35 datasets found
  1. T

    United States 30-Year Mortgage Rate

    • tradingeconomics.com
    • pt.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jul 3, 2025
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    TRADING ECONOMICS (2025). United States 30-Year Mortgage Rate [Dataset]. https://tradingeconomics.com/united-states/30-year-mortgage-rate
    Explore at:
    csv, json, xml, excelAvailable download formats
    Dataset updated
    Jul 3, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Apr 1, 1971 - Jul 3, 2025
    Area covered
    United States
    Description

    30 Year Mortgage Rate in the United States decreased to 6.67 percent in July 3 from 6.77 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

  2. Lending Club Loan Data Analysis - Deep Learning

    • kaggle.com
    Updated Aug 9, 2023
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    Deependra Verma (2023). Lending Club Loan Data Analysis - Deep Learning [Dataset]. https://www.kaggle.com/datasets/deependraverma13/lending-club-loan-data-analysis-deep-learning
    Explore at:
    CroissantCroissant is a format for machine-learning datasets. Learn more about this at mlcommons.org/croissant.
    Dataset updated
    Aug 9, 2023
    Dataset provided by
    Kagglehttp://kaggle.com/
    Authors
    Deependra Verma
    Description

    DESCRIPTION

    Create a model that predicts whether or not a loan will be default using the historical data.

    Problem Statement:

    For companies like Lending Club correctly predicting whether or not a loan will be a default is very important. In this project, using the historical data from 2007 to 2015, you have to build a deep learning model to predict the chance of default for future loans. As you will see later this dataset is highly imbalanced and includes a lot of features that make this problem more challenging.

    Domain: Finance

    Analysis to be done: Perform data preprocessing and build a deep learning prediction model.

    Content:

    Dataset columns and definition:

    credit.policy: 1 if the customer meets the credit underwriting criteria of LendingClub.com, and 0 otherwise.

    purpose: The purpose of the loan (takes values "credit_card", "debt_consolidation", "educational", "major_purchase", "small_business", and "all_other").

    int.rate: The interest rate of the loan, as a proportion (a rate of 11% would be stored as 0.11). Borrowers judged by LendingClub.com to be more risky are assigned higher interest rates.

    installment: The monthly installments owed by the borrower if the loan is funded.

    log.annual.inc: The natural log of the self-reported annual income of the borrower.

    dti: The debt-to-income ratio of the borrower (amount of debt divided by annual income).

    fico: The FICO credit score of the borrower.

    days.with.cr.line: The number of days the borrower has had a credit line.

    revol.bal: The borrower's revolving balance (amount unpaid at the end of the credit card billing cycle).

    revol.util: The borrower's revolving line utilization rate (the amount of the credit line used relative to total credit available).

    inq.last.6mths: The borrower's number of inquiries by creditors in the last 6 months.

    delinq.2yrs: The number of times the borrower had been 30+ days past due on a payment in the past 2 years.

    pub.rec: The borrower's number of derogatory public records (bankruptcy filings, tax liens, or judgments).

    Steps to perform:

    Perform exploratory data analysis and feature engineering and then apply feature engineering. Follow up with a deep learning model to predict whether or not the loan will be default using the historical data.

    Tasks:

    1. Feature Transformation

    Transform categorical values into numerical values (discrete)

    1. Exploratory data analysis of different factors of the dataset.

    2. Additional Feature Engineering

    You will check the correlation between features and will drop those features which have a strong correlation

    This will help reduce the number of features and will leave you with the most relevant features

    1. Modeling

    After applying EDA and feature engineering, you are now ready to build the predictive models

    In this part, you will create a deep learning model using Keras with Tensorflow backend

  3. Quarterly Market Information Indices - Dataset - data.gov.ie

    • data.gov.ie
    Updated Dec 9, 2016
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    data.gov.ie (2016). Quarterly Market Information Indices - Dataset - data.gov.ie [Dataset]. https://data.gov.ie/dataset/quarterly-market-information-indices
    Explore at:
    Dataset updated
    Dec 9, 2016
    Dataset provided by
    data.gov.ie
    License

    Attribution-ShareAlike 4.0 (CC BY-SA 4.0)https://creativecommons.org/licenses/by-sa/4.0/
    License information was derived automatically

