The benchmark interest rate in the United States was last recorded at 3.75 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

This dataset provides values for INTEREST RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Monthly and long-term United States Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

England Bank Rate History Dataset Description

This document provides a comprehensive description of the England Bank Rate History Dataset, which offers a historical record of official interest rate changes by the Bank of England.

Overview

The England Bank Rate History is a time series dataset that is exceptionally useful for researchers, data scientists, and machine learning practitioners. It contains historical interest rate data sourced directly from the Bank of England Website (www.bankofengland.co.uk). The recorded rate reflects the official interest rate set by the bank, which depending on the era, represents the minimum lending rate, minimum band dealing rate, or the repo rate. This consistency over time makes it a robust resource for various longitudinal economic analyses.

Data Structure

The dataset is structured as follows:

• Total Rows: 258
• Total Columns: 2

Each row represents a specific instance when the official bank rate was changed, providing a chronological progression of England's monetary policy.

Column Details

The England Bank Rate History Dataset consists of the following columns:

• Date Changed (DateTime): This column contains the specific date on which the bank rate was modified. The record spans from January to December . In instances where a specific day or month was not explicitly provided in the source records, the conversion assumed the change occurred on the first of the month.
• Rate (Float): This column contains the official bank rate expressed as a percentage. It captures the numerical value of the interest rate, which has historically ranged from as low as to as high as within this specific timeframe.

Use Cases

The England Bank Rate History Dataset is a valuable resource for both educational and commercial applications. Key use cases include:

1. Predictive Modeling: Utilizing mathematical models and statistical techniques to forecast future interest rate trends based on historical cyclical patterns.
2. Data Visualization: Creating interactive charts, line graphs, and heatmaps to visualize the trajectory of England’s economic policy over several decades.
3. Machine Learning Training: Using the historical data to train and validate machine learning algorithms to understand how interest rate changes correlate with other economic indicators.
4. Feature Engineering: Enhancing broader economic datasets by integrating historical interest rates as a key feature to improve the learning capacity of complex models.

Researchers and developers are encouraged to explore this dataset to add new insights or refine economic models for real-world problem-solving.

The benchmark interest rate in Canada was last recorded at 2.25 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Context

The Federal Reserve sets interest rates to promote conditions that achieve the mandate set by the Congress — high employment, low and stable inflation, sustainable economic growth, and moderate long-term interest rates. Interest rates set by the Fed directly influence the cost of borrowing money. Lower interest rates encourage more people to obtain a mortgage for a new home or to borrow money for an automobile or for home improvement. Lower rates encourage businesses to borrow funds to invest in expansion such as purchasing new equipment, updating plants, or hiring more workers. Higher interest rates restrain such borrowing by consumers and businesses.

Content

This dataset includes data on the economic conditions in the United States on a monthly basis since 1954. The federal funds rate is the interest rate at which depository institutions trade federal funds (balances held at Federal Reserve Banks) with each other overnight. The rate that the borrowing institution pays to the lending institution is determined between the two banks; the weighted average rate for all of these types of negotiations is called the effective federal funds rate. The effective federal funds rate is determined by the market but is influenced by the Federal Reserve through open market operations to reach the federal funds rate target. The Federal Open Market Committee (FOMC) meets eight times a year to determine the federal funds target rate; the target rate transitioned to a target range with an upper and lower limit in December 2008. The real gross domestic product is calculated as the seasonally adjusted quarterly rate of change in the gross domestic product based on chained 2009 dollars. The unemployment rate represents the number of unemployed as a seasonally adjusted percentage of the labor force. The inflation rate reflects the monthly change in the Consumer Price Index of products excluding food and energy.

Acknowledgements

The interest rate data was published by the Federal Reserve Bank of St. Louis' economic data portal. The gross domestic product data was provided by the US Bureau of Economic Analysis; the unemployment and consumer price index data was provided by the US Bureau of Labor Statistics.

Inspiration

How does economic growth, unemployment, and inflation impact the Federal Reserve's interest rates decisions? How has the interest rate policy changed over time? Can you predict the Federal Reserve's next decision? Will the target range set in March 2017 be increased, decreased, or remain the same?

Historical Prime Rates and Related Significant Events 1956-Present

Understanding Lending and Economic Trends

By Brandon Gadoci [source]

About this dataset

This dataset looks back at the history of lending rates from 1956 to present and investigates the effects of significant historical events on prime lending rate. The data, which was sourced from trusted sources, provides an insight into how major political and economic developments have influenced the cost of borrowing in different countries. By examining which events had an impact on interest rates and by how much, this dataset could prove invaluable for researchers looking to understand historical financial trends or for investors trying to understand past market behaviour. Take a step back in time with this comprehensive collection of lending data – it could be the key to unlocking greater insights into our financial history!

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How to use the dataset

This dataset contains historical prime rates from 1956 to present, as well as significant events that may have affected the prime lending rate. With this data, you can analyze changes in the average majority prime rate charged by banks and any events that may have contributed to this change.

