Key information about United States Non Performing Loans Ratio

• United States Non Performing Loans Ratio stood at 1.5 % in Sep 2025, compared with the ratio of 1.5 % in the previous quarter
• US Non Performing Loans Ratio data is updated quarterly, available from Mar 1985 to Sep 2025
• The data reached an all-time high of 7.5 % in Mar 2010 and a record low of 1.2 % in Sep 2022

Federal Reserve Board provides quarterly Non Performing Loans Ratio. Delinquent Loans or Non Performing Loans are defined as loans past due of over thirty days and still accruing interest as well as those in nonaccrual status, which also covers lease contracts. [COVID-19-IMPACT]


Further information about United States Non Performing Loans Ratio

• In the latest reports, Money Supply M2 in US increased 4.6 % YoY in Oct 2025
• US Foreign Exchange Reserves was measured at 38.3 USD bn in Oct 2025
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Aug 2025
• The country's Domestic Credit reached 31,813.3 USD bn in Mar 2025, representing an increased of 4.0 % YoY
• Household Debt of US reached 18,585.0 USD bn in Sep 2025, accounting for 61.4 % of the country's Nominal GDP

Graph and download economic data for Bank Non-Performing Loans to Gross Loans for United States (DDSI02USA156NWDB) from 1998 to 2020 about nonperforming, gross, loans, banks, depository institutions, and USA.

In 2024, one percent of the total volume of loans held by banks in the United States were non-performing. This means that 99 percent of loan recipients were repaying their bank back on time, which is a significant improvement from the 4.5 percent reached of non-performing loans in the aftermath of the financial crisis.

Key information about United States Non-Performing Loans

• United States Non-Performing Loans was reported at 183.790 USD bn in Sep 2025
• This records an increase from the previous number of 181.015 USD bn for Jun 2025
• US Non-Performing Loans data is updated quarterly, averaging 76.301 USD bn from Mar 1985 to Sep 2025, with 163 observations
• The data reached an all-time high of 499.195 USD bn in Mar 2010 and a record low of 58.956 USD bn in Dec 1994
• US Non-Performing Loans data remains active status in CEIC and is reported by CEIC Data
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Non Performing Loans: USD: Quarterly

Federal Reserve Board provides quarterly Non Performing Loans in USD. Delinquent Loans or Non Performing Loans are defined as loans past due of over thirty days and still accruing interest as well as those in nonaccrual status, which also covers lease contracts.

Graph and download economic data for Provisions to Non-Performing Loans for United States (DDSI07USA156NWDB) from 1998 to 2009 about nonperforming, loans, and USA.

Bank Non-Performing Loans to Gross Loans for United States was 1.07% in January of 2020, according to the United States Federal Reserve. Historically, Bank Non-Performing Loans to Gross Loans for United States reached a record high of 5.00 in January of 2009 and a record low of 0.70 in January of 2005. Trading Economics provides the current actual value, an historical data chart and related indicators for Bank Non-Performing Loans to Gross Loans for United States - last updated from the United States Federal Reserve on November of 2025.

Graph and download economic data for Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for all U.S. Banks (DISCONTINUED) (USNPTL) from Q1 1984 to Q3 2020 about nonaccrual, 90 days +, nonperforming, loans, banks, depository institutions, and USA.

Actual value and historical data chart for United States Bank Nonperfoming Loans To Total Gross Loans Percent

United States US: Bank Non-Performing Loans to Total Gross Loans data was reported at 1.127 % in 2017. This records a decrease from the previous number of 1.321 % for 2016. United States US: Bank Non-Performing Loans to Total Gross Loans data is updated yearly, averaging 2.452 % from Dec 2009 (Median) to 2017, with 9 observations. The data reached an all-time high of 4.960 % in 2009 and a record low of 1.127 % in 2017. United States US: Bank Non-Performing Loans to Total Gross Loans data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Bank Loans. Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.; ; International Monetary Fund, Global Financial Stability Report.; Median;

Graph and download economic data for Nonperforming Total Loans (past due 90+ days plus nonaccrual) to Total Loans (DISCONTINUED) (NPTLTL) from Q1 1988 to Q3 2020 about nonperforming, loans, banks, depository institutions, and USA.

Graph and download economic data for Total Nonperforming Loans for Commercial Banks in United States (DISCONTINUED) (USNP) from Q1 1984 to Q3 2020 about nonperforming, commercial, loans, banks, depository institutions, and USA.

