage Market Index in the United States increased to 255.50 points in July 18 from 253.50 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

Graph and download economic data for AD&Co US Mortgage High Yield Index: Tier 1 (CRTINDEXTIER1) from Jun 2015 to Jun 2025 about CAS, crt, STACR, Tier-1, mortgage, yield, interest rate, interest, rate, indexes, and USA.

Fixed 30-year mortgage rates in the United States averaged 6.84 percent in the week ending July 18 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for 30-Year Fixed Rate Conforming Non-Adjusted Mortgage Index (OBMMIC30YFNA) from 2017-01-03 to 2025-07-22 about 30-year, fixed, mortgage, rate, indexes, and USA.

Mortgage Application in the United States increased by 0.80 percent in the week ending July 18 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Commercial mortgage lending in the United States slowed down in 2022, after surging in 2021. Since 2023, origination has started to recover, with the index increasing for all property types. Industrial real estate experienced the highest index value, at ***** index points in the fourth quarter of 2024. Multifamily and hotel real estate ranked second and third, with *** and *** index points, respectively. The Commercial/Multifamily Mortgage Bankers Originations Index shows the development of mortgage originations since 2001, which was chosen as a base year with an index value of 100. As of the fourth quarter of 2024, the index value for industrial real estate was 1404 index points - the highest among all property types and a fourteen-fold increase since 2001.

MBA Mortgage Refinance Index in the United States decreased to 767.60 points in July 11 from 829.30 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Refinance Index.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations, amounted to 190 billion U.S. dollars in the fourth quarter of 2024, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 304 billion U.S. dollars in the fourth quarter of 2024. According to the forecast, mortgage lending is expected to slightly increase until the end of 2026. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022, peaking in the final quarter of 2024. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2024, the average rate for the same mortgage type exceeded 6.6 percent. This has led to a decline in homebuyer sentiment, and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

The housing credit affordability index stood at **** percent in the third quarter of 2024. This indicated that less than five percent of home purchase loans in the U.S. were at risk of going unpaid for more than ** days and defaulting. At its peak before the Subprime mortgage crisis, the index stood at ***** percent, with borrower risk amounting to ***** percent and product risk, **** percent. The decline in the index shows the decrease in risk appetite of lenders, the tightened lending standards and unwillingness to accept higher risk of defaults.

The S&P/Experian first mortgage default index stood at **** as of May 2022, meaning that based on data from the most recent three months, the annualized share of default first mortgages was **** percent. This was lower than the default rate index of second mortgages and home equity loans. Although the index rose in 2022, it remained below the levels observed in the first two months of 2020 when it amounted to approximately *** percent.

Graph and download economic data for 30-Year Fixed Rate Conforming Mortgage Index: Loan-to-Value Less Than or Equal to 80, FICO Score Greater Than 740 (OBMMIC30YFLVLE80FGE740) from 2017-01-03 to 2025-07-22 about score, 30-year, fixed, mortgage, rate, indexes, and USA.

The S&P/Experian second mortgage default index stood at **** as of May 2022, meaning that based on data from the most recent three months, the annualized share of default second mortgages and home equity loans was **** percent. This was higher than the first mortgage default rate for the same period. Although the index rose in 2022, it remained below the levels observed in December 2017, when it spiked at **** percent.

The Commercial/Multifamily Mortgage Bankers Originations Index in the United States declined for the third consecutive quarter, reflecting a trend of decreasing commercial mortgage originations. In the first quarter of 2023, the index stood at *** index points, meaning that originations had increased by ** percent since the base year, 2001 when the index value was set to 100. Among the different institution types, Freddie Mac/Fannie Mae witnessed the highest, and CMBS/Conduits the lowest index value.

United States WAS: Market Volume Index: ARM data was reported at 522.400 15Mar1996=1000 in 20 Jul 2018. This records an increase from the previous number of 501.700 15Mar1996=1000 for 13 Jul 2018. United States WAS: Market Volume Index: ARM data is updated weekly, averaging 847.200 15Mar1996=1000 from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 7,150.400 15Mar1996=1000 in 19 Mar 2004 and a record low of 20.400 15Mar1996=1000 in 05 Jan 1990. United States WAS: Market Volume Index: ARM data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

United States Housing Affordability Index: Mortgage Rate data was reported at 4.770 % in Sep 2018. This records a decrease from the previous number of 4.780 % for Aug 2018. United States Housing Affordability Index: Mortgage Rate data is updated monthly, averaging 6.470 % from Jan 1989 (Median) to Sep 2018, with 357 observations. The data reached an all-time high of 10.590 % in Jun 1989 and a record low of 3.430 % in Dec 2012. United States Housing Affordability Index: Mortgage Rate data remains active status in CEIC and is reported by National Association of Realtors. The data is categorized under Global Database’s United States – Table US.EB018: Housing Affordability Index.

MBA Purchase Index in the United States increased to 165.10 points in July 18 from 159.60 points in the previous week. This dataset includes a chart with historical data for the United States MBA Purchase Index.

The volume of refinance applications for mortgages in the United States soared during the COVID-19 pandemic, followed by a drop in 2021. In the week ending September 13, 2024, Fannie Mae's loan count Refinance Application-Level Index (RALI) amounted to 127.1 index points, down from 800 index points when the market peaked in March 2020. The index measures the development of the volume of mortgage refinance applications, with the first week of 2004 chosen as a baseline year. An index value of 150 suggests an increase in the number of refinance applications of 50 percent since the baseline period.

The value of refinance applications for mortgages in the United States soared during the COVID-19 pandemic, followed by a drop in 2021. In the week ending September 13, 2024, Fannie Mae's dollar value Refinance Application-Level Index (RALI) amounted to 262.7 index points, down from 1,451 index points when the market peaked in March 2020. The index measures the development of the value of mortgage refinance applications, with the first week of 2004 chosen as a baseline year. An index value of 150 suggests an increase in the value of refinance applications of 50 percent since the baseline period.

Graph and download economic data for 30-Year Fixed Rate USDA Mortgage Index (OBMMIUSDA30YF) from 2017-01-03 to 2025-07-21 about USDA, 30-year, fixed, mortgage, rate, indexes, and USA.

Graph and download economic data for 15-Year Fixed Rate Conforming Mortgage Index (OBMMIC15YF) from 2017-01-03 to 2025-06-20 about 15-year, fixed, mortgage, rate, indexes, and USA.