As of December 2024, Japan held United States treasury securities totaling about 1.06 trillion U.S. dollars. Foreign holders of United States treasury debt According to the Federal Reserve and U.S. Department of the Treasury, foreign countries held a total of 8.5 trillion U.S. dollars in U.S. treasury securities as of December 2024. Of the total held by foreign countries, Japan and Mainland China held the greatest portions, with China holding 759 billion U.S. dollars in U.S. securities. The U.S. public debt In 2023, the United States had a total public national debt of 33.2 trillion U.S. dollars, an amount that has been rising steadily, particularly since 2008. In 2023, the total interest expense on debt held by the public of the United States reached 678 billion U.S. dollars, while 197 billion U.S. dollars in interest expense were intra governmental debt holdings. Total outlays of the U.S. government were 6.1 trillion U.S. dollars in 2023. By 2029, spending is projected to reach 8.3 trillion U.S. dollars.

Graph and download economic data for Federal Debt Held by Foreign and International Investors (FDHBFIN) from Q1 1970 to Q2 2025 about foreign, debt, federal, and USA.

At the end of 2023, depository institutions owned around 4.86 percent of the total U.S. debt. Depository institutions includes U.S. chartered depository institutions, foreign banking offices in the United States, banks in U.S. affiliated areas, credit unions, and bank holding companies.

The total debt accrued by the U.S. annually can be accessed here.

In 2023, the gross federal debt in the United States amounted to around ****** U.S. dollars per capita. This is a moderate increase from the previous year, when the per capita national debt amounted to about ****** U.S. dollars. The total debt accrued by the U.S. annually can be accessed here. Federal debt of the United States The level of national debt held by the United States government has risen sharply in the years following the Great Recession. Federal debt is the amount of debt the federal government owes to creditors who hold assets in the form of debt securities. As with individuals and consumers, there is a common consensus among economists that holding debt is not necessarily problematic for government so long as the public debt is held at a sustainable level. Although there is no agreed upon ratio of debt to gross domestic product, the increasing debt held by the Federal Reserve has become a major part of the political discourse in the United States. Politics and the national debt In recent years, debate over the debt ceiling has been of concern to domestic politicians, the owners of federal debt, and global economy as a whole. The debt ceiling is a legislated maximum amount that national debt can reach intended to impose a degree of fiscal prudence on incumbent governments. However, as national debt has grown the debt ceiling has been reached, thus forcing legislative action by Congress. In both 2011 and 2013, new legislation was passed by Congress allowing the debt ceiling to be raised. The Budget Control Act of 2011 and the No Budget, No Pay Act of 2013 successively allowed the government to avoid defaulting on national debt and therefore avert a potential economic crisis.

Panama is the Latin American country with the highest foreign debt in relation to its gross domestic product (GDP). The total debt held by Panama's central government to foreign creditors represented over 50 percent of the country's GDP in 2022. Nicaragua ranked second among the countries shown in this statistic, with an external debt equivalent to 40.5 percent of its GDP.

As of 2021, bilateral public creditors held the largest external debt stock in Egypt, with nearly **** billion U.S. dollars. Private bondholders with guaranteed debt and official multilateral creditors followed with close to **** billion U.S. dollars and **** billion U.S. dollars, respectively.

Banks and thrifts held the largest share of commercial real estate debt outstanding in the United States in the first quarter of 2023. About ** percent of the value of commercial mortgages outstanding was held by banks and thrifts. Agency, government-sponsored enterprise (GSE) portfolios, and MBS made up the second largest investor group, with ** percent of debt outstanding.

As of 2020, public multilateral creditors held the largest value of the total external debt of Algeria, reaching around *********** U.S. dollars. Moreover, bilateral creditors held *********** U.S. dollars, while private creditors were considerably less significant. In the same year, the long-term foreign debt of Algeria reached around ************ U.S. dollars.

China was the main bilateral creditor to African economies in 2019, with a share of ** percent of the continent's total external debt stock. The United States followed, owning **** percent of the foreign debt, while France had a share of *** percent in the cumulated debt. Overall, external debt in Sub-Saharan Africa has been increasing and reached *** million U.S. dollars in 2019.

Big Lots reported $271.37M in Trade Creditors for its fiscal quarter ending in August of 2024. Data for Big Lots | BIG - Trade Creditors including historical, tables and charts were last updated by Trading Economics this last September in 2025.

This statistic displays the average amount of unpaid U.S. consumer debts that have gone into collection as of 2014, by creditor. During that year, medical debts among U.S. consumers averaged 579 U.S. dollars. Collections tradelines can negatively affect a consumer's credit score.

Unpaid U.S. consumer debts gone into collection

Among unpaid U.S. consumer debts that have gone into collection, automotive creditors and credit union creditors have accumulated some of the highest debts, averaging ***** U.S. dollars and ***** U.S. dollars, respectively. However, both of these debts only account for *** percent of the collection tradelines of unpaid consumer debts in the country. Debts related to medical or health care accounted for over ** percent of collection tradelines. About ** percent of non-elderly adults in the country who had trouble paying medical bills were uninsured. However, many people covered by health insurance still have troubles paying for their medical bills. Medical debts can also arise when individuals have difficulty paying for their health insurance.

Complaints about medical debt collections are often due to debt that did not belong to the consumer and debt that was already paid, totaling ** percent and ** percent, respectively, which are the leading complaints among U.S. consumers. Total outstanding consumer credit in the United States has more than doubled from ******* billion U.S. dollars in 1997 to over three trillion U.S. dollars in 2013. Debt can lead to difficulties affording housing or other basic necessities, barriers to health care, and even bankruptcy.

