30 Year Mortgage Rate in the United States decreased to 6.23 percent in November 26 from 6.26 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Fixed 30-year mortgage rates in the United States averaged 6.40 percent in the week ending November 21 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in the United States was last recorded at 4 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in Sweden was last recorded at 1.75 percent. This dataset provides the latest reported value for - Sweden Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

This dataset provides insights into the global housing market, covering various economic factors from 2015 to 2024. It includes details about property prices, rental yields, interest rates, and household income across multiple countries. This dataset is ideal for real estate analysis, financial forecasting, and market trend visualization.

📑 Column Descriptions

Monthly and long-term United States Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Mortgage rates surged at an unprecedented pace in 2022, with the average 10-year fixed rate doubling between March and December of that year. In response to mounting inflation, the Bank of England implemented a series of rate hikes, pushing borrowing costs steadily higher. By October 2025, the average 10-year fixed mortgage rate stood at **** percent. As financing becomes more expensive, housing demand has cooled, weighing on market sentiment and slowing house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold fell significantly in 2023, dipping to just above *** million transactions. This contraction in activity also dampened mortgage lending. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans declined year-on-year for five consecutive quarters. Even as rates eased modestly in 2024 and housing activity picked up slightly, volumes remained well below the highs recorded in 2021. How are higher mortgages impacting homebuyers? For homeowners, the impact is being felt most acutely as fixed-rate deals expire. Mortgage terms in the UK typically range from two to ten years, and many borrowers who locked in historically low rates are now facing significantly higher repayments when refinancing. By the end of 2026, an estimated five million homeowners will see their mortgage deals expire. Roughly two million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026, putting additional pressure on household budgets and constraining affordability across the market.

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The data in this dataset is collected from FRED.

I decided to create this dataset while reading the research paper Factors Affecting House Prices in Cyprus: 1988-2008 by Panos Pashardes & Christos S. Savva. This research paper is extremely informative and covers a lot of details regarding the macroeconomics involved in real estate market. So I would recommend you all to go through it once.

NOTE:

This dataset will be updated over a period of time and include the following: - Macroeconomic factors with quarterly, monthly frequencies. - Microeconomic factors such as house type, age, location, size (BR, BA, carpet area/built-up area), facilities, view, disability functions, region, house prices, etc.

NOTE 2:

I recommend you all to check the file in this dataset with the title Housing_Macroeconomic_Factors_US (2).csv, it includes both the supply and demand factors associated with the housing market.

General Defintions:

1. Macroeconomic Factors

• House_Price_Index: House price change according to the index base period set (you can check the date at which this value is 100).
• Stock_Price_Index: Stock price change according to the index base period set (you can check the date at which this value is 100).
• Consumer_Price_Index: The Consumer Price Index measures the overall change in consumer prices based on a representative basket of goods and services over time.
• Population: Population of USA (unit: thousands).
• Unemployment_Rate: Unemployment rate of USA (unit: percentage).
• Real_GDP: GDP with adjusted inflation (Annual version unit: billions of chain 2012 dollars in, Monthly version unit: Annualised change).
• Mortgage_Rate: Interest charged on mortgages (unit: percentage).
• Real_Disposable_Income (Real Disposable Personal Income): Money left from salary after all the taxes are paid (unit: billions of chain 2012 dollars).
• Inflation: Decline in purchasing power over time (unit: percentage). [Forgot to remove this column in Annual version since CPI is one of the measures used to determine inflation].

What can you do with this dataset?

• Perform statistical analysis, find significant features & find the value by which these features affect the house price index (recommend to use a percentage change instead of index).
• Perform multivariate regression and predict the price of houses using microeconomic features (soon).

Thanks! If you like this dataset, I'll appreciate it if you give this dataset a vote! Discussions, suggestions & doubts are always welcome. Happy Learning!!

Greece Lending Rate: Outstanding Amount (OA): Households: Mortgage Loans: Over 1 and Up to 5 Years data was reported at 4.556 % pa in Sep 2018. This records an increase from the previous number of 4.554 % pa for Aug 2018. Greece Lending Rate: Outstanding Amount (OA): Households: Mortgage Loans: Over 1 and Up to 5 Years data is updated monthly, averaging 4.574 % pa from Sep 2002 (Median) to Sep 2018, with 193 observations. The data reached an all-time high of 6.580 % pa in May 2003 and a record low of 3.353 % pa in Jul 2016. Greece Lending Rate: Outstanding Amount (OA): Households: Mortgage Loans: Over 1 and Up to 5 Years data remains active status in CEIC and is reported by Bank of Greece. The data is categorized under Global Database’s Greece – Table GR.M005: Lending Rates.