    Description

    House price index is based on average new house price value at loan approval stage and therefore has not been adjusted for changes in the mix of houses and apartments sold. Interest rates is based on building societies mortgage loans, published by Central Statistics Office up to 2007. From 2008 interest rates is average rate of all 'mortgage lenders' reporting to the Central Bank. From 2014 it is based on the floating rate for new customers as published by the Central Bank (Retail interest rates - Table B2.1). The reason for the drop between 2013 and 2014 is due to the difference in methodology - the 2014 data is the weighted average rate on new loan agreements. Further information can be found here: http://www.centralbank.ie/polstats/stats/cmab/Documents/Retail_Interest_Rate_Statistics_Explanatory_Notes.pdf Earnings is based on the average weekly earnings of adult workers in manufacturing industries, published by the Central Statistics Office. This series has been updated since 1996 using a new methodology and therefore it is not directly comparable with those for earlier years. House Construction Cost Index is based on the 1st day of the third month of each quarter. Consumer Price index is based on the Consumer Price Index, published by the Central Statistics Office. The most current data is published on these sheets. Previously published data may be subject to revision. Any change from the originally published data will be highlighted by a comment on the cell in question. These comments will be maintained for at least a year after the date of the value change.

  4. T

    Sweden Interest Rate

    • tradingeconomics.com
    • pt.tradingeconomics.com
    • +12more
    csv, excel, json, xml
    Updated May 8, 2025
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    TRADING ECONOMICS (2025). Sweden Interest Rate [Dataset]. https://tradingeconomics.com/sweden/interest-rate
    Explore at:
    csv, excel, xml, jsonAvailable download formats
    Dataset updated
    May 8, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    May 26, 1994 - Jun 18, 2025
    Area covered
    Sweden
    Description

    The benchmark interest rate in Sweden was last recorded at 2 percent. This dataset provides the latest reported value for - Sweden Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

  5. d

    Mortgage Data, Property Data, Title Data, Ownership Data | Over 150 MM...

    • datarade.ai
    Updated Nov 7, 2024
    + more versions
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    McGRAW (2024). Mortgage Data, Property Data, Title Data, Ownership Data | Over 150 MM Records and 200 Attributes [Dataset]. https://datarade.ai/data-products/mcgraw-mortgage-data-property-data-title-data-ownership-da-mcgraw
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    .xml, .csv, .xls, .sql, .txtAvailable download formats
    Dataset updated
    Nov 7, 2024
    Dataset authored and provided by
    McGRAW
    Area covered
    United States of America
    Description

    Discover the power of McGRAW’s comprehensive data solutions, the industry's largest and most complete property and ownership database in the nation. Additionally, the mortgage industry's most sought-after analytics solutions for loan quality, risk management, compliance, and collateral valuation. These data sets are built to empower businesses with reliable, accurate, and actionable insights across the mortgage, real estate, and title sectors. With access to over 150 million records and 200 attributes, our expansive data repository enables you to streamline decision-making, optimize marketing, and enhance customer targeting across industries. Take a look at the comprehensive data sets below:

    Mortgage Data Our mortgage data encompasses loan origination, borrower profiles, mortgage terms, and payment statuses, providing a complete view of borrowers and mortgage landscapes. We deliver details on active and historical mortgages, including lender information, loan types, interest rates, and mortgage maturity. This empowers financial institutions and analysts to predict market trends, assess creditworthiness, and personalize customer outreach with accuracy.

    Property Data McGRAW’s property data includes detailed attributes on residential and commercial properties, spanning property characteristics, square footage, zoning information, construction dates, and much more. Our data empowers real estate professionals, property appraisers, and investors to make well-informed decisions based on current and historical property details.

    Title Data Our title data service provides a clear view of ownership history and title status, ensuring comprehensive information on property chain-of-title, lien positions, encumbrances, and transaction history. This invaluable data assists title companies, legal professionals, and financial institutions in validating title claims, mitigating risks, and reducing time-to-close.

    Ownership Data McGRAW ownership data supplies in-depth insights into individual and corporate property ownership, offering information on property owners, purchase prices, and ownership duration. This dataset is crucial for due diligence, investment planning, and market analysis, giving businesses the competitive edge to identify opportunities and assess ownership patterns in the marketplace.

    Unmatched Data Quality & Coverage Our data covers the full spectrum of residential and commercial properties in the United States, with attributes verified for accuracy and updated regularly. From state-of-the-art technology to rigorous data validation practices, McGRAW’s data quality stands out, providing the confidence that businesses need to make strategic decisions.

    Why Choose McGRAW Data?

    Extensive Reach: Over 150 million records provide unparalleled depth and breadth of data coverage across all 50 states.

    Diverse Attributes: With 200 attributes across mortgage, property, title, and ownership data, businesses can customize data views for specific needs.

    Actionable Insights: Our data analytics tools and customizable reports translate raw data into valuable insights, helping you stay ahead in the competitive landscape.

    Leverage McGRAW’s data solutions to unlock a holistic view of the mortgage, property, title, and ownership landscapes. For real estate professionals, lenders, and investors seeking data-driven growth, McGRAW provides the tools to elevate decision-making, enhance operational efficiency, and drive business success in today’s data-centric market.