Companies in the Subprime Auto Loans industry have contended with rising interest rates and significant economic volatility. Several small, specialized creditors have been pushed to bankruptcy because of growing subprime auto loan delinquencies. According to Fitch Ratings Inc., the index of the 60-day delinquency rate of subprime auto loans has climbed significantly over the past five years. In June 2025, the 60-day delinquency rate of subprime auto loans was 6.31% compared to 5.62% in June of 2024 (latest data available). As a result, many businesses have exited the industry. However, the Fed is anticipated to cut interest rates in the latter part of the current period which will reduce borrowing costs and positively impact the industry. As the economy has stabilized and economic factors have improved following disruptions at the onset of the period, the industry has benefited. For example, employment levels, access to credit and rising per capita disposable income have risen, enabling consumers to better afford car loans for used and new cars. Overall, industry revenue has climbed at a CAGR of 4.6% to $19.3 billion over the five years to 2025, including an expected increase of 0.5% in the current year alone. Industry profit has also grown and will comprise 20.4% of revenue in the current year. Despite the potential payout of subprime interest rates, many companies in the Auto Leasing, Loans and Sales Financing industry (IBISWorld report 52222) still chose not to expand the number of high-risk loans in their portfolios. Instead, they have sought super-prime and prime borrowers during heightened delinquency rates. Moreover, many primary auto dealers have begun reducing their auto financing divisions to eliminate high-risk borrowers. Moving forward, industry revenue will hike due to a rise in access to credit and consumer confidence, which will accelerate vehicle sales. Also, interest rates are expected to come down as the FED continues to monitor inflation and reduce rates accordingly. In addition, some consumers will seek to lock in financing deals as interest rates are cut. Overall, industry revenue is forecast to push up at a CAGR of 1.4% over the five years to 2030.

China was the main creditor country to Angola in the second quarter of 2021. Around ** percent of the public external debt was owned to Chinese creditors. The United Kingdom had a share of nearly ** percent of Angola's national debt. Overall, the Angolan public external debt amounted to ** billion U.S. dollars in the said period. From the total, around *** billion U.S. dollars were owned to bilateral creditors.

JPMorgan Chase was the bank with the largest consumer loan portfolios in the United States in the 4th quarter of 2024, amounting to *** billion U.S. dollars. The figures for UBS and Santander only refer to their activities in the U.S. and not their international loan portfolio. Consumer loans are those provided to individuals, such as mortgages, car loans, student loans, or personal loans. JPMorgan Chase and Bank of America were also the largest U.S. banks in terms of total assets in the 4th quarter of 2024.

The national debt of Costa Rica was 56.89 billion USD in 2024, the highest in the region.As defined by the International Monetary Fund, the general government gross debt consists of all liabilities that require payment or payments of interest and/or principal by the debtor to the creditor at a date or dates in the future.

As of 2019, public multilateral creditors held the largest value of the total external debt in Morocco, reaching around ***** billion U.S. dollars. Moreover, bondholders credited the government with approximately **** billion U.S. dollars. Overall, in the same year, the total external debt in Morocco reached around ***** billion U.S. dollars.

Banks and thrifts held the largest share of commercial real estate debt outstanding in the United States in the first quarter of 2023. The value of commercial mortgages outstanding held by banks and thrifts amounted to over *** trillion U.S. dollars, about ** percent of the total *** trillion U.S. dollars worth of debt in the sector. Agency, government-sponsored enterprise (GSE) portfolios, and MBS made up the second largest investor group, with nearly *** trillion U.S. dollars.

Private bondholders with guaranteed debt held the largest value of South African external debt in 2020. As of that year, nearly ** billion U.S dollars were held by them. Furthermore, around ** billion U.S. dollars were held by commercial banks and others as unguaranteed debt. On the other hand, public guaranteed debt aggregated over ** billion U.S. dollars (multilateral and bilateral creditors).

Angola's public external debt increased to some ** billion U.S. dollars in 2021. From the total, the largest amount (**** billion U.S. dollars) was owed to commercial banks and enterprises. Debt with bilateral and multilateral creditors summed up to *** billion U.S. dollars and *** billion U.S. dollars, respectively. Overall, Angola's total external debt equaled nearly ** billion U.S. dollars in the same year.

In 2024, United Wholesale Mortgage was the largest mortgage provider in the United States, with nearly ***** billion U.S. dollars in mortgage lending. In terms of number of mortgage originations, United Wholesale Mortgage also ranked the highest. How do home buyers finance their home purchase? The most common way to finance a new home is via a mortgage, while only a small fraction of home sales is paid in cash. When it comes to different types of housing loans, there are also various options, such as conventional, FHA insured, and VA guaranteed. FHA insured loans are mortgages provided by approved lenders and insured by the Federal Housing Authority. Because of the lower risk associated, home buyers can pay a smaller down payment or have lower credit score. Similarly, VA loans are guaranteed by the Department of Veterans Affairs and are available for veterans, service members, and their surviving spouses. Purchase vs refinance mortgages Once a home buyer has taken out a mortgage for a new home, they can later renegotiate the conditions of the loan. This allows them to shorten or extend the loan term, obtain a lower interest rate, or convert the home’s equity into cash. When mortgage rates were at their lowest in 2020 and 2021, refinance mortgages surged, while purchase mortgages increased at a lower rate.