The benchmark interest rate in Canada was last recorded at 2.75 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Bank Lending Rate in Canada remained unchanged at 4.95 percent in August. This dataset provides - Canada Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This table contains 38 series, with data starting from 1957 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Rates (38 items: Bank rate; Chartered bank administered interest rates - prime business; Chartered bank - consumer loan rate; Forward premium or discount (-), United States dollars in Canada: 1 month; ...).

Canada Conventional Mortgage: 5 Years: Weekly data was reported at 6.490 % pa in 07 May 2025. This stayed constant from the previous number of 6.490 % pa for 30 Apr 2025. Canada Conventional Mortgage: 5 Years: Weekly data is updated weekly, averaging 5.700 % pa from Jan 2000 (Median) to 07 May 2025, with 1323 observations. The data reached an all-time high of 8.750 % pa in 31 May 2000 and a record low of 4.640 % pa in 12 Jul 2017. Canada Conventional Mortgage: 5 Years: Weekly data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M005: Conventional Mortgage Rate. [COVID-19-IMPACT]

FocusEconomics' economic data is provided by official state statistical reporting agencies as well as our global network of leading banks, think tanks and consultancies. Our datasets provide not only historical data, but also Consensus Forecasts and individual forecasts from the aformentioned global network of economic analysts. This includes the latest forecasts as well as historical forecasts going back to 2010. Our global network consists of over 1000 world-renowned economic analysts from which we calculate our Consensus Forecasts. In this specific dataset you will find economic data for Canada Interest Rate.

This table contains 102 series, with data starting from 2013, and some select series starting from 2016. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Components (51 items: Total, funds advanced, residential mortgages, insured; Variable rate, insured; Fixed rate, insured, less than 1 year; Fixed rate, insured, from 1 to less than 3 years; ...), and Unit of measure (2 items: Dollars; Interest rate). For additional clarification on the component dimension, please visit the OSFI website for the Report on New and Existing Lending.

Canada Conventional Mortgage: 1 Year data was reported at 6.090 % pa in Apr 2025. This records a decrease from the previous number of 6.990 % pa for Mar 2025. Canada Conventional Mortgage: 1 Year data is updated monthly, averaging 6.425 % pa from Jan 1980 (Median) to Apr 2025, with 544 observations. The data reached an all-time high of 21.250 % pa in Sep 1981 and a record low of 2.790 % pa in Feb 2022. Canada Conventional Mortgage: 1 Year data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M005: Conventional Mortgage Rate.

Canada CA: Real Interest Rate data was reported at 0.126 % pa in 2017. This records a decrease from the previous number of 1.969 % pa for 2016. Canada CA: Real Interest Rate data is updated yearly, averaging 2.987 % pa from Dec 1961 (Median) to 2017, with 57 observations. The data reached an all-time high of 10.363 % pa in 1990 and a record low of -4.170 % pa in 1974. Canada CA: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Canada – Table CA.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.;;

Canada CA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 2.183 % pa in 2017. This records a decrease from the previous number of 2.200 % pa for 2016. Canada CA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 1.781 % pa from Dec 1960 (Median) to 2017, with 58 observations. The data reached an all-time high of 2.926 % pa in 1974 and a record low of 0.649 % pa in 1968. Canada CA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Canada – Table CA.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics database.;;

Debt service ratios, interest and obligated principal payments on debt, and related statistics for households, Canada.