  6. JanataHack Machine Learning for Banking

    • kaggle.com
    Updated May 29, 2020
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    Shravan Kumar Koninti (2020). JanataHack Machine Learning for Banking [Dataset]. https://www.kaggle.com/shravankoninti/janatahack-machine-learning-for-banking/kernels
    Explore at:
    CroissantCroissant is a format for machine-learning datasets. Learn more about this at mlcommons.org/croissant.
    Dataset updated
    May 29, 2020
    Dataset provided by
    Kagglehttp://kaggle.com/
    Authors
    Shravan Kumar Koninti
    Description

    Context

    Have you ever wondered how lenders use various factors such as credit score, annual income, the loan amount approved, tenure, debt-to-income ratio etc. and select your interest rates?

    The process, defined as ‘risk-based pricing’, uses a sophisticated algorithm that leverages different determining factors of a loan applicant. Selection of significant factors will help develop a prediction algorithm which can estimate loan interest rates based on clients’ information. On one hand, knowing the factors will help consumers and borrowers to increase their credit worthiness and place themselves in a better position to negotiate for getting a lower interest rate. On the other hand, this will help lending companies to get an immediate fixed interest rate estimation based on clients information. Here, your goal is to use a training dataset to predict the loan rate category (1 / 2 / 3) that will be assigned to each loan in our test set.

    You can use any combination of the features in the dataset to make your loan rate category predictions. Some features will be easier to use than others.

    Acknowledgements

    https://datahack.analyticsvidhya.com/contest/janatahack-machine-learning-for-banking/True/#ProblemStatement

  7. W

    Annual Market Information Indices

    • cloud.csiss.gmu.edu
    • find.data.gov.scot
    • +5more
    csv
    Updated Feb 26, 2018
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    https://usmart.io/#/org/dhplg (2018). Annual Market Information Indices [Dataset]. https://cloud.csiss.gmu.edu/uddi/dataset/annual-market-information-indices
    Explore at:
    csvAvailable download formats
    Dataset updated
    Feb 26, 2018
    Dataset provided by
    https://usmart.io/#/org/dhplg
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    House price index is based on average new house price value at loan approval stage and therefore has not been adjusted for changes in the mix of houses and apartments sold. Interest rates is based on building societies mortgage loans, published by Central Statistics Office up to 2007.
    From 2008 interest rates is average rate of all 'mortgage lenders' reporting to the Central Bank.
    From 2014 it is based on the floating rate for new customers as published by the Central Bank (Retail interest rates - Table B2.1). The reason for the drop between 2013 and 2014 is due to the difference in methodology - the 2014 data is the weighted average rate on new loan agreements. Further information can be found here:
    http://www.centralbank.ie/polstats/stats/cmab/Documents/Retail_Interest_Rate_Statistics_Explanatory_Notes.pdf
    Earnings is based on the average weekly earnings of adult workers in manufacturing industries, published by the Central Statistics Office. This series has been updated since 1996 using a new methodology and therefore it is not directly comparable with those for earlier years. House Construction Cost Index is based on the 1st day of the third month of each quarter.
    Consumer Price index is based on the Consumer Price Index, published by the Central Statistics Office.
    The most current data is published on these sheets. Previously published data may be subject to revision. Any change from the originally published data will be highlighted by a comment on the cell in question. These comments will be maintained for at least a year after the date of the value change.

  8. A

    ‘Annual Market Information Indices’ analyzed by Analyst-2

    • analyst-2.ai
    Updated Jan 13, 2022
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    Analyst-2 (analyst-2.ai) / Inspirient GmbH (inspirient.com) (2022). ‘Annual Market Information Indices’ analyzed by Analyst-2 [Dataset]. https://analyst-2.ai/analysis/data-europa-eu-annual-market-information-indices-5425/e671e4e1/?iid=001-678&v=presentation
    Explore at:
    Dataset updated
    Jan 13, 2022
    Dataset authored and provided by
    Analyst-2 (analyst-2.ai) / Inspirient GmbH (inspirient.com)
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    Analysis of ‘Annual Market Information Indices’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from http://data.europa.eu/88u/dataset/https-data-usmart-io-org-ae1d5c14-c392-4c3f-9705-537427eeb413-dataset-viewdiscovery-datasetguid-c410c7a0-14c3-442b-b75f-4c230ec59406 on 13 January 2022.

