The benchmark interest rate in Vietnam was last recorded at 4.50 percent. This dataset provides the latest reported value for - Vietnam Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

In 2023, the real interest rate in Vietnam increased by 3.5 percentage points (+91.86 percent) compared to 2022. The year 2023 therefore marks a significant change in the real interest rate compared to the previous year. Real interest rate is the adjusted lending interest rate to remove the effects of inflation, as measured by the GDP deflator (implicit price deflator).Find more statistics on other topics about Vietnam with key insights such as domestic credit to the private sector as a share of GDP, deposit interest rate, and number of automated teller machines (ATMs).

Deposit Interest Rate in Vietnam increased to 4.78 percent in 2023 from 3.82 percent in 2022. This dataset includes a chart with historical data for Deposit Interest Rate in Vietnam.

Key information about Vietnam Policy Rate

• Vietnam cash rate (Policy Rate: Month End: Discount Rate) was set at 3.00 % pa in Feb 2025, compared with 3.00 % pa in the previous Jan 2025.
• Vietnam Policy Rate averaged 4.50 % pa and is updated monthly, available from Aug 2003 to Feb 2025.
• The data reached an all-time high of 13.00 % pa in Feb 2012 and a record low of 2.50 % pa in Aug 2022.

• In the latest reports, Vietnam Short Term Interest Rate: Month End: VNIBOR: 3 Months was reported at 5.35 % pa in Jan 2025.
• Vietnam Exchange Rate against USD averaged 23,725.88 (USD/VND) in Jun 2023.

Vietnam VN: Deposit Interest Rate data was reported at 4.780 % pa in 2017. This records a decrease from the previous number of 4.800 % pa for 2016. Vietnam VN: Deposit Interest Rate data is updated yearly, averaging 7.259 % pa from Dec 1993 (Median) to 2017, with 22 observations. The data reached an all-time high of 22.040 % pa in 1993 and a record low of 3.653 % pa in 2000. Vietnam VN: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Real interest rate (%) in Vietnam was reported at 7.278 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

Key information about Vietnam Short Term Interest Rate

• Vietnam Short Term Interest Rate: Month End: VNIBOR: 3 Months was reported at 5.50 % pa in Feb 2025, compared with 5.35 % pa in the previous month.
• Vietnam Short Term Interest Rate data is updated monthly, available from Jul 2004 to Feb 2025.
• The data reached an all-time high of 16.58 % pa in Aug 2008 and a record low of 1.11 % pa in Jan 2021.
• Short Term Interest Rate is reported by reported by State Bank of Vietnam.
• The cash rate (Policy Rate: Month End: Discount Rate) was set at 3.00 % pa in Feb 2025.
• Vietnam Exchange Rate against USD averaged 23,725.88 (USD/VND) in Jun 2023.

Interest rate spread (lending rate minus deposit rate, %) in Vietnam was reported at 4.542 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Vietnam VN: Interest Rate Spread data was reported at 2.620 % pa in 2017. This records an increase from the previous number of 2.160 % pa for 2016. Vietnam VN: Interest Rate Spread data is updated yearly, averaging 3.147 % pa from Dec 1993 (Median) to 2017, with 22 observations. The data reached an all-time high of 10.143 % pa in 1993 and a record low of 1.942 % pa in 2010. Vietnam VN: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

In 2023, the deposit interest rate in Vietnam increased by one percentage points (+26.18 percent) compared to 2022. In total, the deposit interest rate amounted to 4.78 percent in 2023. A deposit interest rate is the percentage of profit someone earns on their money in an interest-bearing account with a financial institution. Essentially, it is the money that banks, and credit unions pay someone for keeping their money in their institutions.Find more statistics on other topics about Vietnam with key insights such as number of automated teller machines (ATMs), broad money as a percentage of GDP, and domestic credit to the private sector as a share of GDP.

Lending interest rate (%) in Vietnam was reported at 9.323 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

Bank deposit interest rate, percent in Vietnam, April, 2025 The most recent value is 5 percent as of April 2025, an increase compared to the previous value of 4.95 percent. Historically, the average for Vietnam from April 2017 to April 2025 is 5.87 percent. The minimum of 4.6 percent was recorded in July 2024, while the maximum of 7.95 percent was reached in April 2023. | TheGlobalEconomy.com

Vietnam VN: Real Interest Rate data was reported at 3.145 % pa in 2017. This records a decrease from the previous number of 5.785 % pa for 2016. Vietnam VN: Real Interest Rate data is updated yearly, averaging 4.167 % pa from Dec 1993 (Median) to 2017, with 23 observations. The data reached an all-time high of 12.577 % pa in 1993 and a record low of -6.553 % pa in 2005. Vietnam VN: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Deposit interest rate (%) in Vietnam was reported at 4.781 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Deposit interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

In 2023, the average interest rate for deposits above 24 months in Vietnamese dong was approximately **** percent. The interest rate for demand deposits in Vietnam reached **** percent in the same year. All deposit interest rates experienced an increase from the previous year.

Vietnam VN: Lending Interest Rate data was reported at 7.400 % pa in 2017. This records an increase from the previous number of 6.960 % pa for 2016. Vietnam VN: Lending Interest Rate data is updated yearly, averaging 11.025 % pa from Dec 1993 (Median) to 2017, with 23 observations. The data reached an all-time high of 32.182 % pa in 1993 and a record low of 6.960 % pa in 2016. Vietnam VN: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Interbank Rate in Vietnam increased to 4.75 percent on Wednesday July 9 from 4.64 in the previous day. This dataset provides - Vietnam Interbank Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

The yield on Vietnam 10Y Bond Yield eased to 3.35% on July 14, 2025, marking a 0 percentage point decrease from the previous session. Over the past month, the yield has edged up by 0.08 points and is 0.45 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. Vietnam 10-Year Government Bond Yield - values, historical data, forecasts and news - updated on July of 2025.

Vietnam Open Market Operation: Bid: Interest Rate: Highest data was reported at 5.000 % in 2017. This stayed constant from the previous number of 5.000 % for 2016. Vietnam Open Market Operation: Bid: Interest Rate: Highest data is updated yearly, averaging 5.250 % from Dec 2012 (Median) to 2017, with 6 observations. The data reached an all-time high of 14.000 % in 2012 and a record low of 5.000 % in 2017. Vietnam Open Market Operation: Bid: Interest Rate: Highest data remains active status in CEIC and is reported by State Bank of Vietnam. The data is categorized under Global Database’s Vietnam – Table VN.Z004: Open Market Operation.

In 2024, the average inflation rate in Vietnam amounted to 3.62 percent compared to the previous year. After a severe drop below one percent in 2015, Vietnam’s inflation seems to have stabilized again and is expected to level off at around 3.4 percent in the next few years. Vietnam’s economic struggles Around 2012, Vietnam suffered the consequences of the global economic crisis and domestic economic mismanagement, which saw enterprises going bankrupt, inflation peaking at over nine percent, and gross domestic product slumping to a dramatic low. Fortunately, the country recovered quickly and seemed out of the red and on a stable path by 2016. Rich in riceVietnam’s economy is largely rooted in services and industry, but around 16 percent of it is generated by agriculture, mainly rice cultivation. Almost half of the Vietnamese workforce is active in this sector. Vietnam is, in fact, one of the largest exporters of rice in the world, but also one of the main consumers. Paddy production in Vietnam has decreased a bit in the last few years, but overall, the country’s economy is perceived to improving.