Key information about United States Bank Lending Rate

• United States Bank Lending Rate was reported at 7.500 % pa in Mar 2025.
• This stayed constant from the previous number of 7.500 % pa for Mar 2025.
• US Bank Lending Rate data is updated daily, averaging 4.250 % pa from Aug 1955 to 24 Mar 2025, with 25436 observations.
• The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
• US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Bank Lending Rate in the United States remained unchanged at 7.50 percent in June. This dataset provides - United States Average Monthly Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

China Lending Rate: USD: 3-6 Month data was reported at 4.980 % pa in Dec 2024. This records a decrease from the previous number of 5.080 % pa for Nov 2024. China Lending Rate: USD: 3-6 Month data is updated monthly, averaging 2.700 % pa from Jan 2009 (Median) to Dec 2024, with 192 observations. The data reached an all-time high of 5.880 % pa in May 2024 and a record low of 0.990 % pa in Jun 2021. China Lending Rate: USD: 3-6 Month data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Lending Rate: USD.

Lending interest rate (%) in United States was reported at 3.25 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Indonesia Lending Rate USD: Working Capital: Commercial Bank data was reported at 4.470 % pa in Jun 2019. This records an increase from the previous number of 4.390 % pa for May 2019. Indonesia Lending Rate USD: Working Capital: Commercial Bank data is updated monthly, averaging 5.520 % pa from Sep 2000 (Median) to Jun 2019, with 226 observations. The data reached an all-time high of 10.170 % pa in Nov 2000 and a record low of 3.760 % pa in Apr 2014. Indonesia Lending Rate USD: Working Capital: Commercial Bank data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2024-12-20 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

The benchmark interest rate in the United States was last recorded at 4.50 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Argentina Lending Rate: Weighted Average: Foreign Borrowings: USD: Non Related Foreign Financial Entities data was reported at 7.870 % pa in Mar 2025. This records an increase from the previous number of 7.510 % pa for Feb 2025. Argentina Lending Rate: Weighted Average: Foreign Borrowings: USD: Non Related Foreign Financial Entities data is updated monthly, averaging 4.495 % pa from Oct 1994 (Median) to Mar 2025, with 366 observations. The data reached an all-time high of 10.520 % pa in Oct 2023 and a record low of 0.000 % pa in Nov 2021. Argentina Lending Rate: Weighted Average: Foreign Borrowings: USD: Non Related Foreign Financial Entities data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.M007: Lending Rate: Foreign Financial Institutions.

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of **** percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of May 2025, the prime rate stood at *** percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to 5.25-5.5 percent by year-end. This aggressive monetary tightening was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of **** percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Interbank Rates: Total for United States (IR3TIB01USM156N) from Jun 1964 to May 2025 about interbank, 3-month, yield, interest rate, interest, rate, and USA.

China Lending Rate: USD: 1 Year data was reported at 5.330 % pa in Dec 2024. This records an increase from the previous number of 5.090 % pa for Nov 2024. China Lending Rate: USD: 1 Year data is updated monthly, averaging 3.005 % pa from Jan 2003 (Median) to Dec 2024, with 252 observations. The data reached an all-time high of 6.434 % pa in Aug 2006 and a record low of 0.780 % pa in Jun 2021. China Lending Rate: USD: 1 Year data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Lending Rate: USD.

Explore interest rates on Saudi Riyals deposits, including the SRL Rate Minus US $ Rate, maturity period, and more. Access data related to money, banks, and monthly reports from the Saudi Arabian Monetary Authority (SAMA).

Saudi Riyal, U.S. Dollar, Interest Rate Differential SRL Rate Minus US $ Rate, Maturity period, Money, Bank, SAMA Monthly



Saudi Arabia

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Bank Lending Rate in Ukraine increased to 19.63 percent in May from 18.98 percent in April of 2025. This dataset provides - Ukraine Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Indonesia Lending Rate USD: Investment: Commercial Bank data was reported at 5.330 % pa in Jun 2019. This records a decrease from the previous number of 5.350 % pa for May 2019. Indonesia Lending Rate USD: Investment: Commercial Bank data is updated monthly, averaging 6.240 % pa from Sep 2000 (Median) to Jun 2019, with 226 observations. The data reached an all-time high of 10.420 % pa in Nov 2000 and a record low of 4.730 % pa in Aug 2011. Indonesia Lending Rate USD: Investment: Commercial Bank data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks.

The 12-month U.S. dollar LIBOR interest rate amounted to **** percent at the end of June 2023. London Interbank Offered Rate (LIBOR) is one of the primary benchmarks for inter-bank short term lending interest rates around the world, and had declined significantly since reaching its peak of **** percent in November 2018, but increased again throughout 2022 and first half of 2023, recording its new highest value in June.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Federal Funds Rate: Total for United States (IRSTFR01USM156N) from Jan 1960 to Dec 2023 about federal, interest rate, interest, rate, and USA.

Policy interest rates in the U.S. and Europe are forecasted to decrease gradually between 2024 and 2027, following exceptional increases triggered by soaring inflation between 2021 and 2023. The U.S. federal funds rate stood at **** percent at the end of 2023, the European Central Bank deposit rate at **** percent, and the Swiss National Bank policy rate at **** percent. With inflationary pressures stabilizing, policy interest rates are forecast to decrease in each observed region. The U.S. federal funds rate is expected to decrease to *** percent, the ECB refi rate to **** percent, the Bank of England bank rate to **** percent, and the Swiss National Bank policy rate to **** percent by 2025. An interesting aspect to note is the impact of these interest rate changes on various economic factors such as growth, employment, and inflation. The impact of central bank policy rates The U.S. federal funds effective rate, crucial in determining the interest rate paid by depository institutions, experienced drastic changes in response to the COVID-19 pandemic. The subsequent slight changes in the effective rate reflected the efforts to stimulate the economy and manage economic factors such as inflation. Such fluctuations in the federal funds rate have had a significant impact on the overall economy. The European Central Bank's decision to cut its fixed interest rate in June 2024 for the first time since 2016 marked a significant shift in attitude towards economic conditions. The reasons behind the fluctuations in the ECB's interest rate reflect its mandate to ensure price stability and manage inflation, shedding light on the complex interplay between interest rates and economic factors. Inflation and real interest rates The relationship between inflation and interest rates is critical in understanding the actions of central banks. Central banks' efforts to manage inflation through interest rate adjustments reveal the intricate balance between economic growth and inflation. Additionally, the concept of real interest rates, adjusted for inflation, provides valuable insights into the impact of inflation on the economy.

Lending Rate in Indonesia remained unchanged at 6.25 percent in June. This dataset provides - Indonesia Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

As of October 2024, the average commercial bank loans in Turkey in Turkish lira was **** percent, as compared to **** percent in euros and *** percent for U.S. dollar loans.

Bank Lending Rate in Brazil increased to 58.20 percent in May from 57.60 percent in April of 2025. This dataset provides - Brazil Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.