    --- Dataset description provided by original source is as follows ---

    House price index is based on average new house price value at loan approval stage and therefore has not been adjusted for changes in the mix of houses and apartments sold. Interest rates is based on building societies mortgage loans, published by Central Statistics Office up to 2007.
    From 2008 interest rates is average rate of all 'mortgage lenders' reporting to the Central Bank.
    From 2014 it is based on the floating rate for new customers as published by the Central Bank (Retail interest rates - Table B2.1). The reason for the drop between 2013 and 2014 is due to the difference in methodology - the 2014 data is the weighted average rate on new loan agreements. Further information can be found here:
    http://www.centralbank.ie/polstats/stats/cmab/Documents/Retail_Interest_Rate_Statistics_Explanatory_Notes.pdf
    Earnings is based on the average weekly earnings of adult workers in manufacturing industries, published by the Central Statistics Office. This series has been updated since 1996 using a new methodology and therefore it is not directly comparable with those for earlier years. House Construction Cost Index is based on the 1st day of the third month of each quarter.
    Consumer Price index is based on the Consumer Price Index, published by the Central Statistics Office.
    The most current data is published on these sheets. Previously published data may be subject to revision. Any change from the originally published data will be highlighted by a comment on the cell in question. These comments will be maintained for at least a year after the date of the value change.

    --- Original source retains full ownership of the source dataset ---

  9. WB Loan Average Interest Rate by Country / Economy

    • financesone.worldbank.org
    csv, json
    Updated Jul 1, 2025
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    World Bank Group (2025). WB Loan Average Interest Rate by Country / Economy [Dataset]. https://financesone.worldbank.org/wb-loan-average-interest-rate-by-country-economy/DS01597
    Explore at:
    csv, jsonAvailable download formats
    Dataset updated
    Jul 1, 2025
    Dataset provided by
    World Bankhttp://worldbank.org/
    World Bank Grouphttp://www.worldbank.org/
    Authors
    World Bank Group
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    The International Bank for Reconstruction and Development (IBRD) loans are public and publicly guaranteed debt extended by the World Bank Group. IBRD loans are made to, or guaranteed by, countries that are members of IBRD. IBRD may also make loans to IFC. IBRD lends at market rates. Data are in U.S. dollars calculated using historical rates. This dataset contains the latest available snapshot of the Statement of Loans. The World Bank complies with all sanctions applicable to World Bank transactions.

  10. T

    China Loan Prime Rate

    • tradingeconomics.com
    • de.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jun 20, 2025
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    TRADING ECONOMICS (2025). China Loan Prime Rate [Dataset]. https://tradingeconomics.com/china/interest-rate
    Explore at:
    xml, csv, excel, jsonAvailable download formats
    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Oct 25, 2013 - Jun 20, 2025
    Area covered
    China
    Description

    The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

  11. T

    Mexico Interest Rate

    • tradingeconomics.com
    • fr.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jun 26, 2025
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    TRADING ECONOMICS (2025). Mexico Interest Rate [Dataset]. https://tradingeconomics.com/mexico/interest-rate
    Explore at:
    excel, json, csv, xmlAvailable download formats
    Dataset updated
    Jun 26, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Oct 14, 2005 - Jun 26, 2025
    Area covered
    Mexico
    Description

    The benchmark interest rate in Mexico was last recorded at 8 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

  12. Farm Ownership Loans (Direct and Guaranteed)

    • agdatacommons.nal.usda.gov
    • catalog.data.gov
    • +2more
    bin
    Updated Apr 23, 2025
    + more versions
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    USDA Farm Service Agency (2025). Farm Ownership Loans (Direct and Guaranteed) [Dataset]. https://agdatacommons.nal.usda.gov/articles/dataset/Farm_Ownership_Loans_Direct_and_Guaranteed_/25696983
    Explore at:
    binAvailable download formats
    Dataset updated
    Apr 23, 2025
    Dataset provided by
    United States Department of Agriculturehttp://usda.gov/
    Farm Service Agencyhttps://www.fsa.usda.gov/
    Authors
    USDA Farm Service Agency
    License

    CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
    License information was derived automatically

    Description

    "The Farm Service Agency (FSA) makes farm ownership loans to farmers and ranchers who are temporarily unable to obtain private, commercial credit at reasonable rates and terms. Farm ownership loans are used to purchase farmland, construct and repair buildings, and make farm improvements.

    Both guaranteed and direct loans are available through this program. FSA guaranteed loans provide lenders (e.g., banks, Farm Credit System institutions, credit unions) with a guarantee of up to 95 percent of the loss of principal and interest on a loan. The maximum FSA guaranteed farm ownership loan is $1,302 ,000 (adjusted annually based on inflation). Your lender can tell you if a guarantee is the right loan for you.

