If you’re a senior with low income, you may qualify for monthly Guaranteed Annual Income System payments.

Maximum payment and allowable private income amounts for the period from July 1, 2025 to June 30, 2026 are:

• $90 monthly for single seniors (maximum monthly payment amount), your annual private income must be less than $4,320
• $180 monthly for senior couples (maximum monthly payment amount), your annual private income must be less than $8,640

The data is organized by private income levels. GAINS payments are provided on top of the Old Age Security (OAS) pension and the Guaranteed Income Supplement (GIS) payments you may receive from the federal government.

Learn more about the Ontario Guaranteed Annual Income System

This data is related to The Retirement Income System in Canada

Poverty and low-income statistics by disability status, age group, sex and economic family type, Canada, annual.

Market Basket Measure (MBM) thresholds for the reference family by MBM region and base year. Total thresholds as well as thresholds for the food, clothing, transportation, shelter and other expenses components are presented, in current and constant dollars, annual.

Low income cut-offs (LICOs) before and after tax by community size and family size, in current dollars, annual.

Poverty and low-income statistics by visible minority group, Indigenous group and immigration status, Canada and provinces.

Number of persons in low income, low income rate and average gap ratio by age, sex and economic family type, annual.

Low income measure (LIM) thresholds by household size for market income, total income and after-tax income, in current and constant dollars, annual.