This dataset provides values for RETIREMENT AGE MEN reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Retirement Age Men in the United States increased to 66.83 Years in 2025 from 66.67 Years in 2024. This dataset provides - United States Retirement Age Men - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This dataset provides values for RETIREMENT AGE WOMEN reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Retirement Age Men in Italy remained unchanged at 67 Years in 2025 from 67 Years in 2024. This dataset provides the latest reported value for - Italy Retirement Age - Men - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

A study undertaken at the request of the DHSS/DE to find out why people retire early, at normal retirement age, or after, and to investigate: constraints on working after or just before normal retirement age; effects of various personal, environmental and policy factors on the timing of the decision to retire or the failure to take such a decision. The dataset includes a file of merged common variables created by David Piachaud, Dept. of Social Science and Administration, LSE One-stage stratified or systematic random sample stratified random sample from postal sift Face-to-face interview

Retirement Age Men in Japan increased to 65 Years in 2025 from 64 Years in 2024. This dataset provides - Japan Retirement Age Men - actual values, historical data, forecast, chart, statistics, economic calendar and news.

📖 Dataset Overview

This dataset is designed for financial risk assessment and loan default prediction using machine learning techniques. It includes 300 records, each representing an individual with financial attributes that influence the likelihood of loan default.

📊 Features & Data Structure

The dataset contains the following columns:

• Highly Left-Skewed Column: Retirement Age – Most people retire at older ages, with fewer early retirees.
• Highly Right-Skewed Column: Debt Amount – Most people have low debt, but a few have very high debt.
• Totally Symmetric Column: Monthly Savings – Normally distributed around an average.

📌 Data Generation & Logic

The dataset was synthetically created using statistical distributions that mimic real-world financial behavior:

🔹 Retirement Age (Left-Skewed): Generated using a transformed normal distribution to ensure most values are high (60-85).
🔹 Debt Amount (Right-Skewed): Generated using a log-normal distribution, where most people have low debt, but a few have very high debt.
🔹 Monthly Savings (Symmetric): Normally distributed with mean $2000$ and standard deviation $500$, clipped between $500-$5000.
🔹 Loan Default Risk (Target Variable): Computed using a logistic function, where:
- Lower retirement age ⬆ default risk
- Higher debt ⬆ default risk
- Higher savings ⬇ default risk
- The probability threshold was adjusted to balance 0s and 1s.

Retirement Age Men in Canada remained unchanged at 65 Years in 2025 from 65 Years in 2024. This dataset provides - Canada Retirement Age Men - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Retirement Age Men in Sweden remained unchanged at 63 Years in 2025 from 63 Years in 2024. This dataset provides - Sweden Retirement Age Men - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Abstract

Many of North Volta Rural Bank's customers who are salaried workers, and therefore receive their pay via direct deposit to NVRB, make frequent use of high interest payday loans (temporary overdrafts). As part of a randomized controlled trial, including 245 men and 75 women, NVRB offered a product to these customers in which they commit to having a fixed amount taken directly from their salary and put in a commitment savings account, for an 18-month period.

The key questions this study is designed to answer are (i) How do individuals adjust their finances in response to regular, automated savings withdrawals? (ii) What do they spend the lump sum on? (iii) Are there any long-term impacts of having participated in the commitment savings program on economic activities, savings, debt, or spending behavior? (iv) How are these impacts different for men versus for women?

The baseline survey data collection for this study took place during September and October 2013. This baseline dataset includes data from 318 individuals: 243 men and 75 women.

Geographic coverage

The study sample is comprised of individuals holding bank accounts with North Volta Rural Bank (NVRB), which is a fairly small bank with just eight branches, all of which are in the northern part of Ghana’s Volta Region. NVRB’s eight branches are located in eight communities across five districts: Dambai in Kratchi East District; Abotoase in the Biakoye District; Ayoma, Guaman and Jasikan in Jasikan District; Kedjebi and Papase in Kedjebi District; and Nkwanta in the Nkwanta South District. Study participants reside in predominantly rural communities in the following districts: Jasikan, Kratchi East, Kratchi West, Biakoye, Nkwanta North, Nkwanta South. Additionally, some study participants live in the larger municipalities of Hohoe and Kpando.

Analysis unit

Individuals

Universe

This baseline survey dataset is comprised of 318 individuals who are account-holders with North Volta Rural Bank and who have their salary directly deposited into an NVRB account, and who consented to participate in this baseline survey.

Gender: 243 are men and 75 are women.

Occupation: All are salaried workers. 31 are staff of NVRB, and most of the other 287 individuals are civil servants. Many are also involved in other livelihood activities.

Education: Most study participants are secondary school graduates.

Age: All are between the ages of 18 and 57 at the time of baseline. 18 is the minimum age for holding a bank account with NVRB, and the study sought to exclude individuals who would retire during the study’s two-year duration, and Ghanaian civil servants are required to retire at age 60. At baseline, the average age of study participants was 30.

Residence: All resided in the study area at the time of the baseline survey.

Mode of data collection

Face-to-face [f2f]

Research instrument

Data was collected from individuals using a household survey administered to the study participants. The survey was written and administered in English, and took approximately 90 to 120 minutes to administer.

The questionnaire covers the following: 1 - Respondent ID and survey information 2 - Demographics 3- Questions using a 10-step ladder 4 - Expenditures 5 - Hypothetical use of a hypothetical lump-sum transfer 6 - General questions on finances, financial strain, self-control, and financial literacy 7 - Time preferences 8 - Household roster, including financial support provided to individuals outside of the household 9 - Food security and financial shocks 10 - Housing quality and household assets 11 - Income 12 - Savings 13 - Debt 14 - Intra-household decision-making and preference alignment 15 - Livestock 16 - Land

Cleaning operations

Survey responses were recorded on paper, and were entered using double-data entry and reconciliation.

Data appraisal

A minimum of 10% of survey participants were visited by an independent auditor who completed an audit questionnaire with the household, which was then compared to the household survey for that individual. Discrepancies found during the audit resulted in additional training, guidance, and changes in personnel as needed.

Retirement Age Men in Germany remained unchanged at 66 Years in 2025 from 66 Years in 2024. This dataset provides the latest reported value for - Germany Retirement Age - Men - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Retirement Age Men in Greece remained unchanged at 67 Years in 2025 from 67 Years in 2024. This dataset provides the latest reported value for - Greece Retirement Age - Men - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Retirement Age Men in South Korea remained unchanged at 60 Years in 2025 from 60 Years in 2024. This dataset provides - South Korea Retirement Age Men - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Retirement Age Men in Saudi Arabia remained unchanged at 60 Years in 2025 from 60 Years in 2024. This dataset provides - Saudi Arabia Retirement Age Men- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Retirement Age Women in Germany remained unchanged at 66 Years in 2025 from 66 Years in 2024. This dataset provides the latest reported value for - Germany Retirement Age - Women - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Retirement Age Women in Australia remained unchanged at 67 Years in 2025 from 67 Years in 2024. This dataset provides - Australia Retirement Age Women - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Retirement Age Women in South Africa remained unchanged at 60 Years in 2024 from 60 Years in 2023. This dataset provides - South Africa Retirement Age Women - actual values, historical data, forecast, chart, statistics, economic calendar and news.