The International Bank for Reconstruction and Development (IBRD) loans are public and publicly guaranteed debt extended by the World Bank Group. IBRD loans are made to, or guaranteed by, countries that are members of IBRD. IBRD may also make loans to IFC. IBRD lends at market rates. Data are in U.S. dollars calculated using historical rates. This dataset contains the latest available snapshot of the Statement of Loans. The World Bank complies with all sanctions applicable to World Bank transactions.

Real interest rate (%) by country from 1960-2022 from the World Bank. International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.

The average for 2024 based on 4 countries was 8.92 percent. The highest value was in Mozambique: 15.86 percent and the lowest value was in Sierra Leone: 0.36 percent. The indicator is available from 1961 to 2024. Below is a chart for all countries where data are available.

Abstract

The Survey on Interest Rate Controls 2020 was conducted as a World Bank Group study on interest rate controls (IRCs) in lending and deposit markets around the world. The study aims to identify the different types of formal (or de jure) controls, the countries that apply then, how they implement them, and the reasons for doing so. The objective of the study is to advance knowledge on this topic by providing an evidence base for investigating the impact of IRCs on economic outcomes.

The survey investigates present IRCs in each surveyed country, the reasons why they have been applied, the framework and resources associated with their application and the details as to their level and functioning. The focus is on legal forms of control (i.e. codified into law) as opposed to de facto controls. The new database on interest rate controls, a popular form of financial repression is based on a survey of 108 countries, representing 88 percent of global gross domestic product. The interest rate controls presented in this dataset were in effect in 2019.

Geographic coverage

Global Survey, covering 108 countries, representing 88 percent of global GDP.

Analysis unit

Regulation at the national level.

Universe

Banking supervisors and Local Banking Associations.

Kind of data

Sample survey data [ssd]

Mode of data collection

Mail Questionnaire [mail]

Research instrument

Bank supervisors and banking associations were provided with a standard excel file with five parts. The survey was structured in five parts, each placed in a different excel sheet. Part A: Introduction. Countries with no IRCs in place were asked to only answer this sheet and leave the rest blank. Part B: Presented the definitions of controls, institutions, products and additional aspects that will be covered in the survey. Part C: Introduced a set of qualitative questions to describe the IRCs in place. Part D: Displayed a set of tables to quantitatively describe the IRCs in place. Part E: Laid out the final set of questions, covering sanctions and control mechanisms that support the IRCs' enforcement. The questionnaire is provided in the Documentation section in pdf and excel.

The average for 2023 based on 88 countries was 14.12 percent. The highest value was in Zimbabwe: 170.29 percent and the lowest value was in Switzerland: 2.86 percent. The indicator is available from 1960 to 2024. Below is a chart for all countries where data are available.

Japan JP: Real Interest Rate data was reported at 0.769 % pa in 2016. This records an increase from the previous number of -0.978 % pa for 2015. Japan JP: Real Interest Rate data is updated yearly, averaging 2.802 % pa from Dec 1961 (Median) to 2016, with 56 observations. The data reached an all-time high of 6.125 % pa in 1983 and a record low of -12.450 % pa in 1970. Japan JP: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Japan – Table JP.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Iraq IQ: Real Interest Rate data was reported at 53.543 % pa in 2015. This records an increase from the previous number of 13.392 % pa for 2014. Iraq IQ: Real Interest Rate data is updated yearly, averaging 0.677 % pa from Dec 2004 (Median) to 2015, with 12 observations. The data reached an all-time high of 53.543 % pa in 2015 and a record low of -14.278 % pa in 2005. Iraq IQ: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Iraq – Table IQ.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

In September 2025, global inflation rates and central bank interest rates showed significant variation across major economies. Most economies initiated interest rate cuts from mid-2024 due to declining inflationary pressures. The U.S., UK, and EU central banks followed a consistent pattern of regular rate reductions throughout late 2024. In September 2025, Russia maintained the highest interest rate at 17 percent, while Japan retained the lowest at 0.5 percent. Varied inflation rates across major economies The inflation landscape varies considerably among major economies. China had the lowest inflation rate at -0.3 percent in September 2025. In contrast, Russia maintained a high inflation rate of 8 percent. These figures align with broader trends observed in early 2025, where China had the lowest inflation rate among major developed and emerging economies, while Russia's rate remained the highest. Central bank responses and economic indicators Central banks globally implemented aggressive rate hikes throughout 2022-23 to combat inflation. The European Central Bank exemplified this trend, raising rates from 0 percent in January 2022 to 4.5 percent by September 2023. A coordinated shift among major central banks began in mid-2024, with the ECB, Bank of England, and Federal Reserve initiating rate cuts, with forecasts suggesting further cuts through 2025 and 2026.

Real interest rate (%) in India was reported at 2.5213 % in 2022, according to the World Bank collection of development indicators, compiled from officially recognized sources. India - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on October of 2025.

TR: Deposit Interest Rate data was reported at 15.288 % pa in 2017. This records an increase from the previous number of 14.610 % pa for 2016. TR: Deposit Interest Rate data is updated yearly, averaging 40.583 % pa from Dec 1979 (Median) to 2017, with 39 observations. The data reached an all-time high of 87.791 % pa in 1994 and a record low of 7.333 % pa in 1979. TR: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Turkey – Table TR.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Lending interest rate (%) in Burkina Faso was reported at 6.25 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Burkina Faso - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

The average for 2024 based on 73 countries was 4.99 percent. The highest value was in Brazil: 35.09 percent and the lowest value was in Argentina: -47.48 percent. The indicator is available from 1961 to 2024. Below is a chart for all countries where data are available.