Reference Paper:

M. Bechini, M. Lavagna, P. Lunghi, Dataset generation and validation for spacecraft pose estimation via monocular images processing, Acta Astronautica 204 (2023) 358–369

M. Bechini, P. Lunghi, M. Lavagna. "Spacecraft Pose Estimation via Monocular Image Processing: Dataset Generation and Validation". In 9th European Conference for Aeronautics and Aerospace Sciences (EUCASS)

General Description:

The "Tango Spacecraft Dataset for Region of Interest Estimation and Semantic Segmentation" dataset here published should be used for Region of Interest (ROI) and/or semantic segmentation tasks. It is split into 30002 train images and 3002 test images representing the Tango spacecraft from Prisma mission, being the largest publicly available dataset of synthetic space-borne noise-free images tailored to ROI extraction and Semantic Segmentation tasks (up to our knowledge). The label of each image gives, for the Bounding Box annotations, the filename of the image, the ROI top-left corner (minimum x, minimum y) in pixels, the ROI bottom-right corner (maximum x, maximum y) in pixels, and the center point of the ROI in pixels. The annotation are taken in image reference frame with the origin located at the top-left corner of the image, positive x rightward and positive y downward. Concerning the Semantic Segmentation, RGB masks are provided. Each RGB mask correspond to a single image in both train and test dataset. The RGB images are such that the R channel corresponds to the spacecraft, the G channel corresponds to the Earth (if present), and the B channel corresponds to the background (deep space). Per each channel the pixels have non-zero value only in correspondence of the object that they represent (Tango, Earth, Deep Space). More information on the dataset split and on the label format are reported below.

Images Information:

The dataset comprises 30002 synthetic grayscale images of Tango spacecraft from Prisma mission that serves as train set, while the test set is formed by 3002 synthetic grayscale images of Tango spacecraft from Prisma mission in PNG format. About 1/6 of the images both in the train and in the test set have a non-black background, obtained by rendering an Earth-like model in the raytracing process used to define the images reported. The images are noise-free to increase the flexibility of the dataset. The illumination direction of the spacecraft in the scene is uniformly distributed in the 3D space in agreement with the Sun position constraints.

Labels Information:

Labels for the bounding box extraction are here provided in separated JSON files. The files are formatted per each image as in the following example:

filename  : tango_img_1       # name of the image to which the data are referred

rol_tl     : [x, y]              # ROI top-left corner (minimum x, minimum y) in pixels

roi_br     : [x, y]             # ROI bottom-right corner (maximum x, maximum y) in pixels

roi_cc     : [x, y]             # center point of the ROI in pixels

Notice that the annotation are taken in image reference frame with the origin located at the top-left corner of the image, positive x rightward and positive y downward.To make the usage of the dataset easier, both the training set and the test set are split in two folders containing the images with earth as background and without background.

Concerning the Semantic Segmentation Labels, they are provided as RGB masks named as "filename_mask.png" where "filename" is the filename of the image of the training set or the test set to which a specific mask is referred. The RGB images are such that the R channel corresponds to the spacecraft, the G channel corresponds to the Earth (if present), and the B channel corresponds to the background (deep space). Per each channel the pixels have non-zero value only in correspondence of the object that they represent (Tango, Earth, Deep Space).

VERSION CONTROL

v1.0: This version contains the dataset (both train and test) of full scale images with ROI annotations and RGB masks for Semantic Segmentation tasks. These images have width=height=1024 pixels. The position of tango with respect to the camera is randomly selected from a uniform distribution, but it is ensured the full visibility in all the images.

Note: this dataset contains the same images of the "Tango Spacecraft Wireframe Dataset Model for Line Segments Detection" v2.0 full-scale (DOI: https://doi.org/10.5281/zenodo.6372848) and also "Tango Spacecraft Dataset for Monocular Pose Estimation" v1.0 (DOI: https://doi.org/10.5281/zenodo.6499007) and they can be used together by combining the annotations of the relative pose and the ones of the reprojected wireframe model of Tango, with also the ones of the ROI. These three datasets give the most comprehensive dataset of space borne synthetic images ever published (up to our knowledge).

This dataset was generated from a public earning's call (press release article). And used to generate examples of the way real humans would speak regarding the matters in the article, within real world scenarios. Here they are below:

Here are the linguistic variations for each of the queries in the dataset, based on the example article provided:

Here are five examples related to strong average loan growth in US Personal Banking (#5):

1. Mortgage Loans: An increase in demand for mortgage loans contributed to the strong average loan growth in US Personal Banking. Customers taking advantage of low interest rates led to a surge in mortgage applications and approvals.

2. Auto Loans: Robust consumer spending and increased car sales led to higher demand for auto loans, contributing to the strong loan growth in US Personal Banking. Customers seeking financing options for purchasing vehicles played a significant role in this growth.

