The benchmark interest rate in the United States was last recorded at 4.50 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

United States Interest Rates: 12 Months Expectation: Lower data was reported at 21.400 % in Apr 2025. This records a decrease from the previous number of 23.300 % for Mar 2025. United States Interest Rates: 12 Months Expectation: Lower data is updated monthly, averaging 12.100 % from Jun 1987 (Median) to Apr 2025, with 455 observations. The data reached an all-time high of 45.800 % in Jan 1991 and a record low of 5.200 % in Jun 2018. United States Interest Rates: 12 Months Expectation: Lower data remains active status in CEIC and is reported by The Conference Board. The data is categorized under Global Database’s United States – Table US.H051: Consumer Confidence Index: Interest Rate Expectation. [COVID-19-IMPACT]

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

An important indicator of the financial strength of governmental entity is its bond rating. The bond rating is similar in nature to the credit score of an individual – the higher the score, the better the ability to borrow money to finance purchases at a lower interest rate. Similarly, the higher the bond rating for a governmental entity, the more opportunities to borrow money for capital needs at lower interest rates. A high bond rating is in excellent indicator of the overall financial health of a government.This measure is obtained each year when the city seeks to issue bonds to finance its’ projects. As part of this process, bond ratings are always obtained from the rating agencies: Standard & Poor’s. Fitch Ratings and Moody's Investor Service.This page provides data for the Bond Rating performance measure.Bond ratings are a reflection of the financial strength of an entity. A high rating means an entity can issue bonds to finance capital projects at lower interest rates; lower rates result in less interest to be paid on the repayment of the bonds. Ultimately, this lowers the costs of our capital projects to our taxpayers.The performance measure dashboard is available at 5.04 Bond Rating.Additional InformationSource: Standard & Poors, Moody's Investor Service, and Fitch Ratings are the major bond rating agencies in the United States and are widely used by governmental and non-governmental entities throughout the country.Contact: Jerry HartContact E-Mail: Jerry_Hart@tempe.govData Source Type: ExcelPreparation Method: ManualPublish Frequency: AnnuallyPublish Method: ManualData Dictionary

The benchmark interest rate in the United Kingdom was last recorded at 4.25 percent. This dataset provides - United Kingdom Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Mexico was last recorded at 8 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Dominican Republic DO: Interest Rate Spread data was reported at 7.903 % pa in 2016. This records a decrease from the previous number of 8.316 % pa for 2015. Dominican Republic DO: Interest Rate Spread data is updated yearly, averaging 8.865 % pa from Dec 1996 (Median) to 2016, with 21 observations. The data reached an all-time high of 11.517 % pa in 2004 and a record low of 7.176 % pa in 2014. Dominican Republic DO: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Dominican Republic – Table DO.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

The benchmark interest rate in Australia was last recorded at 3.85 percent. This dataset provides - Australia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Context

The Turkish Lira is losing its value against U.S. Dollar constantly. As of October 22, 2021, 1 USD = 9.61 Turkish Lira (TRY). On the other hand, interest rates are quite high, especially for the Turkish Lira.

I set out to investigate if I had $100000 in 2010 and invested this money in different interest rates in both Turkish Lira (TRY) and US Dollar (USD), which investment would bring more gain in 2021.

Content

The data has been gathered from Türkiye Cumhuriyeti Merkez Bankasi (TCMB), aka the Turkish FED, website. The data shows the historical interest rates as well as USD/TRY conversion rates between July 2010 and July 2021. The original data’s all column names and relative explanations were Turkish, so the columns are renamed and the data is cleaned.

There are ten cleaned columns on the dataset: Date, 1-month TRY interest rates, 3 months TRY interest rates, 6 months TRY interest rates, 1-year TRY interest rates, 1 month USD interest rates, 3 months USD interest rates, 6 months USD interest rates, 1 year USD interest rates, USD/TRY Buying Conversion Rate, USD/TRY Selling Conversion Rate.

** USD Buying means, the customer is selling USD to the bank/ exchange office ** USD Selling means, the customer is buying USD to the bank/ exchange office

Inspiration

Would it be more beneficial if I converted my $100000 in July 2010 to Turkish Lira, which is the equivalent of 153631.36 TRY using July 2010’s rates and invested with Turkish high-interest rates or kept my money as U.S. Dollars and invested with relatively lower U.S. Dollar interest rates until July 2021? $100000 is equivalent to 861294.12 TRY in July 2021.

We study how model uncertainty affects the understanding of the interest rate persistence using a generalized Taylor-rule function covering numerous submodels via model average approach. The data-driven weights can be regarded as a measure of power-sharing across monetary policy committee members. We show that the model uncertainty is important in Canada, France, and Sweden, and the implied weights indicate that the U.K. and the U.S. have a lower model uncertainty caused either by an over-influential chairman or the consistent agreement of committee members. The importance of model uncertainty can be emphasized by sequential estimation during the 2008 financial crisis.

View data of the Effective Federal Funds Rate, or the interest rate depository institutions charge each other for overnight loans of funds.

Dominican Republic DO: Real Interest Rate data was reported at 14.089 % pa in 2016. This records a decrease from the previous number of 14.145 % pa for 2015. Dominican Republic DO: Real Interest Rate data is updated yearly, averaging 12.035 % pa from Dec 1996 (Median) to 2016, with 21 observations. The data reached an all-time high of 20.428 % pa in 1999 and a record low of -8.633 % pa in 2004. Dominican Republic DO: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Dominican Republic – Table DO.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

The benchmark interest rate in Indonesia was last recorded at 5.25 percent. This dataset provides - Indonesia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Norway was last recorded at 4.25 percent. This dataset provides the latest reported value for - Norway Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Brazil Lending Rate: per Month: Post-Fixed: Individuals: Mortgages with Market Rates: BIORC CFI data was reported at 0.000 % per Month in 03 Jul 2019. This stayed constant from the previous number of 0.000 % per Month for 02 Jul 2019. Brazil Lending Rate: per Month: Post-Fixed: Individuals: Mortgages with Market Rates: BIORC CFI data is updated daily, averaging 0.000 % per Month from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 0.000 % per Month in 03 Jul 2019 and a record low of 0.000 % per Month in 03 Jul 2019. Brazil Lending Rate: per Month: Post-Fixed: Individuals: Mortgages with Market Rates: BIORC CFI data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB021: Lending Rate: per Month: by Banks: Post-Fixed: Individuals: Mortgages with Market Rates. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Brazil Lending Rate: per Annum: Post-Fixed: Individuals: Mortgages with Regulated Rates: Banco de La Republica Oriental del Uruguay data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Brazil Lending Rate: per Annum: Post-Fixed: Individuals: Mortgages with Regulated Rates: Banco de La Republica Oriental del Uruguay data is updated daily, averaging 0.000 % pa from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Brazil Lending Rate: per Annum: Post-Fixed: Individuals: Mortgages with Regulated Rates: Banco de La Republica Oriental del Uruguay data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB047: Lending Rate: per Annum: by Banks: Post-Fixed: Individuals: Mortgages with Regulated Rates. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

The benchmark interest rate in Sweden was last recorded at 2 percent. This dataset provides the latest reported value for - Sweden Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in Canada was last recorded at 2.75 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.