    Applicants who are unable to qualify for a guaranteed loan may be eligible for a direct loan from FSA. Direct loans are made and serviced by FSA officials using government funds. FSA provides direct loan customers with supervision and credit counseling so that they have a greater chance to be successful. The maximum direct farm ownership loan is $300,000."This record was taken from the USDA Enterprise Data Inventory that feeds into the https://data.gov catalog. Data for this record includes the following resources: Farm Ownership Loans (Direct and Guaranteed) For complete information, please visit https://data.gov.

  13. Real estate Banking - AI Capstone Project

    • kaggle.com
    Updated Jul 30, 2023
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    Deependra Verma (2023). Real estate Banking - AI Capstone Project [Dataset]. https://www.kaggle.com/datasets/deependraverma13/real-estate-banking-ai-capstone-project/versions/1
    Explore at:
    CroissantCroissant is a format for machine-learning datasets. Learn more about this at mlcommons.org/croissant.
    Dataset updated
    Jul 30, 2023
    Dataset provided by
    Kaggle
    Authors
    Deependra Verma
    Description

    DESCRIPTION

    A banking institution requires actionable insights into mortgage-backed securities, geographic business investment, and real estate analysis. The mortgage bank would like to identify potential monthly mortgage expenses for each region based on monthly family income and rental of the real estate. A statistical model needs to be created to predict the potential demand in dollars amount of loan for each of the region in the USA. Also, there is a need to create a dashboard which would refresh periodically post data retrieval from the agencies. The dashboard must demonstrate relationships and trends for the key metrics as follows: number of loans, average rental income, monthly mortgage and owner’s cost, family income vs mortgage cost comparison across different regions. The metrics described here do not limit the dashboard to these few. Dataset Description

    Variables

    Description Second mortgage Households with a second mortgage statistics Home equity Households with a home equity loan statistics Debt Households with any type of debt statistics Mortgage Costs Statistics regarding mortgage payments, home equity loans, utilities, and property taxes Home Owner Costs Sum of utilities, and property taxes statistics Gross Rent Contract rent plus the estimated average monthly cost of utility features High school Graduation High school graduation statistics Population Demographics Population demographics statistics Age Demographics Age demographic statistics Household Income Total income of people residing in the household Family Income Total income of people related to the householder Project Task: Week 1

    Data Import and Preparation:

    Import data.

    Figure out the primary key and look for the requirement of indexing.

    Gauge the fill rate of the variables and devise plans for missing value treatment. Please explain explicitly the reason for the treatment chosen for each variable.

    Exploratory Data Analysis (EDA):

    Perform debt analysis. You may take the following steps:

    Explore the top 2,500 locations where the percentage of households with a second mortgage is the highest and percent ownership is above 10 percent. Visualize using geo-map. You may keep the upper limit for the percent of households with a second mortgage to 50 percent

    Use the following bad debt equation:

    Bad Debt = P (Second Mortgage ∩ Home Equity Loan) Bad Debt = second_mortgage + home_equity - home_equity_second_mortgage Create pie charts to show overall debt and bad debt

    Create Box and whisker plot and analyze the distribution for 2nd mortgage, home equity, good debt, and bad debt for different cities

    Create a collated income distribution chart for family income, house hold income, and remaining income

    Perform EDA and come out with insights into population density and age. You may have to derive new fields (make sure to weight averages for accurate measurements):

    Use pop and ALand variables to create a new field called population density

    Use male_age_median, female_age_median, male_pop, and female_pop to create a new field called median age

    Visualize the findings using appropriate chart type

    Create bins for population into a new variable by selecting appropriate class interval so that the number of categories don’t exceed 5 for the ease of analysis.

    Analyze the married, separated, and divorced population for these population brackets

    Visualize using appropriate chart type

    Please detail your observations for rent as a percentage of income at an overall level, and for different states.

    Perform correlation analysis for all the relevant variables by creating a heatmap. Describe your findings.

    Project Task: Week 2

    Data Pre-processing:

    The economic multivariate data has a significant number of measured variables. The goal is to find where the measured variables depend on a number of smaller unobserved common factors or latent variables.

    Each variable is assumed to be dependent upon a linear combination of the common factors, and the coefficients are known as loadings. Each measured variable also includes a component due to independent random variability, known as “specific variance” because it is specific to one variable. Obtain the common factors and then plot the loadings. Use factor analysis to find latent variables in our dataset and gain insight into the linear relationships in the data.

      Following are the list of latent variables:
    

    Highschool graduation rates

    Median population age

    Second mortgage statistics

    Percent own

    Bad debt expense

    Data Modeling :

    Build a linear Regression model to predict the total monthly expenditure for home mortgages loan.

      Please refer deplotment_RE.xlsx. Column hc_mortgage_mean is predicted variable. This is the mean monthly mortgage and owner costs of specified geographical location.
    