Real interest rate (%) in Namibia was reported at 7.4639 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Namibia - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

Lending interest rate (%) in Jordan was reported at 8.4767 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Jordan - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

Lending interest rate (%) in Philippines was reported at 7.0958 % in 2019, according to the World Bank collection of development indicators, compiled from officially recognized sources. Philippines - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

View yearly updates and historical trends for Tunisia Deposit Interest Rate. Source: World Bank. Track economic data with YCharts analytics.

Zimbabwe ZW: Real Interest Rate data was reported at 5.728 % pa in 2016. This records a decrease from the previous number of 7.576 % pa for 2015. Zimbabwe ZW: Real Interest Rate data is updated yearly, averaging 34.675 % pa from Dec 1980 (Median) to 2016, with 32 observations. The data reached an all-time high of 572.936 % pa in 2007 and a record low of 4.257 % pa in 1980. Zimbabwe ZW: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Zimbabwe – Table ZW.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

This dataset simulates a set of key economic, social, and environmental indicators for 20 countries over the period from 2010 to 2019. The dataset is designed to reflect typical World Bank metrics, which are used for analysis, policy-making, and forecasting. It includes the following variables:

Country Name: The country for which the data is recorded. Year: The specific year of the observation (from 2010 to 2019). GDP (USD): Gross Domestic Product in billions of US dollars, indicating the economic output of a country. Population: The total population of the country in millions. Life Expectancy (in years): The average life expectancy at birth for the country’s population. Unemployment Rate (%): The percentage of the total labor force that is unemployed but actively seeking employment. CO2 Emissions (metric tons per capita): The per capita carbon dioxide emissions, reflecting environmental impact. Access to Electricity (% of population): The percentage of the population with access to electricity, representing infrastructure development. Country:

Description: Name of the country for which the data is recorded. Data Type: String Example: "United States", "India", "Brazil" Year:

Description: The year in which the data is observed. Data Type: Integer Range: 2010 to 2019 Example: 2012, 2015 GDP (USD):

Description: The Gross Domestic Product of the country in billions of US dollars, indicating the economic output. Data Type: Float (billions of USD) Example: 14200.56 (represents 14,200.56 billion USD) Population:

Description: The total population of the country in millions. Data Type: Float (millions of people) Example: 331.42 (represents 331.42 million people) Life Expectancy (in years):

Description: The average number of years a newborn is expected to live, assuming that current mortality rates remain constant throughout their life. Data Type: Float (years) Range: Typically between 50 and 85 years Example: 78.5 years Unemployment Rate (%):

Description: The percentage of the total labor force that is unemployed but actively seeking employment. Data Type: Float (percentage) Range: Typically between 2% and 25% Example: 6.25% CO2 Emissions (metric tons per capita):

Description: The amount of carbon dioxide emissions per person in the country, measured in metric tons. Data Type: Float (metric tons) Range: Typically between 0.5 and 20 metric tons per capita Example: 4.32 metric tons per capita Access to Electricity (%):

Description: The percentage of the population with access to electricity. Data Type: Float (percentage) Range: Typically between 50% and 100% Example: 95.7%

This Dataset comes from the R Package wbstats. The World Bank[https://www.worldbank.org/] is a tremendous source of global socio-economic data; spanning several decades and dozens of topics, it has the potential to shed light on numerous global issues. To help provide access to this rich source of information, The World Bank themselves, provide a well structured RESTful API. While this API is very useful for integration into web services and other high-level applications, it becomes quickly overwhelming for researchers who have neither the time nor the expertise to develop software to interface with the API. This leaves the researcher to rely on manual bulk downloads of spreadsheets of the data they are interested in. This too is can quickly become overwhelming, as the work is manual, time consuming, and not easily reproducible. The goal of the wbstats R-package is to provide a bridge between these alternatives and allow researchers to focus on their research questions and not the question of accessing the data. The wbstats R-package allows researchers to quickly search and download the data of their particular interest in a programmatic and reproducible fashion; this facilitates a seamless integration into their workflow and allows analysis to be quickly rerun on different areas of interest and with realtime access to the latest available data.

World Development Indicators (WDI) is the primary World Bank collection of development indicators, compiled from officially recognized international sources. It presents the most current and accurate global development data available, and includes national, regional and global estimates. Copied from https://databank.worldbank.org/source/world-development-indicators.

Highlighted features of the wbstats R-package: * Uses version 2 of the World Bank API that provides access to more indicators and metadata than the previous API version * Access to all annual, quarterly, and monthly data available in the API * Support for searching and downloading data in multiple languages * Returns data in either wide (default) or long format * Support for Most Recent Value queries * Support for grep style searching for data descriptions and names * Ability to download data not only by country, but by aggregates as well, such as High Income or South Asia

More information can be found at https://www.rdocumentation.org/packages/wbstats/versions/1.0.4

Note for Version 1. Version 1 published January 2023. Its primary focus is on the featured indicator of climate change. Other versions planned will cover other featured indicators such as economy, education, energy, environment, debt, gender, health, infrastructure, poverty, science and technology.

View yearly updates and historical trends for US Lending Interest Rate. from United States. Source: World Bank. Track economic data with YCharts analytics.