The benchmark interest rate in Vietnam was last recorded at 4.50 percent. This dataset provides the latest reported value for - Vietnam Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

In 2023, the real interest rate in Vietnam increased by 3.5 percentage points (+91.86 percent) compared to 2022. The year 2023 therefore marks a significant change in the real interest rate compared to the previous year. Real interest rate is the adjusted lending interest rate to remove the effects of inflation, as measured by the GDP deflator (implicit price deflator).Find more statistics on other topics about Vietnam with key insights such as domestic credit to the private sector as a share of GDP, deposit interest rate, and number of automated teller machines (ATMs).

Vietnam VN: Interest Rate Spread data was reported at 2.620 % pa in 2017. This records an increase from the previous number of 2.160 % pa for 2016. Vietnam VN: Interest Rate Spread data is updated yearly, averaging 3.147 % pa from Dec 1993 (Median) to 2017, with 22 observations. The data reached an all-time high of 10.143 % pa in 1993 and a record low of 1.942 % pa in 2010. Vietnam VN: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

In 2023, the average interest rate for deposits above 24 months in Vietnamese dong was approximately 7.11 percent. The interest rate for demand deposits in Vietnam reached 0.34 percent in the same year. All deposit interest rates experienced an increase from the previous year.

Vietnam VN: Real Interest Rate data was reported at 3.145 % pa in 2017. This records a decrease from the previous number of 5.785 % pa for 2016. Vietnam VN: Real Interest Rate data is updated yearly, averaging 4.167 % pa from Dec 1993 (Median) to 2017, with 23 observations. The data reached an all-time high of 12.577 % pa in 1993 and a record low of -6.553 % pa in 2005. Vietnam VN: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Real interest rate (%) in Vietnam was reported at 7.278 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

Key information about Vietnam Short Term Interest Rate

• Vietnam Short Term Interest Rate: Month End: VNIBOR: 3 Months was reported at 5.50 % pa in Feb 2025, compared with 5.35 % pa in the previous month.
• Vietnam Short Term Interest Rate data is updated monthly, available from Jul 2004 to Feb 2025.
• The data reached an all-time high of 16.58 % pa in Aug 2008 and a record low of 1.11 % pa in Jan 2021.
• Short Term Interest Rate is reported by reported by State Bank of Vietnam.
• The cash rate (Policy Rate: Month End: Discount Rate) was set at 3.00 % pa in Feb 2025.
• Vietnam Exchange Rate against USD averaged 23,725.88 (USD/VND) in Jun 2023.

Interest rate spread (lending rate minus deposit rate, %) in Vietnam was reported at 4.542 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

In 2023, the deposit interest rate in Vietnam increased by one percentage points (+26.18 percent) compared to 2022. In total, the deposit interest rate amounted to 4.78 percent in 2023. A deposit interest rate is the percentage of profit someone earns on their money in an interest-bearing account with a financial institution. Essentially, it is the money that banks, and credit unions pay someone for keeping their money in their institutions.Find more statistics on other topics about Vietnam with key insights such as number of automated teller machines (ATMs), broad money as a percentage of GDP, and domestic credit to the private sector as a share of GDP.

Vietnam VN: Lending Interest Rate data was reported at 7.400 % pa in 2017. This records an increase from the previous number of 6.960 % pa for 2016. Vietnam VN: Lending Interest Rate data is updated yearly, averaging 11.025 % pa from Dec 1993 (Median) to 2017, with 23 observations. The data reached an all-time high of 32.182 % pa in 1993 and a record low of 6.960 % pa in 2016. Vietnam VN: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Lending interest rate (%) in Vietnam was reported at 9.323 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on May of 2025.

Key information about Vietnam Policy Rate

• Vietnam cash rate (Policy Rate: Month End: Discount Rate) was set at 3.00 % pa in Feb 2025, compared with 3.00 % pa in the previous Jan 2025.
• Vietnam Policy Rate averaged 4.50 % pa and is updated monthly, available from Aug 2003 to Feb 2025.
• The data reached an all-time high of 13.00 % pa in Feb 2012 and a record low of 2.50 % pa in Aug 2022.

• In the latest reports, Vietnam Short Term Interest Rate: Month End: VNIBOR: 3 Months was reported at 5.35 % pa in Jan 2025.
• Vietnam Exchange Rate against USD averaged 23,725.88 (USD/VND) in Jun 2023.

This dataset provides values for INTEREST RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Vietnam VN: Deposit Interest Rate data was reported at 4.780 % pa in 2017. This records a decrease from the previous number of 4.800 % pa for 2016. Vietnam VN: Deposit Interest Rate data is updated yearly, averaging 7.259 % pa from Dec 1993 (Median) to 2017, with 22 observations. The data reached an all-time high of 22.040 % pa in 1993 and a record low of 3.653 % pa in 2000. Vietnam VN: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Viet Nam: Bank lending-deposit interest rate spread : Pour cet indicateur, The International Monetary Fund fournit des données pour la Viet Nam de 1993 à 2020. La valeur moyenne pour Viet Nam pendant cette période était de 3.69 interest rate points avec un minimum de 1.93 interest rate points en 2016 et un maximum de 10.14 interest rate points en 1993.

Interbank Rate in Vietnam decreased to 4.51 percent on Friday June 20 from 5.03 in the previous day. This dataset provides - Vietnam Interbank Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Deposit interest rate (%) in Vietnam was reported at 4.781 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Deposit interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on May of 2025.

Tingkat Bunga Simpanan di Vietnam meningkat menjadi 4,78 persen pada tahun 2023 dari 3,82 persen pada tahun 2022. Nilai saat ini, data historis, perkiraan, statistik, grafik dan kalender ekonomi - Vietnam - Bunga Deposito.

This Decision shall be effective from 01 August 2010 and replace the Decision No. 1565/QD-NHNN dated 24 June 2010 of the Governor of the State Bank on the base interest rate in Vietnamese Dong.

Vietnam Open Market Operation: Bid: Interest Rate: Highest data was reported at 5.000 % in 2017. This stayed constant from the previous number of 5.000 % for 2016. Vietnam Open Market Operation: Bid: Interest Rate: Highest data is updated yearly, averaging 5.250 % from Dec 2012 (Median) to 2017, with 6 observations. The data reached an all-time high of 14.000 % in 2012 and a record low of 5.000 % in 2017. Vietnam Open Market Operation: Bid: Interest Rate: Highest data remains active status in CEIC and is reported by State Bank of Vietnam. The data is categorized under Global Database’s Vietnam – Table VN.Z004: Open Market Operation.