      Note: Exclude loans from prediction model which have NaN (Not a Numb...
    
  14. SEPHER 2.0

    • zenodo.org
    csv
    Updated Mar 16, 2025
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    Marco Tedesco; Marco Tedesco (2025). SEPHER 2.0 [Dataset]. http://doi.org/10.5281/zenodo.15034912
    Explore at:
    csvAvailable download formats
    Dataset updated
    Mar 16, 2025
    Dataset provided by
    Zenodohttp://zenodo.org/
    Authors
    Marco Tedesco; Marco Tedesco
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    2000
    Description

    The purpose of the SEPHER data set is to allow for testing, assessing and generating new analysis and metrics that can address inequalities and climate injustice. The data set was created by Tedesco, M., C. Hultquist, S. E. Char, C. Constantinides, T. Galjanic, and A. D. Sinha.

    SEPHER draws upon four major source datasets: CDC Social Vulnerability Index, FEMA National Risk Index, Home Mortgage Disclosure Act, and Evictions datasets. The data from these source datasets have been merged, cleaned, and standardized and all of the variables documented in the data dictionary.

    CDC Social Vulnerability Index

    CDC Social Vulnerability Index (SVI) dataset is a dataset prepared for the Centers for Disease Control and Prevention for the purpose of assessing the degree of social vulnerability of American communities to natural hazards and anthropogenic events. It contains data on 15 social factors taken or derived from Census reports as well as rankings of each tract based on these individual factors, groups of factors corresponding to four related themes (Socioeconomic, Household Composition & Disability, Minority Status & Language, and Housing Type & Transportation) and overall. The data is available for the years 2000, 2010, 2014, 2016, and 2018.

    FEMA National Risk Index

    The National Risk Index (NRI) dataset compiled by the Federal Emergency Management Agency (FEMA) consists of historic natural disaster data from across the United States at a tract-level. The dataset includes information about 18 natural disasters including earthquakes, tsunamis, wildfires, volcanic activity and many others. Each disaster is detailed out in terms of its frequency, historic impact, potential exposure, expected annual loss and associated risk. The dataset also includes some summary variables for each tract including the total expected loss in terms of building loss, human loss and agricultural loss, the population of the tract, and the area covered by the tract. It finally includes a few more features to characterize the population such as social vulnerability rating and community resilience.

    Home Mortgage Disclosure Act

    The Home Mortgage Disclosure Act (HMDA) dataset contains loan-level data for home mortgages including information on applications, denials, approvals, and institution purchases. It is managed and expanded annually by the Consumer Financial Protection Bureau based on the data collected from financial institutions. The dataset is used by public officials to make decisions and policies, uncover lending patterns and discrimination among mortgage applicants, and investigate if lenders are serving the housing needs of the communities. It covers the period from 2007 to 2017.

    Evictions

    The Evictions dataset is compiled and managed by the Eviction Lab at Princeton University and consists of court records related to eviction cases in the United States between 2000 and 2016. Its purpose is to estimate the prevalence of court-ordered evictions and compare eviction rates among states, counties, cities, and neighborhoods. Besides information on eviction filings and judgments, the dataset includes socioeconomic and real estate data for each tract including race/ethnic origin, household income, poverty rate, property value, median gross rent, rent burden, and others.

  15. Socio-economic, physical, housing, eviction, and risk dataset (SEPHER) ***

    • redivis.com
    application/jsonl +7
    Updated Jan 16, 2023
    + more versions
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    Environmental Impact Data Collaborative (2023). Socio-economic, physical, housing, eviction, and risk dataset (SEPHER) *** [Dataset]. https://redivis.com/datasets/7mkv-4r0gdseef
    Explore at:
    parquet, spss, arrow, csv, avro, sas, stata, application/jsonlAvailable download formats
    Dataset updated
    Jan 16, 2023
    Dataset provided by
    Redivis Inc.
    Authors
    Environmental Impact Data Collaborative
    Time period covered
    Jan 1, 2000 - Dec 31, 2018
    Description

    Abstract

    The purpose of the SEPHER data set is to allow for testing, assessing and generating new analysis and metrics that can address inequalities and climate injustice. The data set was created by Tedesco, M., C. Hultquist, S. E. Char, C. Constantinides, T. Galjanic, and A. D. Sinha.

    Methodology

    SEPHER draws upon four major source datasets: CDC Social Vulnerability Index, FEMA National Risk Index, Home Mortgage Disclosure Act, and Evictions datasets. The data from these source datasets have been merged, cleaned, and standardized and all of the variables documented in the data dictionary.

