As of November 2024, the average variable mortgage interest rate for Australian owner-occupier borrowers with outstanding loans was around 6.3 percent. In comparison, the average investor interest rate for outstanding loans was approximately 6.6 percent. New loan interest rates for owner-occupiers and investors were slightly lower that month, at 6.2 and 6.5 percent, respectively.

As of the end of December 2024, the average mortgage interest rate for Australian owner-occupier borrowers was around 6.1 percent. In comparison, the average investor interest rate was approximately 6.5 percent. These rates refer to outstanding housing loans from banks and registered financial corporations. New loans financed in that month had even higher interest rates, at 6.2 percent for owner-occupiers and 6.5 percent for investors, respectively.