This data article describes a dataset that consists of key statistics on the activities of 45 Vietnamese banks (e.g., deposits, loans, assets, and labor productivity) operated during the 2002-2021 period, yielding a total of 643 bank-year observations. This is the first systematic compilation of data on the split of state vs. private ownership and foreign vs. domestic banks. Consequently, this arrives at a unique set of variables and indicators that allows capturing the development and performance of the Vietnamese banking sector over time along many different dimensions. It can play an important role for financial analysts, researchers and education in banking efficiency and performance, risk and profit/revenue management, machine learning, and in other fields.

Bank concentration (%) in Vietnam was reported at 37.85 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Bank concentration - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

In the first six months of 2024, the capital adequacy ratio (CAR) was estimated at approximately **** percent among banks in Vietnam. This was the first time since the pandemic that the banking industry in the country reached the pre-pandemic CAR.

Vietnam VN: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Female: % of Population Aged 15+ data was reported at 30.420 % in 2017. This records a decrease from the previous number of 32.031 % for 2014. Vietnam VN: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Female: % of Population Aged 15+ data is updated yearly, averaging 30.420 % from Dec 2011 (Median) to 2017, with 3 observations. The data reached an all-time high of 32.031 % in 2014 and a record low of 18.909 % in 2011. Vietnam VN: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Female: % of Population Aged 15+ data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Bank Account Ownership. Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).; ; Demirguc-Kunt et al., 2018, Global Financial Inclusion Database, World Bank.; Weighted average; Each economy is classified based on the classification of World Bank Group's fiscal year 2018 (July 1, 2017-June 30, 2018).

Vietnam Joint Stock Commercial Banks: Total Assets data was reported at 4,196,607.000 VND bn in May 2018. This records an increase from the previous number of 4,115,747.000 VND bn for Apr 2018. Vietnam Joint Stock Commercial Banks: Total Assets data is updated monthly, averaging 2,719,631.000 VND bn from Jul 2012 (Median) to May 2018, with 71 observations. The data reached an all-time high of 4,196,607.000 VND bn in May 2018 and a record low of 2,081,103.000 VND bn in Oct 2012. Vietnam Joint Stock Commercial Banks: Total Assets data remains active status in CEIC and is reported by State Bank of Vietnam. The data is categorized under Global Database’s Vietnam – Table VN.KB008: Banking Statistics: Key Statistical Ratios.

According to a survey conducted in Vietnam in 2022, about ** percent of the respondents confirmed having a deposit account, while ** percent claimed to own credit cards. In comparison, around ** percent of surveyed bank account holders said they had a life insurance.

Bank net interest margin (%) in Vietnam was reported at 3.3483 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Bank net interest margin - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

Bank Z-score in Vietnam was reported at 14.66 Score in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Bank Z-score - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

Version 3.0 with 2023 data - Updated July 2024.

Vietnam VN: Banking Institutions: Demand Deposits data was reported at 986,529,003.706 VND mn in Mar 2018. This records an increase from the previous number of 972,619,029.779 VND mn for Dec 2017. Vietnam VN: Banking Institutions: Demand Deposits data is updated quarterly, averaging 102,089,363.000 VND mn from Dec 1992 (Median) to Mar 2018, with 98 observations. The data reached an all-time high of 986,529,003.706 VND mn in Mar 2018 and a record low of 3,379,013.000 VND mn in Mar 1993. Vietnam VN: Banking Institutions: Demand Deposits data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Vietnam – Table VN.IMF.IFS: Financial System: Deposit Money Banks: Quarterly.

In 2023, Vietnam's financial, banking and insurance sector accounted for a GDP value of approximately ****** trillion Vietnamese dong, equivalent to *** percent of the country's total GDP. In that year, Vietnam's total GDP amounted to around **** thousand trillion Vietnamese dong.

Vietnam Joint Venture, Foreign Banks and Branches: Total Assets data was reported at 1,008,833.000 VND bn in May 2018. This records an increase from the previous number of 961,019.000 VND bn for Apr 2018. Vietnam Joint Venture, Foreign Banks and Branches: Total Assets data is updated monthly, averaging 731,106.000 VND bn from Jul 2012 (Median) to May 2018, with 71 observations. The data reached an all-time high of 1,008,833.000 VND bn in May 2018 and a record low of 507,268.000 VND bn in Oct 2012. Vietnam Joint Venture, Foreign Banks and Branches: Total Assets data remains active status in CEIC and is reported by State Bank of Vietnam. The data is categorized under Global Database’s Vietnam – Table VN.KB008: Banking Statistics: Key Statistical Ratios.

Vietnam Bank for Social Policies: Total Assets data was reported at 189,888.000 VND bn in May 2018. This records an increase from the previous number of 185,792.000 VND bn for Apr 2018. Vietnam Bank for Social Policies: Total Assets data is updated monthly, averaging 162,655.000 VND bn from Oct 2015 (Median) to May 2018, with 32 observations. The data reached an all-time high of 189,888.000 VND bn in May 2018 and a record low of 144,204.000 VND bn in Dec 2015. Vietnam Bank for Social Policies: Total Assets data remains active status in CEIC and is reported by State Bank of Vietnam. The data is categorized under Global Database’s Vietnam – Table VN.KB008: Banking Statistics: Key Statistical Ratios.

As of the third quarter of 2023, the return on equity of state-owned banks reached approximately **** percent in Vietnam. In that period, the return on equity of the whole banking system in Vietnam was around **** percent.

2022)

All reporting countries - Cross-border total liabilities of banks with headquaters in All countries (total) vis-a-vis residents of Vietnam, banks, related offices (amounts outstanding / stocks, all instruments in all currencies (=d+f+u), All currencies )

Deposit money banks'' assets to GDP (%) in Vietnam was reported at 136 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Deposit money banks' assets to GDP - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

Vietnam: People with bank accounts, percent of the population over 14 years of age: The latest value from 2017 is 30.02 percent, a decline from 30.86 percent in 2014. In comparison, the world average is 58.46 percent, based on data from 144 countries. Historically, the average for Vietnam from 2011 to 2017 is 27.42 percent. The minimum value, 21.37 percent, was reached in 2011 while the maximum of 30.86 percent was recorded in 2014.

Graph and download economic data for Geographical Outreach: Number of Commercial Banks for Vietnam (VNMFCIODCNUM) from 2004 to 2023 about Viet Nam, banks, and depository institutions.

Vietnam ROA: Joint Stock Commercial Banks data was reported at 0.280 % in Mar 2018. This records a decrease from the previous number of 0.740 % for Dec 2017. Vietnam ROA: Joint Stock Commercial Banks data is updated quarterly, averaging 0.305 % from Sep 2012 (Median) to Mar 2018, with 22 observations. The data reached an all-time high of 0.740 % in Dec 2017 and a record low of 0.100 % in Mar 2016. Vietnam ROA: Joint Stock Commercial Banks data remains active status in CEIC and is reported by State Bank of Vietnam. The data is categorized under Global Database’s Vietnam – Table VN.KB008: Banking Statistics: Key Statistical Ratios.