The benchmark interest rate in the United States was last recorded at 4.50 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Norway was last recorded at 4.25 percent. This dataset provides the latest reported value for - Norway Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This paper investigates both the effects of domestic monetary policy and external shocks on fundamental macroeconomic variables in six fast growing emerging economies: Brazil, Russia, India, China, South Africa and Turkey—denoted hereafter as BRICS_T. The authors adopt a structural VAR model with a block exogeneity procedure to identify domestic monetary policy shocks and external shocks. Their research reveals that a contractionary monetary policy in most countries appreciates the domestic currency, increases interest rates, effectively controls inflation rates and reduces output. They do not find any evidence of the price, output, exchange rates and trade puzzles that are usually found in VAR studies. Their findings imply that the exchange rate is the main transmission mechanism in BRICS_T economies. The authors also find that that there are inverse J-curves in five of the six fast growing emerging economies and there are deviations from UIP (Uncovered Interest Parity) in response to a contractionary monetary policy in those countries. Moreover, world output shocks are not a dominant source of fluctuations in those economies.

The benchmark interest rate in Sweden was last recorded at 2 percent. This dataset provides the latest reported value for - Sweden Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Weekly updated dataset of Barclays mortgage products including interest rates, LTVs, APRC and product fees.

An important indicator of the financial strength of governmental entity is its bond rating. The bond rating is similar in nature to the credit score of an individual – the higher the score, the better the ability to borrow money to finance purchases at a lower interest rate. Similarly, the higher the bond rating for a governmental entity, the more opportunities to borrow money for capital needs at lower interest rates. A high bond rating is in excellent indicator of the overall financial health of a government.This measure is obtained each year when the city seeks to issue bonds to finance its’ projects. As part of this process, bond ratings are always obtained from the rating agencies: Standard & Poor’s. Fitch Ratings and Moody's Investor Service.This page provides data for the Bond Rating performance measure.Bond ratings are a reflection of the financial strength of an entity. A high rating means an entity can issue bonds to finance capital projects at lower interest rates; lower rates result in less interest to be paid on the repayment of the bonds. Ultimately, this lowers the costs of our capital projects to our taxpayers.The performance measure dashboard is available at 5.04 Bond Rating.Additional InformationSource: Standard & Poors, Moody's Investor Service, and Fitch Ratings are the major bond rating agencies in the United States and are widely used by governmental and non-governmental entities throughout the country.Contact: Jerry HartContact E-Mail: Jerry_Hart@tempe.govData Source Type: ExcelPreparation Method: ManualPublish Frequency: AnnuallyPublish Method: ManualData Dictionary

Weekly updated dataset of Nationwide Building Society mortgage products, including interest rates, LTVs, APRC and product fees.

Based on a large historical panel dataset, this paper provides evidence that the government spending multiplier can be significantly higher when interest rates are at or near the zero lower bound (ZLB). We estimate multipliers that are as high as 1.5 during ZLB episodes but small and statistically indistinguishable from zero during normal times. Our results are robust to different definitions of ZLB episodes, alternative ways of identifying government spending shocks, controlling for the exchange rate regime, and other potentially important state variables. In particular, we show that the difference in multipliers is not driven by multipliers being higher during periods of economic slack.

Antigua and Barbuda AG: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 6.997 % pa in 2018. This records an increase from the previous number of 6.645 % pa for 2017. Antigua and Barbuda AG: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 4.624 % pa from Dec 1982 (Median) to 2018, with 37 observations. The data reached an all-time high of 6.997 % pa in 2018 and a record low of 2.380 % pa in 1988. Antigua and Barbuda AG: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Antigua and Barbuda – Table AG.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics database.;;

The benchmark interest rate in Mexico was last recorded at 8 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Weekly updated dataset of Santander mortgage offerings, including interest rates, APRC, fees, and LTV for each product.

Weekly updated dataset of mortgage rates and offerings from TSB including details such as term length, initial interest rate, APRC, fees, and LTV.

We use Bayesian time-varying parameter structural vector autoregressions with stochastic volatility to investigate changes in reduced-form and structural correlations between inventories and either sales growth or the real interest rate in the USA during both the inter-war and post-World War II periods. We identify four structural shocks by combining a single long-run restriction to identify a permanent output shock with three sign restrictions to identify demand? and supply-side transitory shocks. We show that during both the inter-war and post-war periods the structural correlation between inventories and real interest rate conditional on identified interest rate shocks is systematically positive; the reduced-form correlation between the two series is positive during the post-war period, but in line with the predictions of theory it is robustly negative during the inter-war era; during that era the correlations between inventories and either of the two other series exhibit a remarkably strong co-movement with output at business cycle frequencies.