3. Personal Loans: The availability of personal loans with favorable terms and competitive interest rates attracted borrowers, resulting in strong average loan growth in US Personal Banking. Customers availed personal loans for various purposes such as home improvements, debt consolidation, or financing other personal expenses.

4. Small Business Loans: US Personal Banking also witnessed strong loan growth due to increased lending to small businesses. As entrepreneurs and small business owners sought capital for expansion, equipment purchases, or working capital, the demand for small business loans rose, contributing to the growth.

5. Student Loans: The higher education sector continued to rely on student loans to finance tuition fees and related expenses. With the increasing cost of education, a rise in student loan applications and approvals contributed to the strong average loan growth in US Personal Banking.

General Queries Query: "What was the revenue for Personal Banking and Wealth Management (PBWM) in the last quarter?"

Variation 1: "What were the PBWM revenues in the previous quarter?" Variation 2: "Can you provide the revenue figure for PBWM in the last quarter?" Variation 3: "How much revenue did PBWM generate in the last quarter?" Variation 4: "What was the total revenue for PBWM in the most recent quarter?" Variation 5: "Could you tell me the revenue earned by PBWM in the last quarter?" Query: "What were the revenue figures for different divisions under US Personal Banking?"

Variation 1: "Can you provide the revenue breakdown for various divisions within US Personal Banking?" Variation 2: "What were the revenues generated by the different divisions in US Personal Banking?" Variation 3: "How did the revenue distribution look across different divisions in US Personal Banking?" Variation 4: "What were the individual revenue figures for each division within US Personal Banking?" Variation 5: "Could you give me a breakdown of the revenues for different divisions in US Personal Banking?" Query: "How did operating expenses change for PBWM?"

Variation 1: "What was the change in operating expenses for PBWM?" Variation 2: "Were there any fluctuations in the operating expenses of PBWM?" Variation 3: "How did the operating expenses for PBWM evolve over the specified period?" Variation 4: "Can you provide insights into the changes in operating expenses for PBWM?" Variation 5: "What was the percentage change in operating expenses for PBWM?" Query: "What factors contributed to the increase in PBWM's cost of credit?"

Variation 1: "What were the drivers behind the rise in PBWM's cost of credit?" Variation 2: "Which factors influenced the increase in PBWM's cost of credit?" Variation 3: "Can you identify the elements that led to the higher cost of credit for PBWM?" Variation 4: "What were the contributing factors to the cost of credit escalation in PBWM?" Variation 5: "What were the key reasons behind the growth in PBWM's cost of credit?" Query: "What led to the decrease in PBWM's net income?"

Variation 1: "What were the factors responsible for the decline in PBWM's net income?" Variation 2: "Can you identify the causes of the reduction in PBWM's net income?" Variation 3: "What influenced the decrease in net income for PBWM?" Variation 4: "Were there specific drivers that contributed to the decline in PBWM's net income?" Variation 5: "What were the primary reasons behind the decrease in PBWM's net income?" These linguistic variations provide different ways to ask the same questions, allowing for a more diverse and robust training dataset for the chatbot.

Here are the extracted entities from the provided article:

Account Line Entities:

Revenues Operating expenses Cost of credit Net income Business Line Entities:

Personal Banking and Wealth Management (PBWM) Branded Cards Retail Services Retail Banking Global Wealth Management Markets Banking Investment Banking Corporate Lending...

The FHFA stress test is updated each quarter according to objective rules derived from fundamental economic relationships. These rules affect a dynamic adjustment to the severity of the stress test that accounts for current economic conditions, specifically the current level of house prices relative to the ongoing house price cycle. The stress test incorporates different house-price level (HPI) stress paths for each state, thus accounting for the fact that house price cycles can differ significantly from one state or region to another. The severity of the economic stress imposed by the test, as measured by the projected percentage drop in HPI, changes over time for each state corresponding to the deviation of current HPI from its long-run trend. As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to or below trend. The dynamic adjustment feature of the stress test allows that it will accommodate any size current house price cycle, even those of greater amplitude than any observed previously. Further, the severity of the stress test is calibrated to produce economic capital requirements that are sufficient, as of the day of origination, to fully capitalize the mortgage assets for the life of those assets.