The share of non-performing mortgage loans in the United States has declined significantly since the subprime mortgage crisis in 2008. After the burst of the housing bubble, the share of loans which were ** to *** days past due date climbed to *** percent. The fourth quarter of 2010 witnessed the highest rate of loans in foreclosure, bankruptcy, or deed-in-lieu, amounting to **** percent. In the third quarter of 2024, the foreclosure rate stood at *** percent - the lowest figures on record. Meanwhile, the ** to ** days delinquency rate rose to *** percent and the ** to *** days delinquency rate rose to *** percent, showing an uptick in the late mortgage payments.

The average for 2022 based on 17 countries was 2.28 percent. The highest value was in Peru: 4.12 percent and the lowest value was in Dominican Republic: 0.83 percent. The indicator is available from 2000 to 2023. Below is a chart for all countries where data are available.

Ratio Kredit Bermasalah Amerika Serikat dilaporkan sebesar 1.5 % pada 2025-09. Angka ini tetap dibanding sebelumnya yaitu 1.5 % untuk 2025-06. Data Ratio Kredit Bermasalah Amerika Serikat diperbarui triwulanan, dengan rata-rata 1.5 % dari 1985-03 sampai 2025-09, dengan 163 observasi. Data ini mencapai angka tertinggi sebesar 7.5 % pada 2010-03 dan rekor terendah sebesar 1.2 % pada 2022-09. Data Ratio Kredit Bermasalah Amerika Serikat tetap berstatus aktif di CEIC dan dilaporkan oleh Federal Reserve Board. Data dikategorikan dalam Amerika Serikat Global Database – Table US.KB: Commercial Banks: Charge Off and Delinquency Rates.

Actual value and historical data chart for United States Bank Nonperforming Loans To Gross Loans Percent

Vereinigte Staaten Von Amerikas Non-Performing Loans belief sich im 2024-12 auf 190,685.000 USD Mio.. Dies stellt einen Anstieg im Vergleich zu den vorherigen Zahlen von 178,938.000 USD Mio. für 2024-09 dar. Vereinigte Staaten Von Amerikas Non-Performing Loans werden vierteljährlich aktualisiert, mit einem Durchschnitt von 107,513.500 USD Mio. von 1985-03 bis 2024-12, mit 160 Beobachtungen. Die Daten erreichten ein Allzeithoch in Höhe von 499,195.000 USD Mio. im 2010-03 und ein Rekordtief in Höhe von 58,956.000 USD Mio. im 1994-12. Vereinigte Staaten Von Amerikas Non-Performing Loans Daten behalten den Aktiv-Status in CEIC und werden von CEIC Data gemeldet. Die Daten werden unter World Trend Pluss Global Economic Monitor – Table: Non Performing Loans: USD: Quarterly kategorisiert.

Graph and download economic data for Nonperforming Total Loans (past due 90+ days plus nonaccrual) to Total Loans, Banks with Total Assets from $300M to $1B, Middle Atlantic Census Division (DISCONTINUED) (NPTLTL22) from Q1 1988 to Q3 2020 about Middle Atlantic Census Division, nonperforming, loans, assets, banks, depository institutions, and USA.

United States US: Deposit Takers: Asset Quality: Non Performing Loans to Total Gross Loans data was reported at 0.992 % in Jun 2018. This records a decrease from the previous number of 1.067 % for Mar 2018. United States US: Deposit Takers: Asset Quality: Non Performing Loans to Total Gross Loans data is updated quarterly, averaging 2.546 % from Mar 2009 (Median) to Jun 2018, with 38 observations. The data reached an all-time high of 4.988 % in Mar 2010 and a record low of 0.992 % in Jun 2018. United States US: Deposit Takers: Asset Quality: Non Performing Loans to Total Gross Loans data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s United States – Table US.IMF.FSI: Financial Soundness Indicators: Quarterly.

In 2022, Peru ranked first by ratio of non-performing loans (NLP) to total gross loans among the 18 countries presented in the ranking. Peru's ratio amounted to **** percent, while Ecuador and Trinidad and Tobago, the second and third countries, had records amounting to **** percent and **** percent, respectively.

Bank Non-Performing Loans to Gross Loans for Georgia was 2.27% in January of 2020, according to the United States Federal Reserve. Historically, Bank Non-Performing Loans to Gross Loans for Georgia reached a record high of 11.60 in January of 2001 and a record low of 0.80 in January of 2006. Trading Economics provides the current actual value, an historical data chart and related indicators for Bank Non-Performing Loans to Gross Loans for Georgia - last updated from the United States Federal Reserve on December of 2025.