Debt Balance Credit Cards in the United States increased to 1.21 Trillion USD in the second quarter of 2025 from 1.18 Trillion USD in the first quarter of 2025. This dataset includes a chart with historical data for the United States Debt Balance Credit Cards.

Credit card debt in the United States has been growing at a fast pace between 2021 and 2025. In the fourth quarter of 2024, the overall amount of credit card debt reached its highest value throughout the timeline considered here. COVID-19 had a big impact on the indebtedness of Americans, as credit card debt decreased from *** billion U.S. dollars in the last quarter of 2019 to *** billion U.S. dollars in the first quarter of 2021. What portion of Americans use credit cards? A substantial portion of Americans had at least one credit card in 2025. That year, the penetration rate of credit cards in the United States was ** percent. This number increased by nearly seven percentage points since 2014. The primary factors behind the high utilization of credit cards in the United States are a prevalent culture of convenience, a wide range of reward schemes, and consumer preferences for postponed payments. Which companies dominate the credit card issuing market? In 2024, the leading credit card issuers in the U.S. by volume were JPMorgan Chase & Co. and American Express. Both firms recorded transactions worth over one trillion U.S. dollars that year. Citi and Capital One were the next banks in that ranking, with the transactions made with their credit cards amounting to over half a trillion U.S. dollars that year. Those industry giants, along with other prominent brand names in the industry such as Bank of America, Synchrony Financial, Wells Fargo, and others, dominate the credit card market. Due to their extensive customer base, appealing rewards, and competitive offerings, they have gained a significant market share, making them the preferred choice for consumers.

Key information about United States Household Debt

• United States Household Debt reached 18,036.0 USD bn in Dec 2024, compared with the reported number of 17,943.0 USD bn in the previous quarter
• US Household Debt: USD mn data is updated quarterly, available from Mar 1999 to Dec 2024
• The data reached an all-time high of 18,036.0 USD bn in Dec 2024 and a record low of 4,540.0 USD bn in Mar 1999

• In the latest reports, United States Household Debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024
• Money Supply M2 in United States increased 21,533.8 USD bn YoY in Dec 2024
• United States Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• United States Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY

Private Debt to GDP in the United States decreased to 142 percent in 2024 from 147.50 percent in 2023. United States Private Debt to GDP - values, historical data, forecasts and news - updated on October of 2025.

Daily, weekly and monthly data showing seasonally adjusted and non-seasonally adjusted UK spending using debit and credit cards. These are official statistics in development. Source: CHAPS, Bank of England.

The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families' balance sheets, pensions, income, and demographic characteristics.

Households Debt in Canada decreased to 99.58 percent of GDP in the first quarter of 2025 from 100.39 percent of GDP in the fourth quarter of 2024. This dataset provides - Canada Households Debt To Gdp- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Argentina. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 266,167,259,703.10 Argentine Pesos as of 12/31/2023, the lowest value since 12/31/2018. Regarding the One-Year-Change of the series, the current value constitutes a decrease of -0.2747 percent compared to the value the year prior.The 1 year change in percent is -0.2747.The 3 year change in percent is -3.38.The 5 year change in percent is -10.30.The 10 year change in percent is 77.18.The Serie's long term average value is 110,659,713,518.15 Argentine Pesos. It's latest available value, on 12/31/2023, is 140.53 percent higher, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/1970, to it's latest available value, on 12/31/2023, is +4,416.52%.The Serie's change in percent from it's maximum value, on 12/31/2019, to it's latest available value, on 12/31/2023, is -11.09%.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Dominican Republic. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 52,256,628,608.70 Dominican Pesos as of 12/31/2023, the highest value at least since 12/31/1971, the period currently displayed. Regarding the One-Year-Change of the series, the current value constitutes an increase of 8.32 percent compared to the value the year prior.The 1 year change in percent is 8.32.The 3 year change in percent is 28.84.The 5 year change in percent is 64.00.The 10 year change in percent is 118.12.The Serie's long term average value is 11,218,392,136.14 Dominican Pesos. It's latest available value, on 12/31/2023, is 365.81 percent higher, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/1970, to it's latest available value, on 12/31/2023, is +13,314.68%.The Serie's change in percent from it's maximum value, on 12/31/2023, to it's latest available value, on 12/31/2023, is 0.0%.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Guatemala. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 25,364,845,251.60 Guatemalan Quetzals as of 12/31/2023. Regarding the One-Year-Change of the series, the current value constitutes an increase of 0.3774 percent compared to the value the year prior.The 1 year change in percent is 0.3774.The 3 year change in percent is 4.14.The 5 year change in percent is 4.49.The 10 year change in percent is 45.07.The Serie's long term average value is 8,271,834,156.30 Guatemalan Quetzals. It's latest available value, on 12/31/2023, is 206.64 percent higher, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/1970, to it's latest available value, on 12/31/2023, is +13,048.88%.The Serie's change in percent from it's maximum value, on 12/31/2021, to it's latest available value, on 12/31/2023, is -3.60%.

Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Aug 2025 about savings, personal, rate, and USA.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Turkey. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 499,842,484,724.00 Turkish Liras as of 12/31/2023, the highest value at least since 12/31/1971, the period currently displayed. Regarding the One-Year-Change of the series, the current value constitutes an increase of 9.16 percent compared to the value the year prior.The 1 year change in percent is 9.16.The 3 year change in percent is 16.30.The 5 year change in percent is 17.11.The 10 year change in percent is 24.28.The Serie's long term average value is 161,541,400,372.72 Turkish Liras. It's latest available value, on 12/31/2023, is 209.42 percent higher, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/1970, to it's latest available value, on 12/31/2023, is +18,099.56%.The Serie's change in percent from it's maximum value, on 12/31/2023, to it's latest available value, on 12/31/2023, is 0.0%.

Diluted-Average-Shares Time Series for Meridianlink Inc. MeridianLink, Inc., a software-as-a service company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink One, a multi-product platform that can be tailored to meet the needs of customers as they digitally transform their organizations and adapt to changing business and consumer demands; MeridianLink Portal, a Point of Sale system that allows financial institutions to expand existing lending and deposit account; MeridianLink Opening, a cloud-based online account opening and deposit software solution; and MeridianLink Consumer, a full loan solution suite to banks and credit unions. It also provides MeridianLink Mortgage, a cloud-based software designed for financial professionals to optimize the end-to-end mortgage loan origination process; MeridianLink Collect, a cloud-based debt collection software; and MeridianLink Business that offers functions primarily for business lending, including automated cash flow statement creation, business credit reports, and business risk and identity verification. In addition, the company provides analytics and business intelligence tools through MeridianLink Engage, MeridianLink Consulting, MeridianLink Data Connect, and MeridianLink Insight; Data Verification Software Solutions, a cloud-based order fulfillment hub for bankers and credit officers that includes Mortgage Credit Link, TazCloud, and Credit API products; and offers additional loan origination systems, credit decisioning tools, and solution modules. MeridianLink, Inc. was founded in 1998 and is headquartered in Costa Mesa, California.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Paraguay. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 26,135,416,108.00 Paraguayan Guaranýs as of 12/31/2023, the highest value at least since 12/31/1971, the period currently displayed. Regarding the One-Year-Change of the series, the current value constitutes an increase of 5.45 percent compared to the value the year prior.The 1 year change in percent is 5.45.The 3 year change in percent is 26.06.The 5 year change in percent is 52.10.The 10 year change in percent is 58.45.The Serie's long term average value is 7,175,312,453.28 Paraguayan Guaranýs. It's latest available value, on 12/31/2023, is 264.24 percent higher, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/1970, to it's latest available value, on 12/31/2023, is +18,033.00%.The Serie's change in percent from it's maximum value, on 12/31/2023, to it's latest available value, on 12/31/2023, is 0.0%.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Haiti. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 2,637,609,831.70 Haitian Gourdes as of 12/31/2023, the highest value at least since 12/31/1971, the period currently displayed. Regarding the One-Year-Change of the series, the current value constitutes an increase of 2.97 percent compared to the value the year prior.The 1 year change in percent is 2.97.The 3 year change in percent is 13.77.The 5 year change in percent is 18.82.The 10 year change in percent is 68.07.The Serie's long term average value is 1,101,348,455.47 Haitian Gourdes. It's latest available value, on 12/31/2023, is 139.49 percent higher, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/1971, to it's latest available value, on 12/31/2023, is +5,171.32%.The Serie's change in percent from it's maximum value, on 12/31/2023, to it's latest available value, on 12/31/2023, is 0.0%.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Tunisia. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 41,278,696,730.20 Tunisian Dinars as of 12/31/2023. Regarding the One-Year-Change of the series, the current value constitutes an increase of 0.676 percent compared to the value the year prior.The 1 year change in percent is 0.676.The 3 year change in percent is -1.66.The 5 year change in percent is 17.05.The 10 year change in percent is 57.18.The Serie's long term average value is 14,872,267,056.57 Tunisian Dinars. It's latest available value, on 12/31/2023, is 177.55 percent higher, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/1970, to it's latest available value, on 12/31/2023, is +6,743.29%.The Serie's change in percent from it's maximum value, on 12/31/2021, to it's latest available value, on 12/31/2023, is -4.05%.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Jordan. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 44,629,840,154.70 Jordanian Dinars as of 12/31/2023, the highest value at least since 12/31/1971, the period currently displayed. Regarding the One-Year-Change of the series, the current value constitutes an increase of 8.25 percent compared to the value the year prior.The 1 year change in percent is 8.25.The 3 year change in percent is 17.33.The 5 year change in percent is 39.79.The 10 year change in percent is 94.02.The Serie's long term average value is 12,408,854,771.70 Jordanian Dinars. It's latest available value, on 12/31/2023, is 259.66 percent higher, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/1970, to it's latest available value, on 12/31/2023, is +37,374.84%.The Serie's change in percent from it's maximum value, on 12/31/2023, to it's latest available value, on 12/31/2023, is 0.0%.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Belarus. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 36,704,544,069.50 Belarusian Rubles as of 12/31/2023, the lowest value since 12/31/2013. Regarding the One-Year-Change of the series, the current value constitutes a decrease of -7.91 percent compared to the value the year prior.The 1 year change in percent is -7.91.The 3 year change in percent is -12.17.The 5 year change in percent is -5.32.The 10 year change in percent is -7.25.The Serie's long term average value is 20,079,514,490.41 Belarusian Rubles. It's latest available value, on 12/31/2023, is 82.80 percent higher, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/1993, to it's latest available value, on 12/31/2023, is +3,690.68%.The Serie's change in percent from it's maximum value, on 12/31/2020, to it's latest available value, on 12/31/2023, is -12.17%.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Iraq. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 20,331,392,379.40 Iraqi Dinars as of 12/31/2023, the lowest value since 12/31/2016. Regarding the One-Year-Change of the series, the current value constitutes a decrease of -10.54 percent compared to the value the year prior.The 1 year change in percent is -10.54.The 3 year change in percent is -22.78.The 5 year change in percent is -26.86.The Serie's long term average value is 24,512,204,559.07 Iraqi Dinars. It's latest available value, on 12/31/2023, is 17.06 percent lower, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/2015, to it's latest available value, on 12/31/2023, is +6.25%.The Serie's change in percent from it's maximum value, on 12/31/2017, to it's latest available value, on 12/31/2023, is -27.60%.

Time series data for the statistic External_Debt_Stocks_Total_$ and country Sudan. Indicator Definition:Total external debt is debt owed to nonresidents repayable in currency, goods, or services. Total external debt is the sum of public, publicly guaranteed, and private nonguaranteed long-term debt, use of IMF credit, and short-term debt. Short-term debt includes all debt having an original maturity of one year or less and interest in arrears on long-term debt. Data are in current U.S. dollars.The statistic "External Debt Stocks Total $" stands at 22,580,569,039.10 Sudanese Pounds as of 12/31/2023. Regarding the One-Year-Change of the series, the current value constitutes an increase of 0.6241 percent compared to the value the year prior.The 1 year change in percent is 0.6241.The 3 year change in percent is -5.17.The 5 year change in percent is 3.56.The 10 year change in percent is -0.6206.The Serie's long term average value is 14,113,574,947.64 Sudanese Pounds. It's latest available value, on 12/31/2023, is 59.99 percent higher, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/1970, to it's latest available value, on 12/31/2023, is +5,764.13%.The Serie's change in percent from it's maximum value, on 12/31/2020, to it's latest available value, on 12/31/2023, is -5.17%.