The benchmark interest rate in Canada was last recorded at 2.25 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Established in 1977, the programmed habitat improvement operations (OPAH) have been the main tool for the rehabilitation of urban centres and rural towns for the past 30 years. Other tools have been created to respond to territorial, technical and social specificities: declination of OPAHs (rural, urban, degraded condominiums), General Interest Programmes (GIPs) and Thematic Social Programmes (PST).When the planned intervention in a given area, generally large — large agglomeration, extensive habitat basin, or even department, these territories do not have significant urban and social dysfunctions, justifying an overall project — is a particular problem to be dealt with, social or technical, OPAH is not an adequate tool, and should be preferred to it the procedure of the Programme of General Interest (PGI), regulated by Article R 327-1 of the Code de la construction et de l’habitation (CCH).The general interest programme (PIG) is an action programme initiated by local and regional authorities benefiting from an agreement for the delegation of stone aid. It aims to provide solutions to specific problems relating to the improvement of housing in housing units or buildings on different scales (agglomeration, housing basin, canton, country or even department). Thus, the scope of intervention can be the housing of students, young workers, the elderly or the disabled, the reduction of the number of vacant dwellings, the increase in the supply of social housing or the fight against diffuse unhealthiness. In addition, exceptional situations resulting from a disaster, whether natural or not, may be dealt with within the framework of a GIP. The duration of the GIP is free, at the discretion of the local authorities, taking into account the local context and issues: one year, 3 years or more if a contractual framework is defined in advance between the programme partners. The data does not contain the old IMPs that are otherwise archived.For the record: the public interest programme must be distinguished from the project of general interest, also known as the GIP, provided for by the Urban Planning Code.

Comprehensive proprietary research analyzing 312,367 assumable mortgage homes from 2023-2025 across all 50 states, including interest rates, savings analysis, state distribution, price ranges, and down payment requirements.

Interest-Income Time Series for Toll Brothers Inc. Toll Brothers, Inc., together with its subsidiaries, designs, builds, markets, sells, and arranges finance for a range of detached and attached homes in luxury residential communities in the United States. It designs, builds, markets, and sells condominiums through Toll Brothers City Living. The company also develops a range of single-story living and first-floor primary bedroom suite home designs, as well as communities with recreational amenities, such as golf courses, marinas, pool complexes, country clubs, and fitness and recreation centers; and develops, operates, and rents apartments. In addition, it provides various interior fit-out options, such as flooring, wall tile, plumbing, cabinets, fixtures, appliances, lighting, and home-automation and security technologies. Further, the company owns and operates architectural, engineering, mortgage, title, land development, insurance, smart home technology, landscaping, lumber distribution, house component assembly, and component manufacturing operations. It serves luxury first-time, move-up, empty-nester, active-adult, and second-home buyers. The company was founded in 1967 and is headquartered in Fort Washington, Pennsylvania.

Nepal NP: Real Interest Rate data was reported at -6.207 % pa in 2010. This records an increase from the previous number of -6.823 % pa for 2009. Nepal NP: Real Interest Rate data is updated yearly, averaging 3.657 % pa from Dec 1975 (Median) to 2010, with 29 observations. The data reached an all-time high of 18.214 % pa in 1977 and a record low of -12.173 % pa in 1975. Nepal NP: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Nepal – Table NP.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

https://store.poidata.xyz/tr

Point-of-interest (POI) is defined as a physical entity (such as a business) in a geo location (point) which may be (of interest).

We strive to provide the most accurate, complete and up to date point of interest datasets for all countries of the world. The Turkey POI Dataset is one of our worldwide POI datasets with over 98% coverage.

This is our process flow:

Our machine learning systems continuously crawl for new POI data
Our geoparsing and geocoding calculates their geo locations
Our categorization systems cleanup and standardize the datasets
Our data pipeline API publishes the datasets on our data store

POI Data is in a constant flux - especially so during times of drastic change such as the Covid-19 pandemic.

Every minute worldwide on an average day over 200 businesses will move, over 600 new businesses will open their doors and over 400 businesses will cease to exist.

In today's interconnected world, of the approximately 200 million POIs worldwide, over 94% have a public online presence. As a new POI comes into existence its information will appear very quickly in location based social networks (LBSNs), other social media, pictures, websites, blogs, press releases. Soon after that, our state-of-the-art POI Information retrieval system will pick it up.

We offer our customers perpetual data licenses for any dataset representing this ever changing information, downloaded at any given point in time. This makes our company's licensing model unique in the current Data as a Service - DaaS Industry. Our customers don't have to delete our data after the expiration of a certain "Term", regardless of whether the data was purchased as a one time snapshot, or via a recurring payment plan on our data update pipeline.

The main differentiators between us vs the competition are our flexible licensing terms and our data freshness.

The core attribute coverage is as follows:

Poi Field Data Coverage (%) poi_name 100 brand 7 poi_tel 49 formatted_address 100 main_category 98 latitude 100 longitude 100 neighborhood 90 source_url 35 email 4 opening_hours 48

The dataset may be viewed online at https://store.poidata.xyz/tr and a data sample may be downloaded at https://store.poidata.xyz/datafiles/tr_sample.csv