Graph and download economic data for 30-Year Fixed Rate USDA Mortgage Index (OBMMIUSDA30YF) from 2017-01-03 to 2025-09-09 about USDA, 30-year, mortgage, fixed, rate, indexes, and USA.

30-Year Fixed USDA Mortgage Rates - Historical chart and current data through 2025.

Type of Mortgage Loan:Conventional Mortgage Loans: Backed by private investors and typically require a down payment of 20% or more.Jumbo Loans: Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.Government-insured Mortgage Loans: Backed by the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), or U.S. Department of Agriculture (USDA).Others: Includes non-QM loans, reverse mortgages, and shared equity programs.Mortgage Loan Terms:30-year Mortgage: The most common term, offering low monthly payments but higher overall interest costs.20-year Mortgage: Offers a shorter repayment period and lower long-term interest costs.15-year Mortgage: The shortest term, providing lower interest rates and faster equity accumulation.Others: Includes adjustable-rate mortgages (ARMs) and balloons loans.Interest Rate:Fixed-rate Mortgage Loan: Offers a stable interest rate over the life of the loan.Adjustable-rate Mortgage Loan (ARM): Offers an initial interest rate that may vary after a certain period, potentially leading to higher or lower monthly payments.Provider:Primary Mortgage Lender: Originates and services mortgages directly to borrowers.Secondary Mortgage Lender: Purchases mortgages from originators and packages them into securities for sale to investors. Key drivers for this market are: Digital platforms and AI-driven credit assessments have simplified the application process, improving accessibility and borrower experience. Potential restraints include: Fluctuations in interest rates significantly impact borrowing costs, affecting loan demand and affordability. Notable trends are: The adoption of online portals and mobile apps is transforming the mortgage process with faster approvals and greater transparency.

Graph and download economic data for Government-Sponsored Enterprises; Farm Mortgages Held by Farm Credit System; Asset (USDA), Transactions (BOGZ1FA403065693A) from 1946 to 2024 about USDA, GSE, transactions, agriculture, credits, mortgage, assets, and USA.

Graph and download economic data for U.S.-Chartered Depository Institutions; Farm Mortgages; Asset (USDA), Transactions (BOGZ1FA763065633A) from 1946 to 2024 about USDA, U.S.-chartered, agriculture, mortgage, transactions, assets, and USA.

Graph and download economic data for U.S.-Chartered Depository Institutions; Farm Mortgages; Asset (USDA), Transactions (BOGZ1FA763065633Q) from Q4 1946 to Q1 2025 about USDA, U.S.-chartered, transactions, agriculture, mortgage, assets, and USA.

Graph and download economic data for Government-Sponsored Enterprises; Farm Mortgages Held by Farm Credit System; Asset (USDA), Transactions (BOGZ1FA403065693Q) from Q4 1946 to Q1 2025 about USDA, GSE, transactions, agriculture, credits, mortgage, assets, and USA.