    CDC Social Vulnerability Index

    CDC Social Vulnerability Index (SVI) dataset is a dataset prepared for the Centers for Disease Control and Prevention for the purpose of assessing the degree of social vulnerability of American communities to natural hazards and anthropogenic events. It contains data on 15 social factors taken or derived from Census reports as well as rankings of each tract based on these individual factors, groups of factors corresponding to four related themes (Socioeconomic, Household Composition & Disability, Minority Status & Language, and Housing Type & Transportation) and overall. The data is available for the years 2000, 2010, 2014, 2016, and 2018.

    FEMA National Risk Index

    The National Risk Index (NRI) dataset compiled by the Federal Emergency Management Agency (FEMA) consists of historic natural disaster data from across the United States at a tract-level. The dataset includes information about 18 natural disasters including earthquakes, tsunamis, wildfires, volcanic activity and many others. Each disaster is detailed out in terms of its frequency, historic impact, potential exposure, expected annual loss and associated risk. The dataset also includes some summary variables for each tract including the total expected loss in terms of building loss, human loss and agricultural loss, the population of the tract, and the area covered by the tract. It finally includes a few more features to characterize the population such as social vulnerability rating and community resilience.

    Home Mortgage Disclosure Act

    The Home Mortgage Disclosure Act (HMDA) dataset contains loan-level data for home mortgages including information on applications, denials, approvals, and institution purchases. It is managed and expanded annually by the Consumer Financial Protection Bureau based on the data collected from financial institutions. The dataset is used by public officials to make decisions and policies, uncover lending patterns and discrimination among mortgage applicants, and investigate if lenders are serving the housing needs of the communities. It covers the period from 2007 to 2017.

    Evictions

    The Evictions dataset is compiled and managed by the Eviction Lab at Princeton University and consists of court records related to eviction cases in the United States between 2000 and 2016. Its purpose is to estimate the prevalence of court-ordered evictions and compare eviction rates among states, counties, cities, and neighborhoods. Besides information on eviction filings and judgments, the dataset includes socioeconomic and real estate data for each tract including race/ethnic origin, household income, poverty rate, property value, median gross rent, rent burden, and others.

  16. d

    Factori USA Consumer Graph Data | socio-demographic, location, interest and...

    • datarade.ai
    .json, .csv
    Updated Jul 23, 2022
    + more versions
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    Factori (2022). Factori USA Consumer Graph Data | socio-demographic, location, interest and intent data | E-Commere |Mobile Apps | Online Services [Dataset]. https://datarade.ai/data-products/factori-usa-consumer-graph-data-socio-demographic-location-factori
    Explore at:
    .json, .csvAvailable download formats
    Dataset updated
    Jul 23, 2022
    Dataset authored and provided by
    Factori
    Area covered
    United States of America
    Description

    Our consumer data is gathered and aggregated via surveys, digital services, and public data sources. We use powerful profiling algorithms to collect and ingest only fresh and reliable data points.

    Our comprehensive data enrichment solution includes a variety of data sets that can help you address gaps in your customer data, gain a deeper understanding of your customers, and power superior client experiences.

    1. Geography - City, State, ZIP, County, CBSA, Census Tract, etc.
    2. Demographics - Gender, Age Group, Marital Status, Language etc.
    3. Financial - Income Range, Credit Rating Range, Credit Type, Net worth Range, etc
    4. Persona - Consumer type, Communication preferences, Family type, etc
    5. Interests - Content, Brands, Shopping, Hobbies, Lifestyle etc.
    6. Household - Number of Children, Number of Adults, IP Address, etc.
    7. Behaviours - Brand Affinity, App Usage, Web Browsing etc.
    8. Firmographics - Industry, Company, Occupation, Revenue, etc
    9. Retail Purchase - Store, Category, Brand, SKU, Quantity, Price etc.
    10. Auto - Car Make, Model, Type, Year, etc.
    11. Housing - Home type, Home value, Renter/Owner, Year Built etc.

    Consumer Graph Schema & Reach: Our data reach represents the total number of counts available within various categories and comprises attributes such as country location, MAU, DAU & Monthly Location Pings:

    Data Export Methodology: Since we collect data dynamically, we provide the most updated data and insights via a best-suited method on a suitable interval (daily/weekly/monthly).

    Consumer Graph Use Cases:

    360-Degree Customer View:Get a comprehensive image of customers by the means of internal and external data aggregation.

    Data Enrichment:Leverage Online to offline consumer profiles to build holistic audience segments to improve campaign targeting using user data enrichment

    Fraud Detection: Use multiple digital (web and mobile) identities to verify real users and detect anomalies or fraudulent activity.

    Advertising & Marketing:Understand audience demographics, interests, lifestyle, hobbies, and behaviors to build targeted marketing campaigns.