This dataset provides a comprehensive view of financial loan applications, integrating key features crucial for analytics and data modeling. It is structured into facts and dimensions, making it an ideal resource for building data warehouses or practicing advanced analytics techniques.

Dataset Highlights:

Loan ID: Purpose: Loan ID is a unique identifier assigned to each loan application or loan account. It serves as a primary key for tracking and managing individual loans. Use for Banks: Banks use Loan IDs to efficiently manage and track loans throughout their lifecycle. It aids in organizing loan records, monitoring repayments, and addressing customer inquiries.

Address State: Purpose: Address State indicates the borrower's location. It helps in assessing regional risk factors, compliance with state regulations, and estimating default probabilities. Use for Banks: Banks use this information to identify regional trends in loan demand, adjust marketing strategies, and manage risk portfolios based on geographic regions.

Employee Length: Purpose: Employee Length provides insights into the borrower's employment stability. Longer employment durations may indicate greater job security. Use for Banks: Banks consider employment length when assessing a borrower's ability to repay. Stable employment often translates to a lower default risk.

Employee Title: Purpose: Employee Title specifies the borrower's occupation or job title. It helps lenders understand the source of the borrower's income. Use for Banks: Banks use this field to verify income sources, assess the borrower's financial capacity, and tailor loan offers to different professions.

Grade: Purpose: Grade represents a risk classification assigned to the loan based on creditworthiness. Higher grades signify lower risk. Use for Banks: Banks use the grade to price loans and manage risk. Higher-grade loans typically receive lower interest rates and are more attractive to investors.

Sub Grade: Purpose: Sub Grade refines the risk assessment within a grade, providing additional risk differentiation. Use for Banks: Sub Grades offer a finer level of risk assessment, helping banks tailor interest rates and lending terms to match borrower risk profiles.

Home Ownership: Purpose: Home Ownership indicates the borrower's housing status. It offers insights into financial stability. Use for Banks: Banks use this field to assess collateral availability and borrower stability. Homeowners may have lower default rates.

Issue Date: Purpose: Issue Date marks the loan's origination date. It's crucial for loan tracking and maturity calculations. Use for Banks: Banks use Issue Dates to track loan aging, calculate interest accruals, and manage loan portfolios.

Last Credit Pull Date: Purpose: Last Credit Pull Date records when the borrower's credit report was last accessed. It helps monitor creditworthiness. Use for Banks: Banks use this date to track credit history updates, assess credit risk, and make informed lending decisions.

Last Payment Date: Purpose: Last Payment Date marks the most recent loan payment received. It tracks the borrower's payment history. Use for Banks: Banks use this date to assess payment behavior, calculate delinquency, and project future payments.

Loan Status: Purpose: Loan Status indicates the current state of the loan (e.g., fully paid, current, default). It tracks loan performance. Use for Banks: Banks use Loan Status to monitor loan health, categorize loans for risk analysis, and determine provisioning requirements.

Next Payment Date: Purpose: Next Payment Date estimates the date of the next loan payment. It assists in cash flow forecasting. Use for Banks: Banks use this date for liquidity planning and to project revenue from loan portfolios.

Purpose: Purpose: Purpose specifies the reason for the loan (e.g., debt consolidation, education). It helps understand borrower intentions. Use for Banks: Banks use this field to segment and customize loan offerings, aligning loan terms with borrower needs.

Term: Purpose: Term defines the duration of the loan in months. It sets the repayment period. Use for Banks: Banks use the term to structure loan agreements, calculate interest payments, and manage loan maturities.

Verification Status: Purpose: Verification Status indicates whether the borrower's financial information has been verified. It assesses data accuracy. Use for Banks: Banks use this field to gauge data reliability, verify income, and evaluate loan application credibility.

Annual Income: Purpose: Annual Income reflects the borrower's total yearly earnings. It assesses repayment capacity. Use for Banks: Banks use this income figure to determine loan eligibility, calculate debt-to-income ratios, and evaluate creditworthiness.

DTI (Debt-to-Income Ratio):...

Weekly updated dataset of Lloyds mortgage products including interest rates, LTVs, APRC and product fees.

Weekly updated dataset of NatWest Group mortgage products, detailing interest rates, LTVs, APRC values, and product fees.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

We examine when government debt crowds out investment for the US economy using an estimated New Keynesian model with detailed fiscal specifications and accounting for monetary and fiscal policy interactions. Whether investment is crowded in or out in the short term depends on policy shocks triggering debt expansions: higher debt can crowd in investment for cutting capital tax rates or increasing government investment. Contrary to the conventional view, no systematic relationships between real interest rates and investment exist, explaining why reduced-form regressions are inconclusive about crowding out. At longer horizons, distortionary financing is important for the negative investment response to debt.