Canada Residential Mortgages: Funds Advanced: Insured: Variable Rate data was reported at 4.570 % pa in Feb 2025. This records a decrease from the previous number of 4.590 % pa for Jan 2025. Canada Residential Mortgages: Funds Advanced: Insured: Variable Rate data is updated monthly, averaging 2.960 % pa from Jan 2013 (Median) to Feb 2025, with 146 observations. The data reached an all-time high of 7.700 % pa in Jul 2023 and a record low of 1.450 % pa in Oct 2021. Canada Residential Mortgages: Funds Advanced: Insured: Variable Rate data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Canada Residential Mortgages: Funds Advanced: Variable Rate: Open data was reported at 7.070 % pa in Feb 2025. This records a decrease from the previous number of 7.250 % pa for Jan 2025. Canada Residential Mortgages: Funds Advanced: Variable Rate: Open data is updated monthly, averaging 4.830 % pa from Jul 2016 (Median) to Feb 2025, with 104 observations. The data reached an all-time high of 9.920 % pa in Sep 2023 and a record low of 3.310 % pa in Dec 2021. Canada Residential Mortgages: Funds Advanced: Variable Rate: Open data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Residential Mortgages: Funds Advanced: Insured: Fixed Rate: 5 Yrs & Over data was reported at 4.240 % pa in Feb 2025. This records a decrease from the previous number of 4.290 % pa for Jan 2025. Residential Mortgages: Funds Advanced: Insured: Fixed Rate: 5 Yrs & Over data is updated monthly, averaging 3.050 % pa from Jan 2013 (Median) to Feb 2025, with 146 observations. The data reached an all-time high of 5.640 % pa in Nov 2023 and a record low of 1.900 % pa in Feb 2021. Residential Mortgages: Funds Advanced: Insured: Fixed Rate: 5 Yrs & Over data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Canada Residential Mortgages: Funds Advanced: Uninsured: Fixed Rate: 3 to <5 Yrs data was reported at 4.410 % pa in Feb 2025. This records a decrease from the previous number of 4.430 % pa for Jan 2025. Canada Residential Mortgages: Funds Advanced: Uninsured: Fixed Rate: 3 to <5 Yrs data is updated monthly, averaging 2.950 % pa from Jan 2013 (Median) to Feb 2025, with 146 observations. The data reached an all-time high of 6.140 % pa in Nov 2023 and a record low of 1.830 % pa in Jan 2021. Canada Residential Mortgages: Funds Advanced: Uninsured: Fixed Rate: 3 to <5 Yrs data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: <1 Yr data was reported at 6.490 % pa in Feb 2025. This records a decrease from the previous number of 6.590 % pa for Jan 2025. Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: <1 Yr data is updated monthly, averaging 4.210 % pa from Jul 2016 (Median) to Feb 2025, with 104 observations. The data reached an all-time high of 6.590 % pa in Jan 2025 and a record low of 3.720 % pa in Nov 2016. Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: <1 Yr data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: 1 to <3 Yrs data was reported at 5.250 % pa in Feb 2025. This records a decrease from the previous number of 5.280 % pa for Jan 2025. Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: 1 to <3 Yrs data is updated monthly, averaging 3.160 % pa from Jul 2016 (Median) to Feb 2025, with 104 observations. The data reached an all-time high of 5.280 % pa in Jan 2025 and a record low of 2.480 % pa in Jan 2017. Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: 1 to <3 Yrs data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Canada Residential Mortgages: Outstanding Balances: Insured: Fixed Rate: <1 Yr data was reported at 4.620 % pa in Feb 2025. This records a decrease from the previous number of 4.850 % pa for Jan 2025. Canada Residential Mortgages: Outstanding Balances: Insured: Fixed Rate: <1 Yr data is updated monthly, averaging 4.105 % pa from Jul 2016 (Median) to Feb 2025, with 104 observations. The data reached an all-time high of 6.960 % pa in Jun 2023 and a record low of 2.990 % pa in Apr 2017. Canada Residential Mortgages: Outstanding Balances: Insured: Fixed Rate: <1 Yr data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Housing Starts in Canada increased to 294.10 Thousand units in July from 283.50 Thousand units in June of 2025. This dataset provides the latest reported value for - Canada Housing Starts - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Canada Residential Mortgages: Outstanding Balances: Uninsured: Variable Rate data was reported at 4.710 % pa in Feb 2025. This records a decrease from the previous number of 4.720 % pa for Jan 2025. Canada Residential Mortgages: Outstanding Balances: Uninsured: Variable Rate data is updated monthly, averaging 3.140 % pa from Jul 2016 (Median) to Feb 2025, with 104 observations. The data reached an all-time high of 6.680 % pa in May 2024 and a record low of 1.860 % pa in Feb 2022. Canada Residential Mortgages: Outstanding Balances: Uninsured: Variable Rate data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]