    Using Factori Consumer Data graph you can solve use cases like:

    Acquisition Marketing Expand your reach to new users and customers using lookalike modeling with your first party audiences to extend to other potential consumers with similar traits and attributes.

    Lookalike Modeling

    Build lookalike audience segments using your first party audiences as a seed to extend your reach for running marketing campaigns to acquire new users or customers

    And also, CRM Data Enrichment, Consumer Data Enrichment B2B Data Enrichment B2C Data Enrichment Customer Acquisition Audience Segmentation 360-Degree Customer View Consumer Profiling Consumer Behaviour Data

  17. T

    Japan Interest Rate

    • tradingeconomics.com
    • ru.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jun 17, 2025
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    TRADING ECONOMICS (2025). Japan Interest Rate [Dataset]. https://tradingeconomics.com/japan/interest-rate
    Explore at:
    excel, xml, json, csvAvailable download formats
    Dataset updated
    Jun 17, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Oct 2, 1972 - Jun 17, 2025
    Area covered
    Japan
    Description

    The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

  18. w

    Quarterly Market Information Indices

    • data.wu.ac.at
    • find.data.gov.scot
    • +1more
    csv, json
    Updated Dec 9, 2016
    + more versions
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    https://usmart.io/#/org/dhplg (2016). Quarterly Market Information Indices [Dataset]. https://data.wu.ac.at/schema/data_gov_ie/OWVlYmMyZDItNGE1Ny00OWE0LThlMmItMDM5ZjFlN2M3ZmY4
    Explore at:
    json, csvAvailable download formats
    Dataset updated
    Dec 9, 2016
    Dataset provided by
    https://usmart.io/#/org/dhplg
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    House price index is based on average new house price value at loan approval stage and therefore has not been adjusted for changes in the mix of houses and apartments sold.
    Interest rates is based on building societies mortgage loans, published by Central Statistics Office up to 2007.
    From 2008 interest rates is average rate of all 'mortgage lenders' reporting to the Central Bank.
    From 2014 it is based on the floating rate for new customers as published by the Central Bank (Retail interest rates - Table B2.1). The reason for the drop between 2013 and
    2014 is due to the difference in methodology - the 2014 data is the weighted average rate on new loan agreements. Further information can be found here:
    http://www.centralbank.ie/polstats/stats/cmab/Documents/Retail_Interest_Rate_Statistics_Explanatory_Notes.pdf
    Earnings is based on the average weekly earnings of adult workers in manufacturing industries, published by the Central Statistics Office. This series has been updated since 1996 using a new methodology and therefore it is not directly comparable with those for earlier years. House Construction Cost Index is based on the 1st day of the third month of each quarter.
    Consumer Price index is based on the Consumer Price Index, published by the Central Statistics Office.
    The most current data is published on these sheets. Previously published data may be subject to revision. Any change from the originally published data will be highlighted by a comment on the cell in question. These comments will be maintained for at least a year after the date of the value change.

  19. T

    Germany Interest Rate

    • tradingeconomics.com
    • ko.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Mar 11, 2024
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    TRADING ECONOMICS (2024). Germany Interest Rate [Dataset]. https://tradingeconomics.com/germany/interest-rate
    Explore at:
    csv, xml, excel, jsonAvailable download formats
    Dataset updated
    Mar 11, 2024
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Dec 18, 1998 - Jun 5, 2025
    Area covered
    Germany
    Description

    The benchmark interest rate in Germany was last recorded at 4.50 percent. This dataset provides - Germany Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

  20. T

    Russia Interest Rate

    • tradingeconomics.com
    • id.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jun 6, 2025
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    TRADING ECONOMICS (2025). Russia Interest Rate [Dataset]. https://tradingeconomics.com/russia/interest-rate
    Explore at:
    csv, xml, excel, jsonAvailable download formats
    Dataset updated
    Jun 6, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    May 20, 2003 - Jun 6, 2025
    Area covered
    Russia
    Description

    The benchmark interest rate in Russia was last recorded at 20 percent. This dataset provides the latest reported value for - Russia Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

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TRADING ECONOMICS (2025). United States 30-Year Mortgage Rate [Dataset]. https://tradingeconomics.com/united-states/30-year-mortgage-rate

United States 30-Year Mortgage Rate

United States 30-Year Mortgage Rate - Historical Dataset (1971-04-01/2025-07-03)

Explore at:
csv, json, xml, excelAvailable download formats
Dataset updated
Jul 3, 2025
Dataset authored and provided by
TRADING ECONOMICS
License

Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically

Time period covered
Apr 1, 1971 - Jul 3, 2025
Area covered
United States
Description

30 Year Mortgage Rate in the United States decreased to 6.67 percent in July 3 from 6.77 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

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