The benchmark interest rate in Canada was last recorded at 2.25 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Bank Lending Rate in Canada decreased to 4.45 percent in November from 4.70 percent in October of 2025. This dataset provides - Canada Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Canada Conventional Mortgage: 5 Years: Weekly data was reported at 6.490 % pa in 07 May 2025. This stayed constant from the previous number of 6.490 % pa for 30 Apr 2025. Canada Conventional Mortgage: 5 Years: Weekly data is updated weekly, averaging 5.700 % pa from Jan 2000 (Median) to 07 May 2025, with 1323 observations. The data reached an all-time high of 8.750 % pa in 31 May 2000 and a record low of 4.640 % pa in 12 Jul 2017. Canada Conventional Mortgage: 5 Years: Weekly data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M005: Conventional Mortgage Rate. [COVID-19-IMPACT]

This table contains 38 series, with data starting from 1957 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Rates (38 items: Bank rate; Chartered bank administered interest rates - prime business; Chartered bank - consumer loan rate; Forward premium or discount (-), United States dollars in Canada: 1 month; ...).

This table contains 102 series, with data starting from 2013, and some select series starting from 2016. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Components (51 items: Total, funds advanced, residential mortgages, insured; Variable rate, insured; Fixed rate, insured, less than 1 year; Fixed rate, insured, from 1 to less than 3 years; ...), and Unit of measure (2 items: Dollars; Interest rate). For additional clarification on the component dimension, please visit the OSFI website for the Report on New and Existing Lending.

Canada CA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 2.183 % pa in 2017. This records a decrease from the previous number of 2.200 % pa for 2016. Canada CA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 1.781 % pa from Dec 1960 (Median) to 2017, with 58 observations. The data reached an all-time high of 2.926 % pa in 1974 and a record low of 0.649 % pa in 1968. Canada CA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Canada – Table CA.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics database.;;

Canada Residential Mortgages: Funds Advanced: Uninsured: Variable Rate data was reported at 4.590 % pa in Feb 2025. This records a decrease from the previous number of 4.640 % pa for Jan 2025. Canada Residential Mortgages: Funds Advanced: Uninsured: Variable Rate data is updated monthly, averaging 2.860 % pa from Jan 2013 (Median) to Feb 2025, with 146 observations. The data reached an all-time high of 7.380 % pa in Aug 2023 and a record low of 1.450 % pa in Oct 2021. Canada Residential Mortgages: Funds Advanced: Uninsured: Variable Rate data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

This data provides a quarterly overview of housing affordability for homeowners in B.C. and in its major cities (census metropolitan areas). Housing affordability is measured using the Mortgage Payment Percent of Income (MPPI) which is calculated every quarter based on: • A new home buyer earning the median after-tax income for the quarter • The median home price in a region • A 25-year variable-rate mortgage • The minimum down payment • The current prime interest rate By combining home prices, income levels, and mortgage rates, the MPPI produces a full picture of housing affordability over time. Sources of Data: Statistics Canada (StatsCan): Income Data, Prime Rates, Consumer Price Index; BC Assessment Authority (BCA): House Prices

The yield on Canada 5 Year Bond Yield eased to 2.81% on December 2, 2025, marking a 0.01 percentage points decrease from the previous session. Over the past month, the yield has edged up by 0.08 points, though it remains 0.17 points lower than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. This dataset includes a chart with historical data for Canada 5Y.

Canada Residential Mortgages: Funds Advanced: Uninsured: Fixed Rate: 3 to <5 Yrs data was reported at 4.410 % pa in Feb 2025. This records a decrease from the previous number of 4.430 % pa for Jan 2025. Canada Residential Mortgages: Funds Advanced: Uninsured: Fixed Rate: 3 to <5 Yrs data is updated monthly, averaging 2.950 % pa from Jan 2013 (Median) to Feb 2025, with 146 observations. The data reached an all-time high of 6.140 % pa in Nov 2023 and a record low of 1.830 % pa in Jan 2021. Canada Residential Mortgages: Funds Advanced: Uninsured: Fixed Rate: 3 to <5 Yrs data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: <1 Yr data was reported at 6.490 % pa in Feb 2025. This records a decrease from the previous number of 6.590 % pa for Jan 2025. Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: <1 Yr data is updated monthly, averaging 4.210 % pa from Jul 2016 (Median) to Feb 2025, with 104 observations. The data reached an all-time high of 6.590 % pa in Jan 2025 and a record low of 3.720 % pa in Nov 2016. Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: <1 Yr data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: 1 to <3 Yrs data was reported at 5.250 % pa in Feb 2025. This records a decrease from the previous number of 5.280 % pa for Jan 2025. Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: 1 to <3 Yrs data is updated monthly, averaging 3.160 % pa from Jul 2016 (Median) to Feb 2025, with 104 observations. The data reached an all-time high of 5.280 % pa in Jan 2025 and a record low of 2.480 % pa in Jan 2017. Canada Residential Mortgages: Outstanding Balances: Uninsured: Fixed Rate: 1 to <3 Yrs data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Canada Residential Mortgages: Outstanding Balances: Insured: Fixed Rate: 1 to <3 Yrs data was reported at 4.650 % pa in Feb 2025. This records a decrease from the previous number of 4.700 % pa for Jan 2025. Canada Residential Mortgages: Outstanding Balances: Insured: Fixed Rate: 1 to <3 Yrs data is updated monthly, averaging 2.860 % pa from Jul 2016 (Median) to Feb 2025, with 104 observations. The data reached an all-time high of 5.220 % pa in May 2024 and a record low of 2.370 % pa in Apr 2017. Canada Residential Mortgages: Outstanding Balances: Insured: Fixed Rate: 1 to <3 Yrs data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Canada Residential Mortgages: Outstanding Balances: Uninsured: Variable Rate data was reported at 4.710 % pa in Feb 2025. This records a decrease from the previous number of 4.720 % pa for Jan 2025. Canada Residential Mortgages: Outstanding Balances: Uninsured: Variable Rate data is updated monthly, averaging 3.140 % pa from Jul 2016 (Median) to Feb 2025, with 104 observations. The data reached an all-time high of 6.680 % pa in May 2024 and a record low of 1.860 % pa in Feb 2022. Canada Residential Mortgages: Outstanding Balances: Uninsured: Variable Rate data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]