The benchmark interest rate in the United States was last recorded at 4.25 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

View data of the Effective Federal Funds Rate, or the interest rate depository institutions charge each other for overnight loans of funds.

The U.S. federal funds effective rate underwent a dramatic reduction in early 2020 in response to the COVID-19 pandemic. The rate plummeted from 1.58 percent in February 2020 to 0.65 percent in March, and further decreased to 0.05 percent in April. This sharp reduction, accompanied by the Federal Reserve's quantitative easing program, was implemented to stabilize the economy during the global health crisis. After maintaining historically low rates for nearly two years, the Federal Reserve began a series of rate hikes in early 2022, with the rate moving from 0.33 percent in April 2022 to 5.33 percent in August 2023. The rate remained unchanged for over a year, before the Federal Reserve initiated its first rate cut in nearly three years in September 2024, bringing the rate to 5.13 percent. By December 2024, the rate was cut to 4.48 percent, signaling a shift in monetary policy in the second half of 2024. In January 2025, the Federal Reserve implemented another cut, setting the rate at 4.33 percent, which remained unchanged throughout the following months. What is the federal funds effective rate? The U.S. federal funds effective rate determines the interest rate paid by depository institutions, such as banks and credit unions, that lend reserve balances to other depository institutions overnight. Changing the effective rate in times of crisis is a common way to stimulate the economy, as it has a significant impact on the whole economy, such as economic growth, employment, and inflation. Central bank policy rates The adjustment of interest rates in response to the COVID-19 pandemic was a coordinated global effort. In early 2020, central banks worldwide implemented aggressive monetary easing policies to combat the economic crisis. The U.S. Federal Reserve's dramatic reduction of its federal funds rate - from 1.58 percent in February 2020 to 0.05 percent by April - mirrored similar actions taken by central banks globally. While these low rates remained in place throughout 2021, mounting inflationary pressures led to a synchronized tightening cycle beginning in 2022, with central banks pushing rates to multi-year highs. By mid-2024, as inflation moderated across major economies, central banks began implementing their first rate cuts in several years, with the U.S. Federal Reserve, Bank of England, and European Central Bank all easing monetary policy.

The FR 2835 collects interest rates on loans for new vehicles and loans for other consumer goods and personal expenses from a sample of commercial banks and the FR 2835a collects interest rates, finance charges, and loan balances for credit card accounts from a sample of commercial banks. The data from these reports help the Board analyze current household financial conditions and the implications of these conditions for household spending and, as such, these data provide valuable input to the monetary policymaking process. The data are also used to create aggregate statistics on consumer loan terms that are published in the Federal Reserve's monthly statistical releases G.19 Consumer Credit and G.20 Finance Companies, and in the Federal Reserve Bulletin. Some of the aggregates are used by the Board in the calculation of the aggregate household debt service and financial obligations ratios for the Federal Reserve's quarterly Financial Obligations statistical release and by the Bureau of Economic Analysis to calculate interest paid by households as part of the National Income and Product Accounts.

Effective Federal Funds Rate in the United States remained unchanged at 4.08 percent on Friday September 19. This dataset includes a chart with historical data for the United States Effective Federal Funds Rate.

Bank Lending Rate in the United States remained unchanged at 7.50 percent in August. This dataset provides - United States Average Monthly Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in the United Kingdom was last recorded at 4 percent. This dataset provides - United Kingdom Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Total outstanding debt of the U.S. government reported daily. Includes a breakout of intragovernmental holdings (federal debt held by U.S. government) and debt held by the public (federal debt held by entities outside the U.S. government).

The United States recorded a Government Debt to GDP of 124.30 percent of the country's Gross Domestic Product in 2024. This dataset provides - United States Government Debt To GDP - actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States CBO Projection: Federal Debt Held by Public: Average Interest Rate data was reported at 3.448 % in 2028. This records an increase from the previous number of 3.442 % for 2027. United States CBO Projection: Federal Debt Held by Public: Average Interest Rate data is updated yearly, averaging 3.289 % from Sep 2014 (Median) to 2028, with 15 observations. The data reached an all-time high of 3.531 % in 2023 and a record low of 1.654 % in 2015. United States CBO Projection: Federal Debt Held by Public: Average Interest Rate data remains active status in CEIC and is reported by Congressional Budget Office. The data is categorized under Global Database’s USA – Table US.F006: Federal Debt: Projection: Congressional Budget Office.

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This table represents monthly activity for the Federal Debt Managed by the Bureau of the Fiscal Service separated by Held by the Public and Intragovernmental Debt Holdings totaled by Principal, Accrued Interest Payable, and Net Unamortized Premiums/Discounts. All figures are rounded to the nearest million.

Monthly and fiscal year-to-date increases and decreases in federal debt. The data is broken out by debt holder type, principal, interest, and premiums/discounts.

The Interest Expense on Debt Outstanding dataset provides monthly and fiscal year-to-date values for interest expenses on federal government debt, that is, the cost to the U.S. for borrowing money (calculated at a specified rate and period of time). U.S. debt includes Treasury notes and bonds, foreign and domestic series certificates of indebtedness, savings bonds, Government Account Series (GAS), State and Local Government Series (SLGS) and other special purpose securities. While interest expenses are what the government pays to investors who loan money to the government, how much the government pays in interest depends on both the total federal debt and the interest rate investors charged when they loaned the money. This dataset is useful for those who wish to track the cost of maintaining federal debt.

United States CSI: Expected Interest Rates: Next Yr: Go Down data was reported at 4.000 % in May 2018. This records a decrease from the previous number of 6.000 % for Apr 2018. United States CSI: Expected Interest Rates: Next Yr: Go Down data is updated monthly, averaging 11.000 % from Jan 1978 (Median) to May 2018, with 485 observations. The data reached an all-time high of 54.000 % in Jun 1980 and a record low of 3.000 % in May 2014. United States CSI: Expected Interest Rates: Next Yr: Go Down data remains active status in CEIC and is reported by University of Michigan. The data is categorized under Global Database’s USA – Table US.H030: Consumer Sentiment Index: Unemployment, Interest Rates, Prices and Government Expectations. The question was: No one can say for sure, but what do you think will happen to interest rates for borrowing money during the next 12 months -- will they go up, stay the same, or go down?

The benchmark interest rate in Brazil was last recorded at 15 percent. This dataset provides - Brazil Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The Average Interest Rates on U.S. Treasury Securities dataset provides average interest rates on U.S. Treasury securities on a monthly basis. Its primary purpose is to show the average interest rate on a variety of marketable and non-marketable Treasury securities. Marketable securities consist of Treasury Bills, Notes, Bonds, Treasury Inflation-Protected Securities (TIPS), Floating Rate Notes (FRNs), and Federal Financing Bank (FFB) securities. Non-marketable securities consist of Domestic Series, Foreign Series, State and Local Government Series (SLGS), U.S. Savings Securities, and Government Account Series (GAS) securities. Marketable securities are negotiable and transferable and may be sold on the secondary market. Non-marketable securities are not negotiable or transferrable and are not sold on the secondary market. This is a useful dataset for investors and bond holders to compare how interest rates on Treasury securities have changed over time.

The benchmark interest rate in India was last recorded at 5.50 percent. This dataset provides - India Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This table represents fiscal year-to-date activity for the Federal Debt Managed by the Bureau of the Fiscal Service separated by Held by the Public and Intragovernmental Debt Holdings totaled by Principal, Accrued Interest Payable, and Net Unamortized Premiums/Discounts. All figures are rounded to the nearest million.