The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in Poland was last recorded at 5 percent. This dataset provides - Poland Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Mortgage rates increased at a record pace in 2022, with the 10-year fixed mortgage rate doubling between March 2022 and December 2022. With inflation increasing, the Bank of England introduced several bank rate hikes, resulting in higher mortgage rates. In May 2025, the average 10-year fixed rate interest rate reached **** percent. As borrowing costs get higher, demand for housing is expected to decrease, leading to declining market sentiment and slower house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold declined in 2023, reaching just above *** million. Despite the number of transactions falling, this figure was higher than the period before the COVID-19 pandemic. The falling transaction volume also impacted mortgage borrowing. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans fell year-on-year for five straight quarters in a row. How are higher mortgages affecting homebuyers? Homeowners with a mortgage loan usually lock in a fixed rate deal for two to ten years, meaning that after this period runs out, they need to renegotiate the terms of the loan. Many of the mortgages outstanding were taken out during the period of record-low mortgage rates and have since faced notable increases in their monthly repayment. About **** million homeowners are projected to see their deal expire by the end of 2026. About *** million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

WAS: Effective Rate: 5-Year ARM: 1-Wk Change data was reported at -0.070 Point in 20 Jul 2018. This records a decrease from the previous number of 0.000 Point for 13 Jul 2018. WAS: Effective Rate: 5-Year ARM: 1-Wk Change data is updated weekly, averaging -0.010 Point from Jan 2011 (Median) to 20 Jul 2018, with 392 observations. The data reached an all-time high of 0.290 Point in 11 Dec 2015 and a record low of -0.270 Point in 09 Jan 2015. WAS: Effective Rate: 5-Year ARM: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

WAS: Contract Rate: 5-Year ARM: 1-Wk Change data was reported at 0.050 Point in 23 Nov 2018. This records an increase from the previous number of -0.210 Point for 16 Nov 2018. WAS: Contract Rate: 5-Year ARM: 1-Wk Change data is updated weekly, averaging -0.010 Point from Jan 2011 (Median) to 23 Nov 2018, with 410 observations. The data reached an all-time high of 0.270 Point in 11 Dec 2015 and a record low of -0.250 Point in 09 Jan 2015. WAS: Contract Rate: 5-Year ARM: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

The benchmark interest rate in Sweden was last recorded at 2 percent. This dataset provides the latest reported value for - Sweden Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Mexico Interest Rates on Household Credit: Mortgage Rate: Maximum data was reported at 21.130 % pa in Mar 2025. This stayed constant from the previous number of 21.130 % pa for Feb 2025. Mexico Interest Rates on Household Credit: Mortgage Rate: Maximum data is updated monthly, averaging 14.490 % pa from Dec 2004 (Median) to Mar 2025, with 244 observations. The data reached an all-time high of 22.750 % pa in Jul 2024 and a record low of 10.300 % pa in Apr 2015. Mexico Interest Rates on Household Credit: Mortgage Rate: Maximum data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.M006: Household Credit Interest Rates.

The benchmark interest rate in Germany was last recorded at 4.50 percent. This dataset provides - Germany Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The average mortgage interest rate decreased in nearly every country in Europe between 2012 and 2021, followed by an increase in response to inflation. In the fourth quarter of 2024, Poland, Hungary, and Romania topped the ranking as the countries with the highest mortgage interest rates in Europe. Conversely, Belgium, Spain, and Italy displayed the lowest interest rates. The UK, which is the country with the largest value of mortgages outstanding, had an interest rate of **** percent.

The benchmark interest rate in Mexico was last recorded at 7.75 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This table contains 102 series, with data starting from 2013, and some select series starting from 2016. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Components (51 items: Total, funds advanced, residential mortgages, insured; Variable rate, insured; Fixed rate, insured, less than 1 year; Fixed rate, insured, from 1 to less than 3 years; ...), and Unit of measure (2 items: Dollars; Interest rate). For additional clarification on the component dimension, please visit the OSFI website for the Report on New and Existing Lending.

Lending Rate: Foreign Currencies Mortgage Loans: YB: CF: Ivanovo Region data was reported at 7.100 % pa in Dec 2015. This records a decrease from the previous number of 7.900 % pa for Nov 2015. Lending Rate: Foreign Currencies Mortgage Loans: YB: CF: Ivanovo Region data is updated monthly, averaging 10.350 % pa from Dec 2008 (Median) to Dec 2015, with 74 observations. The data reached an all-time high of 14.500 % pa in May 2009 and a record low of 7.100 % pa in Dec 2015. Lending Rate: Foreign Currencies Mortgage Loans: YB: CF: Ivanovo Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Lending Rate: Foreign Currencies Mortgage Loans: YB: Quarterly: NW: Kaliningrad Region data was reported at 8.000 % pa in Dec 2015. This stayed constant from the previous number of 8.000 % pa for Sep 2015. Lending Rate: Foreign Currencies Mortgage Loans: YB: Quarterly: NW: Kaliningrad Region data is updated quarterly, averaging 10.325 % pa from Sep 2006 (Median) to Dec 2015, with 38 observations. The data reached an all-time high of 12.150 % pa in Sep 2009 and a record low of 7.200 % pa in Mar 2014. Lending Rate: Foreign Currencies Mortgage Loans: YB: Quarterly: NW: Kaliningrad Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

The benchmark interest rate in the United Kingdom was last recorded at 4 percent. This dataset provides - United Kingdom Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in the United States remained unchanged at 7.50 percent in July. This dataset provides - United States Average Monthly Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Lending Rate: Foreign Currencies Mortgage Loans: YB: Quarterly: SF: Volgograd Region data was reported at 9.000 % pa in Dec 2015. This stayed constant from the previous number of 9.000 % pa for Sep 2015. Lending Rate: Foreign Currencies Mortgage Loans: YB: Quarterly: SF: Volgograd Region data is updated quarterly, averaging 10.510 % pa from Sep 2006 (Median) to Dec 2015, with 35 observations. The data reached an all-time high of 14.000 % pa in Jun 2009 and a record low of 8.800 % pa in Dec 2014. Lending Rate: Foreign Currencies Mortgage Loans: YB: Quarterly: SF: Volgograd Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Australia was last recorded at 3.60 percent. This dataset provides - Australia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Lending Rate: Foreign Currencies Mortgage Loans: YB: VR: Penza Region data was reported at 8.000 % pa in Dec 2015. This stayed constant from the previous number of 8.000 % pa for Nov 2015. Lending Rate: Foreign Currencies Mortgage Loans: YB: VR: Penza Region data is updated monthly, averaging 9.880 % pa from Dec 2008 (Median) to Dec 2015, with 76 observations. The data reached an all-time high of 13.230 % pa in Aug 2009 and a record low of 8.000 % pa in Dec 2015. Lending Rate: Foreign Currencies Mortgage Loans: YB: VR: Penza Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.