To get started with this dataset, you'll want to make sure you understand the columns it contains: Year: This is the year of the data point. (Integer)
Average Majority Prime Rate Charged By Banks: This is average prime rate charged by banks in the majority of he year for a given time period. (Float)
Significant Events: Significant events that may have impacted or shifted the Prime Lending Rate during a certain period or throughout history. (String)

You can then use this information to begin exploring and comparing periods where there were drastic shifts inside of one year within this data set as it provides an overall view intoprime lending during these different times periods along with what plausible external or internal factors could’ve caused them. To do so, you can use descriptive statistics such a means and medians, along with graphing tools such as line charts and scatter plots to observe any correlations between fluctuations inPrime Lending Rates and Significant Events taking place concurrently at different points in time throughout history over six decades §§ when both economic states seem prosperous or abysmal for comparison purposes so we can identify driving forces behind certain trends inside our data set

Research Ideas

• Create a timeline visualization of major prime rate events in the US to show the influence of various political and economic factors on interest rates.
• Superimpose this data over monthly trends of mortgage and auto loan interest rates to illustrate the impact that movements in the prime lending rate have on consumer borrowing.
• Determine which banks currently offer loans with the lowest prime rates, by tracking historic trends against current market conditions for lenders

Acknowledgements

If you use this dataset in your research, please credit the original authors. Data Source

License

License: Dataset copyright by authors - You are free to: - Share - copy and redistribute the material in any medium or format for any purpose, even commercially. - Adapt - remix, transform, and build upon the material for any purpose, even commercially. - You must: - Give appropriate credit - Provide a link to the license, and indicate if changes were made. - ShareAlike - You must distribute your contributions under the same license as the original. - Keep intact - all notices that refer to this license, including copyright notices.

Columns

File: historical_prime rate.csv | Column name | Description | |:-------------------------------------------------|:---------------------------------------------------------------------------| | Year | Year of the average majority prime rate charged by banks. (Integer) | | Average majority prime rate charged by banks | The average majority prime rate charged by banks in a given year. (Float) | | Significant Events | Significant events that may have had an effect on the prime rate. (String) |

Acknowledgements

If you use this dataset in your research, please cr...

The benchmark interest rate in Japan was last recorded at 0.75 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

30 Year Mortgage Rate in the United States increased to 6.38 percent in March 26 from 6.22 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Source: From lending institutions and local authorities
The loan payments dataset stops in 2007.
The figures on fixed interest rate mortgages relate to mortgages which provide that the rate of interest may not be changed, or may only be changed at intervals of not less than one year.
The most current data is published on these sheets. Previously published data may be subject to revision. Any change from the originally published data will be highlighted by a comment on the cell in question. These comments will be maintained for at least a year after the date of the value change.

The benchmark interest rate in Australia was last recorded at 4.10 percent. This dataset provides - Australia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Context

Interest rates are rising! I thought it would be interesting to see how this compares with historical data.

Content

Simple csv file with 2 columns: date changed and interest rate.

Acknowledgements

Data was collected from the Bank of England website.

Source: From lending institutions and local authorities The loan payments dataset stops in 2007. The figures on fixed interest rate mortgages relate to mortgages which provide that the rate of interest may not be changed, or may only be changed at intervals of not less than one year. The most current data is published on these sheets. Previously published data may be subject to revision. Any change from the originally published data will be highlighted by a comment on the cell in question. These comments will be maintained for at least a year after the date of the value change.

Monthly and long-term Japan Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

Regularly updated dataset of forecasted mortgage interest rates in Canada, derived from forward CORRA (Canadian Overnight Repo Rate Average) market pricing. Includes projected rate paths across future dates and term-based implications for mortgage rates. Forecasts can change frequently as market prices move.

This dataset provides a comprehensive collection of key U.S. macroeconomic indicators spanning the past 25 years (approximately 1998–2023). It includes monthly data on:

M2 Money Supply (M2SL): A broad measure of money in circulation, including cash, checking deposits, and easily convertible near money. Federal Funds Effective Rate (FEDFUNDS): The interest rate at which depository institutions trade federal funds with each other overnight. Interest Rates: Various benchmark interest rates relevant to economic analysis. 10-Year Treasury Constant Maturity Rate (GS10): Reflects market expectations for long-term interest rates and economic growth. All data are sourced from the Federal Reserve Economic Data (FRED) database and are seasonally adjusted where applicable.

This dataset is ideal for economic research, financial modeling, market forecasting, and machine learning applications where macroeconomic variables are relevant. The data is cleaned, merged, and formatted for immediate use, with date-stamped entries aligned on a monthly frequency.

Source: Federal Reserve Economic Data (FRED) — https://fred.stlouisfed.org/

License: CC0: Public Domain

The benchmark interest rate in India was last recorded at 5.25 percent. This dataset provides - India Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Dataset tracking implied interest rate expectations for the European Central Bank and the Federal Reserve based on futures markets.

Monthly and long-term Brazil Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

BR: Interest Rate Spread data was reported at 32.521 % pa in 2024. This records an increase from the previous number of 31.461 % pa for 2023. BR: Interest Rate Spread data is updated yearly, averaging 31.121 % pa from Dec 1997 (Median) to 2024, with 28 observations. The data reached an all-time high of 58.360 % pa in 1998 and a record low of 19.585 % pa in 2013. BR: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Brazil – Table BR.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.;International Financial Statistics database, International Monetary Fund